Used 2016 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

Tacoma Double Cab

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,779*

Total Cash Price

$26,781

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,550*

Total Cash Price

$30,025

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,688*

Total Cash Price

$28,907

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,888*

Total Cash Price

$30,608

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,688*

Total Cash Price

$28,907

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,245*

Total Cash Price

$30,769

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

N/A*

Total Cash Price

N/A

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$36,315*

Total Cash Price

$23,042

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,626*

Total Cash Price

$33,003

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,025*

Total Cash Price

$28,685

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,730*

Total Cash Price

$30,329

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,074*

Total Cash Price

$27,024

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,250*

Total Cash Price

$29,499

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$42,790*

Total Cash Price

$28,868

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,957*

Total Cash Price

$28,656

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$41,926*

Total Cash Price

$28,808

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,277*

Total Cash Price

$24,487

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,785*

Total Cash Price

$26,567

Tacoma Access Cab

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,940*

Total Cash Price

$22,640

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,639*

Total Cash Price

$25,143

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$38,180*

Total Cash Price

$24,286

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 5M)

True Cost to Own

$37,769*

Total Cash Price

$22,985

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$39,410*

Total Cash Price

$26,449

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,849*

Total Cash Price

$29,601

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,782*

Total Cash Price

$29,486

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,491*

Total Cash Price

$28,061

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$42,034*

Total Cash Price

$28,143

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,651*

Total Cash Price

$27,318

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$36,697*

Total Cash Price

$23,784

Ownership Costs: 5-Year Total

Depreciation

$9,060

Taxes & Fees

$1,628

Financing

$4,869

Fuel

$9,324

Insurance

$3,944

Repairs

$2,746

Maintenance

$7,208

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$743$765$788$812$836$3,944
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,444$46$46$46$46$1,628
Financing$1,665$1,346$1,000$629$229$4,869
Depreciation$3,154$1,695$1,520$1,398$1,293$9,060
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$10,650$7,045$6,109$7,496$7,479$38,779

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$819$844$869$4,099
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,613$46$46$46$46$1,797
Financing$1,867$1,509$1,121$705$256$5,458
Depreciation$3,537$1,900$1,705$1,568$1,450$10,160
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,590$7,615$6,630$7,785$7,930$41,550

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,555$46$46$46$46$1,739
Financing$1,798$1,452$1,080$679$246$5,255
Depreciation$3,405$1,830$1,641$1,509$1,396$9,781
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$11,275$7,420$6,448$7,799$7,746$40,688

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,643$46$46$46$46$1,827
Financing$1,903$1,538$1,144$718$261$5,564
Depreciation$3,606$1,937$1,738$1,598$1,478$10,357
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,726$7,682$6,687$7,829$7,964$41,888

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,555$46$46$46$46$1,739
Financing$1,798$1,452$1,080$679$246$5,255
Depreciation$3,405$1,830$1,641$1,509$1,396$9,781
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$11,275$7,420$6,448$7,799$7,746$40,688

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,652$46$46$46$46$1,836
Financing$1,913$1,546$1,150$722$263$5,594
Depreciation$3,625$1,948$1,747$1,606$1,486$10,412
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$11,611$7,533$6,522$7,834$7,745$41,245

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$725$747$769$792$3,737
Maintenance$1,511$913$342$1,973$2,354$7,093
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,250$46$46$46$46$1,434
Financing$1,433$1,158$860$541$197$4,189
Depreciation$2,713$1,458$1,307$1,202$1,112$7,792
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$9,761$6,567$5,700$7,077$7,210$36,315

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$822$847$872$898$4,237
Maintenance$1,503$940$367$2,118$2,393$7,321
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,768$46$46$46$46$1,952
Financing$2,052$1,658$1,233$775$282$6,000
Depreciation$3,889$2,089$1,874$1,723$1,594$11,169
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$12,308$7,980$6,939$8,270$8,129$43,626

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$797$821$846$871$4,109
Maintenance$1,503$940$367$2,118$2,393$7,321
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,543$46$46$46$46$1,727
Financing$1,784$1,441$1,072$673$245$5,215
Depreciation$3,379$1,815$1,629$1,498$1,385$9,706
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,281$7,464$6,507$7,917$7,856$41,025

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,629$46$46$46$46$1,813
Financing$1,886$1,524$1,133$712$259$5,514
Depreciation$3,573$1,920$1,722$1,583$1,465$10,263
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,662$7,651$6,660$7,808$7,949$41,730

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$797$821$846$871$4,109
Maintenance$1,503$940$367$2,118$2,393$7,321
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,457$46$46$46$46$1,641
Financing$1,681$1,357$1,010$634$231$4,913
Depreciation$3,183$1,710$1,534$1,411$1,305$9,143
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$10,896$7,275$6,350$7,791$7,762$40,074

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$819$844$869$4,099
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,586$46$46$46$46$1,770
Financing$1,835$1,481$1,102$693$252$5,363
Depreciation$3,475$1,867$1,675$1,540$1,425$9,982
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,469$7,554$6,581$7,745$7,901$41,250

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$846$871$897$924$4,359
Maintenance$1,503$1,509$367$1,881$2,387$7,647
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,553$46$46$46$46$1,737
Financing$1,795$1,451$1,078$678$246$5,248
Depreciation$3,401$1,827$1,639$1,507$1,394$9,768
Fuel$2,049$2,111$2,174$2,239$2,306$10,879
True Cost to Own®$11,575$8,315$6,790$7,968$8,142$42,790

