Used 2020 Subaru Legacy Cost to Own
Total 5-Year Ownership Costs
Legacy Sedan
Premium 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$35,947*
Total Cash Price
$19,196
Limited 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,267*
Total Cash Price
$20,662
Sport 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$37,863*
Total Cash Price
$19,520
4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$35,210*
Total Cash Price
$17,445
Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$40,651*
Total Cash Price
$23,309
Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$40,958*
Total Cash Price
$22,836
Depreciation
$10,148
Taxes & Fees
$1,379
Financing
$3,367
Fuel
$8,071
Insurance
$4,269
Repairs
$2,714
Maintenance
$5,999
Ownership Costs: 5-Year Breakdown
2020 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $804 | $828 | $853 | $879 | $905 | $4,269 |
Maintenance | $718 | $921 | $1,104 | $1,919 | $1,337 | $5,999 |
Repairs | $392 | $457 | $531 | $617 | $717 | $2,714 |
Taxes & Fees | $1,007 | $93 | $93 | $93 | $93 | $1,379 |
Financing | $1,153 | $931 | $691 | $434 | $158 | $3,367 |
Depreciation | $3,942 | $1,785 | $1,520 | $1,579 | $1,322 | $10,148 |
Fuel | $1,520 | $1,566 | $1,613 | $1,661 | $1,711 | $8,071 |
True Cost to Own® | $9,536 | $6,581 | $6,405 | $7,182 | $6,243 | $35,947 |
2020 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $822 | $847 | $872 | $898 | $925 | $4,364 |
Maintenance | $718 | $921 | $1,410 | $2,225 | $1,337 | $6,611 |
Repairs | $392 | $457 | $531 | $617 | $717 | $2,714 |
Taxes & Fees | $1,077 | $93 | $93 | $93 | $93 | $1,449 |
Financing | $1,241 | $1,002 | $744 | $467 | $170 | $3,624 |
Depreciation | $3,492 | $1,986 | $2,044 | $1,483 | $1,429 | $10,434 |
Fuel | $1,520 | $1,566 | $1,613 | $1,661 | $1,711 | $8,071 |
True Cost to Own® | $9,262 | $6,872 | $7,307 | $7,444 | $6,382 | $37,267 |
2020 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $804 | $828 | $853 | $879 | $905 | $4,269 |
Maintenance | $718 | $921 | $1,410 | $2,225 | $1,337 | $6,611 |
Repairs | $392 | $457 | $531 | $617 | $717 | $2,714 |
Taxes & Fees | $1,023 | $93 | $93 | $93 | $93 | $1,395 |
Financing | $1,173 | $946 | $703 | $441 | $161 | $3,424 |
Depreciation | $3,842 | $2,165 | $2,033 | $1,774 | $1,565 | $11,379 |
Fuel | $1,520 | $1,566 | $1,613 | $1,661 | $1,711 | $8,071 |
True Cost to Own® | $9,472 | $6,976 | $7,236 | $7,690 | $6,489 | $37,863 |
2020 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $805 | $829 | $854 | $880 | $906 | $4,274 |
Maintenance | $718 | $921 | $1,104 | $1,919 | $1,337 | $5,999 |
Repairs | $392 | $457 | $531 | $617 | $717 | $2,714 |
Taxes & Fees | $924 | $93 | $93 | $93 | $93 | $1,296 |
Financing | $1,048 | $846 | $628 | $395 | $143 | $3,060 |
Depreciation | $2,559 | $1,804 | $2,615 | $1,907 | $911 | $9,796 |
Fuel | $1,520 | $1,566 | $1,613 | $1,661 | $1,711 | $8,071 |
True Cost to Own® | $7,966 | $6,516 | $7,438 | $7,472 | $5,818 | $35,210 |
2020 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $822 | $847 | $872 | $898 | $925 | $4,364 |
Maintenance | $973 | $867 | $1,257 | $2,184 | $1,799 | $7,080 |
Repairs | $452 | $525 | $610 | $709 | $826 | $3,122 |
Taxes & Fees | $1,203 | $93 | $93 | $93 | $93 | $1,575 |
Financing | $1,400 | $1,131 | $839 | $527 | $191 | $4,088 |
Depreciation | $3,802 | $1,739 | $2,445 | $2,067 | $1,396 | $11,449 |
Fuel | $1,690 | $1,741 | $1,793 | $1,847 | $1,902 | $8,973 |
True Cost to Own® | $10,342 | $6,943 | $7,909 | $8,325 | $7,132 | $40,651 |
2020 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $822 | $847 | $872 | $898 | $925 | $4,364 |
Maintenance | $973 | $867 | $1,257 | $2,184 | $1,799 | $7,080 |
Repairs | $452 | $525 | $610 | $709 | $826 | $3,122 |
Taxes & Fees | $1,181 | $93 | $93 | $93 | $93 | $1,553 |
Financing | $1,372 | $1,107 | $823 | $516 | $187 | $4,005 |
Depreciation | $4,199 | $1,742 | $2,450 | $2,071 | $1,399 | $11,861 |
Fuel | $1,690 | $1,741 | $1,793 | $1,847 | $1,902 | $8,973 |
True Cost to Own® | $10,689 | $6,922 | $7,898 | $8,318 | $7,131 | $40,958 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 LegacyTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.