Used 2020 Jaguar XF Cost to Own
Total 5-Year Ownership Costs
XF Sedan
25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$54,394*
Total Cash Price
$19,739
25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,021*
Total Cash Price
$23,346
S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$62,911*
Total Cash Price
$26,191
25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$57,323*
Total Cash Price
$22,305
25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,034*
Total Cash Price
$22,398
30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,705*
Total Cash Price
$24,625
30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,751*
Total Cash Price
$24,023
30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,412*
Total Cash Price
$23,865
XF Wagon
Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
True Cost to Own
$63,970*
Total Cash Price
$25,794
Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,559*
Total Cash Price
$24,385
Depreciation
$12,123
Taxes & Fees
$1,344
Financing
$3,462
Fuel
$10,814
Insurance
$3,504
Repairs
$13,572
Maintenance
$9,575
Ownership Costs: 5-Year Breakdown
2020 XF Sedan 25t Premium 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $660 | $680 | $700 | $721 | $743 | $3,504 |
Maintenance | $1,547 | $1,914 | $289 | $3,338 | $2,487 | $9,575 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,188 | $48 | $36 | $36 | $36 | $1,344 |
Financing | $1,186 | $957 | $711 | $446 | $162 | $3,462 |
Depreciation | $3,706 | $2,294 | $2,609 | $1,840 | $1,674 | $12,123 |
Fuel | $2,037 | $2,098 | $2,161 | $2,226 | $2,292 | $10,814 |
True Cost to Own® | $12,234 | $10,333 | $9,351 | $12,120 | $10,356 | $54,394 |
2020 XF Sedan 25t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $784 | $808 | $832 | $857 | $882 | $4,163 |
Maintenance | $1,547 | $1,914 | $289 | $3,338 | $2,487 | $9,575 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,394 | $48 | $36 | $36 | $36 | $1,550 |
Financing | $1,403 | $1,132 | $840 | $528 | $192 | $4,095 |
Depreciation | $5,185 | $2,471 | $2,811 | $1,982 | $1,803 | $14,252 |
Fuel | $2,037 | $2,098 | $2,161 | $2,226 | $2,292 | $10,814 |
True Cost to Own® | $14,260 | $10,813 | $9,814 | $12,480 | $10,654 | $58,021 |
2020 XF Sedan S 4dr Sedan AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $733 | $755 | $778 | $801 | $825 | $3,892 |
Maintenance | $1,251 | $2,294 | $317 | $3,894 | $2,366 | $10,122 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,557 | $48 | $36 | $36 | $36 | $1,713 |
Financing | $1,574 | $1,269 | $944 | $592 | $215 | $4,594 |
Depreciation | $6,198 | $2,627 | $2,809 | $1,912 | $1,859 | $15,405 |
Fuel | $2,478 | $2,552 | $2,628 | $2,707 | $2,789 | $13,154 |
True Cost to Own® | $15,766 | $11,967 | $10,453 | $13,573 | $11,152 | $62,911 |
2020 XF Sedan 25t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $787 | $811 | $835 | $860 | $886 | $4,179 |
Maintenance | $1,547 | $1,914 | $289 | $3,238 | $2,487 | $9,475 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,335 | $48 | $36 | $36 | $36 | $1,491 |
Financing | $1,340 | $1,082 | $803 | $504 | $183 | $3,912 |
Depreciation | $4,511 | $2,319 | $2,637 | $1,860 | $1,691 | $13,018 |
Fuel | $2,113 | $2,176 | $2,241 | $2,309 | $2,378 | $11,217 |
True Cost to Own® | $13,608 | $10,772 | $9,782 | $12,438 | $10,723 | $57,323 |
2020 XF Sedan 25t Premium 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $781 | $804 | $829 | $853 | $879 | $4,146 |
