Used 2018 Lincoln MKZ Cost to Own
Total 5-Year Ownership Costs
MKZ Sedan
Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$44,347*
Total Cash Price
$17,794
Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$45,768*
Total Cash Price
$17,926
Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$38,460*
Total Cash Price
$18,953
Premiere 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$43,814*
Total Cash Price
$17,036
Select 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$43,953*
Total Cash Price
$17,409
Select 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$43,957*
Total Cash Price
$15,306
Hybrid Premiere 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$34,856*
Total Cash Price
$15,147
Hybrid Select 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$36,452*
Total Cash Price
$16,454
Premiere 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$44,724*
Total Cash Price
$16,951
Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$48,702*
Total Cash Price
$22,797
Black Label 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$50,338*
Total Cash Price
$22,420
Hybrid Black Label 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
True Cost to Own
$39,643*
Total Cash Price
$20,567
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Reserve 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,107 | $1,140 | $1,174 | $1,210 | $1,246 | $5,877 |
Maintenance | $1,122 | $317 | $2,654 | $517 | $1,733 | $6,343 |
Repairs | $654 | $701 | $748 | $797 | $860 | $3,760 |
Taxes & Fees | $749 | $62 | $62 | $62 | $62 | $997 |
Financing | $1,182 | $956 | $713 | $449 | $164 | $3,464 |
Depreciation | $4,701 | $1,665 | $1,602 | $1,454 | $1,311 | $10,733 |
Fuel | $2,481 | $2,556 | $2,632 | $2,711 | $2,793 | $13,173 |
True Cost to Own® | $11,996 | $7,397 | $9,585 | $7,200 | $8,169 | $44,347 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Reserve 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,168 | $1,203 | $1,239 | $1,276 | $1,315 | $6,201 |
Maintenance | $1,142 | $327 | $2,569 | $527 | $1,756 | $6,321 |
Repairs | $722 | $773 | $826 | $883 | $952 | $4,156 |
Taxes & Fees | $754 | $62 | $62 | $62 | $62 | $1,002 |
Financing | $1,190 | $964 | $718 | $453 | $165 | $3,490 |
Depreciation | $4,346 | $1,797 | $1,729 | $1,570 | $1,415 | $10,857 |
Fuel | $2,588 | $2,666 | $2,746 | $2,828 | $2,913 | $13,741 |
True Cost to Own® | $11,910 | $7,792 | $9,889 | $7,599 | $8,578 | $45,768 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Reserve 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,083 | $1,115 | $1,149 | $1,183 | $1,219 | $5,749 |
Maintenance | $1,186 | $305 | $2,628 | $504 | $1,819 | $6,442 |
Repairs | $569 | $608 | $650 | $694 | $749 | $3,270 |
Taxes & Fees | $793 | $62 | $62 | $62 | $62 | $1,041 |
Financing | $1,259 | $1,019 | $759 | $478 | $175 | $3,690 |
Depreciation | $5,157 | $1,789 | $1,721 | $1,563 | $1,408 | $11,638 |
Fuel | $1,249 | $1,286 | $1,325 | $1,365 | $1,405 | $6,630 |
True Cost to Own® | $11,296 | $6,184 | $8,294 | $5,849 | $6,837 | $38,460 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Premiere 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,173 | $1,208 | $1,244 | $1,282 | $1,320 | $6,227 |
Maintenance | $1,122 | $317 | $2,654 | $517 | $1,733 | $6,343 |
Repairs | $654 | $701 | $748 | $797 | $860 | $3,760 |
Taxes & Fees | $720 | $62 | $62 | $62 | $62 | $968 |
Financing | $1,131 | $916 | $683 | $430 | $156 | $3,316 |
Depreciation | $3,942 | $2,300 | $1,972 | $686 | $1,127 | $10,027 |
Fuel | $2,481 | $2,556 | $2,632 | $2,711 | $2,793 | $13,173 |
True Cost to Own® | $11,223 | $8,060 | $9,995 | $6,485 | $8,051 | $43,814 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Select 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,107 | $1,140 | $1,174 | $1,210 | $1,246 | $5,877 |
Maintenance | $1,122 | $317 | $2,654 | $517 | $1,733 | $6,343 |
Repairs | $654 | $701 | $748 | $797 | $860 | $3,760 |
Taxes & Fees | $734 | $62 | $62 | $62 | $62 | $982 |
Financing | $1,156 | $936 | $698 | $439 | $160 | $3,389 |
Depreciation | $4,305 | $1,690 | $1,627 | $1,476 | $1,331 | $10,429 |
Fuel | $2,481 | $2,556 | $2,632 | $2,711 | $2,793 | $13,173 |
True Cost to Own® | $11,559 | $7,402 | $9,595 | $7,212 | $8,185 | $43,953 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Select 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,168 | $1,203 | $1,239 | $1,276 | $1,315 | $6,201 |
