Used 2017 Honda Civic Cost to Own

Total 5-Year Ownership Costs

Civic Sedan

LX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$30,487*

Total Cash Price

$17,398

EX 4dr Sedan (2.0L 4cyl CVT)

True Cost to Own

$31,607*

Total Cash Price

$18,785

EX-T 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$33,052*

Total Cash Price

$19,468

EX-L 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$32,999*

Total Cash Price

$20,358

Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,122*

Total Cash Price

$22,008

Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

True Cost to Own

$35,552*

Total Cash Price

$20,573

EX-T 4dr Sedan (1.5L 4cyl Turbo 6M)

True Cost to Own

$33,294*

Total Cash Price

$19,855

EX-T 4dr Sedan w/Honda Sensing (1.5L 4cyl Turbo CVT)

True Cost to Own

$33,456*

Total Cash Price

$19,967

EX-L 4dr Sedan w/Navigation (1.5L 4cyl Turbo CVT)

True Cost to Own

$34,143*

Total Cash Price

$20,902

LX 4dr Sedan (2.0L 4cyl 6M)

True Cost to Own

$31,479*

Total Cash Price

$17,263

LX 4dr Sedan w/Honda Sensing (2.0L 4cyl CVT)

True Cost to Own

$30,666*

Total Cash Price

$17,642

EX 4dr Sedan w/Honda Sensing (2.0L 4cyl CVT)

True Cost to Own

$31,949*

Total Cash Price

$19,234

EX-L 4dr Sedan w/Honda Sensing (1.5L 4cyl Turbo CVT)

True Cost to Own

$34,123*

Total Cash Price

$20,902

Civic Hatchback

EX 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$33,323*

Total Cash Price

$20,263

EX-L 4dr Hatchback w/Navigation and Honda Sensing (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,193*

Total Cash Price

$21,909

EX-L 4dr Hatchback w/Navigation (1.5L 4cyl Turbo CVT)

True Cost to Own

$34,901*

Total Cash Price

$21,513

LX 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$31,586*

Total Cash Price

$18,422

Sport 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,876*

Total Cash Price

$19,490

LX 4dr Hatchback w/Honda Sensing (1.5L 4cyl Turbo CVT)

True Cost to Own

$31,870*

Total Cash Price

$18,807

EX 4dr Hatchback w/Honda Sensing (1.5L 4cyl Turbo CVT)

True Cost to Own

$33,382*

Total Cash Price

$20,345

LX 4dr Hatchback (1.5L 4cyl Turbo 6M)

True Cost to Own

$29,807*

Total Cash Price

$16,028

Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

True Cost to Own

$38,760*

Total Cash Price

$23,184

Sport 4dr Hatchback (1.5L 4cyl Turbo 6M)

True Cost to Own

$35,122*

Total Cash Price

$19,087

Civic Si w/Summer Tires

Si 2dr Coupe w/Summer Tires (1.5L 4cyl Turbo 6M)

True Cost to Own

$35,819*

Total Cash Price

$20,467

Civic Si

Si 4dr Sedan (1.5L 4cyl Turbo 6M)

True Cost to Own

$37,183*

Total Cash Price

$22,791

Si 2dr Coupe (1.5L 4cyl Turbo 6M)

True Cost to Own

$36,775*

Total Cash Price

$21,766

Civic Type R

Type R 4dr Hatchback (2.0L 4cyl Turbo 6M)

True Cost to Own

$47,316*

Total Cash Price

$28,550

Civic Coupe

LX 2dr Coupe (2.0L 4cyl 6M)

True Cost to Own

$31,711*

Total Cash Price

$17,144

LX-P 2dr Coupe (2.0L 4cyl CVT)

True Cost to Own

$31,083*

Total Cash Price

$18,208

EX-L 2dr Coupe (1.5L 4cyl Turbo CVT)

True Cost to Own

$33,387*

Total Cash Price

$20,108

EX-T 2dr Coupe (1.5L 4cyl Turbo CVT)

True Cost to Own

$32,411*

Total Cash Price

$18,961

EX-T 2dr Coupe (1.5L 4cyl Turbo 6M)

True Cost to Own

$30,541*

Total Cash Price

$16,747

Touring 2dr Coupe (1.5L 4cyl Turbo CVT)

True Cost to Own

$35,146*

Total Cash Price

$21,833

LX 2dr Coupe (2.0L 4cyl CVT)

