Used 2015 Volvo XC60 Cost to Own

Total 5-Year Ownership Costs

XC60 SUV

T5 Drive-E 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$43,317*

Total Cash Price

$18,297

T6 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$49,334*

Total Cash Price

$20,330

T5 4dr SUV AWD (2.5L 5cyl Turbo 6A)

True Cost to Own

$47,193*

Total Cash Price

$19,103

T5 Platinum 4dr SUV AWD (2.5L 5cyl Turbo 6A)

True Cost to Own

$50,232*

Total Cash Price

$22,289

T5 Premier 4dr SUV AWD (2.5L 5cyl Turbo 6A)

True Cost to Own

$47,734*

Total Cash Price

$19,712

T6 Drive-E Platinum 4dr SUV (2.0L 4cyl Twincharger 8A)

True Cost to Own

$47,651*

Total Cash Price

$22,129

T5 Drive-E Premier 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,449*

Total Cash Price

$19,472

T6 Drive-E 4dr SUV (2.0L 4cyl Twincharger 8A)

True Cost to Own

$45,587*

Total Cash Price

$19,881

T5 Drive-E Platinum 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,997*

Total Cash Price

$21,133

T6 Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$51,064*

Total Cash Price

$22,274

T6 R-Design 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$51,661*

Total Cash Price

$22,517

T6 R-Design Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$53,133*

Total Cash Price

$24,169

T6 R-Design 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$51,438*

Total Cash Price

$22,308

3.2 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

True Cost to Own

$46,336*

Total Cash Price

$18,461

T6 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$48,746*

Total Cash Price

$19,670

T6 Drive-E 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$44,985*

Total Cash Price

$19,714

T5 Drive-E 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

True Cost to Own

$42,899*

Total Cash Price

$17,828

T5 Drive-E Platinum 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

True Cost to Own

$45,553*

Total Cash Price

$20,807

T6 Drive-E Platinum 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$47,479*

Total Cash Price

$21,935

T6 Platinum 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$51,104*

Total Cash Price

$22,318

T5 Drive-E Premier Plus 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,668*

Total Cash Price

$19,767

T6 Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$49,603*

Total Cash Price

$20,631

T6 Drive-E Premier Plus 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

True Cost to Own

$45,850*

Total Cash Price

$20,177

T6 R-Design Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$51,862*

Total Cash Price

$22,784

3.2 Platinum 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

True Cost to Own

$48,853*

Total Cash Price

$21,251

3.2 Premier 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

True Cost to Own

$47,336*

Total Cash Price

$19,617

T6 R-Design Platinum 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

True Cost to Own

$53,492*

Total Cash Price

$24,614

3.2 Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

True Cost to Own

$48,237*

Total Cash Price

$20,595

T5 Drive-E Premier 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

True Cost to Own

$44,081*

Total Cash Price

$19,155

T6 Drive-E Volvo Ocean Race 4dr SUV (2.0L 4cyl Twincharger 8A)

True Cost to Own

$46,570*

Total Cash Price

$20,915

T6 Drive-E Volvo Ocean Race Platinum 4dr SUV (2.0L 4cyl Twincharger 8A)

True Cost to Own

$48,451*

Total Cash Price

$23,028

T6 Volvo Ocean Race Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$52,111*

Total Cash Price

$23,161

T6 Volvo Ocean Race 4dr SUV AWD (3.0L 6cyl Turbo 6A)

True Cost to Own

$49,909*

Total Cash Price

$20,687

Ownership Costs: 5-Year Total

Depreciation

$11,979

Taxes & Fees

$1,188

Financing

$3,326

Fuel

$9,239

Insurance

$3,929

Repairs

$6,464

Maintenance

$7,192

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,004$46$46$46$46$1,188
Financing$1,138$919$684$429$156$3,326
Depreciation$4,865$2,118$1,863$1,651$1,482$11,979
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$11,538$7,121$9,129$6,726$8,803$43,317

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,372$751$3,061$7,585
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,109$46$46$46$46$1,293
Financing$1,264$1,022$759$477$174$3,696
Depreciation$5,407$2,354$2,071$1,836$1,647$13,315
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,161$8,233$9,925$7,991$10,024$49,334

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 4dr SUV AWD (2.5L 5cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$759$782$805$829$854$4,029
Maintenance$983$312$3,074$699$2,125$7,193
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,046$46$46$46$46$1,230
Financing$1,188$960$713$449$163$3,473
Depreciation$5,079$2,211$1,946$1,725$1,548$12,509
Fuel$2,235$2,302$2,371$2,442$2,515$11,865
True Cost to Own®$12,480$7,885$10,325$7,665$8,838$47,193

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Platinum 4dr SUV AWD (2.5L 5cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$797$821$846$871$897$4,232
Maintenance$983$312$3,074$699$2,125$7,193
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,211$46$46$46$46$1,395
Financing$1,386$1,120$833$523$190$4,052
Depreciation$5,929$2,581$2,271$2,013$1,807$14,601
Fuel$2,235$2,302$2,371$2,442$2,515$11,865
True Cost to Own®$13,731$8,454$10,811$8,069$9,167$50,232

