Used 2018 Volvo XC90 Cost to Own
Total 5-Year Ownership Costs
XC90 SUV
T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$61,843*
Total Cash Price
$25,170
T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$63,981*
Total Cash Price
$26,926
T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,503*
Total Cash Price
$23,607
T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$64,490*
Total Cash Price
$29,587
T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
True Cost to Own
$63,285*
Total Cash Price
$26,327
T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,356*
Total Cash Price
$25,201
T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$65,045*
Total Cash Price
$30,810
T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$65,717*
Total Cash Price
$32,419
T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
True Cost to Own
$79,682*
Total Cash Price
$47,694
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T6 Momentum 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,333 | $1,373 | $1,414 | $1,457 | $1,500 | $7,077 |
Maintenance | $941 | $2,027 | $3,367 | $512 | $4,403 | $11,250 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $1,593 | $113 | $101 | $92 | $92 | $1,991 |
Financing | $1,671 | $1,354 | $1,008 | $636 | $231 | $4,900 |
Depreciation | $6,345 | $2,574 | $1,901 | $2,333 | $1,886 | $15,039 |
Fuel | $2,869 | $2,955 | $3,044 | $3,135 | $3,229 | $15,232 |
True Cost to Own® | $15,858 | $11,580 | $12,100 | $9,518 | $12,787 | $61,843 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T6 Inscription 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,356 | $1,397 | $1,439 | $1,482 | $1,526 | $7,200 |
Maintenance | $941 | $2,027 | $3,367 | $512 | $4,403 | $11,250 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $1,703 | $121 | $108 | $98 | $98 | $2,128 |
Financing | $1,788 | $1,448 | $1,079 | $679 | $248 | $5,242 |
Depreciation | $6,997 | $2,836 | $2,095 | $2,570 | $2,077 | $16,575 |
Fuel | $2,869 | $2,955 | $3,044 | $3,135 | $3,229 | $15,232 |
True Cost to Own® | $16,760 | $11,968 | $12,397 | $9,829 | $13,027 | $63,981 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T5 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,334 | $1,374 | $1,415 | $1,458 | $1,501 | $7,082 |
Maintenance | $850 | $2,005 | $3,435 | $408 | $4,285 | $10,983 |
Repairs | $1,037 | $1,110 | $1,187 | $1,269 | $1,357 | $5,960 |
Taxes & Fees | $1,495 | $106 | $95 | $86 | $86 | $1,868 |
Financing | $1,568 | $1,269 | $946 | $596 | $217 | $4,596 |
Depreciation | $5,917 | $2,392 | $1,767 | $2,169 | $1,753 | $13,998 |
Fuel | $2,640 | $2,719 | $2,801 | $2,885 | $2,971 | $14,016 |
True Cost to Own® | $14,841 | $10,975 | $11,646 | $8,871 | $12,170 | $58,503 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T8 Inscription Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,383 | $1,424 | $1,467 | $1,511 | $1,557 | $7,342 |
Maintenance | $941 | $2,027 | $3,267 | $512 | $4,403 | $11,150 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $1,871 | $133 | $119 | $108 | $108 | $2,339 |
Financing | $1,965 | $1,590 | $1,186 | $747 | $272 | $5,760 |
Depreciation | $6,982 | $3,427 | $2,530 | $3,108 | $2,511 | $18,558 |
Fuel | $2,446 | $2,520 | $2,595 | $2,673 | $2,753 | $12,987 |
True Cost to Own® | $16,694 | $12,305 | $12,429 | $10,012 | $13,050 | $64,490 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T6 R-Design 4dr SUV AWD (2.0L 4cyl Twincharger 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,337 | $1,377 | $1,418 | $1,461 | $1,505 | $7,098 |
Maintenance | $941 | $2,027 | $3,367 | $512 | $4,403 | $11,250 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $1,666 | $118 | $106 | $96 | $96 | $2,082 |
Financing | $1,748 | $1,416 | $1,055 | $664 | $242 | $5,125 |
Depreciation | $6,456 | $2,869 | $2,118 | $2,600 | $2,101 | $16,144 |
Fuel | $2,869 | $2,955 | $3,044 | $3,135 | $3,229 | $15,232 |
True Cost to Own® | $16,123 | $11,946 | $12,373 | $9,821 | $13,022 | $63,285 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T5 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,343 | $1,383 | $1,425 | $1,468 | $1,512 | $7,131 |
Maintenance | $850 | $2,005 | $3,435 | $408 | $4,285 | $10,983 |
Repairs | $1,037 | $1,110 | $1,187 | $1,269 | $1,357 | $5,960 |
Taxes & Fees | $1,595 | $113 | $102 | $92 | $92 | $1,994 |
Financing | $1,673 | $1,355 | $1,010 | $636 | $232 | $4,906 |
Depreciation | $5,418 | $2,945 | $2,175 | $2,670 | $2,158 | $15,366 |
Fuel | $2,640 | $2,719 | $2,801 | $2,885 | $2,971 | $14,016 |
True Cost to Own® | $14,556 | $11,630 | $12,135 | $9,428 | $12,607 | $60,356 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T8 Momentum Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,383 | $1,424 | $1,467 | $1,511 | $1,557 | $7,342 |
Maintenance | $941 | $2,027 | $3,267 | $512 | $4,403 | $11,150 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $1,948 | $139 | $124 | $113 | $113 | $2,437 |
Financing | $2,046 | $1,656 | $1,235 | $778 | $283 | $5,998 |
Depreciation | $7,397 | $3,370 | $2,488 | $3,054 | $2,468 | $18,777 |
Fuel | $2,446 | $2,520 | $2,595 | $2,673 | $2,753 | $12,987 |
True Cost to Own® | $17,267 | $12,320 | $12,441 | $9,994 | $13,023 | $65,045 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T8 R-Design Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,383 | $1,424 | $1,467 | $1,511 | $1,557 | $7,342 |
Maintenance | $941 | $2,027 | $3,267 | $512 | $4,403 | $11,150 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $2,049 | $146 | $131 | $118 | $118 | $2,562 |
Financing | $2,153 | $1,743 | $1,299 | $818 | $298 | $6,311 |
Depreciation | $7,413 | $3,434 | $2,536 | $3,112 | $2,516 | $19,011 |
Fuel | $2,446 | $2,520 | $2,595 | $2,673 | $2,753 | $12,987 |
True Cost to Own® | $17,491 | $12,478 | $12,560 | $10,097 | $13,091 | $65,717 |
Ownership Costs: 5-Year Breakdown
2018 XC90 SUV T8 Excellence Twin Engine Plug-In Hybrid 4dr SUV AWD (2.0L 4cyl Twincharger gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,383 | $1,424 | $1,467 | $1,511 | $1,557 | $7,342 |
Maintenance | $941 | $2,027 | $3,267 | $512 | $4,403 | $11,150 |
Repairs | $1,106 | $1,184 | $1,265 | $1,353 | $1,446 | $6,354 |
Taxes & Fees | $3,009 | $214 | $192 | $174 | $174 | $3,763 |
Financing | $3,167 | $2,564 | $1,911 | $1,204 | $438 | $9,284 |
Depreciation | $10,760 | $5,343 | $3,944 | $4,841 | $3,914 | $28,802 |
Fuel | $2,446 | $2,520 | $2,595 | $2,673 | $2,753 | $12,987 |
True Cost to Own® | $22,812 | $15,276 | $14,641 | $12,268 | $14,685 | $79,682 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2018 XC90True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2018 Volvo XC90 in Michigan is:
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