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Used 2020 GMC Terrain Cost to Own

Total 5-Year Ownership Costs

Terrain SUV

SLE 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$36,951*

Total Cash Price

$18,830

SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$38,159*

Total Cash Price

$18,963

SLT 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$36,774*

Total Cash Price

$19,916

SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$39,299*

Total Cash Price

$20,423

Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$44,576*

Total Cash Price

$24,711

Denali 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$43,617*

Total Cash Price

$24,747

SL 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$34,827*

Total Cash Price

$16,206

Ownership Costs: 5-Year Total

Depreciation

$11,289

Taxes & Fees

$1,362

Financing

$3,303

Fuel

$8,973

Insurance

$4,130

Repairs

$3,103

Maintenance

$4,791

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$778$801$825$850$876$4,130
Maintenance$692$638$277$1,809$1,375$4,791
Repairs$448$522$606$706$821$3,103
Taxes & Fees$990$93$93$93$93$1,362
Financing$1,131$913$678$426$155$3,303
Depreciation$3,557$1,863$2,860$1,806$1,203$11,289
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$9,286$6,571$7,132$7,537$6,425$36,951
Selected Model:

2020 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$813$837$863$888$915$4,316
Maintenance$710$717$296$1,835$1,403$4,961
Repairs$482$560$652$757$879$3,330
Taxes & Fees$996$93$93$93$93$1,368
Financing$1,139$920$683$428$156$3,326
Depreciation$3,471$1,857$2,858$1,688$1,671$11,545
Fuel$1,754$1,807$1,861$1,917$1,974$9,313
True Cost to Own®$9,365$6,791$7,306$7,606$7,091$38,159
Selected Model:

2020 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$782$805$830$855$880$4,152
Maintenance$692$638$277$2,103$1,375$5,085
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,042$93$93$93$93$1,414
Financing$1,197$965$717$451$163$3,493
Depreciation$3,601$1,856$2,290$2,086$1,043$10,876
Fuel$1,629$1,678$1,729$1,781$1,834$8,651
True Cost to Own®$9,391$6,557$6,542$8,075$6,209$36,774
Selected Model:

2020 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$810$834$859$885$912$4,300
Maintenance$710$717$296$2,129$1,403$5,255
Repairs$482$560$652$757$879$3,330
Taxes & Fees$1,066$93$93$93$93$1,438
Financing$1,227$990$736$461$168$3,582
Depreciation$4,019$2,333$2,160$2,121$1,448$12,081
Fuel$1,754$1,807$1,861$1,917$1,974$9,313
True Cost to Own®$10,068$7,334$6,657$8,363$6,877$39,299
Selected Model:

2020 Terrain SUV Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$828$853$878$905$932$4,396
Maintenance$742$728$307$2,377$1,449$5,603
Repairs$482$560$652$757$879$3,330
Taxes & Fees$1,270$93$93$93$93$1,642
Financing$1,485$1,198$890$558$203$4,334
Depreciation$3,959$2,638$2,464$1,846$1,522$12,429
Fuel$2,419$2,491$2,566$2,643$2,723$12,842
True Cost to Own®$11,185$8,561$7,850$9,179$7,801$44,576
Selected Model:

2020 Terrain SUV Denali 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$809$833$858$884$911$4,295
Maintenance$725$650$290$2,352$1,422$5,439
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,272$93$93$93$93$1,644
Financing$1,487$1,200$891$559$203$4,340
Depreciation$3,533$3,159$2,410$1,674$1,709$12,485
Fuel$2,319$2,388$2,460$2,534$2,610$12,311
True Cost to Own®$10,593$8,845$7,608$8,802$7,769$43,617
Selected Model:

2020 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$781$804$829$853$879$4,146
Maintenance$692$638$277$1,712$1,375$4,694
Repairs$448$522$606$706$821$3,103
Taxes & Fees$865$93$93$93$93$1,237
Financing$974$785$584$366$133$2,842
Depreciation$3,011$1,518$1,617$1,999$1,687$9,832
Fuel$1,690$1,741$1,793$1,847$1,902$8,973
True Cost to Own®$8,461$6,101$5,799$7,576$6,890$34,827

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.