Maintenance | $1,547 | $1,914 | $289 | $3,238 | $2,487 | $9,475 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,340 | $48 | $36 | $36 | $36 | $1,496 |
Financing | $1,346 | $1,086 | $806 | $507 | $183 | $3,928 |
Depreciation | $4,963 | $2,392 | $2,721 | $1,919 | $1,746 | $13,741 |
Fuel | $2,113 | $2,176 | $2,241 | $2,309 | $2,378 | $11,217 |
True Cost to Own® | $14,065 | $10,842 | $9,863 | $12,493 | $10,771 | $58,034 |
2020 XF Sedan 30t Prestige 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $787 | $811 | $835 | $860 | $886 | $4,179 |
Maintenance | $1,547 | $1,914 | $289 | $3,238 | $2,487 | $9,475 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,468 | $48 | $36 | $36 | $36 | $1,624 |
Financing | $1,480 | $1,193 | $887 | $557 | $202 | $4,319 |
Depreciation | $6,269 | $2,738 | $2,667 | $1,721 | $1,578 | $14,973 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $15,806 | $11,474 | $10,074 | $12,534 | $10,817 | $60,705 |
2020 XF Sedan 30t Prestige 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $784 | $808 | $832 | $857 | $882 | $4,163 |
Maintenance | $1,547 | $1,914 | $289 | $3,338 | $2,487 | $9,575 |
Repairs | $1,910 | $2,342 | $2,845 | $3,513 | $2,962 | $13,572 |
Taxes & Fees | $1,433 | $48 | $36 | $36 | $36 | $1,589 |
Financing | $1,443 | $1,165 | $865 | $543 | $197 | $4,213 |
Depreciation | $5,846 | $3,141 | $3,066 | $2,067 | $1,878 | $15,998 |
Fuel | $2,193 | $2,258 | $2,326 | $2,396 | $2,468 | $11,641 |
True Cost to Own® | $15,156 | $11,676 | $10,259 | $12,750 | $10,910 | $60,751 |
2020 XF Sedan 30t Checkered Flag Limited Edition 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $733 | $755 | $778 | $801 | $825 | $3,892 |
Maintenance | $1,547 | $1,914 | $289 | $3,238 | $2,487 | $9,475 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,424 | $48 | $36 | $36 | $36 | $1,580 |
Financing | $1,434 | $1,157 | $859 | $540 | $196 | $4,186 |
Depreciation | $5,256 | $2,695 | $3,065 | $2,162 | $1,966 | $15,144 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $14,649 | $11,339 | $10,387 | $12,899 | $11,138 | $60,412 |
2020 XF Wagon Sportbrake S Sport 4dr Wagon AWD (3.0L 6cyl S/C 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $733 | $755 | $778 | $801 | $825 | $3,892 |
Maintenance | $1,251 | $2,294 | $317 | $3,881 | $2,366 | $10,109 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,535 | $48 | $36 | $36 | $36 | $1,691 |
Financing | $1,550 | $1,250 | $929 | $583 | $212 | $4,524 |
Depreciation | $4,369 | $2,984 | $3,395 | $2,393 | $2,177 | $15,318 |
Fuel | $2,713 | $2,795 | $2,878 | $2,965 | $3,054 | $14,405 |
True Cost to Own® | $14,126 | $12,548 | $11,274 | $14,290 | $11,732 | $63,970 |
2020 XF Wagon Sportbrake Prestige 4dr Wagon AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $787 | $811 | $835 | $860 | $886 | $4,179 |
Maintenance | $1,547 | $1,914 | $289 | $3,238 | $2,487 | $9,475 |
Repairs | $1,975 | $2,422 | $2,941 | $3,631 | $3,062 | $14,031 |
Taxes & Fees | $1,454 | $48 | $36 | $36 | $36 | $1,610 |
Financing | $1,465 | $1,182 | $879 | $551 | $200 | $4,277 |
Depreciation | $4,717 | $2,634 | $2,994 | $2,112 | $1,921 | $14,378 |
Fuel | $2,375 | $2,446 | $2,520 | $2,595 | $2,673 | $12,609 |
True Cost to Own® | $14,320 | $11,457 | $10,494 | $13,023 | $11,265 | $60,559 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 XFTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.