Used 2015 GMC Sierra 2500HD Cost to Own

Total 5-Year Ownership Costs

Sierra 2500HD Crew Cab

Denali 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$71,584*

Total Cash Price

$57,165

SLT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$70,337*

Total Cash Price

$55,499

SLT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$64,640*

Total Cash Price

$47,612

SLE 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$63,375*

Total Cash Price

$45,956

SLE 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$61,308*

Total Cash Price

$43,095

4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$60,429*

Total Cash Price

$41,902

4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$57,913*

Total Cash Price

$38,674

SLT 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$61,389*

Total Cash Price

$45,492

SLT 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$61,476*

Total Cash Price

$45,614

4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$54,085*

Total Cash Price

$35,799

4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$54,174*

Total Cash Price

$35,924

SLE 4dr Crew Cab LB (6.0L 8cyl 6A)

True Cost to Own

$57,765*

Total Cash Price

$40,571

SLE 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$57,672*

Total Cash Price

$40,443

Denali 4dr Crew Cab SB (6.0L 8cyl 6A)

True Cost to Own

$63,333*

Total Cash Price

$48,066

Sierra 2500HD Double Cab

SLT 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$63,603*

Total Cash Price

$46,258

SLT 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$63,515*

Total Cash Price

$46,134

SLE 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$60,102*

Total Cash Price

$41,516

SLE 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$59,106*

Total Cash Price

$40,137

4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$53,341*

Total Cash Price

$34,880

4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$53,249*

Total Cash Price

$34,753

SLE 4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$56,561*

Total Cash Price

$38,993

SLE 4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$56,692*

Total Cash Price

$39,175

4dr Double Cab 4WD SB (6.0L 8cyl 6A)

True Cost to Own

$55,606*

Total Cash Price

$35,474

4dr Double Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$56,564*

Total Cash Price

$36,799

SLT 4dr Double Cab SB (6.0L 8cyl 6A)

True Cost to Own

$60,370*

Total Cash Price

$44,108

SLT 4dr Double Cab LB (6.0L 8cyl 6A)

True Cost to Own

$60,459*

Total Cash Price

$44,233

Sierra 2500HD Regular Cab

2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$52,093*

Total Cash Price

$33,324

SLE 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$58,475*

Total Cash Price

$39,608

2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

True Cost to Own

$46,668*

Total Cash Price

$23,271

SLE 2dr Regular Cab LB (6.0L 8cyl 6A)

True Cost to Own

$54,739*

Total Cash Price

$36,734

Ownership Costs: 5-Year Total

Depreciation

$27,909

Taxes & Fees

$3,207

Financing

$10,392

Fuel

$14,999

Insurance

$4,374

Repairs

$3,427

Maintenance

$7,276

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab Denali 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$824$849$874$900$927$4,374
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$3,023$46$46$46$46$3,207
Financing$3,555$2,872$2,135$1,343$487$10,392
Depreciation$11,646$4,764$4,234$3,802$3,463$27,909
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$23,511$13,246$12,819$10,220$11,788$71,584

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$840$866$892$918$4,332
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,936$46$46$46$46$3,120
Financing$3,451$2,789$2,073$1,303$473$10,089
Depreciation$11,306$4,625$4,110$3,691$3,362$27,094
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$22,972$13,015$12,625$10,061$11,664$70,337

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLT 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$840$866$892$918$4,332
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,527$46$46$46$46$2,711
Financing$2,961$2,392$1,778$1,118$407$8,656
Depreciation$9,698$3,967$3,525$3,166$2,883$23,239
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$20,465$11,960$11,745$9,351$11,119$64,640

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$827$852$877$904$4,263
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,441$46$46$46$46$2,625
Financing$2,858$2,309$1,716$1,080$391$8,354
Depreciation$9,360$3,829$3,403$3,056$2,783$22,431
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$19,925$11,726$11,547$9,188$10,989$63,375

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLE 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$827$852$877$904$4,263
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,292$46$46$46$46$2,476
Financing$2,680$2,165$1,610$1,012$367$7,834
Depreciation$8,777$3,590$3,191$2,865$2,610$21,033
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$19,015$11,343$11,229$8,929$10,792$61,308

