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Used 2020 Mazda 3 Cost to Own

Total 5-Year Ownership Costs

3 Sedan

Select 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$33,051*

Total Cash Price

$17,265

4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$32,987*

Total Cash Price

$16,628

Preferred 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$34,242*

Total Cash Price

$18,212

Select 4dr Sedan AWD (2.5L 4cyl 6A)

True Cost to Own

$34,692*

Total Cash Price

$17,239

Preferred 4dr Sedan AWD (2.5L 4cyl 6A)

True Cost to Own

$34,929*

Total Cash Price

$17,679

Premium 4dr Sedan AWD (2.5L 4cyl 6A)

True Cost to Own

$35,761*

Total Cash Price

$19,224

Premium 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$34,796*

Total Cash Price

$18,145

3 Hatchback

Premium 4dr Hatchback AWD (2.5L 4cyl 6A)

True Cost to Own

$37,496*

Total Cash Price

$20,649

Premium 4dr Hatchback (2.5L 4cyl 6A)

True Cost to Own

$34,837*

Total Cash Price

$19,172

4dr Hatchback (2.5L 4cyl 6A)

True Cost to Own

$33,213*

Total Cash Price

$16,916

Preferred 4dr Hatchback (2.5L 4cyl 6A)

True Cost to Own

$34,131*

Total Cash Price

$18,567

Preferred 4dr Hatchback AWD (2.5L 4cyl 6A)

True Cost to Own

$35,897*

Total Cash Price

$18,900

Premium 4dr Hatchback (2.5L 4cyl 6M)

True Cost to Own

$35,558*

Total Cash Price

$20,310

4dr Hatchback AWD (2.5L 4cyl 6A)

True Cost to Own

$34,301*

Total Cash Price

$17,351

Ownership Costs: 5-Year Total

Depreciation

$8,547

Taxes & Fees

$1,021

Financing

$3,028

Fuel

$7,300

Insurance

$5,500

Repairs

$2,683

Maintenance

$4,972

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 3 Sedan Select 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,036$1,067$1,099$1,132$1,166$5,500
Maintenance$974$562$275$1,649$1,512$4,972
Repairs$388$451$526$610$708$2,683
Taxes & Fees$647$96$96$96$86$1,021
Financing$1,037$837$622$390$142$3,028
Depreciation$2,579$1,315$1,491$2,025$1,137$8,547
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,036$5,744$5,568$7,404$6,299$33,051
Selected Model:

2020 3 Sedan 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,006$1,036$1,067$1,099$1,132$5,340
Maintenance$974$562$275$1,649$1,512$4,972
Repairs$388$451$526$610$708$2,683
Taxes & Fees$627$96$96$96$86$1,001
Financing$999$806$599$376$136$2,916
Depreciation$2,655$1,349$1,528$2,077$1,166$8,775
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,024$5,716$5,550$7,409$6,288$32,987
Selected Model:

2020 3 Sedan Preferred 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,043$1,074$1,107$1,140$1,174$5,538
Maintenance$974$562$275$1,649$1,512$4,972
Repairs$388$451$526$610$708$2,683
Taxes & Fees$677$96$96$96$86$1,051
Financing$1,094$883$656$412$149$3,194
Depreciation$3,070$1,418$1,607$2,183$1,226$9,504
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,621$5,900$5,726$7,592$6,403$34,242
Selected Model:

2020 3 Sedan Select 4dr Sedan AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,036$1,067$1,099$1,132$1,166$5,500
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$646$96$96$96$86$1,020
Financing$1,036$836$620$390$142$3,024
Depreciation$3,377$1,296$1,470$1,997$1,121$9,261
Fuel$1,474$1,518$1,564$1,611$1,659$7,826
True Cost to Own®$8,983$5,886$5,719$7,617$6,487$34,692
Selected Model:

2020 3 Sedan Preferred 4dr Sedan AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,043$1,074$1,107$1,140$1,174$5,538
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$660$96$96$96$86$1,034
Financing$1,062$857$637$400$145$3,101
Depreciation$2,806$1,447$1,639$2,227$1,250$9,369
Fuel$1,474$1,518$1,564$1,611$1,659$7,826
True Cost to Own®$8,459$6,065$5,913$7,865$6,627$34,929
Selected Model:

