Skip to main content

Used 2020 Kia Forte Cost to Own

Total 5-Year Ownership Costs

Forte Sedan

LXS 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$29,147*

Total Cash Price

$14,459

GT-Line 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$29,486*

Total Cash Price

$15,391

FE 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$28,589*

Total Cash Price

$14,171

GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

True Cost to Own

$32,094*

Total Cash Price

$16,379

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$30,491*

Total Cash Price

$16,082

FE 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$29,262*

Total Cash Price

$12,860

GT 4dr Sedan (1.6L 4cyl Turbo 6M)

True Cost to Own

$33,745*

Total Cash Price

$16,155

Ownership Costs: 5-Year Total

Depreciation

$8,101

Taxes & Fees

$1,112

Financing

$2,536

Fuel

$7,416

Insurance

$3,604

Repairs

$1,799

Maintenance

$4,579

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Forte Sedan LXS 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$796$578$413$1,407$1,385$4,579
Repairs$255$311$377$465$391$1,799
Taxes & Fees$972$35$35$35$35$1,112
Financing$869$701$520$327$119$2,536
Depreciation$3,230$1,268$1,328$974$1,301$8,101
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$8,198$5,031$4,875$5,476$5,567$29,147
Selected Model:

2020 Forte Sedan GT-Line 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$796$578$413$1,570$1,385$4,742
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,033$35$35$35$35$1,173
Financing$925$746$554$348$126$2,699
Depreciation$2,936$1,332$1,394$1,024$1,367$8,053
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$8,021$5,140$4,975$5,710$5,640$29,486
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$796$578$413$1,347$1,385$4,519
Repairs$255$311$377$465$391$1,799
Taxes & Fees$954$35$35$35$35$1,094
Financing$851$687$511$320$116$2,485
Depreciation$3,068$1,308$1,370$1,006$1,344$8,096
Fuel$1,317$1,357$1,397$1,439$1,482$6,992
True Cost to Own®$7,920$4,975$4,823$5,354$5,517$28,589
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 7AM)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$682$702$724$745$768$3,621
Maintenance$889$643$479$1,816$1,412$5,239
Repairs$321$393$475$588$493$2,270
Taxes & Fees$1,097$35$35$35$35$1,237
Financing$984$794$590$370$135$2,873
Depreciation$3,004$1,483$1,553$1,141$1,524$8,705
Fuel$1,535$1,581$1,628$1,677$1,728$8,149
True Cost to Own®$8,512$5,631$5,484$6,372$6,095$32,094
Selected Model:

2020 Forte Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$796$578$413$1,570$1,385$4,742
Repairs$255$311$377$465$391$1,799
Taxes & Fees$1,077$35$35$35$35$1,217
Financing$966$780$579$364$132$2,821
Depreciation$3,616$1,969$1,108$851$1,348$8,892
Fuel$1,397$1,439$1,482$1,526$1,572$7,416
True Cost to Own®$8,786$5,811$4,714$5,553$5,627$30,491
Selected Model:

2020 Forte Sedan FE 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$679$699$720$742$764$3,604
Maintenance$809$1,148$427$1,354$1,407$5,145
Repairs$255$311$377$465$391$1,799
Taxes & Fees$869$35$35$35$35$1,009
Financing$773$623$463$291$106$2,256
Depreciation$3,375$1,089$1,141$838$1,118$7,561
Fuel$1,486$1,530$1,576$1,624$1,672$7,888
True Cost to Own®$8,246$5,435$4,739$5,349$5,493$29,262
Selected Model:

2020 Forte Sedan GT 4dr Sedan (1.6L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$682$702$724$745$768$3,621
Maintenance$902$1,273$493$1,824$1,434$5,926
Repairs$321$393$475$588$493$2,270
Taxes & Fees$1,082$35$35$35$35$1,222
Financing$971$783$582$365$132$2,833
Depreciation$3,388$1,496$1,566$1,150$1,536$9,136
Fuel$1,646$1,695$1,746$1,798$1,852$8,737
True Cost to Own®$8,992$6,377$5,621$6,505$6,250$33,745

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 Forte 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.