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2019 GMC Sierra 1500 Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Sierra 1500 Double Cab

Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$57,681*

Total Cash Price

$54,336

SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$57,681*

Total Cash Price

$54,336

SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$78,903*

Total Cash Price

$74,327

4dr Double Cab 4WD SB (4.3L 6cyl 6A)

True Cost to Own

$60,402*

Total Cash Price

$56,899

Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$65,843*

Total Cash Price

$62,025

SLT 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

True Cost to Own

$65,299*

Total Cash Price

$61,512

AT4 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

True Cost to Own

$58,225*

Total Cash Price

$54,848

SLT 4dr Double Cab SB (5.3L 8cyl 8A)

True Cost to Own

$77,815*

Total Cash Price

$73,302

4dr Double Cab SB (4.3L 6cyl 6A)

True Cost to Own

$76,727*

Total Cash Price

$72,277

Sierra 1500 Crew Cab

SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$59,313*

Total Cash Price

$55,873

4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$68,564*

Total Cash Price

$64,588

4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$76,182*

Total Cash Price

$71,764

Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$56,593*

Total Cash Price

$53,310

SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$66,388*

Total Cash Price

$62,537

Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$57,137*

Total Cash Price

$53,823

SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$54,416*

Total Cash Price

$51,260

AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$63,123*

Total Cash Price

$59,462

SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$55,504*

Total Cash Price

$52,285

SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$79,992*

Total Cash Price

$75,352

Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$56,593*

Total Cash Price

$53,310

Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$59,858*

Total Cash Price

$56,386

SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$81,080*

Total Cash Price

$76,377

SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$60,946*

Total Cash Price

$57,411

4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$57,681*

Total Cash Price

$54,336

4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

True Cost to Own

$75,094*

Total Cash Price

$70,739

AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

True Cost to Own

$74,550*

Total Cash Price

$70,226

SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

True Cost to Own

$65,843*

Total Cash Price

$62,025

Sierra 1500 Regular Cab

2dr Regular Cab LB (4.3L 6cyl 6A)

True Cost to Own

$76,182*

Total Cash Price

$71,764

2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

True Cost to Own

$57,681*

Total Cash Price

$54,336

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab Elevation 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$518$788$796$2,141$1,376$5,619
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,496$49$49$49$49$2,691
Financing$2,922$2,350$1,739$1,089$393$8,494
Depreciation$10,482$3,193$3,023$3,546$3,358$23,602
Fuel$2,178$2,244$2,311$2,381$2,452$11,566
True Cost to Own®$19,464$9,520$9,000$10,534$9,163$57,681

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLE 4dr Double Cab 4WD SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$518$788$796$2,141$1,376$5,619
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,496$49$49$49$49$2,691
Financing$2,922$2,350$1,739$1,089$393$8,494
Depreciation$10,482$3,193$3,023$3,546$3,358$23,602
Fuel$2,178$2,244$2,311$2,381$2,452$11,566
True Cost to Own®$19,464$9,520$9,000$10,534$9,163$57,681

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLE 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,185$1,227$1,269$1,314$1,360$6,354
Maintenance$709$1,077$1,089$2,929$1,882$7,686
Repairs$0$0$212$505$740$1,456
Taxes & Fees$3,415$67$67$67$67$3,682
Financing$3,998$3,215$2,379$1,489$538$11,619
Depreciation$14,339$4,367$4,135$4,850$4,594$32,286
Fuel$2,980$3,070$3,161$3,257$3,354$15,821
True Cost to Own®$26,625$13,022$12,312$14,410$12,534$78,903

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab 4dr Double Cab 4WD SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$907$939$971$1,006$1,041$4,864
Maintenance$543$825$834$2,242$1,441$5,884
Repairs$0$0$162$386$566$1,114
Taxes & Fees$2,614$51$51$51$51$2,818
Financing$3,060$2,461$1,822$1,140$412$8,894
Depreciation$10,977$3,343$3,166$3,713$3,516$24,715
Fuel$2,281$2,350$2,420$2,493$2,567$12,111
True Cost to Own®$20,382$9,969$9,425$11,031$9,595$60,402

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab Elevation 4dr Double Cab SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$989$1,024$1,059$1,096$1,135$5,302
Maintenance$592$899$909$2,444$1,571$6,414
Repairs$0$0$177$421$617$1,215
Taxes & Fees$2,850$56$56$56$56$3,072
Financing$3,336$2,683$1,986$1,243$449$9,696
Depreciation$11,966$3,645$3,451$4,047$3,833$26,942
Fuel$2,487$2,562$2,638$2,718$2,799$13,202
True Cost to Own®$22,218$10,867$10,274$12,025$10,459$65,843

