The only thing I have spent on is oil changes, worn brakes, tires, or general maintenance. This car even with the high mileage rides very very good. It is quiet and rides smoothly. It is aesthetically well proportioned and luxurious. I will say it isn't economical on gas. It also doesn't hug the road like my Volvo 950. It is solid feeling and I am enjoying the ride. I now have about 178,000 miles.
I don't understand why people dislike these cars so much. I believe it boils down to the attitude of the owner. A 2000 Honda Civic driver says they have the most reliable car ever and they love it ( 2 of the windows don't roll down, interior is falling apart but it still starts stops and gets them places so therefore it's great.) Meanwhile you ask a 2000 jag owner and a window stops rolling down and its the worst car they've ever owned. THE CAR IS 15 YEARS OLD ITS GOING TO HAVE A FEW ISSUES! So far the only thing I've had to do to my S-Type is replace a window regulator ($30) and replace the MAF sensor ($30) both of which I did myself. It is RWD so it absolutely sucks in the snow but I got sedan chains that make it drive great during the winter. I feel that jag owners want to scare people off with expensive repair bills just because they believe they are too good for everyone else to drive one. Obviously if you don't care about the quality and enjoyment of owning a nice car by all means go for the Honda Civic. It will be easier for you to fix yourself if something happens and it is more fuel efficient. However, if you enjoy a fast fun luxury car the Jaguar s-type is amazing!
I bought my 2000 S-Type 4.0 new and have spent a fortune on it and had many days in the shop while still warranted as well. Don't believer I ever got out fr less than $800. I can count on one hand how many people have ever sat in the back seat, that window never is used, yet I'm on my fourth window raising device. The car leaks and three trips to the shop they can't find the source carpet If the car stalls right after starting, it will never start again, have had it towed four times. Ball joints gone at 70k, trunk has leaked since it was new. the gas release has stopped three times, the mirrors don't adjust and there's a rattle in the center of the dash they can't find a solution for.
I always loved the looks of Jaguars. I always wanted one. I bought a 2000 S-Type with 48k miles on it. Thought, I can't go wrong! From day 1, every, oh, I'd say 30-45 days, the check engine light comes on. Yes, needs a repair, whether it be minor or major about once a month, on average. Ignition Coils, 4 catalytic converters, oxygen sensor, the Heat completely stopped working twice, Gearbox went, had a bizarre problem with my rear brakes, CD changer shorted out, cigarette lighter blows fuses once a month, rear windows don't go down, one back door doesn't shut all the way... I could literally go on and on. This car is the biggest piece of crap imaginable.
I bought this vehicle with 90,000 miles on it as a back up vehicle, but simply fell in love with it. It rides so smooth that we ended up driving it more and more, unfortunately it has too many issues; the transmission being the main one. Also the fail safe engine mode light comes on once a month, it seems like and it's always a $400-500 repair. You have to get it fixed b/c if you don't your car can shut down and just go 15 mph; not something you want to happen when you are on the interstate. Beautiful vehicle, but too much of a headache!