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Used 2020 Honda Civic Cost to Own

Total 5-Year Ownership Costs

Civic Sedan

LX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$32,929*

Total Cash Price

$17,821

Sport 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$35,159*

Total Cash Price

$19,464

EX 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,420*

Total Cash Price

$20,304

EX-L 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,704*

Total Cash Price

$21,126

Si 4dr Sedan (1.5L 4cyl Turbo 6M)

True Cost to Own

$39,349*

Total Cash Price

$22,518

Sport 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$36,001*

Total Cash Price

$19,241

Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$38,679*

Total Cash Price

$23,935

Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

True Cost to Own

$40,943*

Total Cash Price

$23,143

LX 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$34,929*

Total Cash Price

$17,378

Civic Hatchback

Sport 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$39,011*

Total Cash Price

$20,532

EX 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,686*

Total Cash Price

$21,355

LX 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$34,804*

Total Cash Price

$19,263

EX-L 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$36,750*

Total Cash Price

$22,416

Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$41,380*

Total Cash Price

$23,175

Sport 4dr Hatchback (1.5L 4cyl Turbo 6M)

True Cost to Own

$38,832*

Total Cash Price

$20,491

Sport Touring 4dr Hatchback (1.5L 4cyl Turbo 6M)

True Cost to Own

$42,185*

Total Cash Price

$24,683

Civic Si

Si 2dr Coupe (1.5L 4cyl Turbo 6M)

True Cost to Own

$38,704*

Total Cash Price

$20,948

Si 2dr Coupe w/Summer Tires (1.5L 4cyl Turbo 6M)

True Cost to Own

$41,261*

Total Cash Price

$23,463

Civic Coupe

Sport 2dr Coupe (2.0L 4cyl CVT)

True Cost to Own

$35,633*

Total Cash Price

$19,587

EX 2dr Coupe (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,784*

Total Cash Price

$20,463

LX 2dr Coupe (2.0L 4cyl CVT)

True Cost to Own

$34,048*

Total Cash Price

$17,653

Touring 2dr Coupe (1.5L 4cyl Turbo CVT)

True Cost to Own

$38,471*

Total Cash Price

$21,972

Sport 2dr Coupe (2.0L 4cyl 6M)

True Cost to Own

$35,787*

Total Cash Price

$18,988

Civic Type R

Type R 4dr Hatchback (2.0L 4cyl Turbo 6M)

True Cost to Own

$47,889*

Total Cash Price

$30,673

Ownership Costs: 5-Year Total

Depreciation

$7,332

Taxes & Fees

$1,381

Financing

$3,126

Fuel

$6,716

Insurance

$7,056

Repairs

$2,491

Maintenance

$4,827

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Civic Sedan LX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,329$1,369$1,410$1,452$1,496$7,056
Maintenance$658$942$144$1,816$1,267$4,827
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,137$61$61$61$61$1,381
Financing$1,071$864$642$402$147$3,126
Depreciation$2,776$1,211$1,234$1,504$607$7,332
Fuel$1,265$1,303$1,342$1,382$1,424$6,716
True Cost to Own®$8,596$6,169$5,320$7,184$5,660$32,929
Selected Model:

2020 Civic Sedan Sport 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,364$1,405$1,447$1,490$1,535$7,241
Maintenance$658$942$144$2,020$1,267$5,031
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,233$61$61$61$61$1,477
Financing$1,169$944$701$440$160$3,414
Depreciation$2,880$1,257$1,425$1,935$1,086$8,583
Fuel$1,304$1,343$1,383$1,425$1,467$6,922
True Cost to Own®$8,968$6,371$5,648$7,938$6,234$35,159
Selected Model:

2020 Civic Sedan EX 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,347$1,387$1,429$1,472$1,516$7,151
Maintenance$651$884$136$1,794$1,251$4,716
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,283$61$61$61$61$1,527
Financing$1,220$984$732$459$166$3,561
Depreciation$2,771$1,209$1,578$2,316$1,488$9,362
Fuel$1,159$1,194$1,230$1,267$1,305$6,155
True Cost to Own®$8,860$6,216$5,743$8,038$6,563$35,420
Selected Model:

2020 Civic Sedan EX-L 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,505$1,550$1,597$1,645$1,694$7,991
Maintenance$651$884$136$1,794$1,251$4,716
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,331$61$61$61$61$1,575
Financing$1,269$1,025$760$478$173$3,705
Depreciation$3,630$2,145$1,608$855$376$8,614
Fuel$1,159$1,194$1,230$1,267$1,305$6,155
True Cost to Own®$9,974$7,356$5,969$6,769$5,636$35,704
Selected Model:

2020 Civic Sedan Si 4dr Sedan (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,364$1,405$1,447$1,490$1,535$7,241
Maintenance$651$884$136$1,766$1,251$4,688
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,413$61$61$61$61$1,657
Financing$1,353$1,092$811$509$184$3,949
Depreciation$3,742$1,851$1,371$1,154$1,299$9,417
Fuel$1,780$1,833$1,888$1,945$2,003$9,449
True Cost to Own®$10,732$7,623$6,291$7,594$7,109$39,349
Selected Model:

