Used 2019 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Sierra 1500 Crew Cab

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$59,277*

Total Cash Price

$55,771

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$63,415*

Total Cash Price

$61,738

AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$59,350*

Total Cash Price

$55,540

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,248*

Total Cash Price

$50,070

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$57,832*

Total Cash Price

$55,447

SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,732*

Total Cash Price

$45,631

SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$52,838*

Total Cash Price

$49,368

SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$59,484*

Total Cash Price

$55,821

Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$58,728*

Total Cash Price

$56,714

SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,323*

Total Cash Price

$50,317

4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$47,082*

Total Cash Price

$37,849

Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$63,201*

Total Cash Price

$61,139

SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$52,341*

Total Cash Price

$48,482

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$50,485*

Total Cash Price

$42,944

AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$59,679*

Total Cash Price

$56,051

4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$50,336*

Total Cash Price

$42,579

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$46,713*

Total Cash Price

$37,458

SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$48,900*

Total Cash Price

$44,306

Sierra 1500 Double Cab

Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$50,981*

Total Cash Price

$46,486

SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$49,779*

Total Cash Price

$44,670

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$46,591*

Total Cash Price

$36,894

SLT 4dr Double Cab SB (5.3L 8cyl 8A)

True Cost to Own

$50,890*

Total Cash Price

$44,980

SLT 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

True Cost to Own

$55,572*

Total Cash Price

$50,222

AT4 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

True Cost to Own

$56,661*

Total Cash Price

$51,963

SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$46,392*

Total Cash Price

$40,530

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$45,001*

Total Cash Price

$34,913

Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$48,412*

Total Cash Price

$43,457

Sierra 1500 Regular Cab

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$41,833*

Total Cash Price

$30,663

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$43,697*

Total Cash Price

$32,905

Ownership Costs: 5-Year Total

Depreciation

$22,887

Taxes & Fees

$3,135

Financing

$10,139

Fuel

$10,582

Insurance

$4,339

Repairs

$2,190

Maintenance

$6,005

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$817$842$867$893$920$4,339
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,951$46$46$46$46$3,135
Financing$3,468$2,802$2,084$1,309$476$10,139
Depreciation$8,187$4,218$3,783$3,480$3,219$22,887
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$18,067$11,828$11,162$9,483$8,737$59,277

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$826$851$876$903$930$4,386
Maintenance$511$1,657$1,902$1,009$1,170$6,249
Repairs$140$332$487$568$663$2,190
Taxes & Fees$3,261$46$46$46$46$3,445
Financing$3,839$3,102$2,306$1,450$527$11,224
Depreciation$9,064$4,670$4,188$3,853$3,564$25,339
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$19,634$12,711$11,920$10,007$9,143$63,415

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$885$911$939$967$4,561
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,939$46$46$46$46$3,123
Financing$3,454$2,790$2,075$1,304$474$10,097
Depreciation$8,153$4,200$3,767$3,466$3,206$22,792
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$18,049$11,841$11,181$9,510$8,769$59,350

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$804$828$853$879$905$4,269
Maintenance$511$1,409$1,902$1,009$1,170$6,001
Repairs$130$307$451$526$612$2,026
Taxes & Fees$2,654$46$46$46$46$2,838
Financing$3,114$2,515$1,871$1,175$427$9,102
Depreciation$7,349$3,786$3,396$3,124$2,890$20,545
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$16,345$10,728$10,411$8,707$8,057$54,248

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$826$851$876$903$930$4,386
Maintenance$511$1,409$1,902$1,009$1,170$6,001
Repairs$130$307$451$526$612$2,026
Taxes & Fees$2,934$46$46$46$46$3,118
Financing$3,448$2,786$2,071$1,302$473$10,080
Depreciation$8,140$4,193$3,761$3,460$3,200$22,754
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$17,772$11,429$10,999$9,194$8,438$57,832

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$798$822$847$872$4,114
Maintenance$387$1,315$1,864$829$782$5,177
Repairs$144$343$499$583$681$2,250
Taxes & Fees$2,424$46$46$46$46$2,608
Financing$2,838$2,292$1,705$1,071$389$8,295
Depreciation$6,697$3,450$3,094$2,847$2,633$18,721
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$14,879$9,906$9,742$7,986$7,219$49,732

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$817$841$867$893$4,211
Maintenance$387$1,441$1,743$829$782$5,182
Repairs$153$366$536$627$731$2,413
Taxes & Fees$2,618$46$46$46$46$2,802
Financing$3,070$2,480$1,845$1,159$421$8,975
Depreciation$7,246$3,733$3,348$3,080$2,849$20,256
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,962$10,629$10,157$8,460$7,630$52,838