True Cost to Own

$30,436*

Total Cash Price

$17,040

Ownership Costs: 5-Year Total

Depreciation

$8,708

Taxes & Fees

$1,116

Financing

$3,163

Fuel

$5,549

Insurance

$3,865

Repairs

$2,405

Maintenance

$5,681

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan LX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$952$41$41$41$41$1,116
Financing$1,082$874$650$408$149$3,163
Depreciation$3,353$1,593$1,403$1,243$1,116$8,708
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,161$5,448$5,480$4,341$6,057$30,487

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX 4dr Sedan (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$747$769$792$816$841$3,965
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,024$41$41$41$41$1,188
Financing$1,168$944$702$441$160$3,415
Depreciation$3,621$1,721$1,515$1,342$1,205$9,404
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,606$5,665$5,664$4,493$6,179$31,607

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-T 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$896$923$951$979$4,619
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,060$41$41$41$41$1,224
Financing$1,211$978$727$457$166$3,539
Depreciation$3,753$1,784$1,570$1,391$1,249$9,747
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,058$5,899$5,842$4,725$6,528$33,052

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-L 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$737$759$782$805$829$3,912
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,106$41$41$41$41$1,270
Financing$1,266$1,023$760$478$174$3,701
Depreciation$3,925$1,865$1,642$1,455$1,306$10,193
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,198$5,888$5,806$4,664$6,443$32,999

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan Touring 4dr Sedan (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$935$963$992$1,022$4,820
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,192$41$41$41$41$1,356
Financing$1,369$1,105$822$517$188$4,001
Depreciation$4,244$2,017$1,776$1,573$1,412$11,022
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,877$6,298$6,183$5,008$6,756$35,122

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan Si 4dr Sedan w/Summer Tires (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$1,697$705$977$156$2,148$5,683
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,117$41$41$41$41$1,281
Financing$1,279$1,034$768$484$175$3,740
Depreciation$3,967$1,885$1,660$1,470$1,320$10,302
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$10,673$6,411$6,339$5,207$6,922$35,552

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-T 4dr Sedan (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$896$923$951$979$4,619
Maintenance$1,672$705$977$156$2,123$5,633
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,080$41$41$41$41$1,244
Financing$1,235$997$742$466$169$3,609
Depreciation$3,828$1,819$1,602$1,419$1,273$9,941
Fuel$1,017$1,047$1,079$1,111$1,144$5,398
True Cost to Own®$10,112$5,982$5,920$4,793$6,487$33,294

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-T 4dr Sedan w/Honda Sensing (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$877$903$930$958$987$4,655
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,086$41$41$41$41$1,250
Financing$1,242$1,003$746$469$170$3,630
Depreciation$3,850$1,829$1,611$1,427$1,281$9,998
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,219$5,976$5,909$4,780$6,572$33,456

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-L 4dr Sedan w/Navigation (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$877$903$930$958$987$4,655
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,134$41$41$41$41$1,298
Financing$1,300$1,050$781$491$178$3,800
Depreciation$4,031$1,915$1,686$1,494$1,341$10,467
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,506$6,109$6,019$4,869$6,640$34,143

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan LX 4dr Sedan (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$724$746$768$791$815$3,844
Maintenance$1,663$713$1,775$163$2,127$6,441
Repairs$346$400$469$548$642$2,405
Taxes & Fees$945$41$41$41$41$1,109
Financing$1,074$867$645$405$147$3,138
Depreciation$3,327$1,581$1,392$1,233$1,107$8,640
Fuel$1,112$1,145$1,179$1,215$1,251$5,902
True Cost to Own®$9,191$5,493$6,269$4,396$6,130$31,479

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan LX 4dr Sedan w/Honda Sensing (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$965$41$41$41$41$1,129
Financing$1,097$886$659$415$150$3,207
Depreciation$3,400$1,616$1,423$1,260$1,131$8,830
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,236$5,483$5,509$4,365$6,073$30,666

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX 4dr Sedan w/Honda Sensing (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$749$771$795$818$843$3,976
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$1,048$41$41$41$41$1,212
Financing$1,196$966$719$452$164$3,497
Depreciation$3,708$1,762$1,551$1,374$1,234$9,629
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,747$5,730$5,720$4,538$6,214$31,949

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Sedan EX-L 4dr Sedan w/Honda Sensing (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,134$41$41$41$41$1,298
Financing$1,300$1,050$781$491$178$3,800
Depreciation$4,031$1,915$1,686$1,494$1,341$10,467
Fuel$988$1,018$1,048$1,080$1,112$5,246
True Cost to Own®$10,502$6,105$6,015$4,865$6,636$34,123

