Skip to main content

Used 2020 Jaguar XF Cost to Own

Total 5-Year Ownership Costs

XF Sedan

25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$54,394*

Total Cash Price

$19,739

25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,021*

Total Cash Price

$23,346

S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$62,911*

Total Cash Price

$26,191

25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$57,323*

Total Cash Price

$22,305

25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,034*

Total Cash Price

$22,398

30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,705*

Total Cash Price

$24,625

30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,751*

Total Cash Price

$24,023

30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,412*

Total Cash Price

$23,865

XF Wagon

Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

True Cost to Own

$63,970*

Total Cash Price

$25,794

Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,559*

Total Cash Price

$24,385

Ownership Costs: 5-Year Total

Depreciation

$12,123

Taxes & Fees

$1,344

Financing

$3,462

Fuel

$10,814

Insurance

$3,504

Repairs

$13,572

Maintenance

$9,575

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$660$680$700$721$743$3,504
Maintenance$1,547$1,914$289$3,338$2,487$9,575
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,188$48$36$36$36$1,344
Financing$1,186$957$711$446$162$3,462
Depreciation$3,706$2,294$2,609$1,840$1,674$12,123
Fuel$2,037$2,098$2,161$2,226$2,292$10,814
True Cost to Own®$12,234$10,333$9,351$12,120$10,356$54,394
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$1,547$1,914$289$3,338$2,487$9,575
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,394$48$36$36$36$1,550
Financing$1,403$1,132$840$528$192$4,095
Depreciation$5,185$2,471$2,811$1,982$1,803$14,252
Fuel$2,037$2,098$2,161$2,226$2,292$10,814
True Cost to Own®$14,260$10,813$9,814$12,480$10,654$58,021
Selected Model:

2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$733$755$778$801$825$3,892
Maintenance$1,251$2,294$317$3,894$2,366$10,122
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,557$48$36$36$36$1,713
Financing$1,574$1,269$944$592$215$4,594
Depreciation$6,198$2,627$2,809$1,912$1,859$15,405
Fuel$2,478$2,552$2,628$2,707$2,789$13,154
True Cost to Own®$15,766$11,967$10,453$13,573$11,152$62,911
Selected Model:

2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$787$811$835$860$886$4,179
Maintenance$1,547$1,914$289$3,238$2,487$9,475
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,335$48$36$36$36$1,491
Financing$1,340$1,082$803$504$183$3,912
Depreciation$4,511$2,319$2,637$1,860$1,691$13,018
Fuel$2,113$2,176$2,241$2,309$2,378$11,217
True Cost to Own®$13,608$10,772$9,782$12,438$10,723$57,323
Selected Model:

2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$781$804$829$853$879$4,146
Maintenance$1,547$1,914$289$3,238$2,487$9,475
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,340$48$36$36$36$1,496
Financing$1,346$1,086$806$507$183$3,928
Depreciation$4,963$2,392$2,721$1,919$1,746$13,741
Fuel$2,113$2,176$2,241$2,309$2,378$11,217
True Cost to Own®$14,065$10,842$9,863$12,493$10,771$58,034
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$787$811$835$860$886$4,179
Maintenance$1,547$1,914$289$3,238$2,487$9,475
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,468$48$36$36$36$1,624
Financing$1,480$1,193$887$557$202$4,319
Depreciation$6,269$2,738$2,667$1,721$1,578$14,973
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$15,806$11,474$10,074$12,534$10,817$60,705
Selected Model:

2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$1,547$1,914$289$3,338$2,487$9,575
Repairs$1,910$2,342$2,845$3,513$2,962$13,572
Taxes & Fees$1,433$48$36$36$36$1,589
Financing$1,443$1,165$865$543$197$4,213
Depreciation$5,846$3,141$3,066$2,067$1,878$15,998
Fuel$2,193$2,258$2,326$2,396$2,468$11,641
True Cost to Own®$15,156$11,676$10,259$12,750$10,910$60,751
Selected Model:

2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$733$755$778$801$825$3,892
Maintenance$1,547$1,914$289$3,238$2,487$9,475
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,424$48$36$36$36$1,580
Financing$1,434$1,157$859$540$196$4,186
Depreciation$5,256$2,695$3,065$2,162$1,966$15,144
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$14,649$11,339$10,387$12,899$11,138$60,412
Selected Model:

2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$733$755$778$801$825$3,892
Maintenance$1,251$2,294$317$3,881$2,366$10,109
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,535$48$36$36$36$1,691
Financing$1,550$1,250$929$583$212$4,524
Depreciation$4,369$2,984$3,395$2,393$2,177$15,318
Fuel$2,713$2,795$2,878$2,965$3,054$14,405
True Cost to Own®$14,126$12,548$11,274$14,290$11,732$63,970
Selected Model:

2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$787$811$835$860$886$4,179
Maintenance$1,547$1,914$289$3,238$2,487$9,475
Repairs$1,975$2,422$2,941$3,631$3,062$14,031
Taxes & Fees$1,454$48$36$36$36$1,610
Financing$1,465$1,182$879$551$200$4,277
Depreciation$4,717$2,634$2,994$2,112$1,921$14,378
Fuel$2,375$2,446$2,520$2,595$2,673$12,609
True Cost to Own®$14,320$11,457$10,494$13,023$11,265$60,559

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 XF 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.