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$876$902$929$957$4,514
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,953$46$46$46$46$3,137
Financing$3,471$2,805$2,085$1,311$476$10,148
Depreciation$8,195$4,222$3,786$3,483$3,222$22,908
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$18,113$11,869$11,201$9,524$8,777$59,484

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$841$866$892$919$947$4,465
Maintenance$511$1,409$1,902$1,009$1,170$6,001
Repairs$130$307$451$526$612$2,026
Taxes & Fees$3,000$46$46$46$46$3,184
Financing$3,527$2,849$2,119$1,332$483$10,310
Depreciation$8,326$4,289$3,847$3,539$3,274$23,275
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$18,118$11,603$11,149$9,319$8,539$58,728

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$788$812$836$861$887$4,184
Maintenance$511$1,409$1,902$1,009$1,170$6,001
Repairs$130$307$451$526$612$2,026
Taxes & Fees$2,667$46$46$46$46$2,851
Financing$3,129$2,528$1,880$1,181$429$9,147
Depreciation$7,386$3,805$3,413$3,139$2,904$20,647
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$16,394$10,744$10,420$8,710$8,055$54,323

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$473$1,370$1,863$969$1,064$5,739
Repairs$130$307$451$526$612$2,026
Taxes & Fees$2,019$46$46$46$46$2,203
Financing$2,354$1,901$1,414$889$323$6,881
Depreciation$5,554$2,861$2,566$2,361$2,184$15,526
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$13,300$9,338$9,279$7,818$7,347$47,082

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$885$911$939$967$4,561
Maintenance$511$1,657$1,902$1,009$1,170$6,249
Repairs$140$332$487$568$663$2,190
Taxes & Fees$3,229$46$46$46$46$3,413
Financing$3,802$3,072$2,284$1,435$522$11,115
Depreciation$8,976$4,624$4,147$3,815$3,529$25,091
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$19,510$12,669$11,892$9,990$9,140$63,201

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$807$831$856$882$908$4,284
Maintenance$387$1,441$1,743$829$782$5,182
Repairs$153$366$536$627$731$2,413
Taxes & Fees$2,572$46$46$46$46$2,756
Financing$3,015$2,436$1,811$1,138$414$8,814
Depreciation$7,116$3,666$3,288$3,025$2,798$19,893
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,745$10,532$10,078$8,399$7,587$52,341

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$768$791$815$839$864$4,077
Maintenance$473$1,496$1,741$969$1,064$5,743
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,284$46$46$46$46$2,468
Financing$2,671$2,157$1,604$1,009$366$7,807
Depreciation$6,302$3,247$2,912$2,679$2,478$17,618
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$14,631$10,122$9,720$8,288$7,724$50,485

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$885$911$939$967$4,561
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,965$46$46$46$46$3,149
Financing$3,486$2,816$2,094$1,316$478$10,190
Depreciation$8,228$4,239$3,802$3,498$3,235$23,002
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$18,182$11,906$11,235$9,554$8,802$59,679

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$784$808$832$857$882$4,163
Maintenance$473$1,496$1,741$969$1,064$5,743
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,265$46$46$46$46$2,449
Financing$2,648$2,139$1,591$999$364$7,741
Depreciation$6,249$3,219$2,887$2,656$2,457$17,468
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$14,552$10,093$9,699$8,273$7,719$50,336

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$778$801$825$850$4,009
Maintenance$473$1,370$1,863$969$1,064$5,739
Repairs$130$307$451$526$612$2,026
Taxes & Fees$1,999$46$46$46$46$2,183
Financing$2,329$1,882$1,400$879$320$6,810
Depreciation$5,496$2,832$2,539$2,336$2,161$15,364
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$13,175$9,268$9,215$7,759$7,296$46,713

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$779$802$826$851$877$4,135
Maintenance$387$1,315$1,864$829$782$5,177
Repairs$144$343$499$583$681$2,250
Taxes & Fees$2,355$46$46$46$46$2,539
Financing$2,755$2,226$1,655$1,041$378$8,055
Depreciation$6,502$3,350$3,004$2,764$2,557$18,177
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$14,536$9,744$9,606$7,877$7,137$48,900

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$817$841$867$893$4,211
Maintenance$387$1,441$1,743$829$782$5,182
Repairs$153$366$536$627$731$2,413
Taxes & Fees$2,468$46$46$46$46$2,652
Financing$2,891$2,335$1,737$1,091$397$8,451
Depreciation$6,823$3,515$3,152$2,900$2,683$19,073
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$15,210$10,266$9,853$8,212$7,440$50,981

