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Used 2016 BMW 3 Series Cost to Own

Total 5-Year Ownership Costs

3 Series Sedan

328i xDrive SULEV 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$55,083*

Total Cash Price

$22,781

320i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$51,856*

Total Cash Price

$20,939

328i SULEV 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$53,949*

Total Cash Price

$22,166

340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$59,220*

Total Cash Price

$27,312

320i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$52,803*

Total Cash Price

$20,874

340i 4dr Sedan (3.0L 6cyl Turbo 8A)

True Cost to Own

$57,931*

Total Cash Price

$26,974

328i 4dr Sedan (2.0L 4cyl Turbo 6M)

True Cost to Own

$54,372*

Total Cash Price

$21,433

328d 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$51,143*

Total Cash Price

$20,895

328d xDrive 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$53,192*

Total Cash Price

$21,557

3 Series Wagon

328i xDrive 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$57,714*

Total Cash Price

$25,775

328d xDrive 4dr Wagon AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$54,878*

Total Cash Price

$23,967

Ownership Costs: 5-Year Total

Depreciation

$14,740

Taxes & Fees

$1,121

Financing

$2,147

Fuel

$13,356

Insurance

$4,943

Repairs

$10,265

Maintenance

$8,511

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 328i xDrive SULEV 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$931$959$988$1,017$1,048$4,943
Maintenance$1,535$578$3,213$753$2,432$8,511
Repairs$1,770$1,892$2,040$2,197$2,366$10,265
Taxes & Fees$957$41$41$41$41$1,121
Financing$749$596$436$270$96$2,147
Depreciation$5,198$2,840$2,499$2,215$1,988$14,740
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$13,656$9,497$11,886$9,242$10,802$55,083

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 320i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$893$920$947$976$1,005$4,741
Maintenance$1,535$578$3,146$753$2,432$8,444
Repairs$1,673$1,787$1,927$2,076$2,235$9,698
Taxes & Fees$883$41$41$41$41$1,047
Financing$689$547$401$248$88$1,973
Depreciation$4,777$2,610$2,297$2,035$1,827$13,546
Fuel$2,337$2,407$2,479$2,554$2,630$12,407
True Cost to Own®$12,787$8,890$11,238$8,683$10,258$51,856

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 328i SULEV 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$915$942$971$1,000$1,030$4,858
Maintenance$1,535$578$3,213$753$2,432$8,511
Repairs$1,673$1,787$1,927$2,076$2,235$9,698
Taxes & Fees$932$41$41$41$41$1,096
Financing$729$580$424$262$94$2,089
Depreciation$5,058$2,763$2,432$2,154$1,934$14,341
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$13,358$9,282$11,677$9,035$10,597$53,949

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,072$1,104$1,137$1,171$1,207$5,691
Maintenance$1,438$500$3,228$669$2,519$8,354
Repairs$1,770$1,892$2,040$2,197$2,366$10,265
Taxes & Fees$1,137$41$41$41$41$1,301
Financing$898$715$522$324$115$2,574
Depreciation$6,235$3,406$2,998$2,656$2,384$17,679
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$15,066$10,249$12,635$9,807$11,463$59,220

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 320i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$887$914$941$969$998$4,709
Maintenance$1,535$578$3,146$753$2,432$8,444
Repairs$1,770$1,892$2,040$2,197$2,366$10,265
Taxes & Fees$881$41$41$41$41$1,045
Financing$687$546$399$247$88$1,967
Depreciation$4,762$2,601$2,290$2,029$1,821$13,503
Fuel$2,424$2,497$2,572$2,649$2,728$12,870
True Cost to Own®$12,946$9,069$11,429$8,885$10,474$52,803

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 340i 4dr Sedan (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$986$1,016$1,046$1,077$1,110$5,235
Maintenance$1,438$500$3,228$669$2,519$8,354
Repairs$1,673$1,787$1,927$2,076$2,235$9,698
Taxes & Fees$1,124$41$41$41$41$1,288
Financing$887$706$516$319$114$2,542
Depreciation$6,157$3,364$2,960$2,623$2,354$17,458
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$14,781$10,005$12,387$9,554$11,204$57,931

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 328i 4dr Sedan (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$942$970$999$1,029$1,060$5,000
Maintenance$2,390$578$3,213$753$2,432$9,366
Repairs$1,673$1,787$1,927$2,076$2,235$9,698
Taxes & Fees$903$41$41$41$41$1,067
Financing$705$561$410$253$91$2,020
Depreciation$4,890$2,671$2,351$2,083$1,870$13,865
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$14,019$9,199$11,610$8,984$10,560$54,372

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 328d 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$915$942$971$1,000$1,030$4,858
Maintenance$1,557$513$4,051$804$2,841$9,766
Repairs$1,829$1,954$2,106$2,269$2,442$10,600
Taxes & Fees$882$41$41$41$41$1,046
Financing$687$547$400$247$88$1,969
Depreciation$4,767$2,604$2,292$2,031$1,823$13,517
Fuel$1,768$1,821$1,876$1,932$1,990$9,387
True Cost to Own®$12,405$8,422$11,737$8,324$10,255$51,143

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Sedan 328d xDrive 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$995$1,025$1,056$1,087$1,120$5,283
Maintenance$1,557$513$4,051$804$2,841$9,766
Repairs$1,926$2,059$2,219$2,389$2,571$11,164
Taxes & Fees$908$41$41$41$41$1,072
Financing$709$564$412$255$92$2,032
Depreciation$4,919$2,687$2,365$2,095$1,881$13,947
Fuel$1,870$1,926$1,984$2,043$2,105$9,928
True Cost to Own®$12,884$8,815$12,128$8,714$10,651$53,192

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Wagon 328i xDrive 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$998$1,028$1,059$1,091$1,123$5,299
Maintenance$1,535$578$3,146$753$2,432$8,444
Repairs$1,770$1,892$2,040$2,197$2,366$10,265
Taxes & Fees$1,076$41$41$41$41$1,240
Financing$848$674$493$305$109$2,429
Depreciation$5,883$3,214$2,829$2,506$2,249$16,681
Fuel$2,516$2,591$2,669$2,749$2,831$13,356
True Cost to Own®$14,626$10,018$12,277$9,642$11,151$57,714

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 3 Series Wagon 328d xDrive 4dr Wagon AWD (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$970$999$1,029$1,060$1,092$5,150
Maintenance$1,557$513$3,985$804$2,841$9,700
Repairs$1,926$2,059$2,219$2,389$2,571$11,164
Taxes & Fees$1,004$41$41$41$41$1,168
Financing$788$627$459$283$102$2,259
Depreciation$5,470$2,988$2,630$2,330$2,091$15,509
Fuel$1,870$1,926$1,984$2,043$2,105$9,928
True Cost to Own®$13,585$9,153$12,347$8,950$10,843$54,878

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2016 3 Series 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2016 BMW 3 Series in Virginia is:

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