Used 2018 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Sierra 1500 Double Cab

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$61,831*

Total Cash Price

$57,008

SLE 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$53,144*

Total Cash Price

$48,999

SLT 4dr Double Cab 4WD SB (5.3L 8cyl 6A)

True Cost to Own

$76,139*

Total Cash Price

$70,200

SLT 4dr Double Cab SB (5.3L 8cyl 6A)

True Cost to Own

$73,073*

Total Cash Price

$67,373

SLE 4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$70,007*

Total Cash Price

$64,546

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$61,831*

Total Cash Price

$57,008

Sierra 1500 Crew Cab

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$55,699*

Total Cash Price

$51,354

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$71,540*

Total Cash Price

$65,960

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 6A)

True Cost to Own

$51,100*

Total Cash Price

$47,114

SLE 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$56,721*

Total Cash Price

$52,297

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 6A)

True Cost to Own

$62,342*

Total Cash Price

$57,479

SLE 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$53,655*

Total Cash Price

$49,470

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$52,122*

Total Cash Price

$48,056

SLT 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

True Cost to Own

$61,320*

Total Cash Price

$56,537

SLE 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

True Cost to Own

$54,677*

Total Cash Price

$50,412

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$57,232*

Total Cash Price

$52,768

Denali 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,166*

Total Cash Price

$49,941

4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

True Cost to Own

$70,518*

Total Cash Price

$65,017

Sierra 1500 Regular Cab

SLE 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$64,386*

Total Cash Price

$59,364

2dr Regular Cab SB (4.3L 6cyl 6A)

True Cost to Own

$54,166*

Total Cash Price

$49,941

SLE 2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$54,166*

Total Cash Price

$49,941

SLE 2dr Regular Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$53,144*

Total Cash Price

$48,999

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$74,095*

Total Cash Price

$68,315

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$59,276*

Total Cash Price

$54,652

2dr Regular Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$75,117*

Total Cash Price

$69,258

SLE 2dr Regular Cab SB (4.3L 6cyl 6A)

True Cost to Own

$56,210*

Total Cash Price

$51,825

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$989$1,024$1,059$1,096$1,135$5,302
Maintenance$80$576$909$2,444$1,571$5,579
Repairs$0$0$177$421$617$1,215
Taxes & Fees$2,337$56$56$56$56$2,559
Financing$3,066$2,465$1,826$1,142$413$8,912
Depreciation$11,843$3,396$3,214$3,770$3,572$25,796
Fuel$2,349$2,419$2,491$2,566$2,643$12,468
True Cost to Own®$20,663$9,935$9,731$11,496$10,005$61,831

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$910$942$976$4,557
Maintenance$69$495$781$2,101$1,350$4,795
Repairs$0$0$152$362$530$1,044
Taxes & Fees$2,008$48$48$48$48$2,200
Financing$2,635$2,118$1,569$982$355$7,660
Depreciation$10,180$2,919$2,762$3,241$3,070$22,172
Fuel$2,019$2,079$2,141$2,206$2,271$10,716
True Cost to Own®$17,760$8,539$8,364$9,881$8,600$53,144

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab SLT 4dr Double Cab 4WD SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,217$1,261$1,304$1,350$1,398$6,529
Maintenance$98$709$1,119$3,010$1,934$6,870
Repairs$0$0$218$519$760$1,496
Taxes & Fees$2,877$69$69$69$69$3,151
Financing$3,776$3,035$2,248$1,407$508$10,974
Depreciation$14,584$4,182$3,957$4,643$4,398$31,765
Fuel$2,892$2,979$3,068$3,160$3,254$15,353
True Cost to Own®$25,445$12,234$11,983$14,156$12,321$76,139

