Used 2021 Toyota Camry Cost to Own
Total 5-Year Ownership Costs
Camry Sedan
SE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$39,525*
Total Cash Price
$22,714
LE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$37,216*
Total Cash Price
$21,087
XSE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$42,721*
Total Cash Price
$25,288
SE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$40,541*
Total Cash Price
$23,512
SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$39,042*
Total Cash Price
$22,866
TRD 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$44,991*
Total Cash Price
$28,095
XSE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$43,738*
Total Cash Price
$26,594
XSE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$47,191*
Total Cash Price
$28,658
LE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$39,091*
Total Cash Price
$21,875
XLE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$41,065*
Total Cash Price
$24,633
XLE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$42,187*
Total Cash Price
$24,275
SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$40,923*
Total Cash Price
$24,036
XLE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$43,681*
Total Cash Price
$26,204
Depreciation
$9,951
Taxes & Fees
$1,798
Financing
$3,984
Fuel
$7,992
Insurance
$7,294
Repairs
$2,224
Maintenance
$6,282
Ownership Costs: 5-Year Breakdown
2021 Camry Sedan SE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,991 | $627 | $867 | $338 | $2,459 | $6,282 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,439 | $102 | $91 | $83 | $83 | $1,798 |
Financing | $1,365 | $1,101 | $818 | $513 | $187 | $3,984 |
Depreciation | $3,632 | $1,231 | $1,769 | $1,609 | $1,710 | $9,951 |
Fuel | $1,505 | $1,551 | $1,597 | $1,645 | $1,694 | $7,992 |
True Cost to Own® | $11,629 | $6,401 | $7,035 | $6,194 | $8,266 | $39,525 |
2021 Camry Sedan LE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,644 | $627 | $867 | $338 | $2,111 | $5,587 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,336 | $95 | $85 | $77 | $77 | $1,670 |
Financing | $1,267 | $1,022 | $760 | $476 | $173 | $3,698 |
Depreciation | $3,059 | $1,178 | $1,798 | $1,330 | $1,386 | $8,751 |
Fuel | $1,505 | $1,551 | $1,597 | $1,645 | $1,694 | $7,992 |
True Cost to Own® | $10,508 | $6,262 | $7,000 | $5,872 | $7,574 | $37,216 |
2021 Camry Sedan XSE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,408 | $1,450 | $1,494 | $1,539 | $1,585 | $7,476 |
Maintenance | $2,182 | $627 | $867 | $338 | $2,649 | $6,663 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,600 | $114 | $102 | $92 | $92 | $2,000 |
Financing | $1,519 | $1,226 | $911 | $572 | $207 | $4,435 |
Depreciation | $3,267 | $1,962 | $1,903 | $2,457 | $2,085 | $11,674 |
Fuel | $1,554 | $1,600 | $1,648 | $1,698 | $1,749 | $8,249 |
True Cost to Own® | $11,853 | $7,353 | $7,360 | $7,201 | $8,954 | $42,721 |
2021 Camry Sedan SE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,907 | $627 | $867 | $338 | $2,367 | $6,106 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $1,488 | $106 | $95 | $86 | $86 | $1,861 |
Financing | $1,413 | $1,140 | $846 | $532 | $193 | $4,124 |
Depreciation | $2,901 | $1,620 | $1,525 | $2,040 | $1,707 | $9,793 |
Fuel | $1,660 | $1,709 | $1,761 | $1,813 | $1,868 | $8,811 |
True Cost to Own® | $11,113 | $7,047 | $7,050 | $6,890 | $8,441 | $40,541 |
2021 Camry Sedan SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,991 | $627 | $867 | $338 | $2,459 | $6,282 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,448 | $103 | $92 | $84 | $84 | $1,811 |
Financing | $1,374 | $1,108 | $824 | $517 | $187 | $4,010 |
Depreciation | $3,035 | $1,502 | $1,415 | $1,893 | $1,584 | $9,429 |
Fuel | $1,505 | $1,551 | $1,597 | $1,645 | $1,694 | $7,992 |
True Cost to Own® | $11,050 | $6,680 | $6,688 | $6,483 | $8,141 | $39,042 |
2021 Camry Sedan TRD 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,388 | $1,430 | $1,473 | $1,517 | $1,562 | $7,370 |
Maintenance | $2,338 | $705 | $871 | $350 | $2,844 | $7,108 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,777 | $126 | $113 | $103 | $103 | $2,222 |
