Skip to main content

Used 2021 Kia Forte Cost to Own

Total 5-Year Ownership Costs

Forte Sedan

LXS 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$29,359*

Total Cash Price

$15,376

GT-Line 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$30,376*

Total Cash Price

$16,760

GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$33,084*

Total Cash Price

$17,764

FE 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$28,770*

Total Cash Price

$15,316

FE 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$28,470*

Total Cash Price

$12,353

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$31,214*

Total Cash Price

$17,373

GT 4dr Sedan (1.6L 4cyl Turbo 6M)

True Cost to Own

$34,786*

Total Cash Price

$17,812

Ownership Costs: 5-Year Total

Depreciation

$7,682

Taxes & Fees

$1,172

Financing

$2,697

Fuel

$7,416

Insurance

$3,604

Repairs

$1,949

Maintenance

$4,839

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 Forte Sedan LXS 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$1,314$806$587$420$1,712$4,839
Repairs$510$260$317$388$474$1,949
Taxes & Fees$1,032$35$35$35$35$1,172
Financing$924$745$554$348$126$2,697
Depreciation$2,720$1,448$1,182$1,307$1,025$7,682
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$8,576$5,432$4,877$4,766$5,708$29,359
Selected Model:

2021 Forte Sedan GT-Line 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$1,477$806$587$420$1,875$5,165
Repairs$510$260$317$388$474$1,949
Taxes & Fees$1,121$35$35$35$35$1,261
Financing$1,007$813$603$379$138$2,940
Depreciation$2,790$1,532$1,252$1,382$1,085$8,041
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$8,981$5,584$4,996$4,872$5,943$30,376
Selected Model:

2021 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$682$702$724$745$768$3,621
Maintenance$1,721$899$654$486$2,054$5,814
Repairs$643$327$400$489$598$2,457
Taxes & Fees$1,186$35$35$35$35$1,326
Financing$1,067$862$639$402$146$3,116
Depreciation$2,860$1,675$1,368$1,512$1,186$8,601
Fuel$1,535$1,581$1,628$1,677$1,728$8,149
True Cost to Own®$9,694$6,081$5,448$5,346$6,515$33,084
Selected Model:

2021 Forte Sedan FE 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$1,254$806$587$420$1,652$4,719
Repairs$510$260$317$388$474$1,949
Taxes & Fees$1,028$35$35$35$35$1,168
Financing$920$743$551$347$125$2,686
Depreciation$2,518$1,498$1,223$1,352$1,061$7,652
Fuel$1,317$1,357$1,397$1,439$1,482$6,992
True Cost to Own®$8,226$5,398$4,830$4,723$5,593$28,770
Selected Model:

2021 Forte Sedan FE 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$1,260$819$1,169$434$1,659$5,341
Repairs$510$260$317$388$474$1,949
Taxes & Fees$836$35$35$35$35$976
Financing$742$599$445$279$102$2,167
Depreciation$2,586$1,155$944$1,043$817$6,545
Fuel$1,486$1,530$1,576$1,624$1,672$7,888
True Cost to Own®$8,099$5,097$5,206$4,545$5,523$28,470
Selected Model:

2021 Forte Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$1,477$806$587$420$1,875$5,165
Repairs$510$260$317$388$474$1,949
Taxes & Fees$1,161$35$35$35$35$1,301
Financing$1,044$842$626$393$142$3,047
Depreciation$2,788$2,002$1,976$1,110$856$8,732
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$9,056$6,083$5,743$4,614$5,718$31,214
Selected Model:

2021 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$682$702$724$745$768$3,621
Maintenance$1,727$912$1,295$500$2,061$6,495
Repairs$643$327$400$489$598$2,457
Taxes & Fees$1,189$35$35$35$35$1,329
Financing$1,070$864$641$403$146$3,124
Depreciation$3,160$1,711$1,397$1,544$1,211$9,023
Fuel$1,646$1,695$1,746$1,798$1,852$8,737
True Cost to Own®$10,117$6,246$6,238$5,514$6,671$34,786

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2021 Forte 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.