2020 Volvo XC90 Review
Price Range:Â $18,130 - $33,990
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Price & Payment
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Average price:Â $26,650
$
to$
Price
Pros
- Elegant interior and exterior styling
- Precise handling that inspires confidence
- Spacious second- and third-row seating for a midsize SUV
- Many standard safety technology features
- Available as a plug-in hybrid
Cons
- Comes up short in performance and real-world fuel economy
- Some touchscreen controls can be hard to use
What's new
- Lightly refreshed exterior styling
- Revised brakes and suspension for improved comfort and smoothness
- Six-seat option available for Momentum and Inscription models
- Part of the second XC90 generation introduced for 2016
Overview
Step into most any modern luxury car and you'll find a cabin with enough buttons and switches to make an airline pilot feel right at home. In contrast, the 2020 Volvo XC90 offers a simple, elegant interior that exemplifies the minimalist Swedish design ethos. It's a refreshing approach that helps set the XC90 apart from other three-row SUVs.
For sale near Ashburn, VA
29 listings
- $18,130great price
- 97,097 miles
- 6 Seats, 18 City / 26 Hwy MPG
- 1,297 mi away
- Home delivery*
- AWD/4WD
- Back-up camera
- Bluetooth
- Navigation
- Leather Seats
Close
Located in Austin, TX
3rd Row Seat,Apple CarPlay,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Keyless Start,Lane Keeping Assist...
- Features and Specs:
- 21 Combined MPG (18 City/26 Highway)
- Listing Information:
- VIN:
- YV4A221K2L1572547
- Stock:
- L1572547DW
- Certified Pre-Owned:
- No
- $20,990good price$2,186 below market
- 74,803 miles
- 7 Seats, 18 City / 26 Hwy MPG
- 2,353 mi away
- Home delivery*
- AWD/4WD
- Back-up camera
- Bluetooth
- Navigation
- Leather Seats
Close
Located in Eugene, OR
CarFax No Accidents Reported,3rd Row Seat,Apple CarPlay,Back-Up Camera,Blind Spot Monitor,Bluetooth,Brake Assist,Hands-Free Liftgate,Heated Seats,Keyl...
- Features and Specs:
- 21 Combined MPG (18 City/26 Highway)
- Listing Information:
- VIN:
- YV4A22PK5L1615480
- Stock:
- L1615480P
- Certified Pre-Owned:
- No
The unusual cabin design isn't the only thing that differentiates the Volvo XC90. While some rivals offer a range of powerful (but thirsty) V6 and V8 engines, the XC90 is driven exclusively by a turbocharged four-cylinder engine. There are three versions, which Volvo dubs T5, T6 and T8. The T5's 250 horsepower is a little underwhelming, but the T6's 300 hp and the T8's 400 hp are certainly satisfying.
The XC90 isn't perfect, however. The minimalist design means most of the vehicle's functions are accessible in the infotainment screen, and the layout isn't the most intuitive. We also take issue with half-baked voice controls that fail to recognize points of interest. Technology missteps aside, the XC90 is one of the better choices in the segment. This year's improvements to the suspension and T8 hybrid's brake pedal make recommending the Volvo XC90 easier than ever.
2020 Volvo XC90 trim level differences
The 2020 Volvo XC90 is a luxury SUV with two seating configurations and three trim levels: Momentum, R-Design and Inscription. Three engine choices of increasing power are offered for most trim levels, named T5, T6 and T8 eAWD Plug-in Hybrid. The T5 is available in either a front- or all-wheel-drive configuration, while the other drivetrains come with all-wheel drive. Seating for seven is standard, though the T6 and T8 powertrains in Momentum or Inscription trims can have a six-seat configuration with second-row captain's chairs. Compare the 2020 Volvo XC90 trim levels in-depth.
Which XC90 trim does Edmunds recommend?
The base turbocharged four-cylinder is the least expensive of the bunch, but we're skeptical of its ability to effortlessly carry seven people and luggage. And while the T8 is the most powerful, it also adds quite a bit to the bottom line. The T6 is just right. While the Momentum has a lengthy list of standard features, we think buyers should upgrade for the true luxury experience. Either of the two upper trims is worth the extra money — it comes down to personal preference between the sport-themed R-Design and the luxurious Inscription.

