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Used 2020 Kia Forte Cost to Own

Total 5-Year Ownership Costs

Forte Sedan

LXS 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$33,029*

Total Cash Price

$14,980

GT-Line 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$34,251*

Total Cash Price

$16,328

FE 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$32,566*

Total Cash Price

$14,685

GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$37,177*

Total Cash Price

$17,541

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$34,819*

Total Cash Price

$16,335

FE 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$31,681*

Total Cash Price

$11,748

GT 4dr Sedan (1.6L 4cyl Turbo 6M)

True Cost to Own

$37,839*

Total Cash Price

$16,547

Ownership Costs: 5-Year Total

Depreciation

$8,994

Taxes & Fees

$1,207

Financing

$2,627

Fuel

$10,024

Insurance

$4,029

Repairs

$1,717

Maintenance

$4,431

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Forte Sedan LXS 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$759$782$805$829$854$4,029
Maintenance$773$554$397$1,366$1,341$4,431
Repairs$243$297$359$445$373$1,717
Taxes & Fees$1,007$50$50$50$50$1,207
Financing$900$726$540$338$123$2,627
Depreciation$3,704$1,302$1,469$1,140$1,379$8,994
Fuel$1,888$1,945$2,003$2,063$2,125$10,024
True Cost to Own®$9,274$5,656$5,623$6,231$6,245$33,029
Selected Model:

2020 Forte Sedan GT-Line 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$759$782$805$829$854$4,029
Maintenance$773$554$397$1,550$1,341$4,615
Repairs$243$297$359$445$373$1,717
Taxes & Fees$1,093$50$50$50$50$1,293
Financing$981$792$588$369$134$2,864
Depreciation$3,777$1,460$1,648$1,278$1,546$9,709
Fuel$1,888$1,945$2,003$2,063$2,125$10,024
True Cost to Own®$9,514$5,880$5,850$6,584$6,423$34,251
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$759$782$805$829$854$4,029
Maintenance$773$554$397$1,336$1,341$4,401
Repairs$243$297$359$445$373$1,717
Taxes & Fees$988$50$50$50$50$1,188
Financing$882$712$529$332$121$2,576
Depreciation$3,857$1,316$1,485$1,152$1,393$9,203
Fuel$1,780$1,834$1,889$1,945$2,004$9,452
True Cost to Own®$9,282$5,545$5,514$6,089$6,136$32,566
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$757$780$803$827$852$4,019
Maintenance$862$616$460$1,832$1,368$5,138
Repairs$306$375$453$561$471$2,166
Taxes & Fees$1,170$50$50$50$50$1,370
Financing$1,054$850$632$397$144$3,077
Depreciation$3,413$1,718$1,938$1,504$1,819$10,392
Fuel$2,075$2,137$2,201$2,267$2,335$11,015
True Cost to Own®$9,637$6,526$6,537$7,438$7,039$37,177
Selected Model:

2020 Forte Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$759$782$805$829$854$4,029
Maintenance$773$554$397$1,550$1,341$4,615
Repairs$243$297$359$445$373$1,717
Taxes & Fees$1,093$50$50$50$50$1,293
Financing$981$792$589$369$134$2,865
Depreciation$3,961$2,368$1,617$879$1,451$10,276
Fuel$1,888$1,945$2,003$2,063$2,125$10,024
True Cost to Own®$9,698$6,788$5,820$6,185$6,328$34,819
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$759$782$805$829$854$4,029
Maintenance$785$1,096$410$1,342$1,361$4,994
Repairs$243$297$359$445$373$1,717
Taxes & Fees$801$50$50$50$50$1,001
Financing$706$569$424$265$96$2,060
Depreciation$2,985$1,041$1,174$912$1,103$7,215
Fuel$2,009$2,069$2,131$2,195$2,261$10,665
True Cost to Own®$8,288$5,904$5,353$6,038$6,098$31,681
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$757$780$803$827$852$4,019
Maintenance$874$1,218$473$1,838$1,388$5,791
Repairs$306$375$453$561$471$2,166
Taxes & Fees$1,107$50$50$50$50$1,307
Financing$994$802$596$374$136$2,902
Depreciation$3,920$1,458$1,645$1,277$1,544$9,844
Fuel$2,224$2,291$2,360$2,431$2,504$11,810
True Cost to Own®$10,182$6,974$6,380$7,358$6,945$37,839

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.