2020 Civic Sedan Sport 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,364$1,405$1,447$1,490$1,535$7,241
Maintenance$658$1,596$144$2,026$1,267$5,691
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,220$61$61$61$61$1,464
Financing$1,156$933$693$435$158$3,375
Depreciation$2,653$1,202$1,363$1,851$1,039$8,108
Fuel$1,437$1,480$1,525$1,571$1,618$7,631
True Cost to Own®$8,848$7,096$5,720$8,001$6,336$36,001
Selected Model:

2020 Civic Sedan Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,546$1,592$1,640$1,689$1,740$8,207
Maintenance$651$884$136$2,007$1,251$4,929
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,496$61$61$61$61$1,740
Financing$1,438$1,161$861$542$196$4,198
Depreciation$3,954$1,876$1,714$1,890$507$9,941
Fuel$1,265$1,303$1,342$1,382$1,424$6,716
True Cost to Own®$10,779$7,374$6,331$8,240$5,955$38,679
Selected Model:

2020 Civic Sedan Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,364$1,405$1,447$1,490$1,535$7,241
Maintenance$651$884$136$1,766$1,251$4,688
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,450$61$61$61$61$1,694
Financing$1,391$1,122$833$523$190$4,059
Depreciation$4,052$1,612$1,661$1,733$1,806$10,864
Fuel$1,780$1,833$1,888$1,945$2,003$9,449
True Cost to Own®$11,117$7,414$6,603$8,187$7,622$40,943
Selected Model:

2020 Civic Sedan LX 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,323$1,363$1,404$1,446$1,489$7,025
Maintenance$658$1,596$144$1,822$1,267$5,487
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,111$61$61$61$61$1,355
Financing$1,044$843$625$393$143$3,048
Depreciation$2,334$1,703$1,596$1,191$1,068$7,892
Fuel$1,437$1,480$1,525$1,571$1,618$7,631
True Cost to Own®$8,267$7,465$5,842$7,051$6,304$34,929
Selected Model:

2020 Civic Hatchback Sport 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,505$1,550$1,597$1,645$1,694$7,991
Maintenance$651$884$136$2,122$1,251$5,044
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,296$61$61$61$61$1,540
Financing$1,234$995$739$465$168$3,601
Depreciation$2,960$1,336$1,515$2,057$1,155$9,023
Fuel$1,670$1,720$1,771$1,824$1,879$8,864
True Cost to Own®$9,745$7,043$6,396$8,843$6,984$39,011
Selected Model:

2020 Civic Hatchback EX 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,342$1,382$1,424$1,466$1,510$7,124
Maintenance$651$884$136$1,569$1,251$4,491
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,345$61$61$61$61$1,589
Financing$1,283$1,035$769$483$175$3,745
Depreciation$3,068$1,369$1,551$2,108$1,183$9,279
Fuel$1,226$1,263$1,301$1,340$1,380$6,510
True Cost to Own®$9,344$6,491$5,819$7,696$6,336$35,686
Selected Model:

2020 Civic Hatchback LX 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,329$1,369$1,410$1,452$1,496$7,056
Maintenance$651$884$136$1,803$1,251$4,725
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,222$61$61$61$61$1,466
Financing$1,157$934$694$436$158$3,379
Depreciation$3,184$1,220$1,383$1,879$1,054$8,720
Fuel$1,226$1,263$1,301$1,340$1,380$6,510
True Cost to Own®$9,198$6,228$5,562$7,640$6,176$34,804
Selected Model:

2020 Civic Hatchback EX-L 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,422$1,465$1,509$1,554$1,600$7,550
Maintenance$651$884$136$1,569$1,251$4,491
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,407$61$61$61$61$1,651
Financing$1,347$1,087$807$507$184$3,932
Depreciation$2,922$1,487$1,685$2,289$1,285$9,668
Fuel$1,226$1,263$1,301$1,340$1,380$6,510
True Cost to Own®$9,404$6,744$6,076$7,989$6,537$36,750
Selected Model:

2020 Civic Hatchback Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,546$1,592$1,640$1,689$1,740$8,207
Maintenance$651$884$136$2,122$1,251$5,044
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,452$61$61$61$61$1,696
Financing$1,392$1,124$835$524$190$4,065
Depreciation$2,939$1,679$1,902$2,585$1,451$10,556
Fuel$1,670$1,720$1,771$1,824$1,879$8,864
True Cost to Own®$10,079$7,557$6,922$9,474$7,348$41,380
Selected Model:

2020 Civic Hatchback Sport 4dr Hatchback (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,505$1,550$1,597$1,645$1,694$7,991
Maintenance$651$884$136$2,030$1,251$4,952
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,294$61$61$61$61$1,538
Financing$1,231$994$738$463$168$3,594
Depreciation$3,031$1,303$1,477$2,008$1,126$8,945
Fuel$1,670$1,720$1,771$1,824$1,879$8,864
True Cost to Own®$9,811$7,009$6,357$8,700$6,955$38,832
Selected Model:

