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Used 2019 Lincoln MKZ Cost to Own

Total 5-Year Ownership Costs

MKZ Sedan

Reserve I 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$46,111*

Total Cash Price

$18,122

Reserve II 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$43,901*

Total Cash Price

$17,957

4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$42,355*

Total Cash Price

$16,555

Hybrid Reserve II 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$37,962*

Total Cash Price

$18,339

Reserve I 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,294*

Total Cash Price

$18,641

Reserve II 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,735*

Total Cash Price

$19,661

Hybrid 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$35,696*

Total Cash Price

$15,680

Hybrid Reserve I 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

True Cost to Own

$36,611*

Total Cash Price

$18,193

4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$44,517*

Total Cash Price

$17,549

Ownership Costs: 5-Year Total

Depreciation

$9,816

Taxes & Fees

$1,777

Financing

$3,178

Fuel

$11,946

Insurance

$10,379

Repairs

$3,262

Maintenance

$5,753

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 MKZ Sedan Reserve I 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,955$2,014$2,074$2,136$2,200$10,379
Maintenance$1,012$281$2,419$472$1,569$5,753
Repairs$565$607$650$695$745$3,262
Taxes & Fees$1,711$0$33$0$33$1,777
Financing$1,089$878$653$410$148$3,178
Depreciation$3,807$1,743$1,300$1,609$1,357$9,816
Fuel$2,250$2,318$2,387$2,459$2,532$11,946
True Cost to Own®$12,389$7,841$9,516$7,781$8,584$46,111
Selected Model:

2019 MKZ Sedan Reserve II 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,598$1,646$1,695$1,746$1,799$8,484
Maintenance$1,012$281$2,419$472$1,569$5,753
Repairs$565$607$650$695$745$3,262
Taxes & Fees$1,696$0$33$0$33$1,762
Financing$1,079$871$646$406$147$3,149
Depreciation$3,402$1,782$1,329$1,644$1,388$9,545
Fuel$2,250$2,318$2,387$2,459$2,532$11,946
True Cost to Own®$11,602$7,505$9,159$7,422$8,213$43,901
Selected Model:

2019 MKZ Sedan 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,526$1,572$1,619$1,668$1,718$8,103
Maintenance$1,012$281$2,419$472$1,569$5,753
Repairs$565$607$650$695$745$3,262
Taxes & Fees$1,568$0$30$0$30$1,628
Financing$995$802$596$375$136$2,904
Depreciation$2,552$2,375$2,201$743$888$8,759
Fuel$2,250$2,318$2,387$2,459$2,532$11,946
True Cost to Own®$10,468$7,955$9,902$6,412$7,618$42,355
Selected Model:

2019 MKZ Sedan Hybrid Reserve II 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,581$1,628$1,677$1,728$1,779$8,393
Maintenance$1,071$270$2,393$460$1,650$5,844
Repairs$492$527$565$604$648$2,836
Taxes & Fees$1,730$0$33$0$33$1,796
Financing$1,102$889$660$415$150$3,216
Depreciation$3,637$1,933$1,442$1,784$1,506$10,302
Fuel$1,050$1,082$1,114$1,147$1,182$5,575
True Cost to Own®$10,663$6,329$7,884$6,138$6,948$37,962
Selected Model:

2019 MKZ Sedan Reserve I 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,989$2,049$2,110$2,173$2,239$10,560
Maintenance$1,028$290$2,349$480$1,587$5,734
Repairs$624$670$718$769$825$3,606
Taxes & Fees$1,758$0$34$0$34$1,826
Financing$1,120$904$671$422$152$3,269
Depreciation$3,628$1,801$1,344$1,662$1,402$9,837
Fuel$2,347$2,418$2,490$2,565$2,642$12,462
True Cost to Own®$12,494$8,132$9,716$8,071$8,881$47,294
Selected Model:

2019 MKZ Sedan Reserve II 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,598$1,646$1,695$1,746$1,799$8,484
Maintenance$1,028$290$2,349$480$1,587$5,734
Repairs$624$670$718$769$825$3,606
Taxes & Fees$1,851$0$36$0$36$1,923
Financing$1,181$954$708$444$161$3,448
Depreciation$4,917$2,077$1,549$1,917$1,618$12,078
Fuel$2,347$2,418$2,490$2,565$2,642$12,462
True Cost to Own®$13,546$8,055$9,545$7,921$8,668$47,735
Selected Model:

2019 MKZ Sedan Hybrid 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,527$1,573$1,620$1,669$1,719$8,108
Maintenance$1,071$270$2,393$460$1,650$5,844
Repairs$492$527$565$604$648$2,836
Taxes & Fees$1,488$0$28$0$28$1,544
Financing$942$760$565$354$129$2,750
Depreciation$3,474$1,340$1,779$1,638$808$9,039
Fuel$1,050$1,082$1,114$1,147$1,182$5,575
True Cost to Own®$10,044$5,552$8,064$5,872$6,164$35,696
Selected Model:

2019 MKZ Sedan Hybrid Reserve I 4dr Sedan (2.0L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,511$1,556$1,603$1,651$1,701$8,022
Maintenance$1,071$270$2,393$460$1,650$5,844
Repairs$492$527$565$604$648$2,836
Taxes & Fees$1,717$0$33$0$33$1,783
Financing$1,093$882$655$412$149$3,191
Depreciation$3,513$1,696$1,265$1,565$1,321$9,360
Fuel$1,050$1,082$1,114$1,147$1,182$5,575
True Cost to Own®$10,447$6,013$7,628$5,839$6,684$36,611
Selected Model:

2019 MKZ Sedan 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,556$1,603$1,651$1,700$1,751$8,261
Maintenance$1,028$290$2,349$480$1,587$5,734
Repairs$624$670$718$769$825$3,606
Taxes & Fees$1,659$0$32$0$32$1,723
Financing$1,054$851$632$397$144$3,078
Depreciation$3,733$2,232$2,168$718$802$9,653
Fuel$2,347$2,418$2,490$2,565$2,642$12,462
True Cost to Own®$12,001$8,064$10,040$6,629$7,783$44,517

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.