Used 2020 Volvo XC40 SUV Trims Comparison

The XC40 is sold with two powertrains, both using a turbocharged 2.0-liter four-cylinder engine paired to an eight-speed automatic transmission. The front-wheel-drive T4 produces 187 horsepower and 221 lb-ft of torque. Opting for the all-wheel-drive T5 boosts output to 248 hp and 258 lb-ft.

Selecting either powertrain in the Momentum configuration equips the XC40 with features such as 18-inch wheels, LED headlights, a power liftgate, keyless ignition, an auto-dimming rearview mirror, a power-adjustable driver's seat, driver-seat memory functions, and cloth and faux-leather upholstery.

Also included are Apple CarPlay and Android Auto functionality and an eight-speaker audio system. Standard safety features include lane departure warning and mitigation and forward collision warning with automatic emergency braking.

There are two primary option packages for the Momentum: Convenience and Premium. Go with the Convenience package to get features such as dual-zone climate control and an adjustable cargo load floor. The Premium package adds a hands-free liftgate, keyless entry, auto-dimming exterior mirrors, a wireless charging pad, and a blind-spot monitor.

The R-Design trim includes both of the above packages, plus larger wheels, a sport-tuned suspension, a panoramic sunroof, leather upholstery with faux-suede inserts, and a navigation system. The luxe Inscription starts with the Momentum plus Convenience and Premium packages. From there, it adds unique wheels, leather upholstery, wood trim, and some of the R-Design's luxury features.

Other options to be on the lookout for include the Advanced package (more safety features, including adaptive cruise control) and the Momentum-only Multimedia package (adds navigation and a 13-speaker Harman Kardon audio system).