Used 2019 Kia Optima Cost to Own
Total 5-Year Ownership Costs
Optima Sedan
LX 4dr Sedan (2.4L 4cyl 6A)
True Cost to Own
$34,425*
Total Cash Price
$17,324
S 4dr Sedan (2.4L 4cyl 6A)
True Cost to Own
$34,281*
Total Cash Price
$17,846
EX 4dr Sedan (1.6L 4cyl Turbo 7AM)
True Cost to Own
$32,746*
Total Cash Price
$17,608
SX 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$38,141*
Total Cash Price
$19,664
Ownership Costs: 5-Year Breakdown
Selected Model:
2019 Optima Sedan LX 4dr Sedan (2.4L 4cyl 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $746 | $768 | $791 | $815 | $840 | $3,960 |
Maintenance | $859 | $634 | $479 | $1,556 | $1,455 | $4,983 |
Repairs | $255 | $311 | $377 | $465 | $391 | $1,799 |
Taxes & Fees | $1,207 | $35 | $35 | $35 | $35 | $1,347 |
Financing | $1,150 | $932 | $694 | $437 | $159 | $3,372 |
Depreciation | $3,970 | $1,382 | $1,622 | $1,453 | $825 | $9,252 |
Fuel | $1,829 | $1,884 | $1,941 | $1,999 | $2,059 | $9,712 |
True Cost to Own® | $10,016 | $5,946 | $5,939 | $6,760 | $5,764 | $34,425 |
Ownership Costs: 5-Year Breakdown
Selected Model:
2019 Optima Sedan S 4dr Sedan (2.4L 4cyl 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $676 | $696 | $717 | $739 | $761 | $3,589 |
Maintenance | $859 | $634 | $479 | $1,792 | $1,455 | $5,219 |
Repairs | $255 | $311 | $377 | $465 | $391 | $1,799 |
Taxes & Fees | $1,243 | $35 | $35 | $35 | $35 | $1,383 |
Financing | $1,185 | $959 | $716 | $450 | $164 | $3,474 |
Depreciation | $4,010 | $1,274 | $1,030 | $1,518 | $1,273 | $9,105 |
Fuel | $1,829 | $1,884 | $1,941 | $1,999 | $2,059 | $9,712 |
True Cost to Own® | $10,057 | $5,793 | $5,295 | $6,998 | $6,138 | $34,281 |
Ownership Costs: 5-Year Breakdown
Selected Model:
2019 Optima Sedan EX 4dr Sedan (1.6L 4cyl Turbo 7AM)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $676 | $696 | $717 | $739 | $761 | $3,589 |
Maintenance | $1,012 | $661 | $467 | $1,582 | $1,637 | $5,359 |
Repairs | $321 | $393 | $475 | $588 | $493 | $2,270 |
Taxes & Fees | $1,227 | $35 | $35 | $35 | $35 | $1,367 |
Financing | $1,169 | $947 | $705 | $445 | $162 | $3,428 |
Depreciation | $3,394 | $978 | $1,684 | $1,340 | $884 | $8,280 |
Fuel | $1,592 | $1,640 | $1,689 | $1,740 | $1,792 | $8,453 |
True Cost to Own® | $9,391 | $5,350 | $5,772 | $6,469 | $5,764 | $32,746 |
Ownership Costs: 5-Year Breakdown
Selected Model:
2019 Optima Sedan SX 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $714 | $735 | $757 | $780 | $804 | $3,790 |
Maintenance | $1,011 | $798 | $434 | $1,854 | $1,629 | $5,726 |
Repairs | $321 | $393 | $475 | $588 | $493 | $2,270 |
Taxes & Fees | $1,366 | $35 | $35 | $35 | $35 | $1,506 |
Financing | $1,306 | $1,057 | $788 | $496 | $181 | $3,828 |
Depreciation | $4,880 | $1,393 | $1,457 | $1,187 | $1,188 | $10,105 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $11,654 | $6,529 | $6,127 | $7,187 | $6,644 | $38,141 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2019 OptimaTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2019 Kia Optima in Ohio is:
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