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Used 2020 GMC Acadia Cost to Own

Total 5-Year Ownership Costs

Acadia SUV

SLE 4dr SUV (2.5L 4cyl 9A)

True Cost to Own

$44,182*

Total Cash Price

$20,624

Denali 4dr SUV AWD (3.6L 6cyl 9A)

True Cost to Own

$52,428*

Total Cash Price

$27,582

SLT 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$48,192*

Total Cash Price

$23,112

SLE 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$48,246*

Total Cash Price

$22,519

SLT 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$50,452*

Total Cash Price

$24,868

AT4 4dr SUV AWD (3.6L 6cyl 9A)

True Cost to Own

$49,052*

Total Cash Price

$25,669

Denali 4dr SUV (3.6L 6cyl 9A)

True Cost to Own

$50,037*

Total Cash Price

$26,391

SL 4dr SUV (2.5L 4cyl 9A)

True Cost to Own

$40,067*

Total Cash Price

$17,613

Ownership Costs: 5-Year Total

Depreciation

$12,502

Taxes & Fees

$1,430

Financing

$3,617

Fuel

$10,938

Insurance

$5,261

Repairs

$3,141

Maintenance

$7,293

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Acadia SUV SLE 4dr SUV (2.5L 4cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$991$1,021$1,051$1,083$1,115$5,261
Maintenance$944$986$1,230$2,187$1,946$7,293
Repairs$454$527$612$714$834$3,141
Taxes & Fees$1,270$0$80$0$80$1,430
Financing$1,239$1,000$743$466$169$3,617
Depreciation$4,240$1,590$2,313$2,896$1,463$12,502
Fuel$2,060$2,122$2,186$2,251$2,319$10,938
True Cost to Own®$11,198$7,246$8,215$9,597$7,926$44,182
Selected Model:

2020 Acadia SUV Denali 4dr SUV AWD (3.6L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,125$1,159$1,194$1,229$1,266$5,973
Maintenance$1,126$1,532$1,639$2,106$1,929$8,332
Repairs$495$573$664$776$904$3,412
Taxes & Fees$1,665$0$80$0$80$1,825
Financing$1,657$1,337$994$623$227$4,838
Depreciation$5,093$2,278$2,713$3,518$2,468$16,070
Fuel$2,256$2,324$2,394$2,465$2,539$11,978
True Cost to Own®$13,417$9,203$9,678$10,717$9,413$52,428
Selected Model:

2020 Acadia SUV SLT 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,073$1,105$1,138$1,172$1,208$5,696
Maintenance$587$590$1,325$1,949$1,171$5,622
Repairs$507$588$681$796$929$3,501
Taxes & Fees$1,411$0$80$0$80$1,571
Financing$1,389$1,120$832$523$190$4,054
Depreciation$4,093$2,537$2,264$2,979$2,204$14,077
Fuel$2,575$2,652$2,732$2,814$2,898$13,671
True Cost to Own®$11,635$8,592$9,052$10,233$8,680$48,192
Selected Model:

2020 Acadia SUV SLE 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,028$1,059$1,091$1,123$1,157$5,458
Maintenance$587$590$1,287$1,730$1,223$5,417
Repairs$547$635$736$861$1,004$3,783
Taxes & Fees$1,378$0$80$0$80$1,538
Financing$1,353$1,092$811$509$185$3,950
Depreciation$3,503$1,951$3,536$3,482$1,367$13,839
Fuel$2,686$2,767$2,850$2,935$3,023$14,261
True Cost to Own®$11,082$8,094$10,391$10,640$8,039$48,246
Selected Model:

2020 Acadia SUV SLT 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,077$1,109$1,143$1,177$1,212$5,718
Maintenance$587$590$1,414$1,857$1,223$5,671
Repairs$547$635$736$861$1,004$3,783
Taxes & Fees$1,511$0$80$0$80$1,671
Financing$1,494$1,206$895$563$204$4,362
Depreciation$5,040$2,764$2,454$3,345$1,383$14,986
Fuel$2,686$2,767$2,850$2,935$3,023$14,261
True Cost to Own®$12,942$9,071$9,572$10,738$8,129$50,452
Selected Model:

2020 Acadia SUV AT4 4dr SUV AWD (3.6L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,077$1,109$1,143$1,177$1,212$5,718
Maintenance$1,126$1,532$1,558$2,026$1,929$8,171
Repairs$495$573$664$776$904$3,412
Taxes & Fees$1,556$0$80$0$80$1,716
Financing$1,542$1,245$924$581$210$4,502
Depreciation$4,478$2,482$2,300$2,439$1,856$13,555
Fuel$2,256$2,324$2,394$2,465$2,539$11,978
True Cost to Own®$12,530$9,265$9,063$9,464$8,730$49,052
Selected Model:

2020 Acadia SUV Denali 4dr SUV (3.6L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,132$1,166$1,201$1,237$1,274$6,010
Maintenance$1,126$1,461$1,513$2,227$1,929$8,256
Repairs$454$527$612$714$834$3,141
Taxes & Fees$1,597$0$80$0$80$1,757
Financing$1,586$1,279$951$596$217$4,629
Depreciation$4,632$2,621$2,310$3,174$2,065$14,802
Fuel$2,155$2,220$2,286$2,355$2,426$11,442
True Cost to Own®$12,682$9,274$8,953$10,303$8,825$50,037
Selected Model:

2020 Acadia SUV SL 4dr SUV (2.5L 4cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$927$955$983$1,013$1,043$4,921
Maintenance$944$986$1,146$2,102$1,946$7,124
Repairs$454$527$612$714$834$3,141
Taxes & Fees$1,099$0$80$0$80$1,259
Financing$1,058$854$634$399$144$3,089
Depreciation$3,141$1,730$1,630$1,694$1,400$9,595
Fuel$2,060$2,122$2,186$2,251$2,319$10,938
True Cost to Own®$9,683$7,174$7,271$8,173$7,766$40,067

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.


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Build Your 2025 Acadia
At a Glance:
  • 6 Colors
  • 3 Trims
  • 2 Packages
  • $53,900starting MSRP
Build & Price GMC.com
*The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees, and optional equipment. Dealer sets final price. Click here to see all GMC vehicles’ destination freight charges.