Used 2021 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$55,587*
Total Cash Price
$26,895
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,469*
Total Cash Price
$24,795
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$56,503*
Total Cash Price
$28,065
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$51,402*
Total Cash Price
$22,821
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$53,556*
Total Cash Price
$25,869
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$52,648*
Total Cash Price
$27,668
Depreciation
$14,052
Taxes & Fees
$3,414
Financing
$4,717
Fuel
$12,551
Insurance
$5,340
Repairs
$6,474
Maintenance
$9,039
Ownership Costs: 5-Year Breakdown
2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,006 | $1,036 | $1,067 | $1,099 | $1,132 | $5,340 |
Maintenance | $2,906 | $1,422 | $1,046 | $326 | $3,339 | $9,039 |
Repairs | $1,122 | $1,201 | $1,283 | $1,381 | $1,487 | $6,474 |
Taxes & Fees | $2,331 | $346 | $290 | $243 | $204 | $3,414 |
Financing | $1,616 | $1,304 | $968 | $609 | $220 | $4,717 |
Depreciation | $4,729 | $2,513 | $2,638 | $2,323 | $1,849 | $14,052 |
Fuel | $2,364 | $2,435 | $2,508 | $2,583 | $2,661 | $12,551 |
True Cost to Own® | $16,074 | $10,257 | $9,800 | $8,564 | $10,892 | $55,587 |
2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,006 | $1,036 | $1,067 | $1,099 | $1,132 | $5,340 |
Maintenance | $2,906 | $1,422 | $1,046 | $326 | $3,339 | $9,039 |
Repairs | $1,122 | $1,201 | $1,283 | $1,381 | $1,487 | $6,474 |
Taxes & Fees | $2,150 | $319 | $267 | $224 | $188 | $3,148 |
Financing | $1,490 | $1,202 | $893 | $560 | $204 | $4,349 |
Depreciation | $4,427 | $2,193 | $2,304 | $2,029 | $1,615 | $12,568 |
Fuel | $2,364 | $2,435 | $2,508 | $2,583 | $2,661 | $12,551 |
True Cost to Own® | $15,465 | $9,808 | $9,368 | $8,202 | $10,626 | $53,469 |
2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,006 | $1,036 | $1,067 | $1,099 | $1,132 | $5,340 |
Maintenance | $2,906 | $1,422 | $1,046 | $326 | $3,339 | $9,039 |
Repairs | $1,122 | $1,201 | $1,283 | $1,381 | $1,487 | $6,474 |
Taxes & Fees | $2,432 | $361 | $302 | $254 | $213 | $3,562 |
Financing | $1,686 | $1,361 | $1,011 | $634 | $230 | $4,922 |
Depreciation | $4,524 | $2,719 | $2,856 | $2,515 | $2,001 | $14,615 |
Fuel | $2,364 | $2,435 | $2,508 | $2,583 | $2,661 | $12,551 |
True Cost to Own® | $16,040 | $10,535 | $10,073 | $8,792 | $11,063 | $56,503 |
2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,020 | $1,051 | $1,082 | $1,115 | $1,148 | $5,416 |
Maintenance | $2,906 | $1,412 | $1,046 | $326 | $3,328 | $9,018 |
Repairs | $1,054 | $1,126 | $1,203 | $1,295 | $1,395 | $6,073 |
Taxes & Fees | $1,980 | $294 | $246 | $206 | $173 | $2,899 |
Financing | $1,371 | $1,107 | $821 | $516 | $188 | $4,003 |
Depreciation | $4,060 | $2,119 | $2,226 | $1,959 | $1,559 | $11,923 |
Fuel | $2,273 | $2,342 | $2,412 | $2,484 | $2,559 | $12,070 |
True Cost to Own® | $14,664 | $9,451 | $9,036 | $7,901 | $10,350 | $51,402 |
2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,020 | $1,051 | $1,082 | $1,115 | $1,148 | $5,416 |
Maintenance | $2,906 | $1,412 | $1,046 | $326 | $3,328 | $9,018 |
Repairs | $1,054 | $1,126 | $1,203 | $1,295 | $1,395 | $6,073 |
Taxes & Fees | $2,243 | $333 | $279 | $234 | $196 | $3,285 |
Financing | $1,554 | $1,254 | $932 | $585 | $212 | $4,537 |
Depreciation | $4,305 | $2,386 | $2,505 | $2,205 | $1,756 | $13,157 |
Fuel | $2,273 | $2,342 | $2,412 | $2,484 | $2,559 | $12,070 |
True Cost to Own® | $15,355 | $9,904 | $9,459 | $8,244 | $10,594 | $53,556 |
2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,020 | $1,051 | $1,082 | $1,115 | $1,148 | $5,416 |
Maintenance | $1,552 | $1,412 | $1,046 | $326 | $1,975 | $6,311 |
Repairs | $1,054 | $1,126 | $1,203 | $1,295 | $1,395 | $6,073 |
Taxes & Fees | $2,398 | $356 | $298 | $250 | $210 | $3,512 |
Financing | $1,662 | $1,342 | $996 | $626 | $227 | $4,853 |
Depreciation | $5,067 | $2,519 | $2,646 | $2,328 | $1,853 | $14,413 |
Fuel | $2,273 | $2,342 | $2,412 | $2,484 | $2,559 | $12,070 |
True Cost to Own® | $15,026 | $10,148 | $9,683 | $8,424 | $9,367 | $52,648 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.