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Cost to Drive
Monthly estimates based on costs in Virginia
$237/mo  for XC90 T5 Momentum
XC90 T5 Momentum
vs
$301/mo
Avg. Large SUV
Reliability
The 2020 Volvo XC90 has a 4 years / 50,000 miles basic warranty and 7 recalls. RepairPal gives it a reliability rating of 3.5 out of 5, ranks it #17 out of 29 among Luxury Midsize SUVs. Below you’ll find our owner reviews.
Reliability Rating by RepairPal
3.5 out of 5 stars3.5/5Above Average
#17 out of 29 among Luxury Midsize SUVs
RepairPal Reliability Ratings are based on the actual cost, frequency, and severity of unscheduled repairs and maintenance on make/model data for select 2008-2022 vehicles. The reliability of a specific vehicle may vary depending on its maintenance and driving history, model year, trim, and features.
Cost
$621/yr
vs. $602/yr
for Average Luxury Midsize SUV
for Average Luxury Midsize SUV
Frequency
1.68x/yr
vs. 1.09x/yr
for Average Luxury Midsize SUV
for Average Luxury Midsize SUV
Severity
10.9%
vs. 9.4%
for Average Luxury Midsize SUV
for Average Luxury Midsize SUV
powered by RepairPal
Recalls
7Â recalls foundChecking if a car has a recall is simple. Just type the car's VIN number into the NHTSA website (https://www.nhtsa.gov/recalls). If there's an unrepaired recall, you'll see it there.
If a recall shows up, just call your local car dealer. They'll know about the recall and will work with the car maker to fix it for free (if the recall happened within 10 years of the car being first sold).
- Recall Number:Â
- 25V179000
- Manufacturer Recall Number:Â
- R10312
- Manufactured from:Â
- 2019-06-04 to 2021-11-29
- Number of vehicles affected:Â
- 7483
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2020-2021 S90, 2020-2022 S60, V60, XC60, XC90, and 2022 V90 plug-in hybrid vehicles. The high-voltage battery may experience a short circuit within the battery module when the battery is fully charged and the vehicle is parked.
- Defect Consequence:Â
- A short circuit in a high-voltage battery increases the risk of a fire.
- Corrective Action:Â
- Owners are advised not to charge their vehicles until the remedy has been completed. Dealers will inspect and replace the high-voltage battery module as necessary. In addition, dealers will update the software to monitor the battery. All repairs will be performed free of charge. Owner notification letters were mailed May 28, 2025. Owners may contact Volvo Car's customer service at 1-800-458-1552. Volvo Car's number for this recall is R10312.
- Recall Number:Â
- 23V827000
- Manufacturer Recall Number:Â
- R10259
- Number of vehicles affected:Â
- 2911
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.
- Defect Consequence:Â
- An improperly tightened seat belt buckle may not restrain an occupant as intended, increasing their risk of injury during a crash.
- Corrective Action:Â
- Dealers will inspect and tighten the second-row seat belt buckle anchorage bolts, as necessary, free of charge. Owner notification letters were mailed January 19, 2024. Owners may contact Volvo Car customer service at 1-800-458-1552. Volvo Car's number for this recall is R10259.
- Recall Number:Â
- 23V001000
- Manufacturer Recall Number:Â
- R10213
- Number of vehicles affected:Â
- 74
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2022 V60CC, XC60, and XC90 vehicles. During steering gear assembly, double screws may have been assembled on top of each other, which can cause a screw to fall into the gearbox housing.
- Defect Consequence:Â
- A screw inside the gearbox housing can cause the steering wheel to lock up and increase the risk of a crash.
- Corrective Action:Â
- Dealers will replace the steering gear, free of charge. Owner notification letters are expected to be mailed March 1, 2023. Owners may contact Volvo Car's customer service at 1-800-458-1552. Volvo Car's number for this recall is R10213.
- Recall Number:Â
- 21V716000
- Manufacturer Recall Number:Â
- R10120
- Number of vehicles affected:Â
- 9
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2021 S90L, 2020-2021 XC60, and XC90 vehicles. An improperly welded rotor and shaft may separate within the integrated brake system.
- Defect Consequence:Â
- Separation of the rotor and shaft may cause a reduction in braking assistance and a loss of the Antilock Brake System (ABS) and Electronic Stability Control (ESC), increasing the risk of a crash.
- Corrective Action:Â
- Dealers will replace the hydraulic unit, free of charge. Owner notification letters were mailed October 22, 2021. Owners may contact Volvo Car customer service at 1-888-458-1552. Volvo Car's number for this recall is R10120.
