Skip to main content

2022 Honda Civic Cost to Own

Total 5-Year Ownership Costs

Civic Sedan

LX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$25,684*

Total Cash Price

$26,274

Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$32,812*

Total Cash Price

$33,252

EX 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$26,479*

Total Cash Price

$29,143

Sport 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$25,982*

Total Cash Price

$27,620

Si 4dr Sedan (1.5L 4cyl Turbo 6M)

True Cost to Own

$29,488*

Total Cash Price

$31,640

Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

True Cost to Own

$30,163*

Total Cash Price

$31,860

Civic Hatchback

Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$29,380*

Total Cash Price

$34,024

Sport 4dr Hatchback (2.0L 4cyl CVT)

True Cost to Own

$26,698*

Total Cash Price

$28,271

Sport Touring 4dr Hatchback (1.5L 4cyl Turbo 6M)

True Cost to Own

$29,540*

Total Cash Price

$34,024

EX-L 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$27,133*

Total Cash Price

$31,055

LX 4dr Hatchback (2.0L 4cyl CVT)

True Cost to Own

$26,110*

Total Cash Price

$27,439

Sport 4dr Hatchback (2.0L 4cyl 6M)

True Cost to Own

$27,575*

Total Cash Price

$28,271

Ownership Costs: 5-Year Total

Depreciation

$5,945

Taxes & Fees

$1,260

Financing

$2,317

Fuel

$7,881

Insurance

$3,903

Repairs

$744

Maintenance

$3,634

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan LX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$753$780$807$835$3,903
Maintenance$146$623$441$1,072$1,352$3,634
Repairs$0$0$107$259$378$744
Taxes & Fees$1,096$41$41$41$41$1,260
Financing$810$643$470$290$104$2,317
Depreciation$2,124$931$880$1,032$978$5,945
Fuel$1,484$1,529$1,575$1,622$1,671$7,881
True Cost to Own®$6,388$4,520$4,294$5,123$5,359$25,684

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$940$973$1,007$1,042$4,870
Maintenance$139$609$434$1,060$1,473$3,715
Repairs$0$0$127$306$449$882
Taxes & Fees$1,374$41$41$41$41$1,538
Financing$1,025$814$594$368$131$2,932
Depreciation$2,389$2,041$1,932$2,266$2,146$10,774
Fuel$1,526$1,572$1,619$1,667$1,717$8,101
True Cost to Own®$7,361$6,017$5,720$6,715$6,999$32,812

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan EX 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$749$775$802$830$859$4,015
Maintenance$139$609$434$1,060$1,419$3,661
Repairs$0$0$127$306$449$882
Taxes & Fees$1,210$41$41$41$41$1,374
Financing$898$713$522$322$115$2,570
Depreciation$1,954$1,063$1,004$1,179$1,116$6,316
Fuel$1,443$1,486$1,531$1,577$1,624$7,661
True Cost to Own®$6,393$4,687$4,461$5,315$5,623$26,479

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan Sport 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$747$773$800$828$857$4,005
Maintenance$146$623$441$1,072$1,481$3,763
Repairs$0$0$107$259$378$744
Taxes & Fees$1,150$41$41$41$41$1,314
Financing$851$676$494$305$109$2,435
Depreciation$2,051$806$763$896$847$5,363
Fuel$1,574$1,622$1,670$1,720$1,772$8,358
True Cost to Own®$6,519$4,541$4,316$5,121$5,485$25,982

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan Si 4dr Sedan (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$804$832$861$892$4,166
Maintenance$139$609$434$962$1,435$3,579
Repairs$0$0$127$306$449$882
Taxes & Fees$1,310$41$41$41$41$1,474
Financing$975$774$566$350$125$2,790
Depreciation$2,450$836$790$927$879$5,882
Fuel$2,018$2,079$2,141$2,205$2,272$10,715
True Cost to Own®$7,669$5,143$4,931$5,652$6,093$29,488

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Sedan Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$804$832$861$892$4,166
Maintenance$139$609$434$962$1,435$3,579
Repairs$0$0$127$306$449$882
Taxes & Fees$1,318$41$41$41$41$1,482
Financing$982$780$569$352$126$2,809
Depreciation$2,467$988$937$1,098$1,040$6,530
Fuel$2,018$2,079$2,141$2,205$2,272$10,715
True Cost to Own®$7,701$5,301$5,081$5,825$6,255$30,163

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$940$973$1,007$1,042$4,870
Maintenance$139$609$434$1,060$1,535$3,777
Repairs$0$0$127$306$449$882
Taxes & Fees$1,405$41$41$41$41$1,569
Financing$1,049$832$609$376$134$3,000
Depreciation$2,243$1,139$1,079$1,264$1,199$6,924
Fuel$1,574$1,622$1,670$1,720$1,772$8,358
True Cost to Own®$7,318$5,183$4,933$5,774$6,172$29,380

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback Sport 4dr Hatchback (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$904$935$968$1,002$4,682
Maintenance$146$623$441$1,072$1,544$3,826
Repairs$0$0$107$259$378$744
Taxes & Fees$1,175$41$41$41$41$1,339
Financing$871$692$506$312$112$2,493
Depreciation$1,897$756$714$838$794$4,999
Fuel$1,623$1,671$1,722$1,773$1,826$8,615
True Cost to Own®$6,585$4,687$4,466$5,263$5,697$26,698

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback Sport Touring 4dr Hatchback (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$940$973$1,007$1,042$4,870
Maintenance$139$609$434$962$1,535$3,679
Repairs$0$0$127$306$449$882
Taxes & Fees$1,405$41$41$41$41$1,569
Financing$1,049$832$609$376$134$3,000
Depreciation$2,253$1,069$1,014$1,188$1,124$6,648
Fuel$1,675$1,725$1,777$1,830$1,885$8,892
True Cost to Own®$7,429$5,216$4,975$5,710$6,210$29,540

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback EX-L 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$845$874$905$936$4,376
Maintenance$139$609$434$1,060$1,431$3,673
Repairs$0$0$127$306$449$882
Taxes & Fees$1,286$41$41$41$41$1,450
Financing$957$760$556$343$122$2,738
Depreciation$2,133$973$923$1,081$1,023$6,133
Fuel$1,484$1,529$1,575$1,622$1,671$7,881
True Cost to Own®$6,815$4,757$4,530$5,358$5,673$27,133

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback LX 4dr Hatchback (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$753$780$807$835$3,903
Maintenance$146$623$441$1,072$1,352$3,634
Repairs$0$0$107$259$378$744
Taxes & Fees$1,142$41$41$41$41$1,306
Financing$846$671$491$303$108$2,419
Depreciation$2,268$846$802$940$890$5,746
Fuel$1,574$1,622$1,670$1,720$1,772$8,358
True Cost to Own®$6,704$4,556$4,332$5,142$5,376$26,110

Ownership Costs: 5-Year Breakdown

Selected Model:

2022 Civic Hatchback Sport 4dr Hatchback (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$900$932$965$998$4,665
Maintenance$146$623$441$1,084$1,544$3,838
Repairs$0$0$107$259$378$744
Taxes & Fees$1,175$41$41$41$41$1,339
Financing$871$692$506$312$112$2,493
Depreciation$1,897$756$714$838$794$4,999
Fuel$1,789$1,842$1,898$1,955$2,013$9,497
True Cost to Own®$6,748$4,854$4,639$5,454$5,880$27,575

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2022 Civic 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.


ad labelAd
Build Your Civic
At a Glance:
  • 6 Colors
  • 5 Trims
  • $21,700starting MSRP

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2022 Honda Civic in Virginia is:

not available
Legal