Used 2018 Jaguar XF Cost to Own

Total 5-Year Ownership Costs

XF Sedan

25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$64,843*

Total Cash Price

$33,794

25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$61,612*

Total Cash Price

$31,736

25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$65,422*

Total Cash Price

$34,547

35t Portfolio Limited Edition 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$72,874*

Total Cash Price

$39,652

35t Prestige 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$72,146*

Total Cash Price

$38,357

S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$74,735*

Total Cash Price

$41,536

35t Premium 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$69,393*

Total Cash Price

$35,770

35t Prestige 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$70,837*

Total Cash Price

$37,201

25t 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$56,731*

Total Cash Price

$25,504

25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$67,411*

Total Cash Price

$36,144

35t Premium 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$67,743*

Total Cash Price

$34,525

35t Portfolio Limited Edition 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$74,481*

Total Cash Price

$41,229

S 4dr Sedan (3.0L 6cyl S/C 8A)

True Cost to Own

$73,162*

Total Cash Price

$39,960

25t 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

35t R-Sport 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$73,459*

Total Cash Price

$40,731

25t R-Sport 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

25t R-Sport 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

35t R-Sport 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

True Cost to Own

$72,956*

Total Cash Price

$39,479

30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$67,230*

Total Cash Price

$35,985

30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$69,872*

Total Cash Price

$38,353

30t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$64,169*

Total Cash Price

$33,350

30t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$66,504*

Total Cash Price

$34,982

30t R-Sport 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$69,193*

Total Cash Price

$38,063

30t R-Sport 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$70,565*

Total Cash Price

$39,934

30t Portfolio Limited Edition 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$71,831*

Total Cash Price

$41,432

30t Portfolio Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$73,801*

Total Cash Price

$43,260

XF Wagon

Sportbrake S 4dr Wagon AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$78,330*

Total Cash Price

$44,768

Sportbrake S First Edition 4dr Wagon AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$77,593*

Total Cash Price

$43,826

XF Diesel

20d 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

20d 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

20d Premium 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$66,209*

Total Cash Price

$34,339

20d Premium 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$63,630*

Total Cash Price

$32,125

20d R-Sport 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

20d Prestige 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$68,232*

Total Cash Price

$35,993

20d R-Sport 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

N/A*

Total Cash Price

N/A

20d Prestige 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

True Cost to Own

$67,149*

Total Cash Price

$35,344

Ownership Costs: 5-Year Total

Depreciation

$18,542

Taxes & Fees

$1,968

Financing

$6,144

Fuel

$9,239

Insurance

$6,264

Repairs

$13,892

Maintenance

$8,794

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,180$1,215$1,252$1,289$1,328$6,264
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$1,804$41$41$41$41$1,968
Financing$2,102$1,697$1,263$793$289$6,144
Depreciation$6,900$3,465$3,049$2,703$2,425$18,542
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$13,837$16,033$11,578$11,798$11,597$64,843

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,002$1,032$1,063$1,095$1,128$5,320
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,697$41$41$41$41$1,861
Financing$1,974$1,594$1,186$745$270$5,769
Depreciation$6,479$3,254$2,863$2,538$2,277$17,411
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$12,941$15,432$10,979$11,222$11,038$61,612

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,843$41$41$41$41$2,007
Financing$2,148$1,736$1,291$811$294$6,280
Depreciation$7,054$3,542$3,117$2,763$2,480$18,956
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$14,139$16,174$11,659$11,844$11,606$65,422

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Portfolio Limited Edition 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,327$1,367$1,408$1,450$1,494$7,046
Maintenance$123$3,828$1,394$2,462$2,511$10,318
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$2,108$41$41$41$41$2,272
Financing$2,466$1,992$1,481$931$338$7,208
Depreciation$8,098$4,066$3,579$3,172$2,847$21,762
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,163$17,991$12,427$13,191$13,102$72,874

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Prestige 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,317$1,357$1,397$1,439$1,482$6,992
Maintenance$123$3,710$1,394$2,462$2,511$10,200
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,041$41$41$41$41$2,205
Financing$2,385$1,927$1,433$901$327$6,973
Depreciation$7,833$3,934$3,461$3,068$2,753$21,049
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$15,740$17,823$12,331$13,146$13,106$72,146

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,333$1,373$1,414$1,457$1,500$7,077
Maintenance$123$3,723$1,394$2,462$2,511$10,213
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,206$41$41$41$41$2,370
Financing$2,583$2,087$1,551$976$354$7,551
Depreciation$8,483$4,260$3,749$3,323$2,982$22,797
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,769$18,338$12,754$13,494$13,380$74,735

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Premium 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,180$1,215$1,252$1,289$1,328$6,264
Maintenance$123$3,710$1,394$2,462$2,511$10,200
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$1,907$41$41$41$41$2,071
Financing$2,224$1,797$1,337$840$305$6,503
Depreciation$7,304$3,668$3,228$2,861$2,567$19,628
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$14,779$17,285$11,857$12,728$12,744$69,393

