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Used 2021 Volvo XC40 Cost to Own

Total 5-Year Ownership Costs

XC40 SUV

T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$50,020*

Total Cash Price

$24,054

T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$48,576*

Total Cash Price

$22,103

T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$50,737*

Total Cash Price

$24,364

T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,194*

Total Cash Price

$20,481

T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$48,477*

Total Cash Price

$23,336

T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$46,167*

Total Cash Price

$23,989

Ownership Costs: 5-Year Total

Depreciation

$11,995

Taxes & Fees

$2,161

Financing

$4,219

Fuel

$14,143

Insurance

$3,488

Repairs

$5,609

Maintenance

$8,405

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$657$677$697$718$739$3,488
Maintenance$2,729$1,317$953$297$3,109$8,405
Repairs$973$1,043$1,117$1,196$1,280$5,609
Taxes & Fees$1,757$101$101$101$101$2,161
Financing$1,445$1,166$867$544$197$4,219
Depreciation$3,790$2,219$2,349$2,006$1,631$11,995
Fuel$2,664$2,744$2,826$2,911$2,998$14,143
True Cost to Own®$14,015$9,267$8,910$7,773$10,055$50,020
Selected Model:

2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$657$677$697$718$739$3,488
Maintenance$2,729$1,317$953$297$3,109$8,405
Repairs$973$1,043$1,117$1,196$1,280$5,609
Taxes & Fees$1,629$101$101$101$101$2,033
Financing$1,328$1,072$796$499$182$3,877
Depreciation$3,720$1,975$2,090$1,785$1,451$11,021
Fuel$2,664$2,744$2,826$2,911$2,998$14,143
True Cost to Own®$13,700$8,929$8,580$7,507$9,860$48,576
Selected Model:

2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$657$677$697$718$739$3,488
Maintenance$2,729$1,317$953$297$3,109$8,405
Repairs$973$1,043$1,117$1,196$1,280$5,609
Taxes & Fees$1,777$101$101$101$101$2,181
Financing$1,464$1,181$878$550$200$4,273
Depreciation$4,258$2,267$2,398$2,050$1,665$12,638
Fuel$2,664$2,744$2,826$2,911$2,998$14,143
True Cost to Own®$14,522$9,330$8,970$7,823$10,092$50,737
Selected Model:

2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$661$681$701$722$744$3,509
Maintenance$2,729$1,308$953$297$3,099$8,386
Repairs$913$978$1,048$1,122$1,201$5,262
Taxes & Fees$1,523$101$101$101$101$1,927
Financing$1,231$993$737$463$168$3,592
Depreciation$3,257$1,802$1,906$1,629$1,323$9,917
Fuel$2,562$2,639$2,718$2,799$2,883$13,601
True Cost to Own®$12,876$8,502$8,164$7,133$9,519$46,194
Selected Model:

2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$661$681$701$722$744$3,509
Maintenance$2,729$1,308$953$297$3,099$8,386
Repairs$913$978$1,048$1,122$1,201$5,262
Taxes & Fees$1,710$101$101$101$101$2,114
Financing$1,402$1,131$841$527$192$4,093
Depreciation$3,735$2,104$2,226$1,901$1,546$11,512
Fuel$2,562$2,639$2,718$2,799$2,883$13,601
True Cost to Own®$13,712$8,942$8,588$7,469$9,766$48,477
Selected Model:

2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$661$681$701$722$744$3,509
Maintenance$1,385$1,308$953$297$1,755$5,698
Repairs$913$978$1,048$1,122$1,201$5,262
Taxes & Fees$1,753$101$101$101$101$2,157
Financing$1,441$1,163$864$543$196$4,207
Depreciation$4,309$2,008$2,125$1,815$1,476$11,733
Fuel$2,562$2,639$2,718$2,799$2,883$13,601
True Cost to Own®$13,024$8,878$8,510$7,399$8,356$46,167

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.