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Used 2020 Volvo XC90 SUV Trims Comparison

Trim level differences

The 2020 Volvo XC90 is a luxury SUV with two seating configurations and three trim levels: Momentum, R-Design and Inscription. Three engine choices of increasing power are offered for most trim levels, named T5, T6 and T8 eAWD Plug-in Hybrid. The T5 is available in either a front- or all-wheel-drive configuration, while the other drivetrains come with all-wheel drive. Seating for seven is standard, though the T6 and T8 powertrains in Momentum or Inscription trims can have a six-seat configuration with second-row captain's chairs.

The base Momentum comes with 19-inch wheels, LED lighting, a panoramic sunroof, roof rails, a power tailgate, rear parking sensors, keyless entry and ignition, premium vinyl upholstery, four-zone automatic climate control, heated washer nozzles, power front seats, driver-seat memory settings, 40/20/40-split second-row seats (with individual slide and recline functions), a 50/50-split third-row seat, and an auto-dimming rearview mirror.

Technology features include Pilot Assist driving aids (includes adaptive cruise control and lane centering assist), blind-spot monitoring with rear cross-traffic alert, lane keeping assist, an oncoming-traffic lane mitigation system, a 9-inch central touchscreen, a Wi-Fi hotspot, Android Auto and Apple CarPlay, and a 10-speaker sound system with satellite radio and two USB ports.

The T5 uses a turbocharged 2.0-liter engine (250 horsepower, 258 lb-ft of torque) and an eight-speed automatic transmission. Either front- or all-wheel drive is available, and opting for the latter adds heated front seats.

The T6 upgrades to a supercharged and turbocharged 2.0-liter four-cylinder engine (316 hp, 295 lb-ft) and all-wheel drive. This powertrain adds heated front seats, navigation and leather upholstery to the Momentum trim level.

The T8 eAWD Plug-in Hybrid uses the same engine as the T6 but adds an 87-hp electric motor and battery. Total output is 400 hp and 472 lb-ft of torque. A 240-volt Level 2 charger can fill the battery in about 2.5 hours, providing 18 miles of pure electric driving. The T8 comes with an 11-speaker audio system and a tire repair kit in lieu of a temporary spare and tools.

The R-Design trim level is largely a sporty appearance package, adding 20-inch wheels and different exterior and interior design elements. It also offers front parking sensors, paddle shifters, ambient lighting, upgraded sport seats (with power thigh support), premium leather upholstery, a Harman Kardon premium sound system, navigation and rear window shades.

The Inscription is available on the T6 and the T8. It's similar to the R-Design but features its own wheel, interior and exterior trim designs. It reverts to the Momentum's seats but adds power cushion extension, side support and ventilation for the front seats, along with upgraded leather upholstery all around.

Most options are grouped into packages. The Advanced package — available on all trims — adds adaptive headlights, headlight washers, a top-view parking system, front parking sensors, and a head-up display. An automated parking assist function is optional in conjunction with this package. The Inscription-only Luxury package adds a heated steering wheel, front seat massage, heated rear seats, a simulated suede headliner, and leather grab handles and sun visors.

Individual option highlights depend on trim level and include an adaptive air suspension (with adaptive dampers), a heated steering wheel, blended wool upholstery, a built-in second-row child booster seat, a 19-speaker Bowers & Wilkins audio system, and 20-, 21- or 22-inch wheels.

Which XC90 trim does Edmunds recommend?

The base turbocharged four-cylinder is the least expensive of the bunch, but we're skeptical of its ability to effortlessly carry seven people and luggage. And while the T8 is the most powerful, it also adds quite a bit to the bottom line. The T6 is just right. While the Momentum has a lengthy list of standard features, we think buyers should upgrade for the true luxury experience. Either of the two upper trims is worth the extra money — it comes down to personal preference between the sport-themed R-Design and the luxurious Inscription.

