Used 2015 Hyundai Sonata Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Sonata Sedan

SE PZEV 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$32,580*

Total Cash Price

$13,952

Limited w/Brown Leather 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$37,661*

Total Cash Price

$16,128

SE 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$31,683*

Total Cash Price

$13,568

Limited PZEV 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$31,683*

Total Cash Price

$13,568

Sport 2.0T w/Black Leather and Gray Accents 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$41,846*

Total Cash Price

$17,920

Limited 2.0T 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$31,086*

Total Cash Price

$13,312

Sport 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$29,890*

Total Cash Price

$12,800

Limited 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$43,341*

Total Cash Price

$18,560

Eco 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$33,178*

Total Cash Price

$14,208

Sport 2.0T 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$36,167*

Total Cash Price

$15,488

Sport PZEV 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$36,466*

Total Cash Price

$15,616

Limited 2.0T w/Black Leather and Gray Accents 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$31,385*

Total Cash Price

$13,440

Limited w/Brown Leather PZEV 4dr Sedan (2.4L 4cyl 6A)

True Cost to Own

$34,672*

Total Cash Price

$14,848

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan SE PZEV 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$851$876$904$930$958$4,519
Maintenance$1,396$782$579$1,638$2,179$6,574
Repairs$323$393$480$594$502$2,292
Taxes & Fees$777$45$45$45$45$956
Financing$750$604$447$279$101$2,181
Depreciation$3,832$1,488$1,309$1,160$1,041$8,830
Fuel$1,361$1,402$1,444$1,488$1,533$7,228
True Cost to Own®$9,291$5,590$5,207$6,133$6,359$32,580

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited w/Brown Leather 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$984$1,013$1,045$1,075$1,108$5,224
Maintenance$1,614$903$669$1,894$2,519$7,599
Repairs$373$455$554$687$581$2,650
Taxes & Fees$898$52$52$52$52$1,105
Financing$867$698$517$323$117$2,521
Depreciation$4,430$1,720$1,513$1,341$1,203$10,207
Fuel$1,574$1,620$1,670$1,720$1,772$8,355
True Cost to Own®$10,740$6,461$6,019$7,090$7,351$37,661

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan SE 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$828$852$879$904$932$4,395
Maintenance$1,358$760$563$1,593$2,119$6,393
Repairs$314$383$466$578$489$2,229
Taxes & Fees$756$43$43$43$43$930
Financing$729$587$435$271$99$2,121
Depreciation$3,727$1,447$1,273$1,128$1,012$8,587
Fuel$1,324$1,363$1,405$1,447$1,490$7,029
True Cost to Own®$9,035$5,436$5,064$5,965$6,184$31,683

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited PZEV 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$828$852$879$904$932$4,395
Maintenance$1,358$760$563$1,593$2,119$6,393
Repairs$314$383$466$578$489$2,229
Taxes & Fees$756$43$43$43$43$930
Financing$729$587$435$271$99$2,121
Depreciation$3,727$1,447$1,273$1,128$1,012$8,587
Fuel$1,324$1,363$1,405$1,447$1,490$7,029
True Cost to Own®$9,035$5,436$5,064$5,965$6,184$31,683

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Sport 2.0T w/Black Leather and Gray Accents 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,093$1,126$1,161$1,194$1,231$5,804
Maintenance$1,793$1,004$743$2,104$2,799$8,443
Repairs$414$505$616$763$645$2,944
Taxes & Fees$998$57$57$57$57$1,228
Financing$963$776$574$358$130$2,801
Depreciation$4,922$1,911$1,681$1,490$1,337$11,341
Fuel$1,749$1,800$1,855$1,911$1,968$9,283
True Cost to Own®$11,934$7,179$6,688$7,878$8,168$41,846

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited 2.0T 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$812$836$862$887$914$4,312
Maintenance$1,332$746$552$1,563$2,079$6,272
Repairs$308$375$458$567$479$2,187
Taxes & Fees$742$43$43$43$43$912
Financing$716$576$426$266$97$2,081
Depreciation$3,657$1,420$1,249$1,107$993$8,425
Fuel$1,299$1,337$1,378$1,420$1,462$6,896
True Cost to Own®$8,865$5,333$4,968$5,852$6,067$31,086
Ownership Costs: 5-Year Total

