2020 GMC Sierra 2500HD Cost to Own

Total 5-Year Ownership Costs

Sierra 2500HD Crew Cab

Denali 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$57,453*

Total Cash Price

$75,135

AT4 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$57,968*

Total Cash Price

$72,832

SLT 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$52,501*

Total Cash Price

$60,422

4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$46,891*

Total Cash Price

$47,821

SLE 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$50,121*

Total Cash Price

$53,386

4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$46,879*

Total Cash Price

$48,299

Denali 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$58,989*

Total Cash Price

$75,253

4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$45,885*

Total Cash Price

$40,990

SLE 4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$49,845*

Total Cash Price

$47,624

SLE 4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$50,212*

Total Cash Price

$48,341

4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$45,999*

Total Cash Price

$41,065

SLE 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$52,042*

Total Cash Price

$55,669

AT4 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$57,494*

Total Cash Price

$71,707

SLT 4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$58,462*

Total Cash Price

$64,217

SLT 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$52,486*

Total Cash Price

$60,946

SLT 4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$57,691*

Total Cash Price

$62,631

Sierra 2500HD Regular Cab

2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$46,580*

Total Cash Price

$43,458

2dr Regular Cab LB (6.6L 8cyl 6A)

True Cost to Own

$44,283*

Total Cash Price

$37,642

SLE 2dr Regular Cab LB (6.6L 8cyl 6A)

True Cost to Own

$48,577*

Total Cash Price

$44,773

SLE 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$47,046*

Total Cash Price

$47,961

Sierra 2500HD Double Cab

SLE 4dr Double Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$48,160*

Total Cash Price

$50,155

SLE 4dr Double Cab LB (6.6L 8cyl 6A)

True Cost to Own

$50,359*

Total Cash Price

$48,817

4dr Double Cab SB (6.6L 8cyl 6A)

True Cost to Own

$46,064*

Total Cash Price

$39,987

4dr Double Cab LB (6.6L 8cyl 6A)

True Cost to Own

$45,463*

Total Cash Price

$39,883

4dr Double Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$45,370*

Total Cash Price

$43,850

4dr Double Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$44,914*

Total Cash Price

$43,798

SLE 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$48,465*

Total Cash Price

$51,801

SLE 4dr Double Cab SB (6.6L 8cyl 6A)

True Cost to Own

$55,393*

Total Cash Price

$57,682

SLT 4dr Double Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$53,599*

Total Cash Price

$62,591

SLT 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$53,571*

Total Cash Price

$63,735

SLT 4dr Double Cab SB (6.6L 8cyl 6A)

True Cost to Own

$55,391*

Total Cash Price

$57,526

SLT 4dr Double Cab LB (6.6L 8cyl 6A)

True Cost to Own

$57,290*

Total Cash Price

$62,050

Ownership Costs: 5-Year Total

Depreciation

$13,634

Taxes & Fees

$3,232

Financing

$13,659

Fuel

$16,325

Insurance

$4,847

Repairs

$1,004

Maintenance

$4,752

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab Denali 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,048$46$46$46$46$3,232
Financing$4,673$3,774$2,807$1,764$641$13,659
Depreciation$822$3,121$2,951$3,462$3,278$13,634
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$12,836$11,629$10,755$12,071$10,162$57,453

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab AT4 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,956$46$46$46$46$3,140
Financing$4,529$3,659$2,721$1,710$621$13,240
Depreciation$876$3,353$3,177$3,723$3,531$14,660
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$12,654$11,746$10,895$12,278$10,395$57,968

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$871$901$933$966$999$4,670
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,461$46$46$46$46$2,645
Financing$3,758$3,035$2,257$1,419$515$10,984
Depreciation$1,559$2,572$2,433$2,853$2,704$12,121
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$12,038$10,306$9,652$11,081$9,424$52,501

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$829$858$888$919$4,295
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,959$46$46$46$46$2,143
Financing$2,974$2,402$1,787$1,123$408$8,694
Depreciation$726$2,180$2,062$2,421$2,289$9,678
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$9,849$9,209$8,736$10,275$8,822$46,891

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$825$854$884$915$947$4,425
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,181$46$46$46$46$2,365
Financing$3,320$2,682$1,994$1,254$455$9,705
Depreciation$795$2,616$2,476$2,905$2,753$11,545
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$10,510$9,950$9,383$10,917$9,361$50,121

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$765$792$819$848$878$4,102
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,978$46$46$46$46$2,162
Financing$3,004$2,426$1,804$1,135$411$8,780
Depreciation$733$2,197$2,078$2,437$2,309$9,754
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$9,869$9,213$8,730$10,263$8,804$46,879

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab Denali 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,052$46$46$46$46$3,236
Financing$4,680$3,780$2,812$1,767$641$13,680
Depreciation$1,067$3,429$3,243$3,803$3,603$15,145
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$13,092$11,943$11,052$12,415$10,487$58,989