Compare trims side-by-side

Comparing average pricing near
Georgetown, TX
Vehicle
XC90 T5 Momentum
XC90 T5 R-Design
XC90 T6 Momentum
XC90 T6 R-Design
XC90 T6 Inscription
XC90 T8 Momentum Twin Engine Plug-In Hybrid
XC90 T8 R-Design Twin Engine Plug-In Hybrid
XC90 T8 Inscription Twin Engine Plug-In Hybrid
Vehicle
T5 Momentum
2.0L 4cyl Turbo 8A
See all XC90 T5 Momentum for sale
2 for sale near you
T5 R-Design
2.0L 4cyl Turbo 8A
See all XC90 T5 R-Design for sale
T6 Momentum
2.0L 4cyl Twincharger 8A
See all XC90 T6 Momentum for sale
T6 R-Design
2.0L 4cyl Twincharger 8A
See all XC90 T6 R-Design for sale
T8 Momentum Twin Engine Plug-In Hybrid
2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A
See all XC90 T8 Momentum Twin Engine Plug-In Hybrid for sale
T8 R-Design Twin Engine Plug-In Hybrid
2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A
See all XC90 T8 R-Design Twin Engine Plug-In Hybrid for sale
T8 Inscription Twin Engine Plug-In Hybrid
2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A
See all XC90 T8 Inscription Twin Engine Plug-In Hybrid for sale
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Section Title

Features

Features

Features

Features

Features

Features

Features

Features

Bluetooth
standard
standard
standard
standard
standard
standard
standard
standard
Navigation
optional
standard
standard
standard
standard
standard
standard
standard
Satellite radio
standard
standard
standard
standard
standard
standard
standard
standard
Keyless Ignition
standard
standard
standard
standard
standard
standard
standard
standard
Cruise control
standard
standard
standard
standard
standard
standard
standard
standard
Adaptive cruise control
standard
standard
standard
standard
standard
standard
standard
standard
Parking assistance
standard
standard
standard
standard
standard
standard
standard
standard
Upholstery
leatherette
premium leather
leather
premium leather
premium leather
leather
premium leather
premium leather
Heated seats
optional
optional
standard
standard
standard
standard
standard
standard
Cooled/Ventilated seats
Not Available
Not Available
Not Available
Not Available
standard
Not Available
Not Available
standard
Folding rear seats
standard
standard
standard
standard
standard
standard
standard
standard
Sunroof
standard
standard
standard
standard
standard
standard
standard
standard
Section Title

Specifications

Specifications

Specifications

Specifications

Specifications

Specifications

Specifications

Specifications

Drivetrain
front wheel drive
front wheel drive
all wheel drive
all wheel drive
all wheel drive
all wheel drive
all wheel drive
all wheel drive
Engine power
250 hp @ 5,500 rpm
250 hp @ 5,500 rpm
316 hp @ 5,700 rpm
316 hp @ 5,700 rpm
316 hp @ 5,700 rpm
400 hp @ 6,000 rpm
400 hp @ 6,000 rpm
400 hp @ 6,000 rpm
Engine torque
258 lb-ft @ 1,500 rpm
258 lb-ft @ 1,500 rpm
295 lb-ft @ 2,200 rpm
295 lb-ft @ 2,200 rpm
295 lb-ft @ 2,200 rpm
472 lb-ft @ 2,200 rpm
472 lb-ft @ 2,200 rpm
472 lb-ft @ 2,200 rpm
Engine displacement
2.0 l
2.0 l
2.0 l
2.0 l
2.0 l
2.0 l
2.0 l
2.0 l
Engine configuration
inline 4
inline 4
inline 4
inline 4
inline 4
inline 4
inline 4
inline 4
Transmission
8-speed automatic
8-speed automatic
8-speed automatic
8-speed automatic
8-speed automatic
8-speed automatic
8-speed automatic
8-speed automatic
Tire size
235/55R19
275/45R20
235/55R19
275/45R20
275/45R20
235/55R19
275/45R20
275/45R20
Wheel size
20 X 8.0-in
20 X 8.0-in
20 X 8.0-in
20 X 8.0-in
20 X 8.0-in
Wheel type
painted alloy wheels
painted alloy wheels
painted alloy wheels
painted alloy wheels
painted alloy wheels
painted alloy wheels
painted alloy wheels
painted alloy wheels
Run flat tires
Not available
Not available
Not available
Not available
Not available
Not available
Not available
Not available
Section Title