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLT 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$980$1,015$1,050$1,087$1,126$5,258
Maintenance$587$892$901$2,424$1,558$6,361
Repairs$0$0$175$418$612$1,205
Taxes & Fees$2,826$55$55$55$55$3,047
Financing$3,308$2,660$1,969$1,232$445$9,616
Depreciation$11,867$3,614$3,422$4,014$3,802$26,719
Fuel$2,466$2,540$2,616$2,695$2,776$13,093
True Cost to Own®$22,034$10,777$10,189$11,926$10,373$65,299

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab AT4 4dr Double Cab 4WD SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$905$936$969$1,004$4,689
Maintenance$523$795$804$2,161$1,389$5,672
Repairs$0$0$156$372$546$1,074
Taxes & Fees$2,520$49$49$49$49$2,717
Financing$2,950$2,372$1,756$1,099$397$8,574
Depreciation$10,581$3,223$3,052$3,579$3,390$23,825
Fuel$2,199$2,265$2,333$2,403$2,475$11,675
True Cost to Own®$19,647$9,610$9,085$10,634$9,249$58,225

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab SLT 4dr Double Cab SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,168$1,210$1,251$1,296$1,341$6,266
Maintenance$699$1,062$1,074$2,889$1,856$7,580
Repairs$0$0$209$498$729$1,436
Taxes & Fees$3,368$66$66$66$66$3,631
Financing$3,943$3,170$2,347$1,469$531$11,459
Depreciation$14,141$4,307$4,078$4,783$4,530$31,840
Fuel$2,939$3,027$3,117$3,212$3,308$15,603
True Cost to Own®$26,258$12,843$12,142$14,211$12,361$77,815

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Double Cab 4dr Double Cab SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,152$1,193$1,234$1,277$1,323$6,179
Maintenance$689$1,048$1,059$2,848$1,830$7,474
Repairs$0$0$206$491$719$1,416
Taxes & Fees$3,321$65$65$65$65$3,580
Financing$3,887$3,126$2,314$1,448$523$11,298
Depreciation$13,943$4,247$4,021$4,716$4,467$31,395
Fuel$2,898$2,985$3,074$3,167$3,261$15,385
True Cost to Own®$25,890$12,663$11,972$14,013$12,188$76,727

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$891$922$954$988$1,022$4,776
Maintenance$533$810$819$2,202$1,415$5,778
Repairs$0$0$159$379$556$1,094
Taxes & Fees$2,567$50$50$50$50$2,768
Financing$3,005$2,417$1,789$1,119$404$8,734
Depreciation$10,779$3,283$3,109$3,646$3,453$24,270
Fuel$2,240$2,308$2,376$2,448$2,521$11,893
True Cost to Own®$20,015$9,789$9,255$10,832$9,422$59,313

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,029$1,066$1,103$1,142$1,182$5,521
Maintenance$616$936$946$2,545$1,635$6,679
Repairs$0$0$184$438$643$1,265
Taxes & Fees$2,967$58$58$58$58$3,199
Financing$3,474$2,793$2,068$1,294$467$10,096
Depreciation$12,460$3,795$3,594$4,215$3,992$28,055
Fuel$2,589$2,667$2,747$2,830$2,914$13,748
True Cost to Own®$23,136$11,316$10,699$12,522$10,891$68,564

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,144$1,184$1,225$1,268$1,313$6,135
Maintenance$685$1,040$1,051$2,828$1,817$7,421
Repairs$0$0$204$487$714$1,406
Taxes & Fees$3,297$64$64$64$64$3,555
Financing$3,860$3,104$2,297$1,438$519$11,218
Depreciation$13,845$4,217$3,993$4,683$4,435$31,172
Fuel$2,877$2,964$3,052$3,144$3,238$15,275
True Cost to Own®$25,707$12,573$11,887$13,913$12,102$76,182

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$910$942$976$4,557
Maintenance$509$773$781$2,101$1,350$5,513
Repairs$0$0$152$362$530$1,044
Taxes & Fees$2,449$48$48$48$48$2,641
Financing$2,867$2,306$1,707$1,068$386$8,334
Depreciation$10,285$3,132$2,966$3,479$3,295$23,157
Fuel$2,137$2,202$2,267$2,336$2,406$11,347
True Cost to Own®$19,096$9,340$8,831$10,336$8,990$56,593