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Prestige 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$123$3,828$1,394$2,462$2,511$10,318
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,981$41$41$41$41$2,145
Financing$2,313$1,869$1,390$874$317$6,763
Depreciation$7,597$3,815$3,357$2,976$2,670$20,415
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$15,360$17,594$12,090$12,914$12,879$70,837

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 25t 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,002$1,032$1,063$1,095$1,128$5,320
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,373$41$41$41$41$1,537
Financing$1,586$1,281$953$599$217$4,636
Depreciation$5,205$2,614$2,300$2,039$1,829$13,987
Fuel$1,678$1,728$1,780$1,833$1,888$8,907
True Cost to Own®$10,955$14,479$10,183$10,577$10,537$56,731

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,317$1,357$1,397$1,439$1,482$6,992
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$1,926$41$41$41$41$2,090
Financing$2,248$1,816$1,350$848$309$6,571
Depreciation$7,381$3,706$3,261$2,891$2,594$19,833
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$14,723$16,535$12,022$12,191$11,940$67,411

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Premium 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,117$1,151$1,185$1,221$1,257$5,931
Maintenance$123$3,828$1,394$2,462$2,511$10,318
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,842$41$41$41$41$2,006
Financing$2,147$1,734$1,290$811$294$6,276
Depreciation$7,050$3,540$3,115$2,761$2,478$18,944
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$14,320$16,991$11,549$12,431$12,452$67,743

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t Portfolio Limited Edition 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,333$1,373$1,414$1,457$1,500$7,077
Maintenance$123$3,710$1,394$2,462$2,511$10,200
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,190$41$41$41$41$2,354
Financing$2,564$2,071$1,540$969$351$7,495
Depreciation$8,421$4,228$3,721$3,298$2,960$22,628
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,672$18,277$12,715$13,462$13,355$74,481

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan S 4dr Sedan (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,327$1,367$1,408$1,450$1,494$7,046
Maintenance$123$3,875$1,394$2,462$2,511$10,365
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$2,124$41$41$41$41$2,288
Financing$2,485$2,008$1,492$939$340$7,264
Depreciation$8,161$4,098$3,606$3,197$2,869$21,931
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,261$18,086$12,465$13,224$13,126$73,162

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t R-Sport 4dr Sedan AWD w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,214$1,250$1,288$1,327$1,366$6,445
Maintenance$123$3,710$1,394$2,462$2,511$10,200
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,164$41$41$41$41$2,328
Financing$2,533$2,046$1,522$956$348$7,405
Depreciation$8,319$4,177$3,676$3,258$2,924$22,354
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,394$18,078$12,526$13,279$13,182$73,459

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 35t R-Sport 4dr Sedan w/Prod. End 09/17 (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,368$1,409$1,451$1,495$1,540$7,263
Maintenance$123$3,828$1,394$2,462$2,511$10,318
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$2,099$41$41$41$41$2,263
Financing$2,455$1,983$1,475$927$337$7,177
Depreciation$8,063$4,049$3,563$3,158$2,834$21,667
Fuel$2,041$2,102$2,165$2,230$2,297$10,835
True Cost to Own®$16,149$18,007$12,448$13,218$13,134$72,956

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,918$41$41$41$41$2,082
Financing$2,238$1,808$1,344$845$307$6,542
Depreciation$7,348$3,690$3,247$2,878$2,583$19,746
Fuel$1,806$1,860$1,916$1,973$2,033$9,588
True Cost to Own®$14,726$16,526$11,978$12,133$11,867$67,230

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,317$1,357$1,397$1,439$1,482$6,992
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,041$41$41$41$41$2,205
Financing$2,385$1,927$1,433$900$327$6,972
Depreciation$7,832$3,933$3,461$3,068$2,753$21,047
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$15,564$17,015$12,451$12,570$12,272$69,872

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,117$1,151$1,185$1,221$1,257$5,931
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$1,781$41$41$41$41$1,945
Financing$2,074$1,675$1,246$783$285$6,063
Depreciation$6,809$3,419$3,009$2,667$2,394$18,298
Fuel$1,806$1,860$1,916$1,973$2,033$9,588
True Cost to Own®$13,698$15,929$11,443$11,655$11,444$64,169

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,180$1,215$1,252$1,289$1,328$6,264
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$1,866$41$41$41$41$2,030
Financing$2,175$1,758$1,307$821$298$6,359
Depreciation$7,143$3,587$3,156$2,798$2,511$19,195
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$14,353$16,358$11,875$12,071$11,847$66,504

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t R-Sport 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,368$1,409$1,451$1,495$1,540$7,263
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$2,026$41$41$41$41$2,190
Financing$2,367$1,912$1,422$894$325$6,920
Depreciation$7,773$3,903$3,435$3,045$2,732$20,888
Fuel$1,806$1,860$1,916$1,973$2,033$9,588
True Cost to Own®$15,451$16,908$12,311$12,418$12,105$69,193