Fuel economy

Fuel economy

Fuel economy

Fuel economy

Fuel economy

Fuel economy

Fuel economy

Fuel economy

City/Hwy/Combined MPG/City/Hwy/Combined MPG (Gas only)
21 / 30 / 25 MPG
21 / 30 / 25 MPG
18 / 26 / 21 MPG
18 / 26 / 21 MPG
18 / 26 / 21 MPG
26 / 28 / 27 MPG
26 / 28 / 27 MPG
26 / 28 / 27 MPG
City/Hwy/Combined MPGe/City/Hwy/Combined MPGe (Electric + Gas)
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
58 / 53 / 55 MPGe
58 / 53 / 55 MPGe
58 / 53 / 55 MPGe
Fuel Capacity
18.8 gal.
18.8 gal.
18.8 gal.
18.8 gal.
18.8 gal.
18.5 gal.
18.5 gal.
18.5 gal.
Driving Range (city/hwy)/Gas Driving Range (city/hwy)
395 / 564 miles
395 / 564 miles
338 / 489 miles
338 / 489 miles
338 / 489 miles
481 / 518 miles
481 / 518 miles
481 / 518 miles
Fuel Type
premium unleaded (recommended)
premium unleaded (recommended)
premium unleaded (required)
premium unleaded (required)
premium unleaded (required)
premium unleaded (recommended)
premium unleaded (recommended)
premium unleaded (recommended)
Section Title

Battery

Battery

Battery

Battery

Battery

Battery

Battery

Battery

EPA Electricity Range
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
18 mi.
18 mi.
18 mi.
EPA KWh / 100 mi.
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
58
58
58
Time To Charge Battery (At 240V)
Not applicable
Not applicable
Not applicable
Not applicable
Not applicable
3.0 hr.
3.0 hr.
3.0 hr.
Section Title

Dimensions

Dimensions

Dimensions

Dimensions

Dimensions

Dimensions

Dimensions

Dimensions

Turning circle
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Curb weight
4,623 lb.
4,623 lb.
4,623 lb.
5,105 lb.
5,105 lb.
5,105 lb.
Ground Clearance
Overall Width with Mirrors
84.3 in.
84.3 in.
84.3 in.
84.3 in.
84.3 in.
84.3 in.
84.3 in.
84.3 in.
Overall Width without Mirrors
Height
69.9 in.
69.9 in.
69.9 in.
69.9 in.
69.9 in.
69.9 in.
69.9 in.
69.9 in.
Length
194.9 in.
194.9 in.
194.9 in.
194.9 in.
194.9 in.
194.9 in.
194.9 in.
194.9 in.
Wheelbase
117.5 in.
117.5 in.
117.5 in.
117.5 in.
117.5 in.
117.5 in.
117.5 in.
117.5 in.
Seating Capacity
Cargo Space
41.8 cu. ft.
41.8 cu. ft.
15.8 cu. ft.
15.8 cu. ft.
15.8 cu. ft.
15.8 cu. ft.
15.8 cu. ft.
15.8 cu. ft.
Front Head Room
38.9 in.
38.9 in.
38.9 in.
38.9 in.
38.9 in.
38.9 in.
38.9 in.
38.9 in.
Front Leg Room
40.9 in.
40.9 in.
40.9 in.
40.9 in.
40.9 in.
40.9 in.
40.9 in.
40.9 in.
Front Shoulder Room
57.7 in.
57.7 in.
57.7 in.
57.7 in.
57.7 in.
57.7 in.
57.7 in.
57.7 in.
Rear Head Room
38.5 in.
38.5 in.
38.5 in.
38.5 in.
38.5 in.
38.5 in.
38.5 in.
38.5 in.
Rear Leg Room
37.0 in.
37.0 in.
37.0 in.
37.0 in.
37.0 in.
37.0 in.
37.0 in.
37.0 in.
Rear Shoulder Room
56.5 in.
56.5 in.
56.5 in.
56.5 in.
56.5 in.
56.5 in.
56.5 in.
56.5 in.
Section Title