Depreciation

$8,101

Taxes & Fees

$877

Financing

$2,001

Fuel

$6,631

Insurance

$4,146

Repairs

$2,103

Maintenance

$6,031

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Sport 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$781$804$829$853$879$4,146
Maintenance$1,281$717$531$1,503$1,999$6,031
Repairs$296$361$440$545$461$2,103
Taxes & Fees$713$41$41$41$41$877
Financing$688$554$410$256$93$2,001
Depreciation$3,516$1,365$1,201$1,064$955$8,101
Fuel$1,249$1,286$1,325$1,365$1,406$6,631
True Cost to Own®$8,524$5,128$4,777$5,627$5,834$29,890

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,132$1,166$1,202$1,237$1,275$6,012
Maintenance$1,857$1,040$770$2,179$2,899$8,745
Repairs$429$523$638$790$668$3,049
Taxes & Fees$1,034$59$59$59$59$1,272
Financing$998$803$595$371$135$2,901
Depreciation$5,098$1,979$1,741$1,543$1,385$11,746
Fuel$1,811$1,865$1,921$1,979$2,039$9,615
True Cost to Own®$12,360$7,436$6,927$8,159$8,459$43,341

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Eco 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$867$892$920$947$976$4,602
Maintenance$1,422$796$589$1,668$2,219$6,694
Repairs$329$401$488$605$512$2,334
Taxes & Fees$791$46$46$46$46$973
Financing$764$615$455$284$103$2,221
Depreciation$3,903$1,515$1,333$1,181$1,060$8,992
Fuel$1,386$1,427$1,471$1,515$1,561$7,360
True Cost to Own®$9,462$5,692$5,302$6,246$6,476$33,178

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Sport 2.0T 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$945$973$1,003$1,032$1,064$5,017
Maintenance$1,550$868$643$1,819$2,419$7,298
Repairs$358$437$532$659$558$2,545
Taxes & Fees$863$50$50$50$50$1,061
Financing$832$670$496$310$113$2,421
Depreciation$4,254$1,652$1,453$1,287$1,156$9,802
Fuel$1,511$1,556$1,603$1,652$1,701$8,024
True Cost to Own®$10,314$6,205$5,780$6,809$7,059$36,167

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Sport PZEV 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$953$981$1,011$1,041$1,072$5,058
Maintenance$1,563$875$648$1,834$2,439$7,358
Repairs$361$440$537$665$562$2,566
Taxes & Fees$870$50$50$50$50$1,070
Financing$839$676$500$312$113$2,441
Depreciation$4,290$1,665$1,465$1,298$1,165$9,883
Fuel$1,524$1,569$1,617$1,665$1,715$8,090
True Cost to Own®$10,399$6,256$5,828$6,865$7,117$36,466

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited 2.0T w/Black Leather and Gray Accents 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$820$844$870$896$923$4,353
Maintenance$1,345$753$558$1,578$2,099$6,333
Repairs$311$379$462$572$484$2,208
Taxes & Fees$749$43$43$43$43$921
Financing$722$582$431$269$98$2,101
Depreciation$3,692$1,433$1,261$1,117$1,003$8,506
Fuel$1,311$1,350$1,391$1,433$1,476$6,963
True Cost to Own®$8,950$5,384$5,016$5,908$6,126$31,385

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sonata Sedan Limited w/Brown Leather PZEV 4dr Sedan (2.4L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$906$933$962$989$1,020$4,809
Maintenance$1,486$832$616$1,743$2,319$6,996
Repairs$343$419$510$632$535$2,439
Taxes & Fees$827$48$48$48$48$1,017
Financing$798$643$476$297$108$2,321
Depreciation$4,079$1,583$1,393$1,234$1,108$9,397
Fuel$1,449$1,492$1,537$1,583$1,631$7,692
True Cost to Own®$9,888$5,948$5,541$6,527$6,767$34,672

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2015 Hyundai Sonata in Virginia is:

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