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Used 2020 Ford Fusion Cost to Own

Total 5-Year Ownership Costs

Fusion Sedan

SE 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$37,708*

Total Cash Price

$16,812

S 4dr Sedan (2.5L 4cyl 6A)

True Cost to Own

$37,062*

Total Cash Price

$15,866

SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$43,728*

Total Cash Price

$18,386

SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

True Cost to Own

$38,432*

Total Cash Price

$16,766

Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

True Cost to Own

$39,935*

Total Cash Price

$17,367

Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

True Cost to Own

$42,277*

Total Cash Price

$17,826

Ownership Costs: 5-Year Total

Depreciation

$9,382

Taxes & Fees

$1,324

Financing

$2,949

Fuel

$12,250

Insurance

$3,976

Repairs

$2,870

Maintenance

$4,957

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Fusion Sedan SE 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$749$771$795$818$843$3,976
Maintenance$654$832$183$1,825$1,463$4,957
Repairs$416$484$561$652$757$2,870
Taxes & Fees$1,124$50$50$50$50$1,324
Financing$1,010$815$606$380$138$2,949
Depreciation$3,897$1,389$1,288$1,665$1,143$9,382
Fuel$2,307$2,377$2,448$2,521$2,597$12,250
True Cost to Own®$10,157$6,718$5,931$7,911$6,991$37,708
Selected Model:

2020 Fusion Sedan S 4dr Sedan (2.5L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$739$761$784$808$832$3,924
Maintenance$580$850$218$1,859$1,366$4,873
Repairs$371$431$501$582$677$2,562
Taxes & Fees$1,064$50$50$50$50$1,264
Financing$953$770$571$359$130$2,783
Depreciation$4,140$648$1,722$720$1,205$8,435
Fuel$2,490$2,565$2,642$2,721$2,803$13,221
True Cost to Own®$10,337$6,075$6,488$7,099$7,063$37,062
Selected Model:

2020 Fusion Sedan SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$799$823$848$873$899$4,242
Maintenance$557$813$211$1,774$1,359$4,714
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,224$50$50$50$50$1,424
Financing$1,105$891$662$416$151$3,225
Depreciation$4,236$1,962$1,977$1,612$1,240$11,027
Fuel$3,012$3,103$3,196$3,292$3,390$15,993
True Cost to Own®$11,381$8,164$7,550$8,723$7,910$43,728
Selected Model:

2020 Fusion Sedan SEL 4dr Sedan (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$771$794$818$842$868$4,093
Maintenance$654$832$183$1,825$1,463$4,957
Repairs$416$484$561$652$757$2,870
Taxes & Fees$1,121$50$50$50$50$1,321
Financing$1,007$813$604$379$138$2,941
Depreciation$3,697$1,434$2,014$1,704$1,151$10,000
Fuel$2,307$2,377$2,448$2,521$2,597$12,250
True Cost to Own®$9,973$6,784$6,678$7,973$7,024$38,432
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$785$809$833$858$884$4,169
Maintenance$551$800$205$1,844$1,346$4,746
Repairs$416$484$561$652$757$2,870
Taxes & Fees$1,159$50$50$50$50$1,359
Financing$1,043$842$626$393$142$3,046
Depreciation$3,058$711$2,564$1,819$876$9,028
Fuel$2,772$2,855$2,941$3,029$3,120$14,717
True Cost to Own®$9,784$6,551$7,780$8,645$7,175$39,935
Selected Model:

2020 Fusion Sedan Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$808$832$857$883$909$4,289
Maintenance$557$813$211$1,791$1,359$4,731
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,188$50$50$50$50$1,388
Financing$1,071$864$642$403$146$3,126
Depreciation$3,655$1,993$1,759$1,268$972$9,647
Fuel$3,012$3,103$3,196$3,292$3,390$15,993
True Cost to Own®$10,739$8,177$7,321$8,393$7,647$42,277

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.