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab SLT 4dr Double Cab SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,168$1,210$1,251$1,296$1,341$6,266
Maintenance$94$681$1,074$2,889$1,856$6,594
Repairs$0$0$209$498$729$1,436
Taxes & Fees$2,761$66$66$66$66$3,024
Financing$3,624$2,913$2,158$1,350$488$10,532
Depreciation$13,997$4,014$3,798$4,456$4,221$30,486
Fuel$2,776$2,859$2,944$3,033$3,123$14,735
True Cost to Own®$24,420$11,742$11,500$13,586$11,825$73,073

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab SLE 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,119$1,159$1,199$1,241$1,285$6,003
Maintenance$90$652$1,029$2,767$1,778$6,317
Repairs$0$0$200$477$699$1,375
Taxes & Fees$2,645$63$63$63$63$2,898
Financing$3,472$2,791$2,067$1,293$467$10,090
Depreciation$13,410$3,846$3,639$4,269$4,044$29,207
Fuel$2,659$2,739$2,821$2,906$2,992$14,116
True Cost to Own®$23,395$11,249$11,018$13,016$11,329$70,007

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$989$1,024$1,059$1,096$1,135$5,302
Maintenance$80$576$909$2,444$1,571$5,579
Repairs$0$0$177$421$617$1,215
Taxes & Fees$2,337$56$56$56$56$2,559
Financing$3,066$2,465$1,826$1,142$413$8,912
Depreciation$11,843$3,396$3,214$3,770$3,572$25,796
Fuel$2,349$2,419$2,491$2,566$2,643$12,468
True Cost to Own®$20,663$9,935$9,731$11,496$10,005$61,831

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$891$922$954$988$1,022$4,776
Maintenance$72$519$819$2,202$1,415$5,026
Repairs$0$0$159$379$556$1,094
Taxes & Fees$2,105$50$50$50$50$2,305
Financing$2,762$2,220$1,645$1,029$372$8,028
Depreciation$10,669$3,060$2,895$3,396$3,218$23,238
Fuel$2,116$2,179$2,244$2,312$2,381$11,231
True Cost to Own®$18,614$8,950$8,766$10,356$9,013$55,699

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,144$1,184$1,225$1,268$1,313$6,135
Maintenance$92$666$1,051$2,828$1,817$6,455
Repairs$0$0$204$487$714$1,406
Taxes & Fees$2,703$64$64$64$64$2,961
Financing$3,548$2,852$2,113$1,322$477$10,311
Depreciation$13,703$3,930$3,718$4,362$4,133$29,847
Fuel$2,717$2,799$2,883$2,969$3,058$14,426
True Cost to Own®$23,908$11,495$11,259$13,301$11,577$71,540
Ownership Costs: 5-Year Total

Depreciation

$21,319

Taxes & Fees

$2,115

Financing

$7,365

Fuel

$10,304

Insurance

$4,382

Repairs

$1,004

Maintenance

$4,611

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$817$846$875$906$938$4,382
Maintenance$66$476$751$2,020$1,298$4,611
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,931$46$46$46$46$2,115
Financing$2,534$2,037$1,509$944$341$7,365
Depreciation$9,788$2,807$2,656$3,116$2,952$21,319
Fuel$1,941$1,999$2,059$2,121$2,184$10,304
True Cost to Own®$17,077$8,211$8,042$9,501$8,269$51,100

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$907$939$971$1,006$1,041$4,864
Maintenance$73$528$834$2,242$1,441$5,118
Repairs$0$0$162$386$566$1,114
Taxes & Fees$2,143$51$51$51$51$2,348
Financing$2,813$2,261$1,675$1,048$379$8,175
Depreciation$10,865$3,116$2,948$3,459$3,277$23,664
Fuel$2,155$2,219$2,285$2,354$2,424$11,437
True Cost to Own®$18,955$9,114$8,927$10,546$9,179$56,721

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$997$1,032$1,068$1,105$1,144$5,346
Maintenance$81$581$916$2,464$1,584$5,625
Repairs$0$0$178$425$622$1,225
Taxes & Fees$2,356$56$56$56$56$2,580
Financing$3,091$2,485$1,841$1,152$416$8,985
Depreciation$11,941$3,425$3,240$3,802$3,601$26,009
Fuel$2,368$2,439$2,512$2,588$2,664$12,571
True Cost to Own®$20,834$10,017$9,811$11,591$10,088$62,342

