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Used 2020 Ford Fusion Cost to Own

Total 5-Year Ownership Costs

Fusion Sedan

SE 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$35,943*

Total Cash Price

$20,101

S 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$37,664*

Total Cash Price

$20,602

SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$41,451*

Total Cash Price

$22,020

SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$39,142*

Total Cash Price

$23,412

Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$45,550*

Total Cash Price

$25,284

Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$47,102*

Total Cash Price

$26,584

Ownership Costs: 5-Year Total

Depreciation

$9,449

Taxes & Fees

$1,014

Financing

$3,913

Fuel

$10,627

Insurance

$4,125

Repairs

$2,627

Maintenance

$4,188

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SE 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$316$1,054$745$996$1,077$4,188
Repairs$311$452$529$617$718$2,627
Taxes & Fees$850$41$41$41$41$1,014
Financing$1,335$1,080$806$507$185$3,913
Depreciation$2,497$1,268$2,403$1,996$1,285$9,449
Fuel$2,002$2,062$2,123$2,187$2,253$10,627
True Cost to Own®$8,088$6,757$7,471$7,193$6,434$35,943

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan S 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$761$784$807$832$857$4,041
Maintenance$356$2,005$681$1,028$1,132$5,202
Repairs$277$403$471$549$641$2,341
Taxes & Fees$870$41$41$41$41$1,034
Financing$1,368$1,108$825$520$190$4,011
Depreciation$2,573$1,210$2,641$1,891$1,252$9,567
Fuel$2,160$2,225$2,292$2,360$2,431$11,468
True Cost to Own®$8,365$7,776$7,758$7,221$6,544$37,664

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$857$883$909$936$4,417
Maintenance$346$1,899$650$986$1,108$4,989
Repairs$337$487$570$666$775$2,835
Taxes & Fees$926$41$41$41$41$1,090
Financing$1,462$1,184$882$556$203$4,287
Depreciation$3,002$1,344$2,973$2,508$1,656$11,483
Fuel$2,326$2,396$2,468$2,542$2,618$12,350
True Cost to Own®$9,231$8,208$8,467$8,208$7,337$41,451

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$795$819$843$869$895$4,221
Maintenance$316$1,054$745$996$1,077$4,188
Repairs$311$452$529$617$718$2,627
Taxes & Fees$982$41$41$41$41$1,146
Financing$1,555$1,258$938$591$216$4,558
Depreciation$3,762$1,169$2,905$2,409$1,530$11,775
Fuel$2,002$2,062$2,123$2,187$2,253$10,627
True Cost to Own®$9,723$6,855$8,124$7,710$6,730$39,142

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$857$883$909$936$4,417
Maintenance$338$2,029$641$968$1,089$5,065
Repairs$311$452$529$617$718$2,627
Taxes & Fees$1,056$41$41$41$41$1,220
Financing$1,679$1,359$1,013$639$232$4,922
Depreciation$4,574$401$3,654$3,128$1,717$13,474
Fuel$2,604$2,682$2,763$2,845$2,931$13,825
True Cost to Own®$11,394$7,821$9,524$9,147$7,664$45,550

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$824$849$874$900$927$4,374
Maintenance$346$1,962$650$986$1,108$5,052
Repairs$337$487$570$666$775$2,835
Taxes & Fees$1,108$41$41$41$41$1,272
Financing$1,765$1,429$1,066$671$244$5,175
Depreciation$5,322$1,026$3,047$2,386$1,589$13,370
Fuel$2,830$2,915$3,002$3,092$3,185$15,024
True Cost to Own®$12,532$8,709$9,250$8,742$7,869$47,102

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 Fusion 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 Ford Fusion in Virginia is:

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