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Used 2020 Kia Optima Hybrid Cost to Own

Total 5-Year Ownership Costs

Optima Hybrid Sedan

EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

True Cost to Own

$33,670*

Total Cash Price

$16,815

Ownership Costs: 5-Year Total

Depreciation

$10,351

Taxes & Fees

$883

Financing

$2,949

Fuel

$5,800

Insurance

$5,340

Repairs

$2,103

Maintenance

$6,244

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Optima Hybrid Sedan EX 4dr Sedan (2.0L 4cyl gas/electric hybrid 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,006$1,036$1,067$1,099$1,132$5,340
Maintenance$998$775$550$2,119$1,802$6,244
Repairs$296$361$440$545$461$2,103
Taxes & Fees$719$41$41$41$41$883
Financing$1,010$816$605$380$138$2,949
Depreciation$2,094$2,511$2,088$2,631$1,027$10,351
Fuel$1,092$1,125$1,159$1,194$1,230$5,800
True Cost to Own®$7,215$6,665$5,950$8,009$5,831$33,670

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.