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$814$842$871$902$4,215
Maintenance$314$585$575$2,004$1,189$4,667
Repairs$0$0$135$322$472$929
Taxes & Fees$1,687$46$46$46$46$1,871
Financing$2,549$2,059$1,532$962$350$7,452
Depreciation$1,018$2,596$2,455$2,881$2,729$11,679
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$9,193$9,024$8,597$10,188$8,883$45,885

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLE 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$820$848$878$909$4,247
Maintenance$314$585$575$2,080$1,189$4,743
Repairs$0$0$135$322$472$929
Taxes & Fees$1,951$46$46$46$46$2,135
Financing$2,962$2,392$1,779$1,119$406$8,658
Depreciation$1,235$3,124$2,954$3,464$3,284$14,061
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$10,093$9,891$9,349$11,011$9,501$49,845

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLE 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$820$848$878$909$4,247
Maintenance$314$585$575$2,080$1,189$4,743
Repairs$0$0$135$322$472$929
Taxes & Fees$1,980$46$46$46$46$2,164
Financing$3,006$2,429$1,806$1,135$412$8,788
Depreciation$1,250$3,171$2,999$3,516$3,333$14,269
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$10,181$9,975$9,421$11,079$9,556$50,212

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$814$842$871$902$4,215
Maintenance$314$585$575$2,080$1,189$4,743
Repairs$0$0$135$322$472$929
Taxes & Fees$1,690$46$46$46$46$1,874
Financing$2,554$2,063$1,534$964$350$7,465
Depreciation$1,020$2,600$2,460$2,887$2,734$11,701
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$9,203$9,032$8,604$10,272$8,888$45,999

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$831$860$890$921$4,305
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,272$46$46$46$46$2,456
Financing$3,462$2,797$2,079$1,307$475$10,120
Depreciation$824$2,986$2,822$3,311$3,137$13,080
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$10,750$10,412$9,790$11,351$9,739$52,042

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab AT4 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,911$46$46$46$46$3,095
Financing$4,459$3,603$2,679$1,683$612$13,036
Depreciation$1,021$3,267$3,090$3,624$3,433$14,435
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$12,684$11,604$10,766$12,152$10,288$57,494

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLT 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$833$862$893$924$4,317
Maintenance$314$585$575$2,080$1,189$4,743
Repairs$0$0$135$322$472$929
Taxes & Fees$2,613$46$46$46$46$2,797
Financing$3,994$3,226$2,399$1,508$547$11,674
Depreciation$1,956$4,134$3,908$4,588$4,344$18,930
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$12,521$11,748$10,937$12,539$10,717$58,462

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$845$874$905$936$4,376
Maintenance$314$585$575$2,089$1,189$4,752
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,482$46$46$46$46$2,666
Financing$3,790$3,062$2,277$1,431$520$11,080
Depreciation$889$2,775$2,625$3,078$2,916$12,283
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$11,366$10,480$9,805$11,257$9,578$52,486

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Crew Cab SLT 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$814$842$872$902$934$4,364
Maintenance$314$585$575$2,080$1,189$4,743
Repairs$0$0$135$322$472$929
Taxes & Fees$2,549$46$46$46$46$2,733
Financing$3,895$3,146$2,340$1,471$534$11,386
Depreciation$1,910$4,031$3,812$4,474$4,237$18,464
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$12,321$11,574$10,792$12,397$10,607$57,691

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Regular Cab 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$756$782$810$838$868$4,054
Maintenance$314$585$575$2,073$1,189$4,736
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,785$46$46$46$46$1,969
Financing$2,703$2,183$1,623$1,021$370$7,900
Depreciation$2,451$1,981$1,877$2,200$2,083$10,592
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$11,084$8,744$8,339$9,886$8,527$46,580

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Regular Cab 2dr Regular Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$717$742$768$795$823$3,845
Maintenance$314$585$575$2,064$1,189$4,727
Repairs$0$0$135$322$472$929
Taxes & Fees$1,554$46$46$46$46$1,738
Financing$2,341$1,891$1,406$884$321$6,843
Depreciation$807$2,512$2,379$2,790$2,641$11,129
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$8,572$8,700$8,321$10,003$8,687$44,283

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Regular Cab SLE 2dr Regular Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$833$862$892$924$956$4,467
Maintenance$314$585$575$2,064$1,189$4,727
Repairs$0$0$135$322$472$929
Taxes & Fees$1,838$46$46$46$46$2,022
Financing$2,784$2,250$1,672$1,052$381$8,139
Depreciation$1,051$2,961$2,802$3,291$3,116$13,221
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$9,659$9,628$9,134$10,801$9,355$48,577

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Regular Cab SLE 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$825$854$884$915$947$4,425
Maintenance$314$585$575$2,073$1,189$4,736
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,965$46$46$46$46$2,149
Financing$2,983$2,409$1,792$1,126$409$8,719
Depreciation$729$2,182$2,064$2,420$2,293$9,688
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$9,891$9,243$8,769$10,288$8,855$47,046