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

5-Year Ownership Costs

True Cost to Own®
$58,068
$58,354
$60,524
$62,860
$63,435
$63,597
$62,668
$64,590
Average Cost Per Mile
$0.77
$0.78
$0.81
$0.84
$0.85
$0.85
$0.84
$0.86
Depreciation
$15,509
$15,062
$15,299
$16,946
$17,498
$19,096
$18,490
$20,023
Financing
$4,960
$5,384
$5,453
$5,875
$5,893
$6,342
$6,094
$6,393
Taxes & Fees
$1,831
$1,959
$1,980
$2,108
$2,113
$2,249
$2,174
$2,264
Fuel
$11,500
$11,500
$13,686
$13,686
$13,686
$10,655
$10,655
$10,655
Insurance
$8,272
$8,453
$7,448
$7,587
$7,587
$8,697
$8,697
$8,697
Maintenance
$10,143
$10,143
$10,420
$10,420
$10,420
$10,320
$10,320
$10,320
Repairs
$5,853
$5,853
$6,238
$6,238
$6,238
$6,238
$6,238
$6,238
Section Title

Colors

Colors

Colors

Colors

Colors

Colors

Colors

Colors

Interior
Charcoal, leatherette
Blond, leather
Charcoal, leather
Blond, leatherette
Charcoal, premium leather
Blond, premium leather
Blond, leather
Charcoal, leather
Maroon Brown, leather
Slate, leather
Charcoal, premium leather
Blond, premium leather
Blond, premium leather
Amber, premium leather
Charcoal, premium leather
Slate, premium leather
Maroon Brown, premium leather
Slate, sueded microfiber
Midnight Zinc, sueded microfiber
Blond, leather
Charcoal, leather
Maroon Brown, leather
Slate, leather
Charcoal, premium leather
Blond, premium leather
Blond, premium leather
Amber, premium leather
Charcoal, premium leather
Slate, premium leather
Maroon Brown, premium leather
Slate, sueded microfiber
Midnight Zinc, sueded microfiber
Exterior
Ice White
Crystal White Metallic
Bright Silver Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Denim Blue Metallic
Onyx Black Metallic
Ice White
Bursting Blue Metallic
Crystal White Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Onyx Black Metallic
Ice White
Crystal White Metallic
Bright Silver Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Denim Blue Metallic
Onyx Black Metallic
Ice White
Bursting Blue Metallic
Crystal White Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Onyx Black Metallic
Ice White
Thunder Grey Metallic
Onyx Black Metallic
Pebble Grey Metallic
Pine Grey Metallic
Birch Light Metallic
Crystal White Metallic
Bright Silver Metallic
Osmium Grey Metallic
Denim Blue Metallic
Ice White
Crystal White Metallic
Bright Silver Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Denim Blue Metallic
Onyx Black Metallic
Ice White
Bursting Blue Metallic
Crystal White Metallic
Osmium Grey Metallic
Thunder Grey Metallic
Onyx Black Metallic
Ice White
Thunder Grey Metallic
Onyx Black Metallic
Pebble Grey Metallic
Pine Grey Metallic
Birch Light Metallic
Crystal White Metallic
Bright Silver Metallic
Osmium Grey Metallic
Denim Blue Metallic