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$800$824$849$874$900$4,247
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,230$46$46$46$46$2,414
Financing$2,606$2,105$1,565$984$357$7,617
Depreciation$8,533$3,491$3,102$2,786$2,537$20,449
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,632$11,181$11,092$8,819$10,705$60,429

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab 4dr Crew Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$765$788$812$836$861$4,062
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,062$46$46$46$46$2,246
Financing$2,405$1,943$1,445$908$330$7,031
Depreciation$7,875$3,221$2,863$2,571$2,342$18,872
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,570$10,713$10,696$8,490$10,444$57,913

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLT 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,417$46$46$46$46$2,601
Financing$2,829$2,285$1,700$1,068$388$8,270
Depreciation$9,265$3,790$3,368$3,025$2,755$22,203
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$19,470$11,272$11,348$8,852$10,447$61,389

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLT 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,423$46$46$46$46$2,607
Financing$2,837$2,291$1,704$1,071$389$8,292
Depreciation$9,290$3,800$3,377$3,033$2,762$22,262
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$19,509$11,288$11,361$8,863$10,455$61,476

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,913$46$46$46$46$2,097
Financing$2,226$1,799$1,337$841$305$6,508
Depreciation$7,289$2,982$2,650$2,380$2,167$17,468
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,330$9,919$10,207$7,917$9,712$54,085

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,919$46$46$46$46$2,103
Financing$2,234$1,805$1,342$843$307$6,531
Depreciation$7,314$2,992$2,659$2,388$2,175$17,528
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,369$9,935$10,221$7,927$9,722$54,174

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLE 4dr Crew Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$816$840$865$891$4,204
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,161$46$46$46$46$2,345
Financing$2,523$2,038$1,516$953$346$7,376
Depreciation$8,262$3,380$3,003$2,697$2,457$19,799
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,892$10,602$10,785$8,394$10,092$57,765

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab SLE 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$792$816$840$865$891$4,204
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,154$46$46$46$46$2,338
Financing$2,515$2,032$1,511$949$345$7,352
Depreciation$8,236$3,369$2,994$2,689$2,449$19,737
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,851$10,585$10,771$8,382$10,083$57,672

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Crew Cab Denali 4dr Crew Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$846$871$897$924$4,359
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,550$46$46$46$46$2,734
Financing$2,989$2,415$1,796$1,128$410$8,738
Depreciation$9,790$4,005$3,559$3,196$2,911$23,461
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$20,304$11,634$11,652$9,100$10,643$63,333

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,456$46$46$46$46$2,640
Financing$2,877$2,324$1,728$1,086$394$8,409
Depreciation$9,422$3,854$3,425$3,076$2,801$22,578
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$20,023$11,768$11,583$9,217$11,012$63,603

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLT 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$805$829$854$880$906$4,274
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,450$46$46$46$46$2,634
Financing$2,869$2,318$1,723$1,083$394$8,387
Depreciation$9,396$3,844$3,416$3,068$2,794$22,518
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$19,983$11,752$11,569$9,206$11,005$63,515

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$791$815$839$864$890$4,199
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,210$46$46$46$46$2,394
Financing$2,582$2,085$1,551$975$354$7,547
Depreciation$8,455$3,458$3,073$2,760$2,514$20,260
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,501$11,119$11,039$8,774$10,669$60,102

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLE 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$791$815$839$864$890$4,199
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,138$46$46$46$46$2,322
Financing$2,496$2,016$1,500$942$343$7,297
Depreciation$8,174$3,343$2,971$2,668$2,430$19,586
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$18,062$10,935$10,886$8,649$10,574$59,106

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$733$755$778$801$825$3,892
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,865$46$46$46$46$2,049
Financing$2,169$1,752$1,303$819$298$6,341
Depreciation$7,102$2,905$2,581$2,318$2,112$17,018
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,023$9,780$10,088$7,817$9,633$53,341

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$733$755$778$801$825$3,892
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,859$46$46$46$46$2,043
Financing$2,161$1,746$1,298$816$297$6,318
Depreciation$7,075$2,894$2,572$2,310$2,104$16,955
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,982$9,763$10,074$7,806$9,624$53,249

