Used 2021 Subaru Legacy Cost to Own
Total 5-Year Ownership Costs
Legacy Sedan
Premium 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$38,705*
Total Cash Price
$20,607
Limited 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$40,338*
Total Cash Price
$21,976
Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$44,353*
Total Cash Price
$25,206
Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
True Cost to Own
$43,267*
Total Cash Price
$23,699
4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$39,032*
Total Cash Price
$19,924
Sport 4dr Sedan AWD (2.5L 4cyl CVT)
True Cost to Own
$40,416*
Total Cash Price
$20,499
Depreciation
$10,201
Taxes & Fees
$1,506
Financing
$3,614
Fuel
$8,096
Insurance
$5,696
Repairs
$2,502
Maintenance
$7,090
Ownership Costs: 5-Year Breakdown
2021 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,073 | $1,105 | $1,138 | $1,172 | $1,208 | $5,696 |
Maintenance | $2,013 | $757 | $985 | $1,156 | $2,179 | $7,090 |
Repairs | $362 | $421 | $490 | $569 | $660 | $2,502 |
Taxes & Fees | $1,378 | $32 | $32 | $32 | $32 | $1,506 |
Financing | $1,238 | $999 | $742 | $466 | $169 | $3,614 |
Depreciation | $3,627 | $1,850 | $1,725 | $1,476 | $1,523 | $10,201 |
Fuel | $1,525 | $1,571 | $1,618 | $1,666 | $1,716 | $8,096 |
True Cost to Own® | $11,216 | $6,735 | $6,730 | $6,537 | $7,487 | $38,705 |
2021 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,093 | $1,126 | $1,160 | $1,194 | $1,230 | $5,803 |
Maintenance | $2,313 | $757 | $985 | $1,455 | $2,478 | $7,988 |
Repairs | $362 | $421 | $490 | $569 | $660 | $2,502 |
Taxes & Fees | $1,468 | $32 | $32 | $32 | $32 | $1,596 |
Financing | $1,320 | $1,066 | $791 | $497 | $180 | $3,854 |
Depreciation | $3,554 | $1,721 | $1,881 | $1,935 | $1,408 | $10,499 |
Fuel | $1,525 | $1,571 | $1,618 | $1,666 | $1,716 | $8,096 |
True Cost to Own® | $11,635 | $6,694 | $6,957 | $7,348 | $7,704 | $40,338 |
2021 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,093 | $1,126 | $1,160 | $1,194 | $1,230 | $5,803 |
Maintenance | $2,414 | $1,024 | $918 | $1,438 | $2,632 | $8,426 |
Repairs | $416 | $485 | $562 | $653 | $758 | $2,874 |
Taxes & Fees | $1,679 | $32 | $32 | $32 | $32 | $1,807 |
Financing | $1,514 | $1,223 | $907 | $570 | $207 | $4,421 |
Depreciation | $3,336 | $2,039 | $1,920 | $2,571 | $2,152 | $12,018 |
Fuel | $1,696 | $1,747 | $1,799 | $1,853 | $1,909 | $9,004 |
True Cost to Own® | $12,148 | $7,676 | $7,298 | $8,311 | $8,920 | $44,353 |
2021 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,093 | $1,126 | $1,160 | $1,194 | $1,230 | $5,803 |
Maintenance | $2,414 | $1,024 | $918 | $1,438 | $2,632 | $8,426 |
Repairs | $416 | $485 | $562 | $653 | $758 | $2,874 |
Taxes & Fees | $1,580 | $32 | $32 | $32 | $32 | $1,708 |
Financing | $1,424 | $1,149 | $853 | $536 | $195 | $4,157 |
Depreciation | $3,077 | $1,931 | $1,817 | $2,433 | $2,037 | $11,295 |
Fuel | $1,696 | $1,747 | $1,799 | $1,853 | $1,909 | $9,004 |
True Cost to Own® | $11,700 | $7,494 | $7,141 | $8,139 | $8,793 | $43,267 |
2021 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,061 | $1,093 | $1,126 | $1,159 | $1,194 | $5,633 |
Maintenance | $2,013 | $757 | $985 | $1,156 | $2,179 | $7,090 |
Repairs | $362 | $421 | $490 | $569 | $660 | $2,502 |
Taxes & Fees | $1,333 | $32 | $32 | $32 | $32 | $1,461 |
Financing | $1,197 | $966 | $718 | $450 | $163 | $3,494 |
Depreciation | $3,768 | $470 | $1,856 | $2,679 | $1,983 | $10,756 |
Fuel | $1,525 | $1,571 | $1,618 | $1,666 | $1,716 | $8,096 |
True Cost to Own® | $11,259 | $5,310 | $6,825 | $7,711 | $7,927 | $39,032 |
2021 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,073 | $1,105 | $1,138 | $1,172 | $1,208 | $5,696 |
Maintenance | $2,313 | $757 | $985 | $1,455 | $2,478 | $7,988 |
Repairs | $362 | $421 | $490 | $569 | $660 | $2,502 |
Taxes & Fees | $1,371 | $32 | $32 | $32 | $32 | $1,499 |
Financing | $1,232 | $993 | $739 | $463 | $168 | $3,595 |
Depreciation | $3,028 | $1,934 | $2,109 | $2,135 | $1,834 | $11,040 |
Fuel | $1,525 | $1,571 | $1,618 | $1,666 | $1,716 | $8,096 |
True Cost to Own® | $10,904 | $6,813 | $7,111 | $7,492 | $8,096 | $40,416 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 LegacyTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.