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback EX 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$749$771$795$818$843$3,976
Maintenance$1,779$705$977$156$2,235$5,852
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,101$41$41$41$41$1,265
Financing$1,260$1,018$757$476$173$3,684
Depreciation$3,907$1,857$1,635$1,448$1,300$10,147
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$10,251$5,946$5,870$4,730$6,526$33,323

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback EX-L 4dr Hatchback w/Navigation and Honda Sensing (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$1,779$705$977$156$2,235$5,852
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,187$41$41$41$41$1,351
Financing$1,362$1,101$819$514$187$3,983
Depreciation$4,225$2,008$1,768$1,566$1,406$10,973
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$10,881$6,308$6,196$5,022$6,786$35,193

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback EX-L 4dr Hatchback w/Navigation (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$1,779$705$977$156$2,235$5,852
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,166$41$41$41$41$1,330
Financing$1,338$1,081$803$505$184$3,911
Depreciation$4,149$1,971$1,736$1,538$1,380$10,774
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$10,760$6,251$6,148$4,985$6,757$34,901

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback LX 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,644$705$977$156$2,100$5,582
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,005$41$41$41$41$1,169
Financing$1,146$925$688$433$157$3,349
Depreciation$3,551$1,687$1,486$1,316$1,182$9,222
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,529$5,662$5,629$4,533$6,233$31,586

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback Sport 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$877$903$930$958$987$4,655
Maintenance$1,990$705$977$156$2,446$6,274
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,061$41$41$41$41$1,225
Financing$1,212$979$728$458$166$3,543
Depreciation$3,758$1,785$1,572$1,393$1,250$9,758
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$10,734$6,359$6,317$5,213$7,253$35,876

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback LX 4dr Hatchback w/Honda Sensing (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,644$705$977$156$2,100$5,582
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,025$41$41$41$41$1,189
Financing$1,170$944$703$442$160$3,419
Depreciation$3,626$1,723$1,517$1,344$1,206$9,416
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,648$5,717$5,675$4,570$6,260$31,870

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback EX 4dr Hatchback w/Honda Sensing (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$749$771$795$818$843$3,976
Maintenance$1,779$705$977$156$2,235$5,852
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,105$41$41$41$41$1,269
Financing$1,265$1,022$760$478$174$3,699
Depreciation$3,923$1,864$1,641$1,454$1,305$10,187
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$10,276$5,957$5,879$4,738$6,532$33,382

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback LX 4dr Hatchback (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,549$705$977$156$2,001$5,388
Repairs$410$477$556$649$758$2,850
Taxes & Fees$881$41$41$41$41$1,045
Financing$997$805$599$376$137$2,914
Depreciation$3,088$1,468$1,292$1,145$1,027$8,020
Fuel$1,078$1,111$1,144$1,178$1,214$5,725
True Cost to Own®$8,731$5,357$5,381$4,341$5,997$29,807

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback Sport Touring 4dr Hatchback (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$935$963$992$1,022$4,820
Maintenance$1,990$705$977$156$2,446$6,274
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,253$41$41$41$41$1,417
Financing$1,442$1,164$867$544$198$4,215
Depreciation$4,472$2,125$1,871$1,657$1,488$11,613
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$11,901$6,916$6,788$5,597$7,558$38,760

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Hatchback Sport 4dr Hatchback (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$870$896$923$951$979$4,619
Maintenance$1,895$705$977$156$2,347$6,080
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,040$41$41$41$41$1,204
Financing$1,187$959$713$448$163$3,470
Depreciation$3,680$1,748$1,540$1,364$1,224$9,556
Fuel$1,383$1,425$1,467$1,511$1,557$7,343
True Cost to Own®$10,465$6,251$6,217$5,120$7,069$35,122

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Si w/Summer Tires Si 2dr Coupe w/Summer Tires (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$842$867$893$920$948$4,470
Maintenance$1,697$705$977$156$2,148$5,683
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,112$41$41$41$41$1,276
Financing$1,273$1,028$765$480$175$3,721
Depreciation$3,946$1,875$1,651$1,463$1,313$10,248
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$10,706$6,462$6,396$5,267$6,988$35,819

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Si Si 4dr Sedan (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$1,697$705$977$156$2,148$5,683
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,232$41$41$41$41$1,396
Financing$1,417$1,145$852$535$194$4,143
Depreciation$4,396$2,089$1,839$1,629$1,462$11,415
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$11,355$6,726$6,602$5,417$7,083$37,183

