Used 2018 Acura MDX Cost to Own

Total 5-Year Ownership Costs

MDX SUV

SH-AWD 4dr SUV AWD w/Technology Package (3.5L 6cyl 9A)

True Cost to Own

$54,620*

Total Cash Price

$36,244

SH-AWD 4dr SUV AWD (3.5L 6cyl 9A)

True Cost to Own

$52,639*

Total Cash Price

$33,786

Technology Package 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$52,442*

Total Cash Price

$35,126

4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$49,947*

Total Cash Price

$31,929

SH-AWD 4dr SUV AWD w/Advance Package (3.5L 6cyl 9A)

True Cost to Own

$56,698*

Total Cash Price

$39,581

Advance Package 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$54,683*

Total Cash Price

$38,444

SH-AWD 4dr SUV AWD w/Advance and Entertainment Packages (3.5L 6cyl 9A)

True Cost to Own

$56,804*

Total Cash Price

$39,814

Technology and Entertainment Packages 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$53,002*

Total Cash Price

$35,738

Advance and Entertainment Packages 4dr SUV (3.5L 6cyl 9A)

True Cost to Own

$55,355*

Total Cash Price

$39,523

SH-AWD 4dr SUV AWD w/Technology and Entertainment Packages (3.5L 6cyl 9A)

True Cost to Own

$54,884*

Total Cash Price

$36,687

MDX Hybrid

Sport Hybrid SH-AWD 4dr SUV AWD w/Technology Package (3.0L 6cyl gas/electric hybrid 7AM)

True Cost to Own

$53,612*

Total Cash Price

$37,475

Sport Hybrid SH-AWD 4dr SUV AWD w/Advance Package (3.0L 6cyl gas/electric hybrid 7AM)

True Cost to Own

$56,255*

Total Cash Price

$40,920

Ownership Costs: 5-Year Total

Depreciation

$18,737

Taxes & Fees

$2,120

Financing

$6,589

Fuel

$10,917

Insurance

$4,561

Repairs

$3,262

Maintenance

$8,434

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV SH-AWD 4dr SUV AWD w/Technology Package (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$885$911$939$967$4,561
Maintenance$544$2,397$1,018$829$3,646$8,434
Repairs$416$635$684$735$792$3,262
Taxes & Fees$1,936$46$46$46$46$2,120
Financing$2,254$1,821$1,354$851$309$6,589
Depreciation$6,731$3,574$3,144$2,787$2,501$18,737
Fuel$2,056$2,118$2,182$2,247$2,314$10,917
True Cost to Own®$14,796$11,476$9,339$8,434$10,575$54,620

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV SH-AWD 4dr SUV AWD (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$834$859$885$911$939$4,428
Maintenance$544$2,397$1,018$829$3,646$8,434
Repairs$416$635$684$735$792$3,262
Taxes & Fees$1,808$46$46$46$46$1,992
Financing$2,101$1,697$1,263$793$288$6,142
Depreciation$6,274$3,331$2,931$2,597$2,331$17,464
Fuel$2,056$2,118$2,182$2,247$2,314$10,917
True Cost to Own®$14,033$11,083$9,009$8,158$10,356$52,639

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV Technology Package 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$829$854$879$906$933$4,401
Maintenance$544$2,236$1,018$829$3,468$8,095
Repairs$371$566$610$657$707$2,911
Taxes & Fees$1,878$46$46$46$46$2,062
Financing$2,184$1,765$1,312$825$300$6,386
Depreciation$6,523$3,464$3,047$2,701$2,424$18,159
Fuel$1,964$2,023$2,084$2,146$2,211$10,428
True Cost to Own®$14,293$10,954$8,996$8,110$10,089$52,442

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$812$836$861$887$914$4,310
Maintenance$544$2,236$1,018$829$3,468$8,095
Repairs$371$566$610$657$707$2,911
Taxes & Fees$1,712$46$46$46$46$1,896
Financing$1,986$1,604$1,192$750$272$5,804
Depreciation$5,929$3,148$2,769$2,454$2,203$16,503
Fuel$1,964$2,023$2,084$2,146$2,211$10,428
True Cost to Own®$13,318$10,459$8,580$7,769$9,821$49,947

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV SH-AWD 4dr SUV AWD w/Advance Package (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$896$923$951$979$4,619
Maintenance$544$2,397$1,018$829$3,646$8,434
Repairs$416$635$684$735$792$3,262
Taxes & Fees$2,109$46$46$46$46$2,293
Financing$2,461$1,989$1,479$929$338$7,196
Depreciation$7,352$3,904$3,434$3,044$2,732$20,466
Fuel$1,964$2,023$2,084$2,146$2,211$10,428
True Cost to Own®$15,716$11,890$9,668$8,680$10,744$56,698