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$888$919$951$985$4,601
Maintenance$69$500$789$2,121$1,363$4,842
Repairs$0$0$153$365$536$1,054
Taxes & Fees$2,028$48$48$48$48$2,221
Financing$2,661$2,139$1,584$991$358$7,733
Depreciation$10,277$2,947$2,789$3,272$3,100$22,385
Fuel$2,038$2,099$2,162$2,227$2,293$10,819
True Cost to Own®$17,931$8,622$8,444$9,976$8,682$53,655

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$833$863$893$924$957$4,470
Maintenance$67$486$766$2,060$1,324$4,703
Repairs$0$0$149$355$520$1,024
Taxes & Fees$1,970$47$47$47$47$2,157
Financing$2,585$2,078$1,539$963$348$7,512
Depreciation$9,984$2,863$2,709$3,178$3,011$21,745
Fuel$1,980$2,039$2,100$2,163$2,228$10,510
True Cost to Own®$17,419$8,375$8,203$9,691$8,434$52,122

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$980$1,015$1,050$1,087$1,126$5,258
Maintenance$79$571$901$2,424$1,558$5,533
Repairs$0$0$175$418$612$1,205
Taxes & Fees$2,317$55$55$55$55$2,538
Financing$3,041$2,444$1,811$1,133$409$8,838
Depreciation$11,746$3,368$3,187$3,739$3,542$25,583
Fuel$2,329$2,399$2,471$2,545$2,621$12,365
True Cost to Own®$20,492$9,853$9,650$11,401$9,923$61,320

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$905$936$969$1,004$4,689
Maintenance$71$509$804$2,161$1,389$4,934
Repairs$0$0$156$372$546$1,074
Taxes & Fees$2,066$49$49$49$49$2,263
Financing$2,711$2,180$1,615$1,010$365$7,881
Depreciation$10,473$3,003$2,842$3,334$3,159$22,811
Fuel$2,077$2,139$2,203$2,269$2,337$11,025
True Cost to Own®$18,272$8,786$8,605$10,166$8,848$54,677

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$915$948$980$1,015$1,051$4,908
Maintenance$74$533$841$2,262$1,454$5,164
Repairs$0$0$164$390$571$1,124
Taxes & Fees$2,163$52$52$52$52$2,369
Financing$2,838$2,281$1,690$1,057$382$8,249
Depreciation$10,963$3,144$2,975$3,490$3,306$23,877
Fuel$2,174$2,239$2,306$2,376$2,446$11,540
True Cost to Own®$19,126$9,196$9,007$10,641$9,261$57,232

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$70$505$796$2,141$1,376$4,888
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,047$49$49$49$49$2,242
Financing$2,686$2,159$1,600$1,001$361$7,807
Depreciation$10,375$2,975$2,815$3,303$3,129$22,598
Fuel$2,057$2,119$2,183$2,248$2,315$10,922
True Cost to Own®$18,102$8,704$8,525$10,071$8,765$54,166

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.5 ft. SB (5.3L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,127$1,167$1,208$1,250$1,294$6,047
Maintenance$91$657$1,036$2,788$1,791$6,363
Repairs$0$0$201$480$704$1,386
Taxes & Fees$2,665$63$63$63$63$2,919
Financing$3,497$2,811$2,082$1,303$471$10,164
Depreciation$13,507$3,874$3,665$4,300$4,074$29,420
Fuel$2,679$2,759$2,841$2,927$3,014$14,220
True Cost to Own®$23,566$11,331$11,098$13,111$11,411$70,518

