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Used 2021 Cadillac XT4 Cost to Own

Total 5-Year Ownership Costs

XT4 SUV

Premium Luxury 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$47,104*

Total Cash Price

$20,897

Luxury 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$45,871*

Total Cash Price

$20,395

Premium Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$49,854*

Total Cash Price

$22,274

Sport 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$47,518*

Total Cash Price

$21,353

Sport 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$50,127*

Total Cash Price

$22,466

Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$47,659*

Total Cash Price

$20,456

Ownership Costs: 5-Year Total

Depreciation

$11,055

Taxes & Fees

$1,584

Financing

$3,665

Fuel

$14,153

Insurance

$4,550

Repairs

$5,474

Maintenance

$6,623

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 XT4 SUV Premium Luxury 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$857$883$909$936$965$4,550
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$946$1,017$1,091$1,168$1,252$5,474
Taxes & Fees$1,384$50$50$50$50$1,584
Financing$1,256$1,013$752$473$171$3,665
Depreciation$3,407$2,070$2,188$1,870$1,520$11,055
Fuel$2,666$2,746$2,828$2,913$3,000$14,153
True Cost to Own®$12,521$8,957$8,513$7,710$9,403$47,104
Selected Model:

2021 XT4 SUV Luxury 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$852$878$904$931$959$4,524
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$946$1,017$1,091$1,168$1,252$5,474
Taxes & Fees$1,352$50$50$50$50$1,552
Financing$1,225$989$735$461$167$3,577
Depreciation$3,035$1,876$1,984$1,695$1,378$9,968
Fuel$2,666$2,746$2,828$2,913$3,000$14,153
True Cost to Own®$12,081$8,734$8,287$7,518$9,251$45,871
Selected Model:

2021 XT4 SUV Premium Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$857$883$909$936$965$4,550
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$986$1,059$1,137$1,219$1,307$5,708
Taxes & Fees$1,472$50$50$50$50$1,672
Financing$1,338$1,080$802$504$183$3,907
Depreciation$3,807$2,235$2,363$2,018$1,641$12,064
Fuel$2,888$2,974$3,063$3,155$3,250$15,330
True Cost to Own®$13,353$9,459$9,019$8,182$9,841$49,854
Selected Model:

2021 XT4 SUV Sport 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$857$883$909$936$965$4,550
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$946$1,017$1,091$1,168$1,252$5,474
Taxes & Fees$1,413$50$50$50$50$1,613
Financing$1,283$1,035$769$483$175$3,745
Depreciation$3,719$2,067$2,187$1,868$1,519$11,360
Fuel$2,666$2,746$2,828$2,913$3,000$14,153
True Cost to Own®$12,889$8,976$8,529$7,718$9,406$47,518
Selected Model:

2021 XT4 SUV Sport 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$857$883$909$936$965$4,550
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$986$1,059$1,137$1,219$1,307$5,708
Taxes & Fees$1,484$50$50$50$50$1,684
Financing$1,350$1,089$809$508$184$3,940
Depreciation$4,087$2,220$2,348$2,006$1,631$12,292
Fuel$2,888$2,974$3,063$3,155$3,250$15,330
True Cost to Own®$13,657$9,453$9,011$8,174$9,832$50,127
Selected Model:

2021 XT4 SUV Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$876$902$929$957$986$4,650
Maintenance$2,005$1,178$695$300$2,445$6,623
Repairs$986$1,059$1,137$1,219$1,307$5,708
Taxes & Fees$1,356$50$50$50$50$1,556
Financing$1,229$992$736$463$168$3,588
Depreciation$3,344$1,856$1,964$1,677$1,363$10,204
Fuel$2,888$2,974$3,063$3,155$3,250$15,330
True Cost to Own®$12,684$9,011$8,574$7,821$9,569$47,659

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.