Used 2018 Lincoln MKZ Cost to Own
Total 5-Year Ownership Costs
MKZ Sedan
Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,814*
Total Cash Price
$18,526
Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$43,998*
Total Cash Price
$18,662
Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$36,500*
Total Cash Price
$19,734
Premiere 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,148*
Total Cash Price
$17,734
Select 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,400*
Total Cash Price
$18,123
Select 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,069*
Total Cash Price
$15,930
Hybrid Premiere 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$32,613*
Total Cash Price
$15,764
Hybrid Select 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$34,375*
Total Cash Price
$17,128
Premiere 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$42,936*
Total Cash Price
$17,646
Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,265*
Total Cash Price
$23,742
Black Label 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$48,947*
Total Cash Price
$23,349
Hybrid Black Label 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$37,736*
Total Cash Price
$21,418
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $721 | $743 | $765 | $788 | $811 | $3,828 |
Maintenance | $1,011 | $282 | $2,538 | $471 | $1,566 | $5,868 |
Repairs | $571 | $613 | $656 | $701 | $752 | $3,293 |
Taxes & Fees | $1,289 | $35 | $35 | $35 | $35 | $1,429 |
Financing | $1,230 | $996 | $743 | $467 | $170 | $3,606 |
Depreciation | $4,754 | $1,684 | $1,620 | $1,470 | $1,326 | $10,854 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $12,201 | $7,057 | $9,142 | $6,800 | $7,614 | $42,814 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $738 | $760 | $783 | $806 | $831 | $3,918 |
Maintenance | $1,027 | $290 | $2,468 | $480 | $1,585 | $5,850 |
Repairs | $631 | $677 | $725 | $777 | $833 | $3,643 |
Taxes & Fees | $1,298 | $35 | $35 | $35 | $35 | $1,438 |
Financing | $1,239 | $1,004 | $747 | $471 | $172 | $3,633 |
Depreciation | $4,395 | $1,817 | $1,749 | $1,587 | $1,430 | $10,978 |
Fuel | $2,738 | $2,821 | $2,905 | $2,992 | $3,082 | $14,538 |
True Cost to Own® | $12,066 | $7,404 | $9,412 | $7,148 | $7,968 | $43,998 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $754 | $777 | $800 | $824 | $849 | $4,004 |
Maintenance | $1,069 | $271 | $2,514 | $459 | $1,646 | $5,959 |
Repairs | $497 | $532 | $571 | $610 | $655 | $2,865 |
Taxes & Fees | $1,370 | $35 | $35 | $35 | $35 | $1,510 |
Financing | $1,310 | $1,061 | $791 | $498 | $182 | $3,842 |
Depreciation | $5,215 | $1,809 | $1,741 | $1,580 | $1,424 | $11,769 |
Fuel | $1,234 | $1,271 | $1,309 | $1,348 | $1,389 | $6,551 |
True Cost to Own® | $11,449 | $5,756 | $7,761 | $5,354 | $6,180 | $36,500 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Premiere 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $769 | $792 | $816 | $840 | $866 | $4,083 |
Maintenance | $1,011 | $282 | $2,538 | $471 | $1,566 | $5,868 |
Repairs | $571 | $613 | $656 | $701 | $752 | $3,293 |
Taxes & Fees | $1,235 | $35 | $35 | $35 | $35 | $1,375 |
Financing | $1,178 | $953 | $711 | $447 | $163 | $3,452 |
Depreciation | $3,986 | $2,326 | $1,995 | $694 | $1,140 | $10,141 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $11,375 | $7,705 | $9,536 | $6,056 | $7,476 | $42,148 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Select 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $721 | $743 | $765 | $788 | $811 | $3,828 |
Maintenance | $1,011 | $282 | $2,538 | $471 | $1,566 | $5,868 |
Repairs | $571 | $613 | $656 | $701 | $752 | $3,293 |
Taxes & Fees | $1,261 | $35 | $35 | $35 | $35 | $1,401 |
Financing | $1,203 | $975 | $726 | $457 | $167 | $3,528 |
Depreciation | $4,354 | $1,709 | $1,645 | $1,492 | $1,346 | $10,546 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $11,746 | $7,061 | $9,150 | $6,812 | $7,631 | $42,400 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Select 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $738 | $760 | $783 | $806 | $831 | $3,918 |
Maintenance | $1,027 | $290 | $2,468 | $480 | $1,585 | $5,850 |