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$1,503$940$367$2,118$2,393$7,321
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,542$46$46$46$46$1,726
Financing$1,782$1,440$1,070$673$244$5,209
Depreciation$3,376$1,814$1,627$1,496$1,384$9,697
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,265$7,452$6,493$7,904$7,843$40,957

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$1,503$1,509$367$1,881$2,387$7,647
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,550$46$46$46$46$1,734
Financing$1,792$1,447$1,076$676$246$5,237
Depreciation$3,394$1,823$1,635$1,504$1,391$9,747
Fuel$1,941$1,999$2,059$2,121$2,185$10,305
True Cost to Own®$11,406$8,145$6,618$7,793$7,964$41,926

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$729$751$773$797$820$3,870
Maintenance$1,511$913$342$1,973$2,354$7,093
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,325$46$46$46$46$1,509
Financing$1,523$1,230$915$575$209$4,452
Depreciation$2,884$1,549$1,390$1,278$1,182$8,283
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$10,122$6,756$5,864$7,215$7,320$37,277

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$767$790$814$838$863$4,072
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,433$46$46$46$46$1,617
Financing$1,652$1,335$992$624$227$4,830
Depreciation$3,129$1,681$1,508$1,387$1,283$8,988
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$10,625$7,045$6,115$7,506$7,494$38,785

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$681$701$722$744$766$3,614
Maintenance$1,511$913$342$1,973$2,354$7,093
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,225$41$41$41$41$1,389
Financing$1,408$1,137$846$532$193$4,116
Depreciation$2,666$1,432$1,285$1,182$1,093$7,658
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$9,641$6,491$5,634$7,018$7,156$35,940

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$726$748$770$793$3,742
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,359$46$46$46$46$1,543
Financing$1,564$1,263$939$590$215$4,571
Depreciation$2,961$1,591$1,427$1,312$1,214$8,505
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$10,233$6,819$5,915$7,329$7,343$37,639

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$764$787$811$835$3,939
Maintenance$1,520$927$352$1,988$2,380$7,167
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,315$46$46$46$46$1,499
Financing$1,510$1,220$908$570$207$4,415
Depreciation$2,860$1,536$1,378$1,267$1,172$8,213
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$10,245$6,918$6,043$7,418$7,556$38,180

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 5M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$699$720$742$764$787$3,712
Maintenance$1,520$1,497$352$1,983$2,375$7,727
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,247$46$46$46$46$1,431
Financing$1,429$1,155$859$539$197$4,179
Depreciation$2,706$1,454$1,304$1,199$1,110$7,773
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$9,899$7,297$5,875$7,267$7,431$37,769

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$1,520$927$352$1,988$2,380$7,167
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,427$46$46$46$46$1,611
Financing$1,645$1,329$988$621$225$4,808
Depreciation$3,115$1,674$1,501$1,381$1,277$8,948
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$10,745$7,163$6,244$7,581$7,677$39,410

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$900$927$955$984$4,640
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,591$46$46$46$46$1,775
Financing$1,841$1,487$1,106$695$252$5,381
Depreciation$3,487$1,874$1,681$1,545$1,430$10,017
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,594$7,672$6,699$7,863$8,021$41,849

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$900$927$955$984$4,640
Maintenance$1,503$940$367$1,886$2,393$7,089
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,585$46$46$46$46$1,769
Financing$1,834$1,481$1,102$692$251$5,360
Depreciation$3,474$1,866$1,674$1,539$1,424$9,977
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,568$7,658$6,688$7,854$8,014$41,782

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$1,503$940$367$2,080$2,393$7,283
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,511$46$46$46$46$1,695
Financing$1,745$1,410$1,048$659$239$5,101
Depreciation$3,305$1,776$1,593$1,465$1,355$9,494
Fuel$1,845$1,900$1,957$2,016$2,077$9,795
True Cost to Own®$11,110$7,367$6,420$7,803$7,791$40,491

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$1,503$1,509$367$1,881$2,387$7,647
Repairs$453$525$615$720$839$3,152
Taxes & Fees$1,515$46$46$46$46$1,699
Financing$1,750$1,414$1,051$661$240$5,116
Depreciation$3,315$1,781$1,598$1,469$1,359$9,522
Fuel$2,049$2,111$2,174$2,239$2,306$10,879
True Cost to Own®$11,342$8,166$6,654$7,843$8,029$42,034

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$849$874$901$928$956$4,508
Maintenance$1,494$926$357$2,065$2,366$7,208
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,472$46$46$46$46$1,656
Financing$1,699$1,372$1,021$641$233$4,966
Depreciation$3,218$1,729$1,551$1,426$1,319$9,243
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$10,882$7,214$6,274$7,652$7,629$39,651

Ownership Costs: 5-Year Breakdown

Selected Model:

2016 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$721$743$765$788$3,717
Maintenance$1,511$913$342$1,973$2,354$7,093
Repairs$394$458$535$627$732$2,746
Taxes & Fees$1,284$41$41$41$41$1,448
Financing$1,479$1,195$888$559$203$4,324
Depreciation$2,801$1,505$1,350$1,241$1,148$8,045
Fuel$1,756$1,809$1,863$1,919$1,977$9,324
True Cost to Own®$9,925$6,642$5,762$7,125$7,243$36,697

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2016 Toyota Tacoma in Virginia is:

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