Used 2020 Subaru Ascent Cost to Own
Total 5-Year Ownership Costs
Ascent SUV
Touring 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)
True Cost to Own
$47,734*
Total Cash Price
$30,301
Limited 4dr SUV AWD w/7-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$46,912*
Total Cash Price
$29,145
Premium 4dr SUV AWD w/7-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$44,255*
Total Cash Price
$26,443
Limited 4dr SUV AWD w/8-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$46,784*
Total Cash Price
$29,373
Limited 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)
True Cost to Own
$47,163*
Total Cash Price
$29,673
Premium 4dr SUV AWD w/8-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$44,804*
Total Cash Price
$26,998
Premium 4dr SUV AWD w/7-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$45,132*
Total Cash Price
$27,549
Limited 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
True Cost to Own
$46,257*
Total Cash Price
$28,518
Premium 4dr SUV AWD w/8-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)
True Cost to Own
$46,229*
Total Cash Price
$28,669
Premium 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
True Cost to Own
$43,797*
Total Cash Price
$26,203
4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
True Cost to Own
$42,887*
Total Cash Price
$25,110
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Touring 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,313 | $1,502 | $6,048 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,735 | $21 | $21 | $21 | $21 | $1,819 |
Financing | $2,012 | $1,629 | $1,214 | $765 | $279 | $5,899 |
Depreciation | $5,559 | $2,397 | $2,304 | $2,502 | $1,944 | $14,706 |
Fuel | $2,176 | $2,241 | $2,308 | $2,377 | $2,449 | $11,551 |
True Cost to Own® | $14,138 | $8,551 | $8,428 | $8,630 | $7,987 | $47,734 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Limited 4dr SUV AWD w/7-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,313 | $1,502 | $6,048 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,670 | $21 | $21 | $21 | $21 | $1,754 |
Financing | $1,935 | $1,567 | $1,168 | $736 | $268 | $5,674 |
Depreciation | $5,525 | $2,265 | $2,179 | $2,367 | $1,838 | $14,174 |
Fuel | $2,176 | $2,241 | $2,308 | $2,377 | $2,449 | $11,551 |
True Cost to Own® | $13,962 | $8,357 | $8,257 | $8,466 | $7,870 | $46,912 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Premium 4dr SUV AWD w/7-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,326 | $1,502 | $6,061 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,517 | $21 | $21 | $21 | $21 | $1,601 |
Financing | $1,756 | $1,422 | $1,059 | $668 | $243 | $5,148 |
Depreciation | $5,568 | $1,866 | $1,795 | $1,948 | $1,514 | $12,691 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $13,577 | $7,714 | $7,663 | $7,888 | $7,413 | $44,255 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Limited 4dr SUV AWD w/8-Passenger Technology Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,313 | $1,502 | $6,048 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,682 | $21 | $21 | $21 | $21 | $1,766 |
Financing | $1,951 | $1,579 | $1,177 | $741 | $270 | $5,718 |
Depreciation | $5,447 | $2,238 | $2,153 | $2,337 | $1,815 | $13,990 |
Fuel | $2,176 | $2,241 | $2,308 | $2,377 | $2,449 | $11,551 |
True Cost to Own® | $13,912 | $8,342 | $8,240 | $8,441 | $7,849 | $46,784 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Limited 4dr SUV AWD w/7-Passenger (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,313 | $1,502 | $6,048 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,699 | $21 | $21 | $21 | $21 | $1,783 |
Financing | $1,970 | $1,596 | $1,189 | $749 | $272 | $5,776 |
Depreciation | $5,696 | $2,252 | $2,167 | $2,352 | $1,827 | $14,294 |
Fuel | $2,176 | $2,241 | $2,308 | $2,377 | $2,449 | $11,551 |
True Cost to Own® | $14,197 | $8,373 | $8,266 | $8,464 | $7,863 | $47,163 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger Convenience Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,326 | $1,502 | $6,061 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,548 | $21 | $21 | $21 | $21 | $1,632 |
Financing | $1,793 | $1,451 | $1,082 | $682 | $248 | $5,256 |
Depreciation | $5,678 | $1,944 | $1,870 | $2,031 | $1,578 | $13,101 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $13,755 | $7,821 | $7,761 | $7,985 | $7,482 | $44,804 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Premium 4dr SUV AWD w/7-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,326 | $1,502 | $6,061 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,579 | $21 | $21 | $21 | $21 | $1,663 |
Financing | $1,829 | $1,481 | $1,104 | $696 | $253 | $5,363 |
Depreciation | $5,220 | $2,114 | $2,033 | $2,208 | $1,716 | $13,291 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $13,364 | $8,021 | $7,946 | $8,176 | $7,625 | $45,132 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Limited 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,313 | $1,502 | $6,048 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,634 | $21 | $21 | $21 | $21 | $1,718 |
Financing | $1,894 | $1,533 | $1,143 | $719 | $263 | $5,552 |
Depreciation | $5,404 | $2,167 | $2,084 | $2,264 | $1,758 | $13,677 |
Fuel | $2,176 | $2,241 | $2,308 | $2,377 | $2,449 | $11,551 |
True Cost to Own® | $13,764 | $8,225 | $8,137 | $8,346 | $7,785 | $46,257 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger Sporty Pkg (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,326 | $1,502 | $6,061 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,643 | $21 | $21 | $21 | $21 | $1,727 |
Financing | $1,904 | $1,541 | $1,149 | $723 | $264 | $5,581 |
Depreciation | $5,967 | $2,131 | $2,052 | $2,226 | $1,730 | $14,106 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $14,250 | $8,098 | $8,010 | $8,221 | $7,650 | $46,229 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV Premium 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,326 | $1,502 | $6,061 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,503 | $21 | $21 | $21 | $21 | $1,587 |
Financing | $1,740 | $1,409 | $1,050 | $661 | $241 | $5,101 |
Depreciation | $5,288 | $1,834 | $1,765 | $1,917 | $1,490 | $12,294 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $13,267 | $7,669 | $7,624 | $7,850 | $7,387 | $43,797 |
Ownership Costs: 5-Year Breakdown
2020 Ascent SUV 4dr SUV AWD w/8-Passenger (2.4L 4cyl Turbo CVT)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $875 | $901 | $928 | $956 | $985 | $4,645 |
Maintenance | $1,336 | $844 | $1,053 | $1,220 | $1,502 | $5,955 |
Repairs | $445 | $518 | $600 | $696 | $807 | $3,066 |
Taxes & Fees | $1,441 | $21 | $21 | $21 | $21 | $1,525 |
Financing | $1,667 | $1,350 | $1,007 | $633 | $231 | $4,888 |
Depreciation | $5,165 | $1,728 | $1,664 | $1,806 | $1,402 | $11,765 |
Fuel | $2,080 | $2,142 | $2,207 | $2,273 | $2,341 | $11,043 |
True Cost to Own® | $13,009 | $7,504 | $7,480 | $7,605 | $7,289 | $42,887 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 AscentTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2020 Subaru Ascent in Kentucky is:
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