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Used 2021 Toyota Highlander Cost to Own

Total 5-Year Ownership Costs

Highlander SUV

XLE 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$45,869*

Total Cash Price

$32,589

XLE 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$43,942*

Total Cash Price

$31,206

Platinum 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$49,931*

Total Cash Price

$38,127

Limited 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$47,959*

Total Cash Price

$35,976

XSE 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$46,399*

Total Cash Price

$34,214

Limited 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$45,956*

Total Cash Price

$33,961

LE 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$42,453*

Total Cash Price

$29,344

XSE 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$44,909*

Total Cash Price

$33,287

LE 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$40,802*

Total Cash Price

$27,972

L 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$41,204*

Total Cash Price

$27,523

Platinum 4dr SUV (3.5L 6cyl 8A)

True Cost to Own

$48,309*

Total Cash Price

$36,829

L 4dr SUV AWD (3.5L 6cyl 8A)

True Cost to Own

$43,484*

Total Cash Price

$28,291

Ownership Costs: 5-Year Total

Depreciation

$13,924

Taxes & Fees

$1,536

Financing

$5,716

Fuel

$10,593

Insurance

$4,163

Repairs

$2,762

Maintenance

$7,175

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Highlander SUV XLE 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$2,121$1,153$894$355$2,652$7,175
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,352$46$46$46$46$1,536
Financing$1,958$1,580$1,174$736$268$5,716
Depreciation$4,236$3,273$2,323$2,059$2,033$13,924
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$12,843$9,375$7,924$6,863$8,864$45,869
Selected Model:

2021 Highlander SUV XLE 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$752$775$798$822$846$3,993
Maintenance$2,112$1,143$879$344$2,626$7,104
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,297$46$46$46$46$1,481
Financing$1,875$1,513$1,124$705$256$5,473
Depreciation$4,268$3,087$2,357$1,846$1,773$13,331
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$12,563$8,934$7,702$6,401$8,342$43,942
Selected Model:

2021 Highlander SUV Platinum 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$757$780$803$827$852$4,019
Maintenance$2,042$1,153$894$355$2,573$7,017
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,573$46$46$46$46$1,757
Financing$2,291$1,848$1,373$862$313$6,687
Depreciation$5,574$3,631$3,364$2,847$1,680$17,096
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$14,629$9,973$9,135$7,747$8,447$49,931
Selected Model:

2021 Highlander SUV Limited 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$757$780$803$827$852$4,019
Maintenance$2,042$1,153$894$355$2,573$7,017
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,487$46$46$46$46$1,671
Financing$2,162$1,744$1,295$814$295$6,310
Depreciation$5,201$2,920$2,948$2,490$2,028$15,587
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$14,041$9,158$8,641$7,342$8,777$47,959
Selected Model:

2021 Highlander SUV XSE 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$784$808$832$857$882$4,163
Maintenance$2,042$1,153$894$355$2,573$7,017
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,417$46$46$46$46$1,601
Financing$2,056$1,658$1,233$773$281$6,001
Depreciation$4,565$2,702$2,318$2,328$2,349$14,262
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$13,256$8,882$7,978$7,169$9,114$46,399
Selected Model:

2021 Highlander SUV Limited 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$768$791$815$839$864$4,077
Maintenance$2,033$1,143$879$344$2,547$6,946
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,407$46$46$46$46$1,591
Financing$2,041$1,646$1,223$768$278$5,956
Depreciation$4,483$3,444$2,731$1,988$2,180$14,826
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$12,991$9,440$8,192$6,623$8,710$45,956
Selected Model:

2021 Highlander SUV LE 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$728$750$772$796$819$3,865
Maintenance$2,121$1,153$894$355$2,652$7,175
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,223$46$46$46$46$1,407
Financing$1,763$1,423$1,057$663$241$5,147
Depreciation$3,847$1,779$2,531$1,605$1,742$11,504
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$12,074$7,666$7,955$6,275$8,483$42,453
Selected Model:

2021 Highlander SUV XSE 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$752$775$798$822$846$3,993
Maintenance$2,033$1,143$879$344$2,547$6,946
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,380$46$46$46$46$1,564
Financing$2,000$1,614$1,199$752$273$5,838
Depreciation$4,859$2,548$2,188$2,196$2,217$14,008
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$13,283$8,496$7,608$6,798$8,724$44,909
Selected Model:

2021 Highlander SUV LE 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$712$733$755$778$801$3,779
Maintenance$2,112$1,143$879$344$2,626$7,104
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,168$46$46$46$46$1,352
Financing$1,681$1,356$1,007$633$229$4,906
Depreciation$3,876$1,350$2,216$1,640$2,019$11,101
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$11,808$6,998$7,401$6,079$8,516$40,802
Selected Model:

2021 Highlander SUV L 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$712$733$755$778$801$3,779
Maintenance$2,112$1,143$879$344$2,626$7,104
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,150$46$46$46$46$1,334
Financing$1,654$1,334$991$622$226$4,827
Depreciation$3,811$2,170$1,864$1,869$1,886$11,600
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$11,698$7,796$7,033$6,297$8,380$41,204
Selected Model:

2021 Highlander SUV Platinum 4dr SUV (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$768$791$815$839$864$4,077
Maintenance$2,033$1,143$879$344$2,547$6,946
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,521$46$46$46$46$1,705
Financing$2,213$1,785$1,327$832$302$6,459
Depreciation$5,579$3,856$2,748$2,498$1,881$16,562
Fuel$1,913$1,970$2,029$2,090$2,153$10,155
True Cost to Own®$14,373$9,991$8,313$7,197$8,435$48,309
Selected Model:

2021 Highlander SUV L 4dr SUV AWD (3.5L 6cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$728$750$772$796$819$3,865
Maintenance$2,121$1,153$894$355$2,652$7,175
Repairs$397$460$538$630$737$2,762
Taxes & Fees$1,181$46$46$46$46$1,365
Financing$1,700$1,371$1,019$640$232$4,962
Depreciation$4,489$2,305$1,979$1,986$2,003$12,762
Fuel$1,995$2,055$2,117$2,180$2,246$10,593
True Cost to Own®$12,611$8,140$7,365$6,633$8,735$43,484

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.