- Recall Number:Â
- 21V414000
- Manufacturer Recall Number:Â
- R10100
- Number of vehicles affected:Â
- 85550
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2019-2020 V90, XC60, S60, V60, V60CC, S90, V90CC, S90L, and XC90 vehicles. The low-pressure fuel pump can blow a fuse and fail.
- Defect Consequence:Â
- Failure of the low-pressure fuel pump can cause a stall, increasing the risk of a crash.
- Corrective Action:Â
- Dealers will replace the fuse, free of charge. Owner notification letters were mailed July 2, 2021. Owners may contact Volvo Car customer service at 1-888-458-1552. Volvo Car's number for this recall is R10100.
- Recall Number:Â
- 21V273000
- Manufacturer Recall Number:Â
- R10093
- Number of vehicles affected:Â
- 162
- Defect Description:Â
- Volvo Car USA, LLC (Volvo Car) is recalling certain 2016-2020 XC90 Excellence vehicles. Liquid or condensation on the rear seat control display may cause the front passenger seat to move back as far as possible.
- Defect Consequence:Â
- The rear passenger may become trapped by the front seat without the ability to cancel the seat's movement, increasing the risk of injury.
- Corrective Action:Â
- Volvo Car will notify owners, and dealers will update the rear seat control display software, free of charge. The recall is expected to begin June 18, 2021. Owners may contact Volvo Car customer service at 1-800-458-1552. Volvo Car's number for this recall is R10093.
- Recall Number:Â
- 20V144000
- Manufacturer Recall Number:Â
- R29998
- Number of vehicles affected:Â
- 121605
- Defect Description:Â
- Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles. Due to a software/hardware incompatibility, the Automatic Emergency Brake (AEB) system may not detect obstacles and engage as intended.
- Defect Consequence:Â
- If the automatic emergency braking system does not engage as intended, it can increase the risk of a crash.
- Corrective Action:Â
- Volvo will notify owners, and dealers will update the Active Safety Domain Master (ASDM) software, free of charge. The recall began April 9, 2020. Owners may contact Volvo customer service at 1-800-458-1552. Volvo's number for this recall is R29998.
Warranty
4 years / 50,000 miles Basic Warranty- Basic Warranty
- 4 years / 50,000 miles
- Drivetrain Warranty
- 4 years / 50,000 miles
- Rust Warranty
- 12 years / unlimited miles
- Roadside assistance Warranty
- 4 years / unlimited miles
- Free maintenance Warranty
- 3 years / 30,000 miles
Volvo XC90 Reviews
Owner Reviews
5(53%)
4(17%)
3(10%)
2(13%)
1(7%)
Most Helpful Owner Reviews
Trending topics
Perfect Blend of Tech and Luxury
5 out of 5 starsTexas Pilot BB, 02/08/2020
2020 Volvo XC90 T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
We bought the XC90 T8 6 Seat Inscription. So much has changed since our 2013 XC90 was manufactured. Compared to the previous interior, Volvo has truly stepped up the design and you now feel like you’re in a true luxury car. The seats are very comfortable, the leather is supple and the inlays and trim are elegant. The shift knob is made of Swedish Crystal which is an elegant touch.
The … exterior styling is, in my opinion, at the top of the competitors...not to rounded off and not too boxy. The grill has been refreshed slightly and looks elegant without being too gaudy like some other manufacturers.
Pure electric mode gives me a range of over 20 miles which is perfect for trips to the store and back or to drop off the kids at school. Compared to solely electric cars, acceleration is sluggish in pure electric mode. Put it in hybrid mode and it is remarkably quick.
The primary reason I bought this car was to keep my family safe. Google the independent crash tests by IIHS and compare to the BMW or Audi and you can see for yourself the design of the XC90 is safer. Volvo also has a marketing video touting the engineering that went into making this the safest SUV in the road.
I’ve owned Audi’s, BMW’s and Lexus vehicles and this is, hands down, the best car I’ve owned. It perfectly balances styling, eco-driving, and comfort without making a sacrifice for safety.
The only negative I will mention is the passenger cup holders in the six seat configuration seem like an afterthought and will likely be broken by my kids...but that should not stop anyone from seriously considering the 2020 XC90.
The nicest car I've owned, hands down!