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV Advance Package 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$868$894$921$948$977$4,608
Maintenance$544$2,236$1,018$829$3,468$8,095
Repairs$371$566$610$657$707$2,911
Taxes & Fees$2,050$46$46$46$46$2,234
Financing$2,391$1,931$1,436$903$328$6,989
Depreciation$7,141$3,791$3,336$2,956$2,653$19,877
Fuel$1,878$1,934$1,992$2,052$2,113$9,969
True Cost to Own®$15,243$11,398$9,359$8,391$10,292$54,683

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV SH-AWD 4dr SUV AWD w/Advance and Entertainment Packages (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$857$883$909$936$965$4,550
Maintenance$544$2,397$1,018$829$3,646$8,434
Repairs$416$635$684$735$792$3,262
Taxes & Fees$2,122$46$46$46$46$2,306
Financing$2,476$2,000$1,487$935$340$7,238
Depreciation$7,395$3,926$3,455$3,062$2,748$20,586
Fuel$1,964$2,023$2,084$2,146$2,211$10,428
True Cost to Own®$15,774$11,910$9,683$8,689$10,748$56,804

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV Technology and Entertainment Packages 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$848$873$900$927$954$4,502
Maintenance$544$2,236$1,018$829$3,468$8,095
Repairs$371$566$610$657$707$2,911
Taxes & Fees$1,910$46$46$46$46$2,094
Financing$2,223$1,795$1,335$839$305$6,497
Depreciation$6,637$3,524$3,100$2,748$2,466$18,475
Fuel$1,964$2,023$2,084$2,146$2,211$10,428
True Cost to Own®$14,497$11,063$9,093$8,192$10,157$53,002

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV Advance and Entertainment Packages 4dr SUV (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$842$867$893$920$948$4,470
Maintenance$544$2,236$1,018$829$3,468$8,095
Repairs$371$566$610$657$707$2,911
Taxes & Fees$2,106$46$46$46$46$2,290
Financing$2,458$1,985$1,477$928$337$7,185
Depreciation$7,341$3,898$3,429$3,039$2,728$20,435
Fuel$1,878$1,934$1,992$2,052$2,113$9,969
True Cost to Own®$15,540$11,532$9,465$8,471$10,347$55,355

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX SUV SH-AWD 4dr SUV AWD w/Technology and Entertainment Packages (3.5L 6cyl 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$871$898$924$952$4,491
Maintenance$544$2,397$1,018$829$3,646$8,434
Repairs$416$635$684$735$792$3,262
Taxes & Fees$1,959$46$46$46$46$2,143
Financing$2,282$1,843$1,370$862$312$6,669
Depreciation$6,814$3,618$3,183$2,821$2,532$18,968
Fuel$2,056$2,118$2,182$2,247$2,314$10,917
True Cost to Own®$14,917$11,528$9,381$8,464$10,594$54,884

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX Hybrid Sport Hybrid SH-AWD 4dr SUV AWD w/Technology Package (3.0L 6cyl gas/electric hybrid 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$860$886$912$940$968$4,566
Maintenance$582$2,385$1,244$863$3,838$8,912
Repairs$416$635$684$735$792$3,262
Taxes & Fees$2,000$46$46$46$46$2,184
Financing$2,331$1,882$1,400$880$320$6,813
Depreciation$6,960$3,696$3,251$2,881$2,586$19,374
Fuel$1,601$1,649$1,699$1,750$1,802$8,501
True Cost to Own®$14,750$11,179$9,236$8,095$10,352$53,612

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 MDX Hybrid Sport Hybrid SH-AWD 4dr SUV AWD w/Advance Package (3.0L 6cyl gas/electric hybrid 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$896$923$951$979$4,619
Maintenance$582$2,385$1,244$863$3,838$8,912
Repairs$416$635$684$735$792$3,262
Taxes & Fees$2,179$46$46$46$46$2,363
Financing$2,545$2,055$1,529$961$349$7,439
Depreciation$7,601$4,036$3,551$3,147$2,824$21,159
Fuel$1,601$1,649$1,699$1,750$1,802$8,501
True Cost to Own®$15,794$11,702$9,676$8,453$10,630$56,255

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2018 MDX 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Acura MDX in Virginia is:

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