Used 2020 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$46,502*
Total Cash Price
$21,918
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,029*
Total Cash Price
$22,737
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,726*
Total Cash Price
$22,621
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$43,016*
Total Cash Price
$19,173
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$44,641*
Total Cash Price
$21,077
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$44,059*
Total Cash Price
$22,159
Depreciation
$10,621
Taxes & Fees
$2,730
Financing
$3,844
Fuel
$11,660
Insurance
$3,355
Repairs
$6,121
Maintenance
$8,171
Ownership Costs: 5-Year Breakdown
2020 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $632 | $651 | $670 | $691 | $711 | $3,355 |
Maintenance | $1,322 | $960 | $300 | $2,972 | $2,617 | $8,171 |
Repairs | $1,064 | $1,139 | $1,219 | $1,304 | $1,395 | $6,121 |
Taxes & Fees | $1,568 | $337 | $307 | $274 | $244 | $2,730 |
Financing | $1,317 | $1,063 | $789 | $495 | $180 | $3,844 |
Depreciation | $3,895 | $2,332 | $1,837 | $1,494 | $1,063 | $10,621 |
Fuel | $2,196 | $2,262 | $2,330 | $2,400 | $2,472 | $11,660 |
True Cost to Own® | $11,994 | $8,744 | $7,452 | $9,630 | $8,682 | $46,502 |
2020 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $632 | $651 | $670 | $691 | $711 | $3,355 |
Maintenance | $1,322 | $960 | $300 | $2,972 | $2,617 | $8,171 |
Repairs | $1,064 | $1,139 | $1,219 | $1,304 | $1,395 | $6,121 |
Taxes & Fees | $1,626 | $349 | $317 | $283 | $252 | $2,827 |
Financing | $1,366 | $1,102 | $819 | $514 | $187 | $3,988 |
Depreciation | $3,637 | $2,520 | $1,986 | $1,615 | $1,149 | $10,907 |
Fuel | $2,196 | $2,262 | $2,330 | $2,400 | $2,472 | $11,660 |
True Cost to Own® | $11,843 | $8,983 | $7,641 | $9,779 | $8,783 | $47,029 |
2020 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $632 | $651 | $670 | $691 | $711 | $3,355 |
Maintenance | $1,322 | $960 | $300 | $2,972 | $2,617 | $8,171 |
Repairs | $1,064 | $1,139 | $1,219 | $1,304 | $1,395 | $6,121 |
Taxes & Fees | $1,617 | $347 | $316 | $282 | $251 | $2,813 |
Financing | $1,359 | $1,097 | $815 | $511 | $185 | $3,967 |
Depreciation | $4,486 | $2,479 | $1,954 | $1,589 | $1,131 | $11,639 |
Fuel | $2,196 | $2,262 | $2,330 | $2,400 | $2,472 | $11,660 |
True Cost to Own® | $12,676 | $8,935 | $7,604 | $9,749 | $8,762 | $47,726 |
2020 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $628 | $647 | $666 | $686 | $707 | $3,334 |
Maintenance | $1,313 | $960 | $300 | $2,962 | $2,617 | $8,152 |
Repairs | $998 | $1,069 | $1,143 | $1,224 | $1,309 | $5,743 |
Taxes & Fees | $1,376 | $298 | $271 | $243 | $216 | $2,404 |
Financing | $1,152 | $930 | $690 | $433 | $158 | $3,363 |
Depreciation | $3,422 | $2,008 | $1,583 | $1,287 | $916 | $9,216 |
Fuel | $2,035 | $2,096 | $2,159 | $2,224 | $2,290 | $10,804 |
True Cost to Own® | $10,924 | $8,008 | $6,812 | $9,059 | $8,213 | $43,016 |
2020 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $632 | $651 | $670 | $691 | $711 | $3,355 |
Maintenance | $1,313 | $960 | $300 | $2,962 | $2,617 | $8,152 |
Repairs | $998 | $1,069 | $1,143 | $1,224 | $1,309 | $5,743 |
Taxes & Fees | $1,509 | $325 | $296 | $264 | $235 | $2,629 |
Financing | $1,266 | $1,022 | $759 | $477 | $173 | $3,697 |
Depreciation | $3,857 | $2,220 | $1,750 | $1,422 | $1,012 | $10,261 |
Fuel | $2,035 | $2,096 | $2,159 | $2,224 | $2,290 | $10,804 |
True Cost to Own® | $11,610 | $8,343 | $7,077 | $9,264 | $8,347 | $44,641 |
2020 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $632 | $651 | $670 | $691 | $711 | $3,355 |
Maintenance | $1,313 | $960 | $300 | $1,656 | $2,617 | $6,846 |
Repairs | $998 | $1,069 | $1,143 | $1,224 | $1,309 | $5,743 |
Taxes & Fees | $1,585 | $341 | $310 | $277 | $246 | $2,759 |
Financing | $1,331 | $1,075 | $798 | $501 | $181 | $3,886 |
Depreciation | $4,434 | $2,160 | $1,703 | $1,384 | $985 | $10,666 |
Fuel | $2,035 | $2,096 | $2,159 | $2,224 | $2,290 | $10,804 |
True Cost to Own® | $12,328 | $8,352 | $7,083 | $7,957 | $8,339 | $44,059 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.