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Premier 4dr SUV AWD (2.5L 5cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$759$782$805$829$854$4,029
Maintenance$983$312$3,074$699$2,125$7,193
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,077$46$46$46$46$1,261
Financing$1,226$990$737$462$168$3,583
Depreciation$5,242$2,282$2,008$1,780$1,597$12,909
Fuel$2,235$2,302$2,371$2,442$2,515$11,865
True Cost to Own®$12,712$7,986$10,411$7,733$8,892$47,734

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E Platinum 4dr SUV (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$776$799$823$848$873$4,119
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,203$46$46$46$46$1,387
Financing$1,376$1,112$827$519$189$4,023
Depreciation$5,886$2,563$2,255$1,998$1,794$14,496
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$13,170$7,938$9,848$7,352$9,343$47,651

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E Premier 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$756$779$802$826$851$4,014
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,065$46$46$46$46$1,249
Financing$1,211$978$728$457$166$3,540
Depreciation$5,178$2,254$1,983$1,758$1,578$12,751
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$12,001$7,333$9,310$6,878$8,927$44,449

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E 4dr SUV (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,086$46$46$46$46$1,270
Financing$1,236$999$743$467$169$3,614
Depreciation$5,287$2,302$2,025$1,795$1,611$13,020
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$12,302$7,552$9,522$7,084$9,127$45,587

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E Platinum 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$769$792$816$840$866$4,083
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,151$46$46$46$46$1,335
Financing$1,314$1,062$789$497$180$3,842
Depreciation$5,621$2,447$2,153$1,908$1,713$13,842
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$12,646$7,623$9,555$7,082$9,091$45,997

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,372$751$3,061$7,585
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,210$46$46$46$46$1,394
Financing$1,385$1,119$832$523$190$4,049
Depreciation$5,925$2,580$2,269$2,012$1,805$14,591
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,901$8,556$10,196$8,213$10,198$51,064

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 R-Design 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$817$841$867$893$4,211
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,223$46$46$46$46$1,407
Financing$1,400$1,131$842$528$192$4,093
Depreciation$5,990$2,608$2,294$2,034$1,825$14,751
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$14,017$8,620$10,512$8,266$10,246$51,661

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 R-Design Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$817$841$867$893$4,211
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,309$46$46$46$46$1,493
Financing$1,503$1,214$903$568$206$4,394
Depreciation$6,431$2,800$2,463$2,183$1,959$15,836
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$14,647$8,895$10,742$8,455$10,394$53,133

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 R-Design 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$810$834$859$885$4,174
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,212$46$46$46$46$1,396
Financing$1,387$1,121$833$524$190$4,055
Depreciation$5,934$2,584$2,273$2,015$1,808$14,614
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,930$8,579$10,475$8,235$10,219$51,438

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV 3.2 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$760$783$806$830$855$4,034
Maintenance$866$964$2,030$663$2,318$6,841
Repairs$1,099$1,173$1,264$1,361$1,462$6,359
Taxes & Fees$1,012$46$46$46$46$1,196
Financing$1,148$927$690$434$157$3,356
Depreciation$4,908$2,137$1,880$1,666$1,496$12,087
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$12,141$8,448$9,206$7,565$8,976$46,336

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,372$751$3,061$7,585
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,075$46$46$46$46$1,259
Financing$1,223$988$735$462$168$3,576
Depreciation$5,231$2,277$2,003$1,776$1,594$12,881
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$12,910$8,122$9,833$7,916$9,965$48,746

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$778$801$825$850$876$4,130
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,027$1,096$1,180$1,270$1,365$5,938
Taxes & Fees$1,077$46$46$46$46$1,261
Financing$1,226$990$737$463$168$3,584
Depreciation$5,243$2,282$2,008$1,780$1,597$12,910
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$12,164$7,440$9,409$6,967$9,005$44,985

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$979$46$46$46$46$1,163
Financing$1,109$895$666$419$152$3,241
Depreciation$4,740$2,063$1,815$1,609$1,444$11,671
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$11,359$7,042$9,063$6,674$8,761$42,899

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E Platinum 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,134$46$46$46$46$1,318
Financing$1,294$1,045$778$488$178$3,783
Depreciation$5,534$2,409$2,120$1,879$1,686$13,628
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$12,493$7,538$9,480$7,013$9,029$45,553

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E Platinum 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$776$799$823$848$873$4,119
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,193$46$46$46$46$1,377
Financing$1,364$1,102$820$515$187$3,988
Depreciation$5,835$2,540$2,235$1,981$1,778$14,369
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$13,097$7,905$9,821$7,331$9,325$47,479

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Platinum 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,372$751$3,061$7,585
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,213$46$46$46$46$1,397
Financing$1,388$1,121$834$524$190$4,057
Depreciation$5,937$2,585$2,274$2,015$1,809$14,620
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,919$8,563$10,203$8,217$10,202$51,104

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E Premier Plus 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,080$46$46$46$46$1,264
Financing$1,229$993$739$464$168$3,593
Depreciation$5,257$2,288$2,013$1,785$1,602$12,945
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$12,105$7,373$9,343$6,903$8,944$44,668