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$864$894$926$958$991$4,633
Maintenance$314$585$575$2,056$1,189$4,719
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,052$46$46$46$46$2,236
Financing$3,119$2,520$1,873$1,178$428$9,118
Depreciation$754$2,282$2,159$2,532$2,398$10,125
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$10,178$9,494$8,987$10,478$9,023$48,160

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLE 4dr Double Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$836$865$895$4,183
Maintenance$314$585$575$2,047$1,189$4,710
Repairs$0$0$135$322$472$929
Taxes & Fees$1,999$46$46$46$46$2,183
Financing$3,036$2,452$1,824$1,146$417$8,875
Depreciation$1,133$3,230$3,057$3,589$3,398$14,407
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$10,101$10,044$9,485$11,117$9,612$50,359

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab 4dr Double Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$827$856$886$917$949$4,435
Maintenance$314$585$575$2,047$1,189$4,710
Repairs$0$0$135$322$472$929
Taxes & Fees$1,647$46$46$46$46$1,831
Financing$2,487$2,009$1,493$939$341$7,269
Depreciation$849$2,669$2,528$2,965$2,807$11,818
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$8,963$9,089$8,675$10,338$8,999$46,064

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab 4dr Double Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$733$759$785$813$841$3,931
Maintenance$314$585$575$2,004$1,189$4,667
Repairs$0$0$135$322$472$929
Taxes & Fees$1,643$46$46$46$46$1,827
Financing$2,480$2,004$1,490$936$340$7,250
Depreciation$848$2,662$2,521$2,957$2,799$11,787
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$8,857$8,980$8,564$10,180$8,882$45,463

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab 4dr Double Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$847$877$907$939$972$4,542
Maintenance$314$585$575$2,013$1,189$4,676
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,801$46$46$46$46$1,985
Financing$2,727$2,203$1,638$1,030$374$7,972
Depreciation$678$1,994$1,886$2,212$2,096$8,866
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$9,442$8,872$8,460$9,948$8,648$45,370

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$766$793$821$849$879$4,108
Maintenance$314$585$575$2,013$1,189$4,676
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,799$46$46$46$46$1,983
Financing$2,724$2,200$1,636$1,029$373$7,962
Depreciation$678$1,992$1,884$2,209$2,093$8,856
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$9,356$8,783$8,370$9,854$8,551$44,914

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$791$819$847$877$908$4,242
Maintenance$314$585$575$2,056$1,189$4,719
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,118$46$46$46$46$2,302
Financing$3,221$2,603$1,935$1,216$442$9,417
Depreciation$777$2,357$2,230$2,615$2,477$10,456
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$10,296$9,577$9,041$10,518$9,033$48,465

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLE 4dr Double Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$867$897$929$961$995$4,649
Maintenance$314$585$575$2,047$1,189$4,710
Repairs$0$0$135$322$472$929
Taxes & Fees$2,352$46$46$46$46$2,536
Financing$3,587$2,898$2,155$1,354$492$10,486
Depreciation$1,316$3,819$3,614$4,244$4,018$17,011
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$11,275$11,169$10,466$12,076$10,407$55,393

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$900$932$964$998$1,033$4,827
Maintenance$314$585$575$2,056$1,189$4,719
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,548$46$46$46$46$2,732
Financing$3,892$3,145$2,338$1,470$534$11,379
Depreciation$910$2,850$2,696$3,162$2,995$12,613
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$11,639$10,725$10,027$11,440$9,768$53,599

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$833$862$893$924$4,317
Maintenance$314$585$575$2,056$1,189$4,719
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,593$46$46$46$46$2,777
Financing$3,964$3,201$2,381$1,497$544$11,587
Depreciation$925$2,902$2,745$3,220$3,050$12,842
Fuel$3,075$3,167$3,262$3,360$3,461$16,325
True Cost to Own®$11,676$10,734$10,017$11,420$9,724$53,571

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLT 4dr Double Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$881$912$944$977$1,011$4,725
Maintenance$314$585$575$2,047$1,189$4,710
Repairs$0$0$135$322$472$929
Taxes & Fees$2,346$46$46$46$46$2,530
Financing$3,577$2,890$2,149$1,351$491$10,458
Depreciation$1,615$3,739$3,538$4,147$3,928$16,967
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$11,572$11,096$10,399$11,992$10,332$55,391

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 2500HD Double Cab SLT 4dr Double Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$829$858$888$919$4,295
Maintenance$314$585$575$2,047$1,189$4,710
Repairs$0$0$135$322$472$929
Taxes & Fees$2,526$46$46$46$46$2,710
Financing$3,859$3,117$2,318$1,457$529$11,280
Depreciation$1,730$4,034$3,817$4,475$4,238$18,294
Fuel$2,839$2,924$3,012$3,102$3,195$15,072
True Cost to Own®$12,069$11,535$10,761$12,337$10,588$57,290

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 Sierra 2500HD 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 GMC Sierra 2500HD in Virginia is:

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