Used 2020 GMC Terrain Cost to Own
Total 5-Year Ownership Costs
Terrain SUV
SLE 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$36,951*
Total Cash Price
$18,830
SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$38,159*
Total Cash Price
$18,963
SLT 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$36,774*
Total Cash Price
$19,916
SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
True Cost to Own
$39,299*
Total Cash Price
$20,423
Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)
True Cost to Own
$44,576*
Total Cash Price
$24,711
Denali 4dr SUV (2.0L 4cyl Turbo 9A)
True Cost to Own
$43,617*
Total Cash Price
$24,747
SL 4dr SUV (1.5L 4cyl Turbo 9A)
True Cost to Own
$34,827*
Total Cash Price
$16,206
Depreciation
$11,289
Taxes & Fees
$1,362
Financing
$3,303
Fuel
$8,973
Insurance
$4,130
Repairs
$3,103
Maintenance
$4,791
Ownership Costs: 5-Year Breakdown
2020 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $778 | $801 | $825 | $850 | $876 | $4,130 |
Maintenance | $692 | $638 | $277 | $1,809 | $1,375 | $4,791 |
Repairs | $448 | $522 | $606 | $706 | $821 | $3,103 |
Taxes & Fees | $990 | $93 | $93 | $93 | $93 | $1,362 |
Financing | $1,131 | $913 | $678 | $426 | $155 | $3,303 |
Depreciation | $3,557 | $1,863 | $2,860 | $1,806 | $1,203 | $11,289 |
Fuel | $1,690 | $1,741 | $1,793 | $1,847 | $1,902 | $8,973 |
True Cost to Own® | $9,286 | $6,571 | $7,132 | $7,537 | $6,425 | $36,951 |
2020 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $813 | $837 | $863 | $888 | $915 | $4,316 |
Maintenance | $710 | $717 | $296 | $1,835 | $1,403 | $4,961 |
Repairs | $482 | $560 | $652 | $757 | $879 | $3,330 |
Taxes & Fees | $996 | $93 | $93 | $93 | $93 | $1,368 |
Financing | $1,139 | $920 | $683 | $428 | $156 | $3,326 |
Depreciation | $3,471 | $1,857 | $2,858 | $1,688 | $1,671 | $11,545 |
Fuel | $1,754 | $1,807 | $1,861 | $1,917 | $1,974 | $9,313 |
True Cost to Own® | $9,365 | $6,791 | $7,306 | $7,606 | $7,091 | $38,159 |
2020 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $782 | $805 | $830 | $855 | $880 | $4,152 |
Maintenance | $692 | $638 | $277 | $2,103 | $1,375 | $5,085 |
Repairs | $448 | $522 | $606 | $706 | $821 | $3,103 |
Taxes & Fees | $1,042 | $93 | $93 | $93 | $93 | $1,414 |
Financing | $1,197 | $965 | $717 | $451 | $163 | $3,493 |
Depreciation | $3,601 | $1,856 | $2,290 | $2,086 | $1,043 | $10,876 |
Fuel | $1,629 | $1,678 | $1,729 | $1,781 | $1,834 | $8,651 |
True Cost to Own® | $9,391 | $6,557 | $6,542 | $8,075 | $6,209 | $36,774 |
2020 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $810 | $834 | $859 | $885 | $912 | $4,300 |
Maintenance | $710 | $717 | $296 | $2,129 | $1,403 | $5,255 |
Repairs | $482 | $560 | $652 | $757 | $879 | $3,330 |
Taxes & Fees | $1,066 | $93 | $93 | $93 | $93 | $1,438 |
Financing | $1,227 | $990 | $736 | $461 | $168 | $3,582 |
Depreciation | $4,019 | $2,333 | $2,160 | $2,121 | $1,448 | $12,081 |
Fuel | $1,754 | $1,807 | $1,861 | $1,917 | $1,974 | $9,313 |
True Cost to Own® | $10,068 | $7,334 | $6,657 | $8,363 | $6,877 | $39,299 |
2020 Terrain SUV Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $828 | $853 | $878 | $905 | $932 | $4,396 |
Maintenance | $742 | $728 | $307 | $2,377 | $1,449 | $5,603 |
Repairs | $482 | $560 | $652 | $757 | $879 | $3,330 |
Taxes & Fees | $1,270 | $93 | $93 | $93 | $93 | $1,642 |
Financing | $1,485 | $1,198 | $890 | $558 | $203 | $4,334 |
Depreciation | $3,959 | $2,638 | $2,464 | $1,846 | $1,522 | $12,429 |
Fuel | $2,419 | $2,491 | $2,566 | $2,643 | $2,723 | $12,842 |
True Cost to Own® | $11,185 | $8,561 | $7,850 | $9,179 | $7,801 | $44,576 |
2020 Terrain SUV Denali 4dr SUV (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $809 | $833 | $858 | $884 | $911 | $4,295 |
Maintenance | $725 | $650 | $290 | $2,352 | $1,422 | $5,439 |
Repairs | $448 | $522 | $606 | $706 | $821 | $3,103 |
Taxes & Fees | $1,272 | $93 | $93 | $93 | $93 | $1,644 |
Financing | $1,487 | $1,200 | $891 | $559 | $203 | $4,340 |
Depreciation | $3,533 | $3,159 | $2,410 | $1,674 | $1,709 | $12,485 |
Fuel | $2,319 | $2,388 | $2,460 | $2,534 | $2,610 | $12,311 |
True Cost to Own® | $10,593 | $8,845 | $7,608 | $8,802 | $7,769 | $43,617 |
2020 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $781 | $804 | $829 | $853 | $879 | $4,146 |
Maintenance | $692 | $638 | $277 | $1,712 | $1,375 | $4,694 |
Repairs | $448 | $522 | $606 | $706 | $821 | $3,103 |
Taxes & Fees | $865 | $93 | $93 | $93 | $93 | $1,237 |
Financing | $974 | $785 | $584 | $366 | $133 | $2,842 |
Depreciation | $3,011 | $1,518 | $1,617 | $1,999 | $1,687 | $9,832 |
Fuel | $1,690 | $1,741 | $1,793 | $1,847 | $1,902 | $8,973 |
True Cost to Own® | $8,461 | $6,101 | $5,799 | $7,576 | $6,890 | $34,827 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 TerrainTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.