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab SLE 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,029$1,066$1,103$1,142$1,182$5,521
Maintenance$83$600$946$2,545$1,635$5,810
Repairs$0$0$184$438$643$1,265
Taxes & Fees$2,433$58$58$58$58$2,665
Financing$3,193$2,567$1,901$1,189$430$9,280
Depreciation$12,333$3,537$3,347$3,926$3,720$26,862
Fuel$2,446$2,519$2,594$2,672$2,752$12,983
True Cost to Own®$21,517$10,346$10,133$11,971$10,419$64,386

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab 2dr Regular Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$70$505$796$2,141$1,376$4,888
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,047$49$49$49$49$2,242
Financing$2,686$2,159$1,600$1,001$361$7,807
Depreciation$10,375$2,975$2,815$3,303$3,129$22,598
Fuel$2,057$2,119$2,183$2,248$2,315$10,922
True Cost to Own®$18,102$8,704$8,525$10,071$8,765$54,166

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab SLE 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$70$505$796$2,141$1,376$4,888
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,047$49$49$49$49$2,242
Financing$2,686$2,159$1,600$1,001$361$7,807
Depreciation$10,375$2,975$2,815$3,303$3,129$22,598
Fuel$2,057$2,119$2,183$2,248$2,315$10,922
True Cost to Own®$18,102$8,704$8,525$10,071$8,765$54,166

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab SLE 2dr Regular Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$910$942$976$4,557
Maintenance$69$495$781$2,101$1,350$4,795
Repairs$0$0$152$362$530$1,044
Taxes & Fees$2,008$48$48$48$48$2,200
Financing$2,635$2,118$1,569$982$355$7,660
Depreciation$10,180$2,919$2,762$3,241$3,070$22,172
Fuel$2,019$2,079$2,141$2,206$2,271$10,716
True Cost to Own®$17,760$8,539$8,364$9,881$8,600$53,144

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,185$1,227$1,269$1,314$1,360$6,354
Maintenance$96$690$1,089$2,929$1,882$6,686
Repairs$0$0$212$505$740$1,456
Taxes & Fees$2,800$67$67$67$67$3,067
Financing$3,674$2,954$2,188$1,369$494$10,679
Depreciation$14,193$4,070$3,851$4,518$4,280$30,913
Fuel$2,814$2,899$2,986$3,075$3,167$14,941
True Cost to Own®$24,762$11,906$11,661$13,776$11,990$74,095

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$948$981$1,015$1,051$1,088$5,083
Maintenance$77$552$871$2,343$1,506$5,349
Repairs$0$0$169$404$592$1,165
Taxes & Fees$2,240$53$53$53$53$2,453
Financing$2,939$2,363$1,750$1,095$396$8,543
Depreciation$11,354$3,256$3,081$3,615$3,424$24,730
Fuel$2,252$2,319$2,388$2,460$2,533$11,953
True Cost to Own®$19,809$9,525$9,329$11,021$9,592$59,276

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab 2dr Regular Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,201$1,244$1,286$1,332$1,379$6,442
Maintenance$97$700$1,104$2,969$1,908$6,778
Repairs$0$0$215$512$750$1,476
Taxes & Fees$2,839$68$68$68$68$3,109
Financing$3,725$2,994$2,218$1,388$501$10,827
Depreciation$14,388$4,126$3,904$4,581$4,339$31,339
Fuel$2,853$2,939$3,027$3,118$3,210$15,147
True Cost to Own®$25,103$12,070$11,822$13,966$12,155$75,117

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Sierra 1500 Regular Cab SLE 2dr Regular Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$899$931$963$997$1,032$4,820
Maintenance$73$524$826$2,222$1,428$5,072
Repairs$0$0$161$383$561$1,104
Taxes & Fees$2,124$51$51$51$51$2,327
Financing$2,787$2,241$1,660$1,038$375$8,102
Depreciation$10,767$3,088$2,922$3,428$3,247$23,451
Fuel$2,135$2,199$2,265$2,333$2,402$11,334
True Cost to Own®$18,785$9,032$8,846$10,451$9,096$56,210

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 GMC Sierra 1500 in Virginia is:

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