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Used 2021 Subaru Legacy Cost to Own

Total 5-Year Ownership Costs

Legacy Sedan

Premium 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$38,705*

Total Cash Price

$20,607

Limited 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$40,338*

Total Cash Price

$21,976

Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$44,353*

Total Cash Price

$25,206

Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

True Cost to Own

$43,267*

Total Cash Price

$23,699

4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$39,032*

Total Cash Price

$19,924

Sport 4dr Sedan AWD (2.5L 4cyl CVT)

True Cost to Own

$40,416*

Total Cash Price

$20,499

Ownership Costs: 5-Year Total

Depreciation

$10,201

Taxes & Fees

$1,506

Financing

$3,614

Fuel

$8,096

Insurance

$5,696

Repairs

$2,502

Maintenance

$7,090

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Legacy Sedan Premium 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,073$1,105$1,138$1,172$1,208$5,696
Maintenance$2,013$757$985$1,156$2,179$7,090
Repairs$362$421$490$569$660$2,502
Taxes & Fees$1,378$32$32$32$32$1,506
Financing$1,238$999$742$466$169$3,614
Depreciation$3,627$1,850$1,725$1,476$1,523$10,201
Fuel$1,525$1,571$1,618$1,666$1,716$8,096
True Cost to Own®$11,216$6,735$6,730$6,537$7,487$38,705
Selected Model:

2021 Legacy Sedan Limited 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,093$1,126$1,160$1,194$1,230$5,803
Maintenance$2,313$757$985$1,455$2,478$7,988
Repairs$362$421$490$569$660$2,502
Taxes & Fees$1,468$32$32$32$32$1,596
Financing$1,320$1,066$791$497$180$3,854
Depreciation$3,554$1,721$1,881$1,935$1,408$10,499
Fuel$1,525$1,571$1,618$1,666$1,716$8,096
True Cost to Own®$11,635$6,694$6,957$7,348$7,704$40,338
Selected Model:

2021 Legacy Sedan Touring XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,093$1,126$1,160$1,194$1,230$5,803
Maintenance$2,414$1,024$918$1,438$2,632$8,426
Repairs$416$485$562$653$758$2,874
Taxes & Fees$1,679$32$32$32$32$1,807
Financing$1,514$1,223$907$570$207$4,421
Depreciation$3,336$2,039$1,920$2,571$2,152$12,018
Fuel$1,696$1,747$1,799$1,853$1,909$9,004
True Cost to Own®$12,148$7,676$7,298$8,311$8,920$44,353
Selected Model:

2021 Legacy Sedan Limited XT 4dr Sedan AWD (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,093$1,126$1,160$1,194$1,230$5,803
Maintenance$2,414$1,024$918$1,438$2,632$8,426
Repairs$416$485$562$653$758$2,874
Taxes & Fees$1,580$32$32$32$32$1,708
Financing$1,424$1,149$853$536$195$4,157
Depreciation$3,077$1,931$1,817$2,433$2,037$11,295
Fuel$1,696$1,747$1,799$1,853$1,909$9,004
True Cost to Own®$11,700$7,494$7,141$8,139$8,793$43,267
Selected Model:

2021 Legacy Sedan 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,061$1,093$1,126$1,159$1,194$5,633
Maintenance$2,013$757$985$1,156$2,179$7,090
Repairs$362$421$490$569$660$2,502
Taxes & Fees$1,333$32$32$32$32$1,461
Financing$1,197$966$718$450$163$3,494
Depreciation$3,768$470$1,856$2,679$1,983$10,756
Fuel$1,525$1,571$1,618$1,666$1,716$8,096
True Cost to Own®$11,259$5,310$6,825$7,711$7,927$39,032
Selected Model:

2021 Legacy Sedan Sport 4dr Sedan AWD (2.5L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,073$1,105$1,138$1,172$1,208$5,696
Maintenance$2,313$757$985$1,455$2,478$7,988
Repairs$362$421$490$569$660$2,502
Taxes & Fees$1,371$32$32$32$32$1,499
Financing$1,232$993$739$463$168$3,595
Depreciation$3,028$1,934$2,109$2,135$1,834$11,040
Fuel$1,525$1,571$1,618$1,666$1,716$8,096
True Cost to Own®$10,904$6,813$7,111$7,492$8,096$40,416

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.