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$811$835$860$886$4,179
Maintenance$387$1,441$1,743$829$782$5,182
Repairs$153$366$536$627$731$2,413
Taxes & Fees$2,374$46$46$46$46$2,558
Financing$2,778$2,244$1,669$1,049$381$8,121
Depreciation$6,556$3,377$3,029$2,787$2,578$18,327
Fuel$1,695$1,746$1,798$1,852$1,908$8,999
True Cost to Own®$14,730$10,031$9,656$8,050$7,312$49,779

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$769$792$816$840$866$4,083
Maintenance$473$1,496$1,741$969$1,064$5,743
Repairs$140$332$487$568$663$2,190
Taxes & Fees$1,970$46$46$46$46$2,154
Financing$2,294$1,854$1,378$866$315$6,707
Depreciation$5,413$2,789$2,501$2,301$2,128$15,132
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$13,052$9,362$9,084$7,768$7,325$46,591

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLT 4dr Double Cab SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$803$828$852$878$4,141
Maintenance$511$1,434$1,927$1,009$1,170$6,051
Repairs$130$307$451$526$612$2,026
Taxes & Fees$2,390$46$46$46$46$2,574
Financing$2,797$2,260$1,680$1,056$384$8,177
Depreciation$6,601$3,401$3,050$2,806$2,596$18,454
Fuel$1,783$1,837$1,892$1,948$2,007$9,467
True Cost to Own®$14,992$10,088$9,874$8,243$7,693$50,890

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLT 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$793$817$841$867$893$4,211
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,662$46$46$46$46$2,846
Financing$3,123$2,523$1,876$1,180$428$9,130
Depreciation$7,372$3,798$3,406$3,133$2,899$20,608
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$16,594$11,104$10,551$8,981$8,342$55,572

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab AT4 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$811$835$860$886$4,179
Maintenance$511$1,535$1,780$1,009$1,170$6,005
Repairs$140$332$487$568$663$2,190
Taxes & Fees$2,753$46$46$46$46$2,937
Financing$3,232$2,610$1,941$1,220$443$9,446
Depreciation$7,628$3,929$3,524$3,242$2,999$21,322
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$17,044$11,316$10,728$9,123$8,450$56,661

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$778$801$825$850$4,009
Maintenance$387$1,341$1,890$829$782$5,229
Repairs$144$343$499$583$681$2,250
Taxes & Fees$2,159$46$46$46$46$2,343
Financing$2,521$2,036$1,514$951$346$7,368
Depreciation$5,948$3,064$2,748$2,528$2,338$16,626
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$13,528$9,270$9,210$7,525$6,859$46,392

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$732$754$777$800$824$3,887
Maintenance$473$1,395$1,888$969$1,064$5,789
Repairs$130$307$451$526$612$2,026
Taxes & Fees$1,867$46$46$46$46$2,051
Financing$2,171$1,754$1,304$820$298$6,347
Depreciation$5,122$2,639$2,367$2,177$2,014$14,319
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$12,488$8,948$8,948$7,516$7,101$45,001

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$803$828$852$878$4,141
Maintenance$387$1,341$1,890$829$782$5,229
Repairs$144$343$499$583$681$2,250
Taxes & Fees$2,311$46$46$46$46$2,495
Financing$2,703$2,183$1,623$1,021$370$7,900
Depreciation$6,378$3,286$2,947$2,711$2,508$17,830
Fuel$1,614$1,662$1,712$1,763$1,816$8,567
True Cost to Own®$14,317$9,664$9,545$7,805$7,081$48,412

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$691$712$733$755$778$3,669
Maintenance$473$1,290$1,783$969$1,064$5,579
Repairs$130$307$451$526$612$2,026
Taxes & Fees$1,646$46$46$46$46$1,830
Financing$1,907$1,540$1,146$720$261$5,574
Depreciation$4,498$2,317$2,078$1,912$1,768$12,573
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$11,338$8,265$8,352$7,106$6,772$41,833

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$708$729$751$774$797$3,759
Maintenance$473$1,496$1,741$969$1,064$5,743
Repairs$140$332$487$568$663$2,190
Taxes & Fees$1,763$46$46$46$46$1,947
Financing$2,046$1,653$1,230$772$281$5,982
Depreciation$4,827$2,487$2,230$2,052$1,898$13,494
Fuel$1,993$2,053$2,115$2,178$2,243$10,582
True Cost to Own®$11,950$8,796$8,600$7,359$6,992$43,697

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 GMC Sierra 1500 in Virginia is:

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