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Si Si 2dr Coupe (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$842$867$893$920$948$4,470
Maintenance$1,697$705$977$156$2,148$5,683
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,179$41$41$41$41$1,343
Financing$1,354$1,093$813$511$186$3,957
Depreciation$4,198$1,995$1,756$1,556$1,396$10,901
Fuel$1,426$1,469$1,513$1,558$1,605$7,571
True Cost to Own®$11,106$6,647$6,549$5,391$7,082$36,775

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Type R Type R 4dr Hatchback (2.0L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$842$867$893$920$948$4,470
Maintenance$2,744$871$2,032$220$3,252$9,119
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,532$41$41$41$41$1,696
Financing$1,775$1,435$1,066$671$243$5,190
Depreciation$5,509$2,618$2,305$2,042$1,833$14,307
Fuel$1,824$1,879$1,935$1,993$2,053$9,684
True Cost to Own®$14,636$8,188$8,828$6,536$9,128$47,316

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe LX 2dr Coupe (2.0L 4cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$784$808$832$857$882$4,163
Maintenance$1,663$713$1,775$163$2,127$6,441
Repairs$346$400$469$548$642$2,405
Taxes & Fees$939$41$41$41$41$1,103
Financing$1,066$861$641$402$147$3,117
Depreciation$3,304$1,570$1,382$1,225$1,099$8,580
Fuel$1,112$1,145$1,179$1,215$1,251$5,902
True Cost to Own®$9,214$5,538$6,319$4,451$6,189$31,711

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe LX-P 2dr Coupe (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$728$750$772$796$819$3,865
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$994$41$41$41$41$1,158
Financing$1,132$915$680$428$155$3,310
Depreciation$3,510$1,668$1,468$1,301$1,168$9,115
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,410$5,564$5,575$4,419$6,115$31,083

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe EX-L 2dr Coupe (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$816$840$866$892$918$4,332
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,093$41$41$41$41$1,257
Financing$1,250$1,011$751$472$171$3,655
Depreciation$3,877$1,842$1,622$1,437$1,290$10,068
Fuel$1,017$1,047$1,079$1,111$1,144$5,398
True Cost to Own®$10,229$5,963$5,892$4,758$6,545$33,387

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe EX-T 2dr Coupe (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$791$815$839$864$890$4,199
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,033$41$41$41$41$1,197
Financing$1,179$953$708$445$162$3,447
Depreciation$3,656$1,737$1,529$1,355$1,216$9,493
Fuel$1,017$1,047$1,079$1,111$1,144$5,398
True Cost to Own®$9,852$5,775$5,729$4,621$6,434$32,411

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe EX-T 2dr Coupe (1.5L 4cyl Turbo 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$782$805$830$855$880$4,152
Maintenance$1,672$705$977$156$2,123$5,633
Repairs$410$477$556$649$758$2,850
Taxes & Fees$918$41$41$41$41$1,082
Financing$1,041$842$625$394$142$3,044
Depreciation$3,228$1,534$1,350$1,196$1,074$8,382
Fuel$1,017$1,047$1,079$1,111$1,144$5,398
True Cost to Own®$9,068$5,451$5,458$4,402$6,162$30,541

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe Touring 2dr Coupe (1.5L 4cyl Turbo CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$908$935$963$992$1,022$4,820
Maintenance$1,766$705$977$156$2,223$5,827
Repairs$410$477$556$649$758$2,850
Taxes & Fees$1,183$41$41$41$41$1,347
Financing$1,358$1,097$815$513$186$3,969
Depreciation$4,211$2,001$1,761$1,561$1,401$10,935
Fuel$1,017$1,047$1,079$1,111$1,144$5,398
True Cost to Own®$10,853$6,303$6,192$5,023$6,775$35,146

Ownership Costs: 5-Year Breakdown

Selected Model:

2017 Civic Coupe LX 2dr Coupe (2.0L 4cyl CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$768$791$815$839$864$4,077
Maintenance$1,655$713$1,036$163$2,114$5,681
Repairs$346$400$469$548$642$2,405
Taxes & Fees$934$41$41$41$41$1,098
Financing$1,060$856$636$400$146$3,098
Depreciation$3,284$1,560$1,374$1,217$1,093$8,528
Fuel$1,045$1,077$1,109$1,142$1,176$5,549
True Cost to Own®$9,092$5,438$5,480$4,350$6,076$30,436

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2017 Honda Civic in Virginia is:

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