2020 3 Sedan Premium 4dr Sedan AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,041$1,072$1,104$1,138$1,172$5,527
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$709$96$96$96$86$1,083
Financing$1,155$932$692$435$158$3,372
Depreciation$3,025$1,513$1,715$2,331$1,308$9,892
Fuel$1,474$1,518$1,564$1,611$1,659$7,826
True Cost to Own®$8,818$6,204$6,041$8,002$6,696$35,761
Selected Model:

2020 3 Sedan Premium 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,041$1,072$1,104$1,138$1,172$5,527
Maintenance$974$562$275$1,649$1,512$4,972
Repairs$388$451$526$610$708$2,683
Taxes & Fees$675$96$96$96$86$1,049
Financing$1,090$880$653$411$148$3,182
Depreciation$3,351$1,484$1,682$2,284$1,282$10,083
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,894$5,961$5,795$7,690$6,456$34,796
Selected Model:

2020 3 Hatchback Premium 4dr Hatchback AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,009$1,039$1,070$1,103$1,136$5,357
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$754$96$96$96$86$1,128
Financing$1,241$1,001$743$467$170$3,622
Depreciation$3,981$1,593$1,806$2,453$1,377$11,210
Fuel$1,529$1,575$1,622$1,671$1,721$8,118
True Cost to Own®$9,928$6,377$6,207$8,181$6,803$37,496
Selected Model:

2020 3 Hatchback Premium 4dr Hatchback (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,009$1,039$1,070$1,103$1,136$5,357
Maintenance$974$562$275$1,785$1,512$5,108
Repairs$388$451$526$610$708$2,683
Taxes & Fees$707$96$96$96$86$1,081
Financing$1,152$929$691$433$158$3,363
Depreciation$3,145$1,498$1,699$2,307$1,296$9,945
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,750$5,991$5,816$7,836$6,444$34,837
Selected Model:

2020 3 Hatchback 4dr Hatchback (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$953$982$1,011$1,041$1,073$5,060
Maintenance$974$562$275$1,785$1,512$5,108
Repairs$388$451$526$610$708$2,683
Taxes & Fees$636$96$96$96$86$1,010
Financing$1,016$821$609$382$139$2,967
Depreciation$3,479$1,235$1,401$1,902$1,068$9,085
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,821$5,563$5,377$7,318$6,134$33,213
Selected Model:

2020 3 Hatchback Preferred 4dr Hatchback (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$995$1,025$1,056$1,087$1,120$5,283
Maintenance$974$562$275$1,785$1,512$5,108
Repairs$388$451$526$610$708$2,683
Taxes & Fees$688$96$96$96$86$1,062
Financing$1,116$900$668$420$152$3,256
Depreciation$2,961$1,428$1,617$2,198$1,235$9,439
Fuel$1,375$1,416$1,459$1,502$1,548$7,300
True Cost to Own®$8,497$5,878$5,697$7,698$6,361$34,131
Selected Model:

2020 3 Hatchback Preferred 4dr Hatchback AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$995$1,025$1,056$1,087$1,120$5,283
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$699$96$96$96$86$1,073
Financing$1,136$916$681$427$155$3,315
Depreciation$3,287$1,490$1,689$2,293$1,288$10,047
Fuel$1,529$1,575$1,622$1,671$1,721$8,118
True Cost to Own®$9,060$6,175$6,014$7,965$6,683$35,897
Selected Model:

2020 3 Hatchback Premium 4dr Hatchback (2.5L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,009$1,039$1,070$1,103$1,136$5,357
Maintenance$974$562$275$1,785$1,512$5,108
Repairs$388$451$526$610$708$2,683
Taxes & Fees$743$96$96$96$86$1,117
Financing$1,220$985$731$460$166$3,562
Depreciation$3,227$1,533$1,737$2,360$1,326$10,183
Fuel$1,422$1,464$1,508$1,554$1,600$7,548
True Cost to Own®$8,983$6,130$5,943$7,968$6,534$35,558
Selected Model:

2020 3 Hatchback 4dr Hatchback AWD (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$953$982$1,011$1,041$1,073$5,060
Maintenance$974$562$275$1,701$1,512$5,024
Repairs$440$511$595$690$801$3,037
Taxes & Fees$650$96$96$96$86$1,024
Financing$1,043$841$625$392$142$3,043
Depreciation$3,051$1,310$1,485$2,017$1,132$8,995
Fuel$1,529$1,575$1,622$1,671$1,721$8,118
True Cost to Own®$8,640$5,877$5,709$7,608$6,467$34,301

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.