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,372$751$3,061$7,585
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,125$46$46$46$46$1,309
Financing$1,283$1,036$771$485$176$3,751
Depreciation$5,487$2,389$2,102$1,863$1,672$13,513
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,276$8,282$9,968$8,026$10,051$49,603

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E Premier Plus 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,101$46$46$46$46$1,285
Financing$1,255$1,013$754$474$172$3,668
Depreciation$5,366$2,336$2,055$1,822$1,635$13,214
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$12,415$7,600$9,563$7,118$9,154$45,850

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 R-Design Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$810$834$859$885$4,174
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,237$46$46$46$46$1,421
Financing$1,417$1,145$851$535$194$4,142
Depreciation$6,061$2,639$2,321$2,058$1,847$14,926
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$14,112$8,658$10,541$8,289$10,262$51,862

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV 3.2 Platinum 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$766$789$813$837$862$4,067
Maintenance$866$964$2,030$663$2,318$6,841
Repairs$1,099$1,173$1,264$1,361$1,462$6,359
Taxes & Fees$1,157$46$46$46$46$1,341
Financing$1,322$1,067$794$499$181$3,863
Depreciation$5,652$2,461$2,165$1,919$1,722$13,919
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,210$8,918$9,602$7,890$9,233$48,853

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV 3.2 Premier 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$754$777$800$824$849$4,004
Maintenance$866$964$2,030$663$2,318$6,841
Repairs$1,099$1,173$1,264$1,361$1,462$6,359
Taxes & Fees$1,072$46$46$46$46$1,256
Financing$1,220$985$733$461$167$3,566
Depreciation$5,217$2,271$1,998$1,771$1,590$12,847
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$12,576$8,634$9,361$7,691$9,074$47,336

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 R-Design Platinum 4dr SUV AWD w/Prod. End 6/14 (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$786$810$834$859$885$4,174
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,332$46$46$46$46$1,516
Financing$1,531$1,236$920$578$210$4,475
Depreciation$6,549$2,851$2,508$2,224$1,996$16,128
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$14,809$8,961$10,797$8,498$10,427$53,492

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV 3.2 Premier Plus 4dr SUV AWD w/Prod. End 6/14 (3.2L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$760$783$806$830$855$4,034
Maintenance$866$964$2,030$663$2,318$6,841
Repairs$1,099$1,173$1,264$1,361$1,462$6,359
Taxes & Fees$1,123$46$46$46$46$1,307
Financing$1,281$1,034$770$483$176$3,744
Depreciation$5,477$2,385$2,098$1,860$1,669$13,489
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$12,954$8,803$9,504$7,808$9,168$48,237

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T5 Drive-E Premier 4dr SUV w/Prod. End 6/14 (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,048$46$46$46$46$1,232
Financing$1,191$963$715$450$163$3,482
Depreciation$5,093$2,218$1,951$1,729$1,552$12,543
Fuel$1,740$1,792$1,846$1,902$1,959$9,239
True Cost to Own®$11,863$7,265$9,248$6,825$8,880$44,081

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E Volvo Ocean Race 4dr SUV (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$776$799$823$848$873$4,119
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,140$46$46$46$46$1,324
Financing$1,301$1,050$782$491$178$3,802
Depreciation$5,563$2,422$2,130$1,889$1,695$13,699
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$12,709$7,735$9,678$7,215$9,233$46,570

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Drive-E Volvo Ocean Race Platinum 4dr SUV (2.0L 4cyl Twincharger 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$776$799$823$848$873$4,119
Maintenance$935$291$2,621$506$2,839$7,192
Repairs$1,116$1,193$1,284$1,383$1,488$6,464
Taxes & Fees$1,249$46$46$46$46$1,433
Financing$1,432$1,157$860$541$196$4,186
Depreciation$6,126$2,667$2,347$2,080$1,867$15,087
Fuel$1,878$1,934$1,992$2,052$2,114$9,970
True Cost to Own®$13,512$8,087$9,973$7,456$9,423$48,451

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Volvo Ocean Race Platinum 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,256$46$46$46$46$1,440
Financing$1,440$1,164$865$544$197$4,210
Depreciation$6,162$2,683$2,360$2,092$1,877$15,174
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$14,239$8,704$10,577$8,314$10,277$52,111

Ownership Costs: 5-Year Breakdown

Selected Model:

2015 XC60 SUV T6 Volvo Ocean Race 4dr SUV AWD (3.0L 6cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$770$793$817$841$867$4,088
Maintenance$1,073$328$2,629$751$3,061$7,842
Repairs$1,190$1,272$1,370$1,475$1,587$6,894
Taxes & Fees$1,128$46$46$46$46$1,312
Financing$1,287$1,039$773$485$177$3,761
Depreciation$5,502$2,395$2,107$1,868$1,677$13,549
Fuel$2,348$2,418$2,490$2,565$2,642$12,463
True Cost to Own®$13,298$8,291$10,232$8,031$10,057$49,909

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2015 Volvo XC60 in Virginia is:

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