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Used 2020 Toyota Tundra Cost to Own

Total 5-Year Ownership Costs

Tundra CrewMax

SR5 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$54,959*

Total Cash Price

$36,649

Limited 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$56,703*

Total Cash Price

$41,981

SR5 4dr CrewMax SB (5.7L 8cyl 6A)

True Cost to Own

$49,633*

Total Cash Price

$31,531

1794 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$59,284*

Total Cash Price

$43,798

TRD PRO 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$59,385*

Total Cash Price

$46,189

Platinum 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$60,000*

Total Cash Price

$43,606

Limited 4dr CrewMax SB (5.7L 8cyl 6A)

True Cost to Own

$52,807*

Total Cash Price

$39,395

1794 4dr CrewMax SB (5.7L 8cyl 6A)

True Cost to Own

$56,499*

Total Cash Price

$39,241

Platinum 4dr CrewMax SB (5.7L 8cyl 6A)

True Cost to Own

$56,919*

Total Cash Price

$40,928

Tundra Double Cab

SR5 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$51,958*

Total Cash Price

$31,783

SR5 4dr Double Cab SB (5.7L 8cyl 6A)

True Cost to Own

$49,081*

Total Cash Price

$29,029

Limited 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$57,071*

Total Cash Price

$41,700

SR 4dr Double Cab SB (5.7L 8cyl 6A)

True Cost to Own

$48,140*

Total Cash Price

$27,026

SR 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$51,508*

Total Cash Price

$29,893

SR 4dr Double Cab 4WD LB (5.7L 8cyl 6A)

True Cost to Own

$52,237*

Total Cash Price

$29,476

SR5 4dr Double Cab 4WD LB (5.7L 8cyl 6A)

True Cost to Own

$52,775*

Total Cash Price

$34,084

SR 4dr Double Cab LB (5.7L 8cyl 6A)

True Cost to Own

$48,806*

Total Cash Price

$28,676

TRD PRO 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

True Cost to Own

$58,092*

Total Cash Price

$41,729

Limited 4dr Double Cab SB (5.7L 8cyl 6A)

True Cost to Own

$52,795*

Total Cash Price

$36,494

SR5 4dr Double Cab LB (5.7L 8cyl 6A)

True Cost to Own

$49,252*

Total Cash Price

$29,728

Ownership Costs: 5-Year Total

Depreciation

$14,051

Taxes & Fees

$2,300

Financing

$6,428

Fuel

$17,286

Insurance

$4,444

Repairs

$2,553

Maintenance

$7,897

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Tundra CrewMax SR5 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$837$862$888$915$942$4,444
Maintenance$1,057$1,113$1,736$2,280$1,711$7,897
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,856$111$111$111$111$2,300
Financing$2,202$1,777$1,320$828$301$6,428
Depreciation$4,200$1,851$1,819$2,827$3,354$14,051
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$13,776$9,496$9,827$11,101$10,759$54,959
Selected Model:

2020 Tundra CrewMax Limited 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$912$939$968$997$1,026$4,842
Maintenance$1,057$1,113$1,736$2,280$1,711$7,897
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,110$111$111$111$111$2,554
Financing$2,522$2,036$1,512$949$344$7,363
Depreciation$4,250$2,590$2,950$2,731$2,833$15,354
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$14,259$10,348$11,001$10,972$10,123$56,703
Selected Model:

2020 Tundra CrewMax SR5 4dr CrewMax SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$841$866$892$919$947$4,465
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,612$111$111$111$111$2,056
Financing$1,895$1,528$1,136$713$258$5,530
Depreciation$3,019$1,781$1,276$2,079$3,049$11,204
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$11,777$8,893$8,816$10,079$10,068$49,633
Selected Model:

2020 Tundra CrewMax 1794 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$998$1,028$1,059$1,091$1,123$5,299
Maintenance$1,057$1,113$1,736$2,280$1,711$7,897
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,196$111$111$111$111$2,640
Financing$2,632$2,123$1,577$990$360$7,682
Depreciation$5,084$3,301$2,694$2,637$2,211$15,927
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$15,591$11,458$11,130$11,249$9,856$59,284
Selected Model:

2020 Tundra CrewMax TRD PRO 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$819$844$869$895$922$4,349
Maintenance$1,057$1,113$2,047$2,591$1,711$8,519
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,310$111$111$111$111$2,754
Financing$2,775$2,240$1,663$1,044$379$8,101
Depreciation$6,187$3,072$2,998$2,033$1,533$15,823
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$16,772$11,162$11,641$10,814$8,996$59,385
Selected Model:

2020 Tundra CrewMax Platinum 4dr CrewMax 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$998$1,028$1,059$1,091$1,123$5,299
Maintenance$1,057$1,113$1,736$2,280$1,711$7,897
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,187$111$111$111$111$2,631
Financing$2,620$2,114$1,570$986$358$7,648
Depreciation$5,132$3,222$3,564$2,820$1,948$16,686
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$15,618$11,370$11,993$11,428$9,591$60,000
Selected Model:

2020 Tundra CrewMax Limited 4dr CrewMax SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$873$899$926$954$983$4,635
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,986$111$111$111$111$2,430
Financing$2,367$1,910$1,419$890$323$6,909
Depreciation$3,483$2,724$2,016$2,241$1,991$12,455
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$13,119$10,251$9,873$10,453$9,111$52,807
Selected Model:

2020 Tundra CrewMax 1794 4dr CrewMax SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$954$983$1,012$1,042$1,074$5,065
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,979$111$111$111$111$2,423
Financing$2,358$1,902$1,413$888$321$6,882
Depreciation$4,468$2,669$1,100$3,408$4,106$15,751
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$14,169$10,272$9,037$11,706$11,315$56,499
Selected Model:

2020 Tundra CrewMax Platinum 4dr CrewMax SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$954$983$1,012$1,042$1,074$5,065
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$2,059$111$111$111$111$2,503
Financing$2,459$1,984$1,474$926$335$7,178
Depreciation$6,343$3,285$1,225$1,793$3,149$15,795
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$16,225$10,970$9,223$10,129$10,372$56,919
Selected Model:

2020 Tundra Double Cab SR5 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$819$844$869$895$922$4,349
Maintenance$1,057$1,113$1,820$2,364$1,711$8,065
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,624$111$111$111$111$2,068
Financing$1,910$1,541$1,144$719$260$5,574
Depreciation$3,507$1,975$1,806$2,516$2,259$12,063
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$12,541$9,366$9,703$10,745$9,603$51,958
Selected Model:

2020 Tundra Double Cab SR5 4dr Double Cab SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$826$851$876$903$930$4,386
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,493$111$111$111$111$1,937
Financing$1,744$1,408$1,045$656$238$5,091
Depreciation$4,078$779$1,211$2,748$2,473$11,289
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$12,551$7,756$8,644$10,675$9,455$49,081
Selected Model:

2020 Tundra Double Cab Limited 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$824$849$874$900$927$4,374
Maintenance$1,057$1,113$1,820$2,364$1,711$8,065
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,096$111$111$111$111$2,540
Financing$2,505$2,022$1,502$943$342$7,314
Depreciation$6,891$2,839$1,090$2,185$1,934$14,939
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$16,997$10,716$9,350$10,643$9,365$57,071
Selected Model:

2020 Tundra Double Cab SR 4dr Double Cab SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$826$851$876$903$930$4,386
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,397$111$111$111$111$1,841
Financing$1,624$1,310$973$611$222$4,740
Depreciation$4,457$1,294$1,238$1,987$1,819$10,795
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$12,714$8,173$8,599$9,869$8,785$48,140
Selected Model:

2020 Tundra Double Cab SR 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$819$844$869$895$922$4,349
Maintenance$1,057$1,113$1,820$2,364$1,711$8,065
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,534$111$111$111$111$1,978
Financing$1,796$1,449$1,077$676$245$5,243
Depreciation$4,486$1,991$899$2,493$2,165$12,034
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$13,316$9,290$8,729$10,679$9,494$51,508
Selected Model:

2020 Tundra Double Cab SR 4dr Double Cab 4WD LB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$899$926$954$982$1,012$4,773
Maintenance$1,057$1,113$1,820$2,364$1,711$8,065
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,514$111$111$111$111$1,958
Financing$1,771$1,429$1,062$666$242$5,170
Depreciation$3,973$2,574$1,184$1,924$2,777$12,432
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$12,838$9,935$9,084$10,187$10,193$52,237
Selected Model:

2020 Tundra Double Cab SR5 4dr Double Cab 4WD LB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$899$926$954$982$1,012$4,773
Maintenance$1,057$1,113$1,820$2,364$1,711$8,065
Repairs$368$428$499$582$676$2,553
Taxes & Fees$1,734$111$111$111$111$2,178
Financing$2,048$1,652$1,228$770$280$5,978
Depreciation$4,099$929$1,219$2,978$2,717$11,942
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$13,461$8,513$9,285$11,345$10,171$52,775
Selected Model:

2020 Tundra Double Cab SR 4dr Double Cab LB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$869$895$922$950$978$4,614
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,476$111$111$111$111$1,920
Financing$1,723$1,390$1,033$648$235$5,029
Depreciation$3,533$1,844$1,467$2,168$1,853$10,865
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$12,011$8,847$8,934$10,134$8,880$48,806
Selected Model:

2020 Tundra Double Cab TRD PRO 4dr Double Cab 4WD SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$819$844$869$895$922$4,349
Maintenance$1,057$1,113$2,047$2,591$1,711$8,519
Repairs$368$428$499$582$676$2,553
Taxes & Fees$2,098$111$111$111$111$2,542
Financing$2,507$2,023$1,503$944$342$7,319
Depreciation$5,600$2,447$2,713$2,336$2,428$15,524
Fuel$3,256$3,354$3,454$3,558$3,664$17,286
True Cost to Own®$15,705$10,320$11,196$11,017$9,854$58,092
Selected Model:

2020 Tundra Double Cab Limited 4dr Double Cab SB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$883$909$937$965$994$4,688
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,848$111$111$111$111$2,292
Financing$2,193$1,769$1,314$825$300$6,401
Depreciation$3,641$1,953$2,310$3,073$2,059$13,036
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$12,975$9,349$10,073$11,231$9,167$52,795
Selected Model:

2020 Tundra Double Cab SR5 4dr Double Cab LB (5.7L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$869$895$922$950$978$4,614
Maintenance$1,050$1,103$1,741$2,428$1,692$8,014
Repairs$320$373$435$507$589$2,224
Taxes & Fees$1,526$111$111$111$111$1,970
Financing$1,786$1,441$1,071$672$244$5,214
Depreciation$3,582$1,659$1,543$2,313$1,979$11,076
Fuel$3,040$3,131$3,225$3,322$3,422$16,140
True Cost to Own®$12,173$8,713$9,048$10,303$9,015$49,252

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.