Used 2021 Toyota Highlander Cost to Own
Total 5-Year Ownership Costs
Highlander SUV
XLE 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$46,099*
Total Cash Price
$34,658
XLE 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$45,274*
Total Cash Price
$34,637
Platinum 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$50,842*
Total Cash Price
$40,286
Limited 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$47,636*
Total Cash Price
$36,693
XSE 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$48,420*
Total Cash Price
$37,259
Limited 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$46,737*
Total Cash Price
$35,864
LE 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$41,669*
Total Cash Price
$30,687
XSE 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$46,288*
Total Cash Price
$35,714
LE 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$42,619*
Total Cash Price
$30,680
L 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$43,197*
Total Cash Price
$29,868
Platinum 4dr SUV (3.5L 6cyl 8A)
True Cost to Own
$49,953*
Total Cash Price
$39,164
L 4dr SUV AWD (3.5L 6cyl 8A)
True Cost to Own
$45,587*
Total Cash Price
$30,305
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV XLE 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $704 | $725 | $747 | $769 | $792 | $3,737 |
Maintenance | $373 | $1,989 | $1,024 | $811 | $2,325 | $6,522 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,379 | $35 | $35 | $35 | $35 | $2,519 |
Financing | $2,301 | $1,864 | $1,388 | $875 | $319 | $6,747 |
Depreciation | $4,680 | $2,189 | $2,119 | $2,406 | $1,794 | $13,188 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $12,819 | $9,357 | $7,992 | $7,708 | $8,223 | $46,099 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV XLE 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $682 | $702 | $724 | $745 | $768 | $3,621 |
Maintenance | $362 | $1,982 | $1,017 | $799 | $2,226 | $6,386 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,378 | $35 | $35 | $35 | $35 | $2,518 |
Financing | $2,300 | $1,862 | $1,388 | $874 | $319 | $6,743 |
Depreciation | $4,778 | $2,427 | $2,130 | $2,494 | $1,520 | $13,349 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $12,763 | $9,428 | $7,825 | $7,602 | $7,656 | $45,274 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV Platinum 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $664 | $684 | $704 | $726 | $747 | $3,525 |
Maintenance | $373 | $1,890 | $1,024 | $811 | $2,226 | $6,324 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,760 | $35 | $35 | $35 | $35 | $2,900 |
Financing | $2,675 | $2,166 | $1,614 | $1,017 | $370 | $7,842 |
Depreciation | $7,344 | $2,967 | $2,602 | $2,023 | $1,929 | $16,865 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $16,198 | $10,297 | $8,658 | $7,424 | $8,265 | $50,842 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV Limited 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $664 | $684 | $704 | $726 | $747 | $3,525 |
Maintenance | $373 | $1,890 | $1,024 | $811 | $2,226 | $6,324 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,517 | $35 | $35 | $35 | $35 | $2,657 |
Financing | $2,437 | $1,972 | $1,471 | $926 | $337 | $7,143 |
Depreciation | $5,372 | $2,218 | $1,930 | $2,320 | $2,761 | $14,601 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $13,745 | $9,354 | $7,843 | $7,630 | $9,064 | $47,636 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV XSE 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $704 | $725 | $747 | $769 | $792 | $3,737 |
Maintenance | $373 | $1,890 | $1,024 | $811 | $2,226 | $6,324 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,555 | $35 | $35 | $35 | $35 | $2,695 |
Financing | $2,474 | $2,003 | $1,493 | $941 | $342 | $7,253 |
Depreciation | $5,081 | $2,568 | $2,424 | $2,554 | $2,398 | $15,025 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $13,569 | $9,776 | $8,402 | $7,922 | $8,751 | $48,420 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV Limited 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $699 | $720 | $742 | $764 | $787 | $3,712 |
