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Used 2020 Kia Forte Cost to Own

Total 5-Year Ownership Costs

Forte Sedan

LXS 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$31,504*

Total Cash Price

$15,778

GT-Line 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$32,024*

Total Cash Price

$16,903

FE 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$30,774*

Total Cash Price

$15,233

GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$34,417*

Total Cash Price

$17,639

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$32,700*

Total Cash Price

$17,154

FE 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$31,272*

Total Cash Price

$13,773

GT 4dr Sedan (1.6L 4cyl Turbo 6M)

True Cost to Own

$36,296*

Total Cash Price

$17,709

Ownership Costs: 5-Year Total

Depreciation

$8,323

Taxes & Fees

$2,002

Financing

$2,767

Fuel

$7,222

Insurance

$4,820

Repairs

$1,799

Maintenance

$4,571

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Forte Sedan LXS 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$908$935$963$992$1,022$4,820
Maintenance$795$577$412$1,405$1,382$4,571
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,922$20$20$20$20$2,002
Financing$948$765$568$357$129$2,767
Depreciation$3,319$1,302$1,364$1,001$1,337$8,323
Fuel$1,360$1,401$1,443$1,487$1,531$7,222
True Cost to Own®$9,507$5,311$5,147$5,727$5,812$31,504
Selected Model:

2020 Forte Sedan GT-Line 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$908$935$963$992$1,022$4,820
Maintenance$795$577$412$1,588$1,382$4,754
Repairs$255$311$377$465$391$1,799
Taxes & Fees$2,057$20$20$20$20$2,137
Financing$1,016$819$609$382$139$2,965
Depreciation$3,036$1,377$1,442$1,059$1,413$8,327
Fuel$1,360$1,401$1,443$1,487$1,531$7,222
True Cost to Own®$9,427$5,440$5,266$5,993$5,898$32,024
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$908$935$963$992$1,022$4,820
Maintenance$795$577$412$1,375$1,382$4,541
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,857$20$20$20$20$1,937
Financing$915$739$548$345$125$2,672
Depreciation$3,105$1,324$1,387$1,018$1,360$8,194
Fuel$1,283$1,321$1,361$1,402$1,444$6,811
True Cost to Own®$9,118$5,227$5,068$5,617$5,744$30,774
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$899$926$954$982$1,012$4,773
Maintenance$887$642$479$1,872$1,410$5,290
Repairs$321$393$475$588$493$2,270
Taxes & Fees$2,146$20$20$20$20$2,226
Financing$1,060$855$635$399$145$3,094
Depreciation$3,046$1,504$1,575$1,157$1,544$8,826
Fuel$1,495$1,540$1,586$1,634$1,683$7,938
True Cost to Own®$9,854$5,880$5,724$6,652$6,307$34,417
Selected Model:

2020 Forte Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$908$935$963$992$1,022$4,820
Maintenance$795$577$412$1,588$1,382$4,754
Repairs$255$311$377$465$391$1,799
Taxes & Fees$2,087$20$20$20$20$2,167
Financing$1,031$831$618$388$141$3,009
Depreciation$3,631$1,977$1,112$855$1,354$8,929
Fuel$1,360$1,401$1,443$1,487$1,531$7,222
True Cost to Own®$10,067$6,052$4,945$5,795$5,841$32,700
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$908$935$963$992$1,022$4,820
Maintenance$808$1,147$426$1,382$1,404$5,167
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,682$20$20$20$20$1,762
Financing$828$667$496$312$113$2,416
Depreciation$3,404$1,098$1,150$845$1,128$7,625
Fuel$1,447$1,491$1,535$1,581$1,629$7,683
True Cost to Own®$9,332$5,669$4,967$5,597$5,707$31,272
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$899$926$954$982$1,012$4,773
Maintenance$900$1,271$493$1,880$1,432$5,976
Repairs$321$393$475$588$493$2,270
Taxes & Fees$2,154$20$20$20$20$2,234
Financing$1,064$859$637$401$145$3,106
Depreciation$3,497$1,543$1,616$1,187$1,585$9,428
Fuel$1,603$1,651$1,700$1,751$1,804$8,509
True Cost to Own®$10,438$6,663$5,895$6,809$6,491$36,296

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.