Used 2021 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$48,894*
Total Cash Price
$24,060
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,496*
Total Cash Price
$22,169
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$49,608*
Total Cash Price
$24,362
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$45,083*
Total Cash Price
$20,597
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$47,156*
Total Cash Price
$23,167
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$45,240*
Total Cash Price
$24,284
Depreciation
$12,086
Taxes & Fees
$1,734
Financing
$4,220
Fuel
$13,093
Insurance
$3,897
Repairs
$5,554
Maintenance
$8,310
Ownership Costs: 5-Year Breakdown
2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $734 | $756 | $779 | $802 | $826 | $3,897 |
Maintenance | $2,690 | $1,310 | $947 | $295 | $3,068 | $8,310 |
Repairs | $963 | $1,033 | $1,106 | $1,184 | $1,268 | $5,554 |
Taxes & Fees | $1,594 | $35 | $35 | $35 | $35 | $1,734 |
Financing | $1,446 | $1,166 | $867 | $544 | $197 | $4,220 |
Depreciation | $3,819 | $2,236 | $2,366 | $2,021 | $1,644 | $12,086 |
Fuel | $2,466 | $2,540 | $2,616 | $2,695 | $2,776 | $13,093 |
True Cost to Own® | $13,712 | $9,076 | $8,716 | $7,576 | $9,814 | $48,894 |
2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $734 | $756 | $779 | $802 | $826 | $3,897 |
Maintenance | $2,690 | $1,310 | $947 | $295 | $3,068 | $8,310 |
Repairs | $963 | $1,033 | $1,106 | $1,184 | $1,268 | $5,554 |
Taxes & Fees | $1,471 | $35 | $35 | $35 | $35 | $1,611 |
Financing | $1,332 | $1,075 | $798 | $501 | $182 | $3,888 |
Depreciation | $3,761 | $1,997 | $2,113 | $1,805 | $1,467 | $11,143 |
Fuel | $2,466 | $2,540 | $2,616 | $2,695 | $2,776 | $13,093 |
True Cost to Own® | $13,417 | $8,746 | $8,394 | $7,317 | $9,622 | $47,496 |
2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $734 | $756 | $779 | $802 | $826 | $3,897 |
Maintenance | $2,690 | $1,310 | $947 | $295 | $3,068 | $8,310 |
Repairs | $963 | $1,033 | $1,106 | $1,184 | $1,268 | $5,554 |
Taxes & Fees | $1,613 | $35 | $35 | $35 | $35 | $1,753 |
Financing | $1,464 | $1,181 | $877 | $551 | $200 | $4,273 |
Depreciation | $4,288 | $2,284 | $2,415 | $2,064 | $1,677 | $12,728 |
Fuel | $2,466 | $2,540 | $2,616 | $2,695 | $2,776 | $13,093 |
True Cost to Own® | $14,218 | $9,139 | $8,775 | $7,626 | $9,850 | $49,608 |
2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $717 | $739 | $761 | $783 | $807 | $3,807 |
Maintenance | $2,690 | $1,302 | $947 | $295 | $3,059 | $8,293 |
Repairs | $904 | $969 | $1,038 | $1,111 | $1,190 | $5,212 |
Taxes & Fees | $1,370 | $35 | $35 | $35 | $35 | $1,510 |
Financing | $1,238 | $998 | $742 | $466 | $169 | $3,613 |
Depreciation | $3,303 | $1,828 | $1,933 | $1,652 | $1,342 | $10,058 |
Fuel | $2,371 | $2,443 | $2,516 | $2,591 | $2,669 | $12,590 |
True Cost to Own® | $12,593 | $8,314 | $7,972 | $6,933 | $9,271 | $45,083 |
2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $717 | $739 | $761 | $783 | $807 | $3,807 |
Maintenance | $2,690 | $1,302 | $947 | $295 | $3,059 | $8,293 |
Repairs | $904 | $969 | $1,038 | $1,111 | $1,190 | $5,212 |
Taxes & Fees | $1,536 | $35 | $35 | $35 | $35 | $1,676 |
Financing | $1,392 | $1,123 | $834 | $524 | $190 | $4,063 |
Depreciation | $3,736 | $2,104 | $2,227 | $1,902 | $1,546 | $11,515 |
Fuel | $2,371 | $2,443 | $2,516 | $2,591 | $2,669 | $12,590 |
True Cost to Own® | $13,346 | $8,715 | $8,358 | $7,241 | $9,496 | $47,156 |
2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $717 | $739 | $761 | $783 | $807 | $3,807 |
Maintenance | $1,373 | $1,302 | $947 | $295 | $1,742 | $5,659 |
Repairs | $904 | $969 | $1,038 | $1,111 | $1,190 | $5,212 |
Taxes & Fees | $1,608 | $35 | $35 | $35 | $35 | $1,748 |
Financing | $1,459 | $1,177 | $875 | $549 | $199 | $4,259 |
Depreciation | $4,395 | $2,047 | $2,167 | $1,851 | $1,505 | $11,965 |
Fuel | $2,371 | $2,443 | $2,516 | $2,591 | $2,669 | $12,590 |
True Cost to Own® | $12,827 | $8,712 | $8,339 | $7,215 | $8,147 | $45,240 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.