Used 2016 BMW 3 Series Cost to Own
Total 5-Year Ownership Costs
3 Series Sedan
328i xDrive SULEV 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$55,083*
Total Cash Price
$22,781
320i 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$51,856*
Total Cash Price
$20,939
328i SULEV 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,949*
Total Cash Price
$22,166
340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$59,220*
Total Cash Price
$27,312
320i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$52,803*
Total Cash Price
$20,874
340i 4dr Sedan (3.0L 6cyl Turbo 8A)
True Cost to Own
$57,931*
Total Cash Price
$26,974
328i 4dr Sedan (2.0L 4cyl Turbo 6M)
True Cost to Own
$54,372*
Total Cash Price
$21,433
328d 4dr Sedan (2.0L 4cyl Turbodiesel 8A)
True Cost to Own
$51,143*
Total Cash Price
$20,895
328d xDrive 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)
True Cost to Own
$53,192*
Total Cash Price
$21,557
3 Series Wagon
328i xDrive 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$57,714*
Total Cash Price
$25,775
328d xDrive 4dr Wagon AWD (2.0L 4cyl Turbodiesel 8A)
True Cost to Own
$54,878*
Total Cash Price
$23,967
Depreciation
$14,740
Taxes & Fees
$1,121
Financing
$2,147
Fuel
$13,356
Insurance
$4,943
Repairs
$10,265
Maintenance
$8,511
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 328i xDrive SULEV 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $931 | $959 | $988 | $1,017 | $1,048 | $4,943 |
Maintenance | $1,535 | $578 | $3,213 | $753 | $2,432 | $8,511 |
Repairs | $1,770 | $1,892 | $2,040 | $2,197 | $2,366 | $10,265 |
Taxes & Fees | $957 | $41 | $41 | $41 | $41 | $1,121 |
Financing | $749 | $596 | $436 | $270 | $96 | $2,147 |
Depreciation | $5,198 | $2,840 | $2,499 | $2,215 | $1,988 | $14,740 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $13,656 | $9,497 | $11,886 | $9,242 | $10,802 | $55,083 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 320i 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $893 | $920 | $947 | $976 | $1,005 | $4,741 |
Maintenance | $1,535 | $578 | $3,146 | $753 | $2,432 | $8,444 |
Repairs | $1,673 | $1,787 | $1,927 | $2,076 | $2,235 | $9,698 |
Taxes & Fees | $883 | $41 | $41 | $41 | $41 | $1,047 |
Financing | $689 | $547 | $401 | $248 | $88 | $1,973 |
Depreciation | $4,777 | $2,610 | $2,297 | $2,035 | $1,827 | $13,546 |
Fuel | $2,337 | $2,407 | $2,479 | $2,554 | $2,630 | $12,407 |
True Cost to Own® | $12,787 | $8,890 | $11,238 | $8,683 | $10,258 | $51,856 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 328i SULEV 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $915 | $942 | $971 | $1,000 | $1,030 | $4,858 |
Maintenance | $1,535 | $578 | $3,213 | $753 | $2,432 | $8,511 |
Repairs | $1,673 | $1,787 | $1,927 | $2,076 | $2,235 | $9,698 |
Taxes & Fees | $932 | $41 | $41 | $41 | $41 | $1,096 |
Financing | $729 | $580 | $424 | $262 | $94 | $2,089 |
Depreciation | $5,058 | $2,763 | $2,432 | $2,154 | $1,934 | $14,341 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $13,358 | $9,282 | $11,677 | $9,035 | $10,597 | $53,949 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 340i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $1,072 | $1,104 | $1,137 | $1,171 | $1,207 | $5,691 |
Maintenance | $1,438 | $500 | $3,228 | $669 | $2,519 | $8,354 |
Repairs | $1,770 | $1,892 | $2,040 | $2,197 | $2,366 | $10,265 |
Taxes & Fees | $1,137 | $41 | $41 | $41 | $41 | $1,301 |
Financing | $898 | $715 | $522 | $324 | $115 | $2,574 |
Depreciation | $6,235 | $3,406 | $2,998 | $2,656 | $2,384 | $17,679 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $15,066 | $10,249 | $12,635 | $9,807 | $11,463 | $59,220 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 320i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $887 | $914 | $941 | $969 | $998 | $4,709 |
Maintenance | $1,535 | $578 | $3,146 | $753 | $2,432 | $8,444 |
Repairs | $1,770 | $1,892 | $2,040 | $2,197 | $2,366 | $10,265 |
Taxes & Fees | $881 | $41 | $41 | $41 | $41 | $1,045 |
Financing | $687 | $546 | $399 | $247 | $88 | $1,967 |
Depreciation | $4,762 | $2,601 | $2,290 | $2,029 | $1,821 | $13,503 |
