I recently purchased a '95. Its an XLT 4x4 with the 5.8 and a 5 speed. I am very pleased with this truck. It has good road manners, and shines offroad. This truck loves the mud and is at home on the trail. The manual locking hubs are a pain, though they are strong. Overall, this is a great truck. My only gripe is poor(13 mpg) gas mileage, but it's a truck. If I wanted good gas mileage I would have bought a Prius.
Automatic locking hubs would make things a lot easier.