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Used 2020 Subaru Ascent Cost to Own

Total 5-Year Ownership Costs

Ascent SUV

Touring 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)

True Cost to Own

$48,434*

Total Cash Price

$27,218

Limited 4dr SUV AWD w/7-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$48,215*

Total Cash Price

$26,668

Premium 4dr SUV AWD w/7-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$44,487*

Total Cash Price

$23,427

Limited 4dr SUV AWD w/8-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$47,572*

Total Cash Price

$26,389

Limited 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)

True Cost to Own

$46,831*

Total Cash Price

$25,421

Premium 4dr SUV AWD w/8-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$43,775*

Total Cash Price

$22,298

Premium 4dr SUV AWD w/7-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$43,422*

Total Cash Price

$21,386

Limited 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

True Cost to Own

$45,352*

Total Cash Price

$24,062

Premium 4dr SUV AWD w/8-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)

True Cost to Own

$46,569*

Total Cash Price

$24,131

Premium 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

True Cost to Own

$43,670*

Total Cash Price

$23,509

4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

True Cost to Own

$41,818*

Total Cash Price

$20,757

Ownership Costs: 5-Year Total

Depreciation

$14,205

Taxes & Fees

$1,979

Financing

$4,774

Fuel

$11,117

Insurance

$8,288

Repairs

$2,810

Maintenance

$5,261

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Ascent SUV Touring 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,265$1,089$1,302$5,261
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,679$84$72$72$72$1,979
Financing$1,635$1,320$980$616$223$4,774
Depreciation$4,577$2,658$2,464$2,503$2,003$14,205
Fuel$2,094$2,157$2,221$2,288$2,357$11,117
True Cost to Own®$12,690$9,164$9,207$8,913$8,460$48,434
Selected Model:

2020 Ascent SUV Limited 4dr SUV AWD w/7-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,265$1,089$1,302$5,261
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,648$84$72$72$72$1,948
Financing$1,602$1,293$961$603$218$4,677
Depreciation$4,689$2,602$2,411$2,451$1,961$14,114
Fuel$2,094$2,157$2,221$2,288$2,357$11,117
True Cost to Own®$12,738$9,081$9,135$8,848$8,413$48,215
Selected Model:

2020 Ascent SUV Premium 4dr SUV AWD w/7-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,286$1,089$1,302$5,282
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,464$84$72$72$72$1,764
Financing$1,408$1,135$844$530$192$4,109
Depreciation$3,692$2,185$2,025$2,057$1,647$11,606
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$11,271$8,411$8,556$8,280$7,969$44,487
Selected Model:

2020 Ascent SUV Limited 4dr SUV AWD w/8-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,265$1,089$1,302$5,261
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,632$84$72$72$72$1,932
Financing$1,586$1,279$950$597$216$4,628
Depreciation$4,585$2,471$2,291$2,327$1,862$13,536
Fuel$2,094$2,157$2,221$2,288$2,357$11,117
True Cost to Own®$12,602$8,936$9,004$8,718$8,312$47,572
Selected Model:

2020 Ascent SUV Limited 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,265$1,089$1,302$5,261
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,577$84$72$72$72$1,877
Financing$1,527$1,233$915$575$209$4,459
Depreciation$4,607$2,322$2,153$2,186$1,751$13,019
Fuel$2,094$2,157$2,221$2,288$2,357$11,117
True Cost to Own®$12,510$8,741$8,831$8,555$8,194$46,831
Selected Model:

2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,286$1,089$1,302$5,282
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,400$84$72$72$72$1,700
Financing$1,340$1,081$803$504$183$3,911
Depreciation$3,866$2,011$1,866$1,896$1,517$11,156
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$11,313$8,183$8,356$8,093$7,830$43,775
Selected Model:

2020 Ascent SUV Premium 4dr SUV AWD w/7-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,286$1,089$1,302$5,282
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,348$84$72$72$72$1,648
Financing$1,285$1,037$770$483$176$3,751
Depreciation$3,717$2,014$1,867$1,898$1,519$11,015
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$11,057$8,142$8,324$8,074$7,825$43,422
Selected Model:

2020 Ascent SUV Limited 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,265$1,089$1,302$5,261
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,500$84$72$72$72$1,800
Financing$1,446$1,166$867$544$197$4,220
Depreciation$3,838$2,213$2,052$2,085$1,668$11,856
Fuel$2,094$2,157$2,221$2,288$2,357$11,117
True Cost to Own®$11,583$8,565$8,682$8,423$8,099$45,352
Selected Model:

2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,286$1,089$1,302$5,282
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,504$84$72$72$72$1,804
Financing$1,450$1,170$869$545$198$4,232
Depreciation$5,650$2,173$2,015$2,048$1,639$13,525
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$13,311$8,434$8,571$8,286$7,967$46,569
Selected Model:

2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,286$1,089$1,302$5,282
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,469$84$72$72$72$1,769
Financing$1,413$1,139$847$531$193$4,123
Depreciation$3,390$2,037$1,889$1,919$1,535$10,770
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$10,979$8,267$8,423$8,143$7,858$43,670
Selected Model:

2020 Ascent SUV 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,561$1,608$1,656$1,706$1,757$8,288
Maintenance$739$866$1,172$1,089$1,302$5,168
Repairs$405$471$549$639$746$2,810
Taxes & Fees$1,313$84$72$72$72$1,613
Financing$1,247$1,007$747$469$171$3,641
Depreciation$3,204$1,785$1,655$1,681$1,345$9,670
Fuel$2,002$2,062$2,124$2,187$2,253$10,628
True Cost to Own®$10,471$7,883$7,975$7,843$7,646$41,818

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.