2020 Civic Hatchback Sport Touring 4dr Hatchback (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,546$1,592$1,640$1,689$1,740$8,207
Maintenance$651$884$136$2,030$1,251$4,952
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,540$61$61$61$61$1,784
Financing$1,483$1,197$889$558$202$4,329
Depreciation$3,844$1,600$1,812$2,462$1,383$11,101
Fuel$1,670$1,720$1,771$1,824$1,879$8,864
True Cost to Own®$11,163$7,551$6,886$9,293$7,292$42,185
Selected Model:

2020 Civic Si Si 2dr Coupe (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,438$1,481$1,526$1,571$1,618$7,634
Maintenance$651$884$136$1,766$1,251$4,688
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,321$61$61$61$61$1,565
Financing$1,259$1,015$755$473$172$3,674
Depreciation$2,092$1,320$1,586$1,826$1,922$8,746
Fuel$1,780$1,833$1,888$1,945$2,003$9,449
True Cost to Own®$8,970$7,091$6,529$8,311$7,803$38,704
Selected Model:

2020 Civic Si Si 2dr Coupe w/Summer Tires (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,438$1,481$1,526$1,571$1,618$7,634
Maintenance$651$884$136$1,766$1,251$4,688
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,469$61$61$61$61$1,713
Financing$1,410$1,137$845$531$192$4,115
Depreciation$3,499$1,888$1,810$1,785$1,732$10,714
Fuel$1,780$1,833$1,888$1,945$2,003$9,449
True Cost to Own®$10,676$7,781$6,843$8,328$7,633$41,261
Selected Model:

2020 Civic Coupe Sport 2dr Coupe (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,438$1,481$1,526$1,571$1,618$7,634
Maintenance$658$942$144$2,020$1,267$5,031
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,241$61$61$61$61$1,485
Financing$1,177$949$706$443$160$3,435
Depreciation$2,851$1,275$1,445$1,962$1,102$8,635
Fuel$1,304$1,343$1,383$1,425$1,467$6,922
True Cost to Own®$9,029$6,470$5,752$8,049$6,333$35,633
Selected Model:

2020 Civic Coupe EX 2dr Coupe (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,419$1,462$1,505$1,551$1,597$7,534
Maintenance$651$884$136$1,794$1,251$4,716
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,292$61$61$61$61$1,536
Financing$1,229$993$737$462$168$3,589
Depreciation$3,443$1,302$1,251$1,682$1,452$9,130
Fuel$1,193$1,228$1,265$1,303$1,342$6,331
True Cost to Own®$9,656$6,427$5,532$7,522$6,647$35,784
Selected Model:

2020 Civic Coupe LX 2dr Coupe (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,403$1,445$1,488$1,533$1,579$7,448
Maintenance$658$942$144$1,816$1,267$4,827
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,127$61$61$61$61$1,371
Financing$1,061$856$635$399$145$3,096
Depreciation$1,735$1,182$1,477$1,929$1,776$8,099
Fuel$1,265$1,303$1,342$1,382$1,424$6,716
True Cost to Own®$7,609$6,208$5,634$7,687$6,910$34,048
Selected Model:

2020 Civic Coupe Touring 2dr Coupe (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,546$1,592$1,640$1,689$1,740$8,207
Maintenance$651$884$136$2,007$1,251$4,929
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,381$61$61$61$61$1,625
Financing$1,320$1,065$792$496$181$3,854
Depreciation$3,811$1,750$1,701$2,015$915$10,192
Fuel$1,265$1,303$1,342$1,382$1,424$6,716
True Cost to Own®$10,403$7,152$6,249$8,319$6,348$38,471
Selected Model:

2020 Civic Coupe Sport 2dr Coupe (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,438$1,481$1,526$1,571$1,618$7,634
Maintenance$658$1,596$144$2,026$1,267$5,691
Repairs$360$419$487$567$658$2,491
Taxes & Fees$1,205$61$61$61$61$1,449
Financing$1,141$920$684$430$155$3,330
Depreciation$2,282$1,163$1,319$1,791$1,006$7,561
Fuel$1,437$1,480$1,525$1,571$1,618$7,631
True Cost to Own®$8,521$7,120$5,746$8,017$6,383$35,787
Selected Model:

2020 Civic Type R Type R 4dr Hatchback (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,438$1,481$1,526$1,571$1,618$7,634
Maintenance$818$1,852$200$2,785$1,649$7,304
Repairs$429$497$577$669$776$2,948
Taxes & Fees$1,893$61$61$61$61$2,137
Financing$1,843$1,487$1,105$693$252$5,380
Depreciation$4,228$1,984$1,717$1,760$1,457$11,146
Fuel$2,136$2,200$2,266$2,334$2,404$11,340
True Cost to Own®$12,785$9,562$7,452$9,873$8,217$47,889

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.