Repairs | $631 | $677 | $725 | $777 | $833 | $3,643 |
Taxes & Fees | $1,113 | $35 | $35 | $35 | $35 | $1,253 |
Financing | $1,058 | $856 | $639 | $402 | $146 | $3,101 |
Depreciation | $4,350 | $1,495 | $1,438 | $1,306 | $1,177 | $9,766 |
Fuel | $2,738 | $2,821 | $2,905 | $2,992 | $3,082 | $14,538 |
True Cost to Own® | $11,655 | $6,934 | $8,993 | $6,798 | $7,689 | $42,069 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Premiere 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $760 | $783 | $806 | $830 | $855 | $4,034 |
Maintenance | $1,069 | $271 | $2,514 | $459 | $1,646 | $5,959 |
Repairs | $497 | $532 | $571 | $610 | $655 | $2,865 |
Taxes & Fees | $1,102 | $35 | $35 | $35 | $35 | $1,242 |
Financing | $1,047 | $847 | $632 | $398 | $145 | $3,069 |
Depreciation | $4,902 | $1,036 | $803 | $849 | $1,303 | $8,893 |
Fuel | $1,234 | $1,271 | $1,309 | $1,348 | $1,389 | $6,551 |
True Cost to Own® | $10,611 | $4,775 | $6,670 | $4,529 | $6,028 | $32,613 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Select 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $754 | $777 | $800 | $824 | $849 | $4,004 |
Maintenance | $1,069 | $271 | $2,514 | $459 | $1,646 | $5,959 |
Repairs | $497 | $532 | $571 | $610 | $655 | $2,865 |
Taxes & Fees | $1,194 | $35 | $35 | $35 | $35 | $1,334 |
Financing | $1,137 | $921 | $687 | $432 | $157 | $3,334 |
Depreciation | $4,546 | $1,595 | $1,536 | $1,394 | $1,257 | $10,328 |
Fuel | $1,234 | $1,271 | $1,309 | $1,348 | $1,389 | $6,551 |
True Cost to Own® | $10,431 | $5,402 | $7,452 | $5,102 | $5,988 | $34,375 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Premiere 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $777 | $800 | $824 | $849 | $875 | $4,125 |
Maintenance | $1,027 | $290 | $2,468 | $480 | $1,585 | $5,850 |
Repairs | $631 | $677 | $725 | $777 | $833 | $3,643 |
Taxes & Fees | $1,229 | $35 | $35 | $35 | $35 | $1,369 |
Financing | $1,172 | $948 | $708 | $445 | $162 | $3,435 |
Depreciation | $5,258 | $1,655 | $982 | $1,150 | $931 | $9,976 |
Fuel | $2,738 | $2,821 | $2,905 | $2,992 | $3,082 | $14,538 |
True Cost to Own® | $12,832 | $7,226 | $8,647 | $6,728 | $7,503 | $42,936 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $823 | $848 | $873 | $899 | $926 | $4,369 |
Maintenance | $1,011 | $282 | $2,538 | $471 | $1,566 | $5,868 |
Repairs | $571 | $613 | $656 | $701 | $752 | $3,293 |
Taxes & Fees | $1,641 | $35 | $35 | $35 | $35 | $1,781 |
Financing | $1,577 | $1,276 | $951 | $600 | $218 | $4,622 |
Depreciation | $4,864 | $2,355 | $2,267 | $2,056 | $1,854 | $13,396 |
Fuel | $2,625 | $2,704 | $2,785 | $2,868 | $2,954 | $13,936 |
True Cost to Own® | $13,112 | $8,113 | $10,105 | $7,630 | $8,305 | $47,265 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Black Label 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $836 | $861 | $887 | $914 | $941 | $4,439 |
Maintenance | $1,027 | $290 | $2,468 | $480 | $1,585 | $5,850 |
Repairs | $631 | $677 | $725 | $777 | $833 | $3,643 |
Taxes & Fees | $1,615 | $35 | $35 | $35 | $35 | $1,755 |
Financing | $1,550 | $1,256 | $935 | $590 | $214 | $4,545 |
Depreciation | $6,112 | $2,226 | $2,142 | $1,944 | $1,753 | $14,177 |
Fuel | $2,738 | $2,821 | $2,905 | $2,992 | $3,082 | $14,538 |
True Cost to Own® | $14,509 | $8,166 | $10,097 | $7,732 | $8,443 | $48,947 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Black Label 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $810 | $834 | $859 | $885 | $912 | $4,300 |
Maintenance | $1,069 | $271 | $2,514 | $459 | $1,646 | $5,959 |
Repairs | $497 | $532 | $571 | $610 | $655 | $2,865 |
Taxes & Fees | $1,484 | $35 | $35 | $35 | $35 | $1,624 |
Financing | $1,422 | $1,152 | $858 | $541 | $196 | $4,169 |
Depreciation | $5,193 | $1,953 | $1,879 | $1,705 | $1,538 | $12,268 |
Fuel | $1,234 | $1,271 | $1,309 | $1,348 | $1,389 | $6,551 |
True Cost to Own® | $11,709 | $6,048 | $8,025 | $5,583 | $6,371 | $37,736 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2018 MKZTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2018 Lincoln MKZ in Ohio is:
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