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Used 2020 Subaru Legacy Cost to Own

Total 5-Year Ownership Costs

Legacy Sedan

Premium 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$35,947*

Total Cash Price

$19,196

Limited 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,267*

Total Cash Price

$20,662

Sport 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$37,863*

Total Cash Price

$19,520

4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$35,210*

Total Cash Price

$17,445

Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$40,651*

Total Cash Price

$23,309

Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$40,958*

Total Cash Price

$22,836

Ownership Costs: 5-Year Total

Depreciation

$10,148

Taxes & Fees

$1,379

Financing

$3,367

Fuel

$8,071

Insurance

$4,269

Repairs

$2,714

Maintenance

$5,999

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$804$828$853$879$905$4,269
Maintenance$718$921$1,104$1,919$1,337$5,999
Repairs$392$457$531$617$717$2,714
Taxes & Fees$1,007$93$93$93$93$1,379
Financing$1,153$931$691$434$158$3,367
Depreciation$3,942$1,785$1,520$1,579$1,322$10,148
Fuel$1,520$1,566$1,613$1,661$1,711$8,071
True Cost to Own®$9,536$6,581$6,405$7,182$6,243$35,947
Selected Model:

2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$822$847$872$898$925$4,364
Maintenance$718$921$1,410$2,225$1,337$6,611
Repairs$392$457$531$617$717$2,714
Taxes & Fees$1,077$93$93$93$93$1,449
Financing$1,241$1,002$744$467$170$3,624
Depreciation$3,492$1,986$2,044$1,483$1,429$10,434
Fuel$1,520$1,566$1,613$1,661$1,711$8,071
True Cost to Own®$9,262$6,872$7,307$7,444$6,382$37,267
Selected Model:

2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$804$828$853$879$905$4,269
Maintenance$718$921$1,410$2,225$1,337$6,611
Repairs$392$457$531$617$717$2,714
Taxes & Fees$1,023$93$93$93$93$1,395
Financing$1,173$946$703$441$161$3,424
Depreciation$3,842$2,165$2,033$1,774$1,565$11,379
Fuel$1,520$1,566$1,613$1,661$1,711$8,071
True Cost to Own®$9,472$6,976$7,236$7,690$6,489$37,863
Selected Model:

2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$805$829$854$880$906$4,274
Maintenance$718$921$1,104$1,919$1,337$5,999
Repairs$392$457$531$617$717$2,714
Taxes & Fees$924$93$93$93$93$1,296
Financing$1,048$846$628$395$143$3,060
Depreciation$2,559$1,804$2,615$1,907$911$9,796
Fuel$1,520$1,566$1,613$1,661$1,711$8,071
True Cost to Own®$7,966$6,516$7,438$7,472$5,818$35,210
Selected Model:

2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$822$847$872$898$925$4,364
Maintenance$973$867$1,257$2,184$1,799$7,080
Repairs$452$525$610$709$826$3,122
Taxes & Fees$1,203$93$93$93$93$1,575
Financing$1,400$1,131$839$527$191$4,088
Depreciation$3,802$1,739$2,445$2,067$1,396$11,449
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$10,342$6,943$7,909$8,325$7,132$40,651
Selected Model:

2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$822$847$872$898$925$4,364
Maintenance$973$867$1,257$2,184$1,799$7,080
Repairs$452$525$610$709$826$3,122
Taxes & Fees$1,181$93$93$93$93$1,553
Financing$1,372$1,107$823$516$187$4,005
Depreciation$4,199$1,742$2,450$2,071$1,399$11,861
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$10,689$6,922$7,898$8,318$7,131$40,958

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.