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Used 2019 GMC Terrain Cost to Own

Total 5-Year Ownership Costs

Terrain SUV

SLE 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$38,516*

Total Cash Price

$17,414

SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$40,850*

Total Cash Price

$18,325

SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

True Cost to Own

$41,159*

Total Cash Price

$18,899

SLT 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$38,883*

Total Cash Price

$18,599

Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$47,284*

Total Cash Price

$23,368

Denali 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$45,358*

Total Cash Price

$22,637

SL 4dr SUV (1.5L 4cyl Turbo 9A)

True Cost to Own

$36,988*

Total Cash Price

$14,972

Terrain Diesel

SLT 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$40,576*

Total Cash Price

$19,550

SLT 4dr SUV (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$42,114*

Total Cash Price

$21,112

SLE 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$40,683*

Total Cash Price

$20,183

SLE 4dr SUV (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$38,783*

Total Cash Price

$18,780

Ownership Costs: 5-Year Total

Depreciation

$10,616

Taxes & Fees

$1,362

Financing

$3,054

Fuel

$11,810

Insurance

$4,226

Repairs

$3,103

Maintenance

$4,345

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Terrain SUV SLE 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$796$820$844$870$896$4,226
Maintenance$638$277$1,758$457$1,215$4,345
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,162$50$50$50$50$1,362
Financing$1,046$845$627$393$143$3,054
Depreciation$3,377$2,956$1,874$1,242$1,167$10,616
Fuel$2,224$2,291$2,360$2,431$2,504$11,810
True Cost to Own®$9,691$7,761$8,119$6,149$6,796$38,516
Selected Model:

2019 Terrain SUV SLE 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$808$832$857$883$909$4,289
Maintenance$717$296$1,783$477$1,244$4,517
Repairs$482$560$652$757$879$3,330
Taxes & Fees$1,220$50$50$50$50$1,420
Financing$1,101$888$660$415$150$3,214
Depreciation$3,433$3,082$1,829$1,802$1,221$11,367
Fuel$2,395$2,466$2,540$2,617$2,695$12,713
True Cost to Own®$10,156$8,174$8,371$7,001$7,148$40,850
Selected Model:

2019 Terrain SUV SLT 4dr SUV AWD (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$811$835$860$886$913$4,305
Maintenance$717$296$2,390$477$1,244$5,124
Repairs$482$560$652$757$879$3,330
Taxes & Fees$1,257$50$50$50$50$1,457
Financing$1,136$916$680$428$155$3,315
Depreciation$4,017$2,218$2,231$1,515$934$10,915
Fuel$2,395$2,466$2,540$2,617$2,695$12,713
True Cost to Own®$10,815$7,341$9,403$6,730$6,870$41,159
Selected Model:

2019 Terrain SUV SLT 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$805$829$854$880$906$4,274
Maintenance$638$277$2,365$457$1,215$4,952
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,238$50$50$50$50$1,438
Financing$1,117$902$670$421$152$3,262
Depreciation$3,429$2,368$2,168$1,076$1,003$10,044
Fuel$2,224$2,291$2,360$2,431$2,504$11,810
True Cost to Own®$9,899$7,239$9,073$6,021$6,651$38,883
Selected Model:

2019 Terrain SUV Denali 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$821$846$871$897$924$4,359
Maintenance$729$307$2,394$489$1,290$5,209
Repairs$482$560$652$757$879$3,330
Taxes & Fees$1,541$50$50$50$50$1,741
Financing$1,404$1,133$842$528$192$4,099
Depreciation$4,444$2,559$1,900$1,582$2,068$12,553
Fuel$3,012$3,103$3,196$3,292$3,390$15,993
True Cost to Own®$12,433$8,558$9,905$7,595$8,793$47,284
Selected Model:

2019 Terrain SUV Denali 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$810$834$859$885$912$4,300
Maintenance$651$290$2,370$470$1,263$5,044
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,495$50$50$50$50$1,695
Financing$1,360$1,098$815$512$185$3,970
Depreciation$4,290$2,435$1,677$1,728$1,786$11,916
Fuel$2,888$2,974$3,063$3,155$3,250$15,330
True Cost to Own®$11,942$8,203$9,440$7,506$8,267$45,358
Selected Model:

2019 Terrain SUV SL 4dr SUV (1.5L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$770$793$817$841$867$4,088
Maintenance$638$277$1,758$457$1,215$4,345
Repairs$448$522$606$706$821$3,103
Taxes & Fees$1,007$50$50$50$50$1,207
Financing$900$725$540$338$123$2,626
Depreciation$3,199$1,611$1,999$1,648$1,352$9,809
Fuel$2,224$2,291$2,360$2,431$2,504$11,810
True Cost to Own®$9,186$6,269$8,130$6,471$6,932$36,988
Selected Model:

2019 Terrain Diesel SLT 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$811$835$860$886$913$4,305
Maintenance$831$323$2,417$505$1,417$5,493
Repairs$537$625$725$844$980$3,711
Taxes & Fees$1,298$50$50$50$50$1,498
Financing$1,175$947$705$442$160$3,429
Depreciation$3,563$2,070$2,121$1,662$1,669$11,085
Fuel$2,082$2,145$2,209$2,275$2,344$11,055
True Cost to Own®$10,297$6,995$9,087$6,664$7,533$40,576
Selected Model:

2019 Terrain Diesel SLT 4dr SUV (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$805$829$854$880$906$4,274
Maintenance$771$323$2,411$505$1,417$5,427
Repairs$503$586$680$791$920$3,480
Taxes & Fees$1,398$50$50$50$50$1,598
Financing$1,268$1,024$760$478$173$3,703
Depreciation$4,160$2,316$2,374$1,859$1,868$12,577
Fuel$2,082$2,145$2,209$2,275$2,344$11,055
True Cost to Own®$10,987$7,273$9,338$6,838$7,678$42,114
Selected Model:

2019 Terrain Diesel SLE 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$792$816$840$865$891$4,204
Maintenance$831$323$1,810$505$1,417$4,886
Repairs$537$625$725$844$980$3,711
Taxes & Fees$1,338$50$50$50$50$1,538
Financing$1,213$978$727$456$166$3,540
Depreciation$4,400$2,022$2,072$1,624$1,631$11,749
Fuel$2,082$2,145$2,209$2,275$2,344$11,055
True Cost to Own®$11,193$6,959$8,433$6,619$7,479$40,683
Selected Model:

2019 Terrain Diesel SLE 4dr SUV (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$776$799$823$848$873$4,119
Maintenance$771$323$1,804$505$1,417$4,820
Repairs$503$586$680$791$920$3,480
Taxes & Fees$1,249$50$50$50$50$1,449
Financing$1,128$911$676$425$154$3,294
Depreciation$4,064$1,790$1,833$1,436$1,443$10,566
Fuel$2,082$2,145$2,209$2,275$2,344$11,055
True Cost to Own®$10,573$6,604$8,075$6,330$7,201$38,783

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.


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At a Glance:
  • 6 Colors
  • 3 Trims
  • 5 Packages
  • $41,100starting MSRP
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*The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees, and optional equipment. Dealer sets final price. Click here to see all GMC vehicles’ destination freight charges.