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$997$1,032$1,068$1,105$1,144$5,346
Maintenance$597$906$916$2,464$1,584$6,467
Repairs$0$0$178$425$622$1,225
Taxes & Fees$2,873$56$56$56$56$3,098
Financing$3,364$2,705$2,002$1,253$453$9,776
Depreciation$12,065$3,675$3,479$4,081$3,865$27,165
Fuel$2,507$2,583$2,660$2,740$2,822$13,311
True Cost to Own®$22,402$10,957$10,359$12,124$10,546$66,388

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$888$919$951$985$4,601
Maintenance$513$780$789$2,121$1,363$5,566
Repairs$0$0$153$365$536$1,054
Taxes & Fees$2,473$48$48$48$48$2,666
Financing$2,895$2,328$1,723$1,078$390$8,414
Depreciation$10,383$3,163$2,995$3,512$3,326$23,379
Fuel$2,158$2,223$2,289$2,358$2,429$11,457
True Cost to Own®$19,280$9,430$8,916$10,435$9,076$57,137
Ownership Costs: 5-Year Total

Depreciation

$22,266

Taxes & Fees

$2,539

Financing

$8,013

Fuel

$10,911

Insurance

$4,382

Repairs

$1,004

Maintenance

$5,301

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$817$846$875$906$938$4,382
Maintenance$489$743$751$2,020$1,298$5,301
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,355$46$46$46$46$2,539
Financing$2,757$2,217$1,641$1,027$371$8,013
Depreciation$9,889$3,012$2,852$3,345$3,168$22,266
Fuel$2,055$2,117$2,180$2,246$2,313$10,911
True Cost to Own®$18,362$8,981$8,491$9,938$8,644$54,416

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$948$981$1,015$1,051$1,088$5,083
Maintenance$567$862$871$2,343$1,506$6,149
Repairs$0$0$169$404$592$1,165
Taxes & Fees$2,732$53$53$53$53$2,945
Financing$3,198$2,572$1,904$1,191$430$9,295
Depreciation$11,471$3,494$3,308$3,880$3,675$25,829
Fuel$2,384$2,456$2,529$2,605$2,683$12,657
True Cost to Own®$21,300$10,418$9,850$11,528$10,027$63,123

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$833$863$893$924$957$4,470
Maintenance$499$758$766$2,060$1,324$5,407
Repairs$0$0$149$355$520$1,024
Taxes & Fees$2,402$47$47$47$47$2,590
Financing$2,812$2,261$1,674$1,048$378$8,173
Depreciation$10,087$3,072$2,909$3,412$3,231$22,711
Fuel$2,096$2,159$2,224$2,291$2,359$11,129
True Cost to Own®$18,729$9,161$8,661$10,137$8,817$55,504

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,201$1,244$1,286$1,332$1,379$6,442
Maintenance$719$1,092$1,104$2,969$1,908$7,792
Repairs$0$0$215$512$750$1,476
Taxes & Fees$3,462$68$68$68$68$3,732
Financing$4,053$3,259$2,412$1,510$545$11,779
Depreciation$14,537$4,428$4,192$4,917$4,657$32,731
Fuel$3,021$3,112$3,205$3,302$3,400$16,039
True Cost to Own®$26,992$13,202$12,482$14,609$12,707$79,992

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$850$880$910$942$976$4,557
Maintenance$509$773$781$2,101$1,350$5,513
Repairs$0$0$152$362$530$1,044
Taxes & Fees$2,449$48$48$48$48$2,641
Financing$2,867$2,306$1,707$1,068$386$8,334
Depreciation$10,285$3,132$2,966$3,479$3,295$23,157
Fuel$2,137$2,202$2,267$2,336$2,406$11,347
True Cost to Own®$19,096$9,340$8,831$10,336$8,990$56,593

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab Denali 4dr Crew Cab 4WD 5.8 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$899$931$963$997$1,032$4,820
Maintenance$538$817$826$2,222$1,428$5,831
Repairs$0$0$161$383$561$1,104
Taxes & Fees$2,591$51$51$51$51$2,793
Financing$3,033$2,439$1,805$1,130$408$8,814
Depreciation$10,878$3,313$3,137$3,680$3,485$24,493
Fuel$2,261$2,329$2,398$2,471$2,544$12,002
True Cost to Own®$20,198$9,879$9,340$10,932$9,508$59,858