Fuel | $2,424 | $2,497 | $2,572 | $2,649 | $2,728 | $12,870 |
True Cost to Own® | $12,946 | $9,069 | $11,429 | $8,885 | $10,474 | $52,803 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 340i 4dr Sedan (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $986 | $1,016 | $1,046 | $1,077 | $1,110 | $5,235 |
Maintenance | $1,438 | $500 | $3,228 | $669 | $2,519 | $8,354 |
Repairs | $1,673 | $1,787 | $1,927 | $2,076 | $2,235 | $9,698 |
Taxes & Fees | $1,124 | $41 | $41 | $41 | $41 | $1,288 |
Financing | $887 | $706 | $516 | $319 | $114 | $2,542 |
Depreciation | $6,157 | $3,364 | $2,960 | $2,623 | $2,354 | $17,458 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $14,781 | $10,005 | $12,387 | $9,554 | $11,204 | $57,931 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 328i 4dr Sedan (2.0L 4cyl Turbo 6M)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $942 | $970 | $999 | $1,029 | $1,060 | $5,000 |
Maintenance | $2,390 | $578 | $3,213 | $753 | $2,432 | $9,366 |
Repairs | $1,673 | $1,787 | $1,927 | $2,076 | $2,235 | $9,698 |
Taxes & Fees | $903 | $41 | $41 | $41 | $41 | $1,067 |
Financing | $705 | $561 | $410 | $253 | $91 | $2,020 |
Depreciation | $4,890 | $2,671 | $2,351 | $2,083 | $1,870 | $13,865 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $14,019 | $9,199 | $11,610 | $8,984 | $10,560 | $54,372 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 328d 4dr Sedan (2.0L 4cyl Turbodiesel 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $915 | $942 | $971 | $1,000 | $1,030 | $4,858 |
Maintenance | $1,557 | $513 | $4,051 | $804 | $2,841 | $9,766 |
Repairs | $1,829 | $1,954 | $2,106 | $2,269 | $2,442 | $10,600 |
Taxes & Fees | $882 | $41 | $41 | $41 | $41 | $1,046 |
Financing | $687 | $547 | $400 | $247 | $88 | $1,969 |
Depreciation | $4,767 | $2,604 | $2,292 | $2,031 | $1,823 | $13,517 |
Fuel | $1,768 | $1,821 | $1,876 | $1,932 | $1,990 | $9,387 |
True Cost to Own® | $12,405 | $8,422 | $11,737 | $8,324 | $10,255 | $51,143 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Sedan 328d xDrive 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $995 | $1,025 | $1,056 | $1,087 | $1,120 | $5,283 |
Maintenance | $1,557 | $513 | $4,051 | $804 | $2,841 | $9,766 |
Repairs | $1,926 | $2,059 | $2,219 | $2,389 | $2,571 | $11,164 |
Taxes & Fees | $908 | $41 | $41 | $41 | $41 | $1,072 |
Financing | $709 | $564 | $412 | $255 | $92 | $2,032 |
Depreciation | $4,919 | $2,687 | $2,365 | $2,095 | $1,881 | $13,947 |
Fuel | $1,870 | $1,926 | $1,984 | $2,043 | $2,105 | $9,928 |
True Cost to Own® | $12,884 | $8,815 | $12,128 | $8,714 | $10,651 | $53,192 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Wagon 328i xDrive 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $998 | $1,028 | $1,059 | $1,091 | $1,123 | $5,299 |
Maintenance | $1,535 | $578 | $3,146 | $753 | $2,432 | $8,444 |
Repairs | $1,770 | $1,892 | $2,040 | $2,197 | $2,366 | $10,265 |
Taxes & Fees | $1,076 | $41 | $41 | $41 | $41 | $1,240 |
Financing | $848 | $674 | $493 | $305 | $109 | $2,429 |
Depreciation | $5,883 | $3,214 | $2,829 | $2,506 | $2,249 | $16,681 |
Fuel | $2,516 | $2,591 | $2,669 | $2,749 | $2,831 | $13,356 |
True Cost to Own® | $14,626 | $10,018 | $12,277 | $9,642 | $11,151 | $57,714 |
Ownership Costs: 5-Year Breakdown
2016 3 Series Wagon 328d xDrive 4dr Wagon AWD (2.0L 4cyl Turbodiesel 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $970 | $999 | $1,029 | $1,060 | $1,092 | $5,150 |
Maintenance | $1,557 | $513 | $3,985 | $804 | $2,841 | $9,700 |
Repairs | $1,926 | $2,059 | $2,219 | $2,389 | $2,571 | $11,164 |
Taxes & Fees | $1,004 | $41 | $41 | $41 | $41 | $1,168 |
Financing | $788 | $627 | $459 | $283 | $102 | $2,259 |
Depreciation | $5,470 | $2,988 | $2,630 | $2,330 | $2,091 | $15,509 |
Fuel | $1,870 | $1,926 | $1,984 | $2,043 | $2,105 | $9,928 |
True Cost to Own® | $13,585 | $9,153 | $12,347 | $8,950 | $10,843 | $54,878 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2016 3 SeriesTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2016 BMW 3 Series in Virginia is:
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