Used 2021 Volvo XC40 Cost to Own
Total 5-Year Ownership Costs
XC40 SUV
T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$50,020*
Total Cash Price
$24,054
T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$48,576*
Total Cash Price
$22,103
T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$50,737*
Total Cash Price
$24,364
T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$46,194*
Total Cash Price
$20,481
T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$48,477*
Total Cash Price
$23,336
T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$46,167*
Total Cash Price
$23,989
Depreciation
$11,995
Taxes & Fees
$2,161
Financing
$4,219
Fuel
$14,143
Insurance
$3,488
Repairs
$5,609
Maintenance
$8,405
Ownership Costs: 5-Year Breakdown
2021 XC40 SUV T5 R-Design 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $657 | $677 | $697 | $718 | $739 | $3,488 |
Maintenance | $2,729 | $1,317 | $953 | $297 | $3,109 | $8,405 |
Repairs | $973 | $1,043 | $1,117 | $1,196 | $1,280 | $5,609 |
Taxes & Fees | $1,757 | $101 | $101 | $101 | $101 | $2,161 |
Financing | $1,445 | $1,166 | $867 | $544 | $197 | $4,219 |
Depreciation | $3,790 | $2,219 | $2,349 | $2,006 | $1,631 | $11,995 |
Fuel | $2,664 | $2,744 | $2,826 | $2,911 | $2,998 | $14,143 |
True Cost to Own® | $14,015 | $9,267 | $8,910 | $7,773 | $10,055 | $50,020 |
2021 XC40 SUV T5 Momentum 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $657 | $677 | $697 | $718 | $739 | $3,488 |
Maintenance | $2,729 | $1,317 | $953 | $297 | $3,109 | $8,405 |
Repairs | $973 | $1,043 | $1,117 | $1,196 | $1,280 | $5,609 |
Taxes & Fees | $1,629 | $101 | $101 | $101 | $101 | $2,033 |
Financing | $1,328 | $1,072 | $796 | $499 | $182 | $3,877 |
Depreciation | $3,720 | $1,975 | $2,090 | $1,785 | $1,451 | $11,021 |
Fuel | $2,664 | $2,744 | $2,826 | $2,911 | $2,998 | $14,143 |
True Cost to Own® | $13,700 | $8,929 | $8,580 | $7,507 | $9,860 | $48,576 |
2021 XC40 SUV T5 Inscription 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $657 | $677 | $697 | $718 | $739 | $3,488 |
Maintenance | $2,729 | $1,317 | $953 | $297 | $3,109 | $8,405 |
Repairs | $973 | $1,043 | $1,117 | $1,196 | $1,280 | $5,609 |
Taxes & Fees | $1,777 | $101 | $101 | $101 | $101 | $2,181 |
Financing | $1,464 | $1,181 | $878 | $550 | $200 | $4,273 |
Depreciation | $4,258 | $2,267 | $2,398 | $2,050 | $1,665 | $12,638 |
Fuel | $2,664 | $2,744 | $2,826 | $2,911 | $2,998 | $14,143 |
True Cost to Own® | $14,522 | $9,330 | $8,970 | $7,823 | $10,092 | $50,737 |
2021 XC40 SUV T4 Momentum 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $661 | $681 | $701 | $722 | $744 | $3,509 |
Maintenance | $2,729 | $1,308 | $953 | $297 | $3,099 | $8,386 |
Repairs | $913 | $978 | $1,048 | $1,122 | $1,201 | $5,262 |
Taxes & Fees | $1,523 | $101 | $101 | $101 | $101 | $1,927 |
Financing | $1,231 | $993 | $737 | $463 | $168 | $3,592 |
Depreciation | $3,257 | $1,802 | $1,906 | $1,629 | $1,323 | $9,917 |
Fuel | $2,562 | $2,639 | $2,718 | $2,799 | $2,883 | $13,601 |
True Cost to Own® | $12,876 | $8,502 | $8,164 | $7,133 | $9,519 | $46,194 |
2021 XC40 SUV T4 R-Design 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $661 | $681 | $701 | $722 | $744 | $3,509 |
Maintenance | $2,729 | $1,308 | $953 | $297 | $3,099 | $8,386 |
Repairs | $913 | $978 | $1,048 | $1,122 | $1,201 | $5,262 |
Taxes & Fees | $1,710 | $101 | $101 | $101 | $101 | $2,114 |
Financing | $1,402 | $1,131 | $841 | $527 | $192 | $4,093 |
Depreciation | $3,735 | $2,104 | $2,226 | $1,901 | $1,546 | $11,512 |
Fuel | $2,562 | $2,639 | $2,718 | $2,799 | $2,883 | $13,601 |
True Cost to Own® | $13,712 | $8,942 | $8,588 | $7,469 | $9,766 | $48,477 |
2021 XC40 SUV T4 Inscription 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $661 | $681 | $701 | $722 | $744 | $3,509 |
Maintenance | $1,385 | $1,308 | $953 | $297 | $1,755 | $5,698 |
Repairs | $913 | $978 | $1,048 | $1,122 | $1,201 | $5,262 |
Taxes & Fees | $1,753 | $101 | $101 | $101 | $101 | $2,157 |
Financing | $1,441 | $1,163 | $864 | $543 | $196 | $4,207 |
Depreciation | $4,309 | $2,008 | $2,125 | $1,815 | $1,476 | $11,733 |
Fuel | $2,562 | $2,639 | $2,718 | $2,799 | $2,883 | $13,601 |
True Cost to Own® | $13,024 | $8,878 | $8,510 | $7,399 | $8,356 | $46,167 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 XC40True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.