Financing | $1,688 | $1,362 | $1,012 | $635 | $231 | $4,928 |
Depreciation | $3,587 | $1,721 | $1,620 | $2,170 | $1,815 | $10,913 |
Fuel | $1,926 | $1,984 | $2,043 | $2,105 | $2,168 | $10,226 |
True Cost to Own® | $13,027 | $7,702 | $7,567 | $7,385 | $9,310 | $44,991 |
2021 Camry Sedan XSE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,408 | $1,450 | $1,494 | $1,539 | $1,585 | $7,476 |
Maintenance | $2,098 | $627 | $867 | $338 | $2,557 | $6,487 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $1,683 | $120 | $107 | $97 | $97 | $2,104 |
Financing | $1,598 | $1,289 | $958 | $601 | $218 | $4,664 |
Depreciation | $3,338 | $1,877 | $1,765 | $2,363 | $1,977 | $11,320 |
Fuel | $1,721 | $1,772 | $1,825 | $1,880 | $1,937 | $9,135 |
True Cost to Own® | $12,216 | $7,565 | $7,514 | $7,398 | $9,045 | $43,738 |
2021 Camry Sedan XSE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,388 | $1,430 | $1,473 | $1,517 | $1,562 | $7,370 |
Maintenance | $2,278 | $705 | $871 | $350 | $2,784 | $6,988 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,813 | $129 | $115 | $105 | $105 | $2,267 |
Financing | $1,722 | $1,389 | $1,032 | $648 | $235 | $5,026 |
Depreciation | $3,887 | $2,188 | $2,000 | $2,784 | $2,623 | $13,482 |
Fuel | $1,852 | $1,908 | $1,965 | $2,024 | $2,085 | $9,834 |
True Cost to Own® | $13,263 | $8,123 | $7,891 | $7,933 | $9,981 | $47,191 |
2021 Camry Sedan LE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,560 | $627 | $867 | $338 | $2,019 | $5,411 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $1,385 | $98 | $88 | $80 | $80 | $1,731 |
Financing | $1,314 | $1,061 | $788 | $494 | $180 | $3,837 |
Depreciation | $2,742 | $1,578 | $1,484 | $1,987 | $1,664 | $9,455 |
Fuel | $1,660 | $1,709 | $1,761 | $1,813 | $1,868 | $8,811 |
True Cost to Own® | $10,405 | $6,918 | $6,944 | $6,793 | $8,031 | $39,091 |
2021 Camry Sedan XLE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,408 | $1,450 | $1,494 | $1,539 | $1,585 | $7,476 |
Maintenance | $1,991 | $627 | $867 | $338 | $2,459 | $6,282 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,559 | $111 | $99 | $90 | $90 | $1,949 |
Financing | $1,480 | $1,194 | $887 | $557 | $202 | $4,320 |
Depreciation | $3,189 | $1,583 | $1,773 | $1,899 | $2,121 | $10,565 |
Fuel | $1,554 | $1,600 | $1,648 | $1,698 | $1,749 | $8,249 |
True Cost to Own® | $11,504 | $6,939 | $7,203 | $6,626 | $8,793 | $41,065 |
2021 Camry Sedan XLE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,408 | $1,450 | $1,494 | $1,539 | $1,585 | $7,476 |
Maintenance | $1,907 | $627 | $867 | $338 | $2,367 | $6,106 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $1,536 | $109 | $98 | $89 | $89 | $1,921 |
Financing | $1,459 | $1,176 | $875 | $548 | $200 | $4,258 |
Depreciation | $3,334 | $1,741 | $1,637 | $2,192 | $1,835 | $10,739 |
Fuel | $1,721 | $1,772 | $1,825 | $1,880 | $1,937 | $9,135 |
True Cost to Own® | $11,735 | $7,305 | $7,294 | $7,166 | $8,687 | $42,187 |
2021 Camry Sedan SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,374 | $1,415 | $1,458 | $1,501 | $1,546 | $7,294 |
Maintenance | $1,907 | $627 | $867 | $338 | $2,367 | $6,106 |
Repairs | $370 | $430 | $498 | $580 | $674 | $2,552 |
Taxes & Fees | $1,522 | $108 | $97 | $88 | $88 | $1,903 |
Financing | $1,444 | $1,165 | $866 | $544 | $197 | $4,216 |
Depreciation | $3,305 | $1,583 | $1,489 | $1,995 | $1,669 | $10,041 |
Fuel | $1,660 | $1,709 | $1,761 | $1,813 | $1,868 | $8,811 |
True Cost to Own® | $11,582 | $7,037 | $7,036 | $6,859 | $8,409 | $40,923 |
2021 Camry Sedan XLE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,388 | $1,430 | $1,473 | $1,517 | $1,562 | $7,370 |
Maintenance | $2,088 | $705 | $871 | $350 | $2,594 | $6,608 |
Repairs | $323 | $374 | $435 | $505 | $587 | $2,224 |
Taxes & Fees | $1,658 | $118 | $106 | $96 | $96 | $2,074 |
Financing | $1,574 | $1,271 | $944 | $592 | $215 | $4,596 |
Depreciation | $2,106 | $2,311 | $2,216 | $2,266 | $2,076 | $10,975 |
Fuel | $1,852 | $1,908 | $1,965 | $2,024 | $2,085 | $9,834 |
True Cost to Own® | $10,989 | $8,117 | $8,010 | $7,350 | $9,215 | $43,681 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 CamryTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.