5 out of 5 starsCathleen, 05/21/2020
2020 Volvo XC90 T6 Momentum 4dr SUV AWD w/6 Passenger Seating (2.0L 4cyl Twincharger 8A)
Although considered an SUV, the 2020 XC90 handles like a high performance vehicle offering a Dynamic driving option that provides that extra boost you need in start and stop traffic and tackling curvy hilly roads. Hugs the road nicely with no swaying. And, I managed to attain 28.5 mpg on long trips in the Eco setting! With 35k on the odometer, I have had no mechanical or other issues. … Simply love the car!! Lastly, computer console is easy to navigate for a non-technical person like myself.
Electronic nightmare
3 out of 5 starsGran01, 01/13/2021
2020 Volvo XC90 T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Our NEW Volvo XC 90 has been in for service 5 times since purchased. So far everything has been an electrical problem...AC won’t turn on, screen goes blank, blinkers out, brights won’t work, mirrors won’t adjust, phone calls out and rings and you can’t cut it off, AC won’t turn on...worth mentioning twice when you live in Texas.
Twice, these things have gone wrong right before a road … trip, being the main reason we bought it. My list is extensive. Very inconvenient! They do resolve the problem each time but this is not what we expected with a luxury brand new vehicle.
We contacted Volvo USA but they are unwilling to help in anyway.
This is our fourth Volvo, never before have we experienced such issues. Customer service??
Superb
5 out of 5 starsrichardc020, 12/20/2019
2020 Volvo XC90 T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
I've the 2019 T5 bought brand new now at 6000mi (I commute by train thus few miles in car) and what a truly superb luxury SUV. I got it namely for seating 7 and stellar renowned safety with style, but all of the owner experience has been immaculate. The buying was a special remotely arranged one to avoid the typically horrifying day of haggling and lies at the dealership, but I went with … overseas delivery to have no-haggle pricing and a preferred buying experience. The customization to my needs and wants was complete. Seller communications were completely confidence increasing and the ownership experience has been even better. The app literally does it all with remote start, warming, monitoring, security, logs, and everything with the same distinctly full Volvo design and style cues. The Swedish ideals of just enough ("lagom") are seen with just 1 screen and 6 buttons on the console. The famous Sensus system's speed, full integration, and immense central pleasure enhance the lovely seats, spacious airy cabin, panorama sunroof (standard!), lovely finishings, and clearly superior build quality. Drive experience is great inside the city where we live and outside where we go bi-weekly. The power is snappy and significant with torque available even at highway speeds from the 2.0L turbo-charged engine mated to 10-speed transmission. Finely self-tuning drivetrain smartness adds to the immense amounts of smartness everywhere to entertainment to seamless security (all the fancy stuff quickly becoming widely available in other makes and makers) to the aforementioned app. It's a superb vehicle.
2020 XC90 Features & Specs
SUV
T5 Momentum
| Est. Market Value | $22,983 |
|---|---|
| Engine Type | Gas |
| Combined MPG | 25 MPG |
| Cost to Drive | $237/month |
| Seating | 7 seats |
| Cargo Capacity All Seats In Place | 41.8 cu.ft. |
front wheel drive | |
| Warranty | 4 years / 50,000 miles |
Safety
Our experts like the XC90 models:
- Volvo On Call
- Notifies emergency services in the case of an accident or stolen vehicle and allows for remote door locking and unlocking.
- 360-Degree Surround-View Camera
- Displays a 360-degree (aka bird's-eye) view of the car, showing obstacles around the entire car, not just those behind it.
- Lane Keeping Aid
- Small steering inputs respond when the vehicle senses that it is drifting out of its lane without a turn signal.
NHTSA Overall Rating
5 out of 5 starsThe National Highway Transportation Safety Administration offers independent analysis.
- Frontal Barrier Crash RatingOverall5 / 5Driver5 / 5Passenger5 / 5
- Side Crash RatingOverall5 / 5
- Side Barrier RatingOverall5 / 5Driver5 / 5Passenger5 / 5
- Combined Side Barrier & Pole RatingsFront Seat5 / 5Back Seat5 / 5
- RolloverRollover4 / 5Dynamic Test ResultNo TipRisk Of Rollover19.1%
IIHS Rating
The Insurance Institute of Highway Safety uses extensive crash tests to determine car safety.
- Small Overlap Front Driver-Side TestGood
- Small Overlap Front Passenger-Side TestGood
- Moderate Overlap Front Test – OriginalGood
- Moderate Overlap Front Test – UpdatedNot Tested
- Side Impact Test – OriginalGood
- Side Impact Test – UpdatedNot Tested
- Roof Strength TestGood
- Rear Crash Protection / Head RestraintGood
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