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t R-Sport 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,214$1,250$1,288$1,327$1,366$6,445
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,123$41$41$41$41$2,287
Financing$2,483$2,007$1,491$938$341$7,260
Depreciation$8,156$4,095$3,604$3,195$2,867$21,917
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$15,965$17,150$12,543$12,623$12,284$70,565

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Portfolio Limited Edition 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,368$1,409$1,451$1,495$1,540$7,263
Maintenance$111$3,188$1,687$2,065$1,860$8,911
Repairs$0$4,595$2,359$2,905$3,574$13,433
Taxes & Fees$2,201$41$41$41$41$2,365
Financing$2,577$2,081$1,548$973$353$7,532
Depreciation$8,462$4,249$3,739$3,315$2,974$22,739
Fuel$1,806$1,860$1,916$1,973$2,033$9,588
True Cost to Own®$16,525$17,423$12,741$12,767$12,375$71,831

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Sedan 30t Portfolio Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,333$1,373$1,414$1,457$1,500$7,077
Maintenance$111$3,071$1,687$2,065$1,860$8,794
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,296$41$41$41$41$2,460
Financing$2,690$2,174$1,616$1,015$369$7,864
Depreciation$8,836$4,437$3,904$3,461$3,106$23,744
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$17,144$17,782$13,094$13,096$12,685$73,801

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Wagon Sportbrake S 4dr Wagon AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,333$1,373$1,414$1,457$1,500$7,077
Maintenance$123$3,736$1,394$2,462$2,511$10,226
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,379$46$46$46$46$2,563
Financing$2,784$2,249$1,673$1,051$381$8,138
Depreciation$9,143$4,591$4,040$3,581$3,214$24,569
Fuel$2,235$2,302$2,371$2,442$2,515$11,865
True Cost to Own®$17,997$19,049$13,378$14,044$13,862$78,330

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Wagon Sportbrake S First Edition 4dr Wagon AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,333$1,373$1,414$1,457$1,500$7,077
Maintenance$123$3,736$1,394$2,462$2,511$10,226
Repairs$0$4,752$2,440$3,005$3,695$13,892
Taxes & Fees$2,330$46$46$46$46$2,514
Financing$2,725$2,202$1,637$1,029$374$7,967
Depreciation$8,951$4,494$3,955$3,506$3,146$24,052
Fuel$2,235$2,302$2,371$2,442$2,515$11,865
True Cost to Own®$17,697$18,905$13,257$13,947$13,787$77,593

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Diesel 20d Premium 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,180$1,215$1,252$1,289$1,328$6,264
Maintenance$111$3,628$2,176$3,123$2,925$11,963
Repairs$0$5,005$2,569$3,162$3,891$14,627
Taxes & Fees$1,832$41$41$41$41$1,996
Financing$2,136$1,725$1,282$807$293$6,243
Depreciation$7,012$3,521$3,098$2,746$2,465$18,842
Fuel$1,182$1,217$1,254$1,291$1,330$6,274
True Cost to Own®$13,453$16,352$11,672$12,459$12,273$66,209

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Diesel 20d Premium 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,117$1,151$1,185$1,221$1,257$5,931
Maintenance$111$3,746$2,176$3,123$2,925$12,081
Repairs$0$4,847$2,488$3,063$3,770$14,168
Taxes & Fees$1,717$41$41$41$41$1,881
Financing$1,998$1,614$1,200$754$274$5,840
Depreciation$6,559$3,294$2,898$2,569$2,305$17,625
Fuel$1,150$1,184$1,220$1,256$1,294$6,104
True Cost to Own®$12,652$15,877$11,208$12,027$11,866$63,630

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Diesel 20d Prestige 4dr Sedan AWD (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,317$1,357$1,397$1,439$1,482$6,992
Maintenance$111$3,628$2,176$3,123$2,925$11,963
Repairs$0$5,005$2,569$3,162$3,891$14,627
Taxes & Fees$1,918$41$41$41$41$2,082
Financing$2,238$1,809$1,344$845$307$6,543
Depreciation$7,350$3,691$3,248$2,879$2,583$19,751
Fuel$1,182$1,217$1,254$1,291$1,330$6,274
True Cost to Own®$14,116$16,748$12,029$12,780$12,559$68,232

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 XF Diesel 20d Prestige 4dr Sedan (2.0L 4cyl Turbodiesel 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,305$1,344$1,384$1,426$1,469$6,928
Maintenance$111$3,746$2,176$3,123$2,925$12,081
Repairs$0$4,847$2,488$3,063$3,770$14,168
Taxes & Fees$1,885$41$41$41$41$2,049
Financing$2,198$1,776$1,320$830$301$6,425
Depreciation$7,217$3,624$3,189$2,827$2,537$19,394
Fuel$1,150$1,184$1,220$1,256$1,294$6,104
True Cost to Own®$13,866$16,562$11,818$12,566$12,337$67,149

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Jaguar XF in Virginia is:

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