Maintenance | $362 | $1,883 | $1,017 | $799 | $2,127 | $6,188 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,461 | $35 | $35 | $35 | $35 | $2,601 |
Financing | $2,382 | $1,928 | $1,437 | $905 | $330 | $6,982 |
Depreciation | $5,836 | $2,219 | $1,944 | $2,497 | $2,101 | $14,597 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $14,003 | $9,205 | $7,706 | $7,655 | $8,168 | $46,737 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV LE 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $648 | $667 | $687 | $708 | $729 | $3,439 |
Maintenance | $373 | $1,989 | $1,024 | $811 | $2,325 | $6,522 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,111 | $35 | $35 | $35 | $35 | $2,251 |
Financing | $2,038 | $1,650 | $1,229 | $775 | $282 | $5,974 |
Depreciation | $4,998 | $472 | $2,047 | $1,272 | $1,308 | $10,097 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $12,550 | $7,368 | $7,701 | $6,413 | $7,637 | $41,669 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV XSE 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $682 | $702 | $724 | $745 | $768 | $3,621 |
Maintenance | $362 | $1,883 | $1,017 | $799 | $2,127 | $6,188 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,451 | $35 | $35 | $35 | $35 | $2,591 |
Financing | $2,372 | $1,920 | $1,431 | $901 | $328 | $6,952 |
Depreciation | $5,179 | $2,351 | $2,218 | $2,337 | $2,194 | $14,279 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $13,309 | $9,311 | $7,956 | $7,472 | $8,240 | $46,288 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV LE 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $639 | $658 | $678 | $698 | $719 | $3,392 |
Maintenance | $362 | $1,982 | $1,017 | $799 | $2,226 | $6,386 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,110 | $35 | $35 | $35 | $35 | $2,250 |
Financing | $2,037 | $1,650 | $1,229 | $774 | $282 | $5,972 |
Depreciation | $5,214 | $584 | $1,589 | $2,478 | $2,097 | $11,962 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $12,625 | $7,329 | $7,079 | $7,439 | $8,147 | $42,619 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV L 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $639 | $658 | $678 | $698 | $719 | $3,392 |
Maintenance | $362 | $1,982 | $1,017 | $799 | $2,226 | $6,386 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,055 | $35 | $35 | $35 | $35 | $2,195 |
Financing | $1,983 | $1,606 | $1,197 | $754 | $274 | $5,814 |
Depreciation | $4,931 | $2,020 | $1,907 | $2,009 | $1,886 | $12,753 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $12,233 | $8,721 | $7,365 | $6,950 | $7,928 | $43,197 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV Platinum 4dr SUV (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $699 | $720 | $742 | $764 | $787 | $3,712 |
Maintenance | $362 | $1,883 | $1,017 | $799 | $2,127 | $6,188 |
Repairs | $207 | $302 | $350 | $408 | $474 | $1,741 |
Taxes & Fees | $2,684 | $35 | $35 | $35 | $35 | $2,824 |
Financing | $2,601 | $2,105 | $1,569 | $989 | $360 | $7,624 |
Depreciation | $7,234 | $2,275 | $2,317 | $3,136 | $1,986 | $16,948 |
Fuel | $2,056 | $2,118 | $2,181 | $2,247 | $2,314 | $10,916 |
True Cost to Own® | $15,843 | $9,438 | $8,211 | $8,378 | $8,083 | $49,953 |
Ownership Costs: 5-Year Breakdown
2021 Highlander SUV L 4dr SUV AWD (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $648 | $667 | $687 | $708 | $729 | $3,439 |
Maintenance | $373 | $1,989 | $1,024 | $811 | $2,325 | $6,522 |
Repairs | $237 | $346 | $403 | $468 | $544 | $1,998 |
Taxes & Fees | $2,085 | $35 | $35 | $35 | $35 | $2,225 |
Financing | $2,012 | $1,630 | $1,214 | $765 | $278 | $5,899 |
Depreciation | $5,901 | $2,123 | $2,001 | $2,111 | $1,980 | $14,116 |
Fuel | $2,145 | $2,209 | $2,276 | $2,344 | $2,414 | $11,388 |
True Cost to Own® | $13,401 | $8,999 | $7,640 | $7,242 | $8,305 | $45,587 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 HighlanderTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2021 Toyota Highlander in Ohio is:
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