Maintenance | $1,142 | $327 | $2,569 | $527 | $1,756 | $6,321 |
Repairs | $722 | $773 | $826 | $883 | $952 | $4,156 |
Taxes & Fees | $653 | $62 | $62 | $62 | $62 | $901 |
Financing | $1,016 | $823 | $614 | $386 | $141 | $2,980 |
Depreciation | $4,302 | $1,478 | $1,422 | $1,291 | $1,164 | $9,657 |
Fuel | $2,588 | $2,666 | $2,746 | $2,828 | $2,913 | $13,741 |
True Cost to Own® | $11,591 | $7,332 | $9,478 | $7,253 | $8,303 | $43,957 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Premiere 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,107 | $1,140 | $1,174 | $1,210 | $1,246 | $5,877 |
Maintenance | $1,186 | $305 | $2,628 | $504 | $1,819 | $6,442 |
Repairs | $569 | $608 | $650 | $694 | $749 | $3,270 |
Taxes & Fees | $647 | $62 | $62 | $62 | $62 | $895 |
Financing | $1,006 | $814 | $607 | $382 | $140 | $2,949 |
Depreciation | $4,847 | $1,024 | $794 | $840 | $1,288 | $8,793 |
Fuel | $1,249 | $1,286 | $1,325 | $1,365 | $1,405 | $6,630 |
True Cost to Own® | $10,611 | $5,239 | $7,240 | $5,057 | $6,709 | $34,856 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Select 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,083 | $1,115 | $1,149 | $1,183 | $1,219 | $5,749 |
Maintenance | $1,186 | $305 | $2,628 | $504 | $1,819 | $6,442 |
Repairs | $569 | $608 | $650 | $694 | $749 | $3,270 |
Taxes & Fees | $697 | $62 | $62 | $62 | $62 | $945 |
Financing | $1,093 | $884 | $660 | $415 | $151 | $3,203 |
Depreciation | $4,495 | $1,578 | $1,518 | $1,378 | $1,244 | $10,213 |
Fuel | $1,249 | $1,286 | $1,325 | $1,365 | $1,405 | $6,630 |
True Cost to Own® | $10,372 | $5,838 | $7,992 | $5,601 | $6,649 | $36,452 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Premiere 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,201 | $1,237 | $1,274 | $1,312 | $1,352 | $6,376 |
Maintenance | $1,142 | $327 | $2,569 | $527 | $1,756 | $6,321 |
Repairs | $722 | $773 | $826 | $883 | $952 | $4,156 |
Taxes & Fees | $716 | $62 | $62 | $62 | $62 | $964 |
Financing | $1,126 | $911 | $679 | $428 | $156 | $3,300 |
Depreciation | $5,200 | $1,636 | $971 | $1,138 | $921 | $9,866 |
Fuel | $2,588 | $2,666 | $2,746 | $2,828 | $2,913 | $13,741 |
True Cost to Own® | $12,695 | $7,612 | $9,127 | $7,178 | $8,112 | $44,724 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Black Label 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,234 | $1,271 | $1,309 | $1,348 | $1,389 | $6,551 |
Maintenance | $1,122 | $317 | $2,654 | $517 | $1,733 | $6,343 |
Repairs | $654 | $701 | $748 | $797 | $860 | $3,760 |
Taxes & Fees | $941 | $62 | $62 | $62 | $62 | $1,189 |
Financing | $1,514 | $1,225 | $914 | $575 | $210 | $4,438 |
Depreciation | $4,811 | $2,328 | $2,241 | $2,034 | $1,834 | $13,248 |
Fuel | $2,481 | $2,556 | $2,632 | $2,711 | $2,793 | $13,173 |
True Cost to Own® | $12,757 | $8,460 | $10,560 | $8,044 | $8,881 | $48,702 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Black Label 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,236 | $1,273 | $1,311 | $1,351 | $1,391 | $6,562 |
Maintenance | $1,142 | $327 | $2,569 | $527 | $1,756 | $6,321 |
Repairs | $722 | $773 | $826 | $883 | $952 | $4,156 |
Taxes & Fees | $927 | $62 | $62 | $62 | $62 | $1,175 |
Financing | $1,489 | $1,205 | $898 | $566 | $206 | $4,364 |
Depreciation | $6,044 | $2,201 | $2,118 | $1,922 | $1,734 | $14,019 |
Fuel | $2,588 | $2,666 | $2,746 | $2,828 | $2,913 | $13,741 |
True Cost to Own® | $14,148 | $8,507 | $10,530 | $8,139 | $9,014 | $50,338 |
Ownership Costs: 5-Year Breakdown
2018 MKZ Sedan Hybrid Black Label 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,142 | $1,176 | $1,212 | $1,248 | $1,285 | $6,063 |
Maintenance | $1,186 | $305 | $2,628 | $504 | $1,819 | $6,442 |
Repairs | $569 | $608 | $650 | $694 | $749 | $3,270 |
Taxes & Fees | $855 | $62 | $62 | $62 | $62 | $1,103 |
Financing | $1,366 | $1,105 | $825 | $519 | $189 | $4,004 |
Depreciation | $5,135 | $1,931 | $1,858 | $1,686 | $1,521 | $12,131 |
Fuel | $1,249 | $1,286 | $1,325 | $1,365 | $1,405 | $6,630 |
True Cost to Own® | $11,502 | $6,473 | $8,560 | $6,078 | $7,030 | $39,643 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2018 MKZTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2018 Lincoln MKZ in New Mexico is:
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