Used 2020 Ford Fusion Cost to Own
Total 5-Year Ownership Costs
Fusion Sedan
SE 4dr Sedan (1.5L 4cyl Turbo 6A)
True Cost to Own
$35,943*
Total Cash Price
$20,101
S 4dr Sedan (2.5L 4cyl 6A)
True Cost to Own
$37,664*
Total Cash Price
$20,602
SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$41,451*
Total Cash Price
$22,020
SEL 4dr Sedan (1.5L 4cyl Turbo 6A)
True Cost to Own
$39,142*
Total Cash Price
$23,412
Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)
True Cost to Own
$45,550*
Total Cash Price
$25,284
Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
True Cost to Own
$47,102*
Total Cash Price
$26,584
Depreciation
$9,449
Taxes & Fees
$1,014
Financing
$3,913
Fuel
$10,627
Insurance
$4,125
Repairs
$2,627
Maintenance
$4,188
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan SE 4dr Sedan (1.5L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $777 | $800 | $824 | $849 | $875 | $4,125 |
Maintenance | $316 | $1,054 | $745 | $996 | $1,077 | $4,188 |
Repairs | $311 | $452 | $529 | $617 | $718 | $2,627 |
Taxes & Fees | $850 | $41 | $41 | $41 | $41 | $1,014 |
Financing | $1,335 | $1,080 | $806 | $507 | $185 | $3,913 |
Depreciation | $2,497 | $1,268 | $2,403 | $1,996 | $1,285 | $9,449 |
Fuel | $2,002 | $2,062 | $2,123 | $2,187 | $2,253 | $10,627 |
True Cost to Own® | $8,088 | $6,757 | $7,471 | $7,193 | $6,434 | $35,943 |
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan S 4dr Sedan (2.5L 4cyl 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $761 | $784 | $807 | $832 | $857 | $4,041 |
Maintenance | $356 | $2,005 | $681 | $1,028 | $1,132 | $5,202 |
Repairs | $277 | $403 | $471 | $549 | $641 | $2,341 |
Taxes & Fees | $870 | $41 | $41 | $41 | $41 | $1,034 |
Financing | $1,368 | $1,108 | $825 | $520 | $190 | $4,011 |
Depreciation | $2,573 | $1,210 | $2,641 | $1,891 | $1,252 | $9,567 |
Fuel | $2,160 | $2,225 | $2,292 | $2,360 | $2,431 | $11,468 |
True Cost to Own® | $8,365 | $7,776 | $7,758 | $7,221 | $6,544 | $37,664 |
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan SE 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $832 | $857 | $883 | $909 | $936 | $4,417 |
Maintenance | $346 | $1,899 | $650 | $986 | $1,108 | $4,989 |
Repairs | $337 | $487 | $570 | $666 | $775 | $2,835 |
Taxes & Fees | $926 | $41 | $41 | $41 | $41 | $1,090 |
Financing | $1,462 | $1,184 | $882 | $556 | $203 | $4,287 |
Depreciation | $3,002 | $1,344 | $2,973 | $2,508 | $1,656 | $11,483 |
Fuel | $2,326 | $2,396 | $2,468 | $2,542 | $2,618 | $12,350 |
True Cost to Own® | $9,231 | $8,208 | $8,467 | $8,208 | $7,337 | $41,451 |
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan SEL 4dr Sedan (1.5L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $795 | $819 | $843 | $869 | $895 | $4,221 |
Maintenance | $316 | $1,054 | $745 | $996 | $1,077 | $4,188 |
Repairs | $311 | $452 | $529 | $617 | $718 | $2,627 |
Taxes & Fees | $982 | $41 | $41 | $41 | $41 | $1,146 |
Financing | $1,555 | $1,258 | $938 | $591 | $216 | $4,558 |
Depreciation | $3,762 | $1,169 | $2,905 | $2,409 | $1,530 | $11,775 |
Fuel | $2,002 | $2,062 | $2,123 | $2,187 | $2,253 | $10,627 |
True Cost to Own® | $9,723 | $6,855 | $8,124 | $7,710 | $6,730 | $39,142 |
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan Titanium 4dr Sedan (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $832 | $857 | $883 | $909 | $936 | $4,417 |
Maintenance | $338 | $2,029 | $641 | $968 | $1,089 | $5,065 |
Repairs | $311 | $452 | $529 | $617 | $718 | $2,627 |
Taxes & Fees | $1,056 | $41 | $41 | $41 | $41 | $1,220 |
Financing | $1,679 | $1,359 | $1,013 | $639 | $232 | $4,922 |
Depreciation | $4,574 | $401 | $3,654 | $3,128 | $1,717 | $13,474 |
Fuel | $2,604 | $2,682 | $2,763 | $2,845 | $2,931 | $13,825 |
True Cost to Own® | $11,394 | $7,821 | $9,524 | $9,147 | $7,664 | $45,550 |
Ownership Costs: 5-Year Breakdown
2020 Fusion Sedan Titanium 4dr Sedan AWD (2.0L 4cyl Turbo 6A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $824 | $849 | $874 | $900 | $927 | $4,374 |
Maintenance | $346 | $1,962 | $650 | $986 | $1,108 | $5,052 |
Repairs | $337 | $487 | $570 | $666 | $775 | $2,835 |
Taxes & Fees | $1,108 | $41 | $41 | $41 | $41 | $1,272 |
Financing | $1,765 | $1,429 | $1,066 | $671 | $244 | $5,175 |
Depreciation | $5,322 | $1,026 | $3,047 | $2,386 | $1,589 | $13,370 |
Fuel | $2,830 | $2,915 | $3,002 | $3,092 | $3,185 | $15,024 |
True Cost to Own® | $12,532 | $8,709 | $9,250 | $8,742 | $7,869 | $47,102 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 FusionTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2020 Ford Fusion in Virginia is:
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