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 6.6 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,217$1,261$1,304$1,350$1,398$6,529
Maintenance$729$1,107$1,119$3,010$1,934$7,898
Repairs$0$0$218$519$760$1,496
Taxes & Fees$3,509$69$69$69$69$3,783
Financing$4,108$3,303$2,445$1,530$553$11,939
Depreciation$14,735$4,488$4,249$4,984$4,720$33,176
Fuel$3,062$3,154$3,248$3,347$3,446$16,257
True Cost to Own®$27,359$13,382$12,652$14,808$12,880$81,080

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLT 4dr Crew Cab 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$915$948$980$1,015$1,051$4,908
Maintenance$548$832$841$2,262$1,454$5,937
Repairs$0$0$164$390$571$1,124
Taxes & Fees$2,638$52$52$52$52$2,844
Financing$3,088$2,483$1,838$1,150$416$8,975
Depreciation$11,076$3,373$3,194$3,746$3,548$24,938
Fuel$2,302$2,371$2,442$2,516$2,591$12,220
True Cost to Own®$20,565$10,059$9,510$11,131$9,681$60,946

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 6.6 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$518$788$796$2,141$1,376$5,619
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,496$49$49$49$49$2,691
Financing$2,922$2,350$1,739$1,089$393$8,494
Depreciation$10,482$3,193$3,023$3,546$3,358$23,602
Fuel$2,178$2,244$2,311$2,381$2,452$11,566
True Cost to Own®$19,464$9,520$9,000$10,534$9,163$57,681

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab 4dr Crew Cab 4WD 5.8 ft. SB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,127$1,167$1,208$1,250$1,294$6,047
Maintenance$675$1,025$1,036$2,788$1,791$7,315
Repairs$0$0$201$480$704$1,386
Taxes & Fees$3,250$63$63$63$63$3,504
Financing$3,805$3,059$2,265$1,417$512$11,058
Depreciation$13,647$4,157$3,936$4,616$4,372$30,727
Fuel$2,836$2,921$3,008$3,099$3,192$15,057
True Cost to Own®$25,340$12,394$11,718$13,714$11,929$75,094

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab AT4 4dr Crew Cab 4WD 6.6 ft. SB (5.3L 8cyl 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,119$1,159$1,199$1,241$1,285$6,003
Maintenance$670$1,018$1,029$2,767$1,778$7,262
Repairs$0$0$200$477$699$1,375
Taxes & Fees$3,226$63$63$63$63$3,478
Financing$3,777$3,037$2,248$1,407$508$10,978
Depreciation$13,548$4,126$3,907$4,583$4,340$30,504
Fuel$2,815$2,900$2,987$3,077$3,169$14,948
True Cost to Own®$25,156$12,304$11,633$13,615$11,842$74,550

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Crew Cab SLE 4dr Crew Cab 4WD 5.8 ft. SB (2.7L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$989$1,024$1,059$1,096$1,135$5,302
Maintenance$592$899$909$2,444$1,571$6,414
Repairs$0$0$177$421$617$1,215
Taxes & Fees$2,850$56$56$56$56$3,072
Financing$3,336$2,683$1,986$1,243$449$9,696
Depreciation$11,966$3,645$3,451$4,047$3,833$26,942
Fuel$2,487$2,562$2,638$2,718$2,799$13,202
True Cost to Own®$22,218$10,867$10,274$12,025$10,459$65,843

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Regular Cab 2dr Regular Cab LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,144$1,184$1,225$1,268$1,313$6,135
Maintenance$685$1,040$1,051$2,828$1,817$7,421
Repairs$0$0$204$487$714$1,406
Taxes & Fees$3,297$64$64$64$64$3,555
Financing$3,860$3,104$2,297$1,438$519$11,218
Depreciation$13,845$4,217$3,993$4,683$4,435$31,172
Fuel$2,877$2,964$3,052$3,144$3,238$15,275
True Cost to Own®$25,707$12,573$11,887$13,913$12,102$76,182

Ownership Costs: 5-Year Breakdown

Selected Model:

2019 Sierra 1500 Regular Cab 2dr Regular Cab 4WD LB (4.3L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$866$897$928$960$994$4,645
Maintenance$518$788$796$2,141$1,376$5,619
Repairs$0$0$155$369$541$1,064
Taxes & Fees$2,496$49$49$49$49$2,691
Financing$2,922$2,350$1,739$1,089$393$8,494
Depreciation$10,482$3,193$3,023$3,546$3,358$23,602
Fuel$2,178$2,244$2,311$2,381$2,452$11,566
True Cost to Own®$19,464$9,520$9,000$10,534$9,163$57,681

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2019 GMC Sierra 1500 in Virginia is:

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