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLE 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$803$828$852$878$4,141
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,079$46$46$46$46$2,263
Financing$2,425$1,959$1,457$915$333$7,089
Depreciation$7,940$3,248$2,886$2,592$2,361$19,027
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,378$10,378$10,597$8,238$9,970$56,561

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLE 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$803$828$852$878$4,141
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,088$46$46$46$46$2,272
Financing$2,436$1,968$1,464$920$334$7,122
Depreciation$7,977$3,263$2,900$2,604$2,372$19,116
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$17,435$10,402$10,618$8,255$9,982$56,692

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab 4dr Double Cab 4WD SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$766$789$813$837$862$4,067
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$1,896$46$46$46$46$2,080
Financing$2,206$1,782$1,325$833$303$6,449
Depreciation$7,223$2,954$2,626$2,358$2,147$17,308
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,554$10,286$10,340$8,203$10,223$55,606

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab 4dr Double Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$766$789$813$837$862$4,067
Maintenance$1,144$1,232$1,864$261$2,775$7,276
Repairs$494$573$669$781$910$3,427
Taxes & Fees$1,965$46$46$46$46$2,149
Financing$2,288$1,849$1,375$864$314$6,690
Depreciation$7,493$3,065$2,724$2,446$2,228$17,956
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,975$10,464$10,488$8,322$10,315$56,564

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLT 4dr Double Cab SB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$825$850$875$902$4,253
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,345$46$46$46$46$2,529
Financing$2,743$2,216$1,648$1,035$377$8,019
Depreciation$8,983$3,675$3,266$2,933$2,671$21,528
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$19,026$11,084$11,190$8,722$10,348$60,370

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Double Cab SLT 4dr Double Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$801$825$850$875$902$4,253
Maintenance$1,089$1,106$1,994$261$2,575$7,025
Repairs$457$530$619$722$842$3,170
Taxes & Fees$2,351$46$46$46$46$2,535
Financing$2,751$2,222$1,652$1,039$377$8,041
Depreciation$9,009$3,685$3,275$2,941$2,679$21,589
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$19,066$11,100$11,203$8,734$10,356$60,459

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Regular Cab 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$717$739$761$783$807$3,807
Maintenance$1,089$1,094$1,981$261$2,562$6,987
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,784$46$46$46$46$1,968
Financing$2,072$1,674$1,245$783$284$6,058
Depreciation$6,784$2,775$2,466$2,215$2,017$16,257
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,511$9,544$9,885$7,660$9,493$52,093

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Regular Cab SLE 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$751$774$797$821$845$3,988
Maintenance$1,144$1,220$1,851$261$2,762$7,238
Repairs$494$573$669$781$910$3,427
Taxes & Fees$2,111$46$46$46$46$2,295
Financing$2,463$1,990$1,480$930$337$7,200
Depreciation$8,066$3,299$2,932$2,633$2,398$19,328
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,854$10,812$10,772$8,559$10,478$58,475

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Regular Cab 2dr Regular Cab 4WD LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$750$773$796$820$844$3,983
Maintenance$1,144$1,220$1,851$261$2,762$7,238
Repairs$494$573$669$781$910$3,427
Taxes & Fees$1,262$46$46$46$46$1,446
Financing$1,447$1,169$870$546$198$4,230
Depreciation$4,734$1,937$1,721$1,546$1,407$11,345
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$12,656$8,628$8,950$7,087$9,347$46,668

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 Sierra 2500HD Regular Cab SLE 2dr Regular Cab LB (6.0L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$751$774$797$821$845$3,988
Maintenance$1,089$1,094$1,981$261$2,562$6,987
Repairs$457$530$619$722$842$3,170
Taxes & Fees$1,962$46$46$46$46$2,146
Financing$2,284$1,846$1,372$863$313$6,678
Depreciation$7,479$3,060$2,719$2,442$2,224$17,924
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$16,630$10,036$10,301$8,005$9,767$54,739

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2015 GMC Sierra 2500HD in Virginia is:

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