Used 2021 Cadillac XT4 Cost to Own
Total 5-Year Ownership Costs
XT4 SUV
Premium Luxury 4dr SUV (2.0L 4cyl Turbo 9A)
True Cost to Own
$47,104*
Total Cash Price
$20,897
Luxury 4dr SUV (2.0L 4cyl Turbo 9A)
True Cost to Own
$45,871*
Total Cash Price
$20,395
Premium Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)
True Cost to Own
$49,854*
Total Cash Price
$22,274
Sport 4dr SUV (2.0L 4cyl Turbo 9A)
True Cost to Own
$47,518*
Total Cash Price
$21,353
Sport 4dr SUV AWD (2.0L 4cyl Turbo 9A)
True Cost to Own
$50,127*
Total Cash Price
$22,466
Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)
True Cost to Own
$47,659*
Total Cash Price
$20,456
Depreciation
$11,055
Taxes & Fees
$1,584
Financing
$3,665
Fuel
$14,153
Insurance
$4,550
Repairs
$5,474
Maintenance
$6,623
Ownership Costs: 5-Year Breakdown
2021 XT4 SUV Premium Luxury 4dr SUV (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $857 | $883 | $909 | $936 | $965 | $4,550 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $946 | $1,017 | $1,091 | $1,168 | $1,252 | $5,474 |
Taxes & Fees | $1,384 | $50 | $50 | $50 | $50 | $1,584 |
Financing | $1,256 | $1,013 | $752 | $473 | $171 | $3,665 |
Depreciation | $3,407 | $2,070 | $2,188 | $1,870 | $1,520 | $11,055 |
Fuel | $2,666 | $2,746 | $2,828 | $2,913 | $3,000 | $14,153 |
True Cost to Own® | $12,521 | $8,957 | $8,513 | $7,710 | $9,403 | $47,104 |
2021 XT4 SUV Luxury 4dr SUV (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $852 | $878 | $904 | $931 | $959 | $4,524 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $946 | $1,017 | $1,091 | $1,168 | $1,252 | $5,474 |
Taxes & Fees | $1,352 | $50 | $50 | $50 | $50 | $1,552 |
Financing | $1,225 | $989 | $735 | $461 | $167 | $3,577 |
Depreciation | $3,035 | $1,876 | $1,984 | $1,695 | $1,378 | $9,968 |
Fuel | $2,666 | $2,746 | $2,828 | $2,913 | $3,000 | $14,153 |
True Cost to Own® | $12,081 | $8,734 | $8,287 | $7,518 | $9,251 | $45,871 |
2021 XT4 SUV Premium Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $857 | $883 | $909 | $936 | $965 | $4,550 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $986 | $1,059 | $1,137 | $1,219 | $1,307 | $5,708 |
Taxes & Fees | $1,472 | $50 | $50 | $50 | $50 | $1,672 |
Financing | $1,338 | $1,080 | $802 | $504 | $183 | $3,907 |
Depreciation | $3,807 | $2,235 | $2,363 | $2,018 | $1,641 | $12,064 |
Fuel | $2,888 | $2,974 | $3,063 | $3,155 | $3,250 | $15,330 |
True Cost to Own® | $13,353 | $9,459 | $9,019 | $8,182 | $9,841 | $49,854 |
2021 XT4 SUV Sport 4dr SUV (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $857 | $883 | $909 | $936 | $965 | $4,550 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $946 | $1,017 | $1,091 | $1,168 | $1,252 | $5,474 |
Taxes & Fees | $1,413 | $50 | $50 | $50 | $50 | $1,613 |
Financing | $1,283 | $1,035 | $769 | $483 | $175 | $3,745 |
Depreciation | $3,719 | $2,067 | $2,187 | $1,868 | $1,519 | $11,360 |
Fuel | $2,666 | $2,746 | $2,828 | $2,913 | $3,000 | $14,153 |
True Cost to Own® | $12,889 | $8,976 | $8,529 | $7,718 | $9,406 | $47,518 |
2021 XT4 SUV Sport 4dr SUV AWD (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $857 | $883 | $909 | $936 | $965 | $4,550 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $986 | $1,059 | $1,137 | $1,219 | $1,307 | $5,708 |
Taxes & Fees | $1,484 | $50 | $50 | $50 | $50 | $1,684 |
Financing | $1,350 | $1,089 | $809 | $508 | $184 | $3,940 |
Depreciation | $4,087 | $2,220 | $2,348 | $2,006 | $1,631 | $12,292 |
Fuel | $2,888 | $2,974 | $3,063 | $3,155 | $3,250 | $15,330 |
True Cost to Own® | $13,657 | $9,453 | $9,011 | $8,174 | $9,832 | $50,127 |
2021 XT4 SUV Luxury 4dr SUV AWD (2.0L 4cyl Turbo 9A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $876 | $902 | $929 | $957 | $986 | $4,650 |
Maintenance | $2,005 | $1,178 | $695 | $300 | $2,445 | $6,623 |
Repairs | $986 | $1,059 | $1,137 | $1,219 | $1,307 | $5,708 |
Taxes & Fees | $1,356 | $50 | $50 | $50 | $50 | $1,556 |
Financing | $1,229 | $992 | $736 | $463 | $168 | $3,588 |
Depreciation | $3,344 | $1,856 | $1,964 | $1,677 | $1,363 | $10,204 |
Fuel | $2,888 | $2,974 | $3,063 | $3,155 | $3,250 | $15,330 |
True Cost to Own® | $12,684 | $9,011 | $8,574 | $7,821 | $9,569 | $47,659 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XT4True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.