No-Interest, Cash-Back and Lease Deals Ending Soon

While automakers have rolled out generous financing terms over the last few months, don't expect these deals to last forever. Pauses in automotive production lines have created reduced supply, which is starting to catch up to rebounding demand.

But low-interest rates and reduced lease rates aren't gone yet. Here are a few of the best rates we're seeing right now for the most popular 2020 model year vehicles on the market.

For more incentives, be sure to visit our complete list of current offers and deals.

Remember that these incentives may vary based on location and won't be available to all buyers. Check with your local dealer for more information.

Top Incentives

Honda

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Honda is offering interest rates as low as 0.9% for up to 60 months, along with quite a few lease specials. Numerous vehicles qualify for these rates, including the Honda Insight, our top-rated hybrid car, and the Honda Odyssey, our top-rated minivan.

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Toyota

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Toyota is offering interest rates as low as 0% for up to 60 months on select vehicles, including the Toyota Camry Hybrid and Toyota RAV4 Hybrid, two of our most highly rated hybrid vehicles. A 1.9% rate for up to 60 months is available on other models, including the Toyota Tacoma one of our favorite midsize pickup trucks. Cash incentives ranging from $500 to $3,500 are available on almost every Toyota, but they cannot be used in combination with promotional APR offers.

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Chevrolet

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Chevrolet is offering interest rates as low as 0% for up to 72 months on select vehicles. These include the Chevrolet Equinox, a solid pick in the compact crossover segment, and the Chevrolet Bolt, one of our top EV picks. Cash incentives from $1,000 to $5,750 are available on other Chevy models, but they cannot be combined with a promotional APR except in the case of the Bolt. Chevy's financing deals expire on June 30.

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Ford

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Ford is offering interest rates as low as 0% for up to 72 months on most non-commercial vehicles. Good news if you need a capable vehicle: The Ford F-150, Ford's top-selling tuck, and the Ford Expedition, our highest-ranked large SUV, both qualify. Cash incentives are available on most models, though you often have to balance the incentive with a higher interest rate. The Expedition is an exception, offering 0% for 60 months with an additional $1,250 bonus.

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Hyundai

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Hyundai is offering interest rates as low as 0% for up to 72 months on certain vehicles, including the Hyundai Santa Fe, our No. 2-ranked midsize SUV. You can also get this deal on the Hyundai Tucson, one of our top CR-V competitors. Most other vehicles in the Hyundai lineup are offered at 1.9% APR for up to 60 months and are sometimes stacked with small cash incentives. Lease deals are also available, including on the Hyundai Palisade, an excellent three-row SUV.

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Subaru

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Subaru is offering interest rates as low as 0% for up to 63 months on most models. Examples include the Subaru Outback, a comfortable and off-road-ready midsize SUV alternative, and the Subaru Forester, one of our favorite compact SUVs. There are also notable lease deals for the Outback and Subaru Impreza — a strong contender in the compact sedan category. Note that financing deals expire on June 30.

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Nissan

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Nissan is offering interest rates as low as 0% for up to 72 months on the Nissan Leaf, an appealing small electric vehicle that includes a $500 cash incentive. Nissan is also offering a 0% APR for 60 months on popular sedans including the Nissan Sentra and Nissan Altima, both of which were recently redesigned. Some promotional rates are only good on 36-month terms; if those terms are too short, shoppers can often select a generous cash discount instead.

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Jeep

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Jeep is offering interest rates as low as 0% for up to 72 months on select models. Included in this offer is the Jeep Cherokee, a compact SUV notable for its optional V6 engine. You can also get the Jeep Grand Cherokee, a midsize SUV that ranks well in its class. Note that financing deals expire on June 30.

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Mazda

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Mazda is offering interest rates as low as 0% for up to 60 months on all 2020 vehicles, with cash incentives accompanying most models. Mazda vehicles generally rank highly in their respective classes, including the new Mazda CX-30 (our top-ranked subcompact SUV) and the excellent Mazda CX-5. Lease deals are also prevalent throughout the lineup, with Mazda making the first payment up to $500. Note that financing deals expire on June 30.

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Kia

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Kia is offering interest rates as low as 0% for up to 72 months on select vehicles. Models with this offer include the Kia Soul, a small vehicle that could be a tall hatchback or small SUV, depending on how you squint at it. However you view it, the Soul is one of our favorites. All vehicles with this rate also offer a cash bonus from the manufacturer when you trade in a Kia or Kia competitor that is model year 2000 or newer. There are numerous leasing deals to be had, including on the Kia Telluride, our top-rated midsize three-row SUV.

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Top Luxury Incentives

Lexus

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Lexus is offering interest rates as low as 0% for up to 60 months on all Lexus models. The offer covers popular models such as the Lexus ES 350, a competitive midsize sedan, and the Lexus RX 350 midsize SUV. Our favorite vehicle in the Lexus lineup, the exotic LC 500 sport coupe, is also included. If you're looking to lease, there are a few standout deals for the ES 350 and RX 350.

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BMW

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BMW is offering interest rates as low as 0.0% for up to 60 months on the BMW i3, a small electric vehicle with unique interior materials and an available gasoline range extender. All other BMWs, including high-performance M models, are offered with a 0.9% rate for 60 months and are often available in conjunction with an APR credit, which reduces the amount financed. Notable vehicles with these offers include the BMW X5 midsize SUV and the BMW 3 Series compact sedan.

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Audi

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Audi is offering interest rates as low as 0.0% for up to 36 months on select Audi models. Notable vehicles with this rate include the Audi A4, our No. 2-ranked compact luxury sedan, and the Audi Q7, one of our favorite luxury three-row SUVs. Audi is also offering a 1.99% APR for select certified pre-owned Audis from model years 2016-2019.

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Mercedes-Benz

See all current Mercedes-Benz incentives

Mercedes-Benz is offering interest rates as low as 0% for up to 36 months on select Mercedes-Benz vehicles. This offer is good on most Mercedes-Benz models, though a few, such as AMG performance models, are excluded. Vehicles with this 0% rate include the Mercedes-Benz GLE-Class, our top-ranked midsize three-row luxury SUV, and the Mercedes-Benz A-Class, our recently crowned No. 1 small sedan. Certain certified pre-owned Mercedes qualify for a 1.99% APR of up to 36 months.

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Acura

See all current Acura incentives

Acura is offering interest rates as low as 0.9% for up to 72 months on most Acura models. Notable models with this deal include the Acura RDX (our No. 3-ranked small luxury SUV) and the Acura MDX (our No. 2-ranked midsize three-row SUV). Both of these crossovers are also available with attractive lease rates.

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