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Used 2020 Toyota RAV4 Hybrid Cost to Own

Total 5-Year Ownership Costs

RAV4 Hybrid SUV

XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,969*

Total Cash Price

$25,330

XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$45,140*

Total Cash Price

$30,288

Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$46,392*

Total Cash Price

$30,878

LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$42,023*

Total Cash Price

$25,855

XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$42,615*

Total Cash Price

$27,491

XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$45,152*

Total Cash Price

$30,801

Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$45,024*

Total Cash Price

$31,027

LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

True Cost to Own

$40,932*

Total Cash Price

$24,866

Ownership Costs: 5-Year Total

Depreciation

$11,061

Taxes & Fees

$2,783

Financing

$4,443

Fuel

$6,072

Insurance

$6,865

Repairs

$2,911

Maintenance

$6,834

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,293$1,332$1,372$1,413$1,455$6,865
Maintenance$1,399$861$347$2,003$2,224$6,834
Repairs$422$490$570$662$767$2,911
Taxes & Fees$1,843$278$250$220$192$2,783
Financing$1,522$1,228$912$573$208$4,443
Depreciation$4,310$2,332$1,882$1,421$1,116$11,061
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$11,933$7,699$6,546$7,542$7,249$40,969
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,293$1,332$1,372$1,413$1,455$6,865
Maintenance$1,399$861$347$2,216$2,224$7,047
Repairs$422$490$570$662$767$2,911
Taxes & Fees$2,202$332$298$262$228$3,322
Financing$1,820$1,468$1,091$685$248$5,312
Depreciation$5,269$2,882$2,326$1,756$1,378$13,611
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$13,549$8,543$7,217$8,244$7,587$45,140
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,343$1,383$1,425$1,468$1,512$7,131
Maintenance$1,399$861$347$2,216$2,224$7,047
Repairs$422$490$570$662$767$2,911
Taxes & Fees$2,244$338$304$267$232$3,385
Financing$1,855$1,497$1,112$698$254$5,416
Depreciation$5,549$3,068$2,476$1,870$1,467$14,430
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$13,956$8,815$7,447$8,431$7,743$46,392
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD w/Prod. End 05/20 (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,343$1,383$1,425$1,468$1,512$7,131
Maintenance$1,399$861$347$2,003$2,224$6,834
Repairs$422$490$570$662$767$2,911
Taxes & Fees$1,881$284$255$224$195$2,839
Financing$1,553$1,254$931$585$212$4,535
Depreciation$4,934$2,338$1,886$1,425$1,118$11,701
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$12,676$7,788$6,627$7,617$7,315$42,023
Selected Model:

2020 RAV4 Hybrid SUV XLE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,293$1,332$1,372$1,413$1,455$6,865
Maintenance$1,399$861$347$2,003$2,224$6,834
Repairs$422$490$570$662$767$2,911
Taxes & Fees$1,999$302$271$238$207$3,017
Financing$1,652$1,333$990$621$226$4,822
Depreciation$4,991$2,786$2,050$1,339$928$12,094
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$12,900$8,282$6,813$7,526$7,094$42,615
Selected Model:

2020 RAV4 Hybrid SUV XSE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,293$1,332$1,372$1,413$1,455$6,865
Maintenance$1,399$861$347$2,216$2,224$7,047
Repairs$422$490$570$662$767$2,911
Taxes & Fees$2,239$337$303$266$232$3,377
Financing$1,851$1,493$1,109$697$252$5,402
Depreciation$4,793$3,000$2,422$1,829$1,434$13,478
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$13,141$8,691$7,336$8,333$7,651$45,152
Selected Model:

2020 RAV4 Hybrid SUV Limited 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,343$1,383$1,425$1,468$1,512$7,131
Maintenance$1,399$861$347$2,216$2,224$7,047
Repairs$422$490$570$662$767$2,911
Taxes & Fees$2,254$340$305$268$233$3,400
Financing$1,864$1,504$1,118$701$255$5,442
Depreciation$4,650$2,656$2,406$1,887$1,422$13,021
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$13,076$8,412$7,384$8,452$7,700$45,024
Selected Model:

2020 RAV4 Hybrid SUV LE 4dr SUV AWD (2.5L 4cyl gas/electric hybrid CVT)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,343$1,383$1,425$1,468$1,512$7,131
Maintenance$1,399$861$347$2,003$2,224$6,834
Repairs$422$490$570$662$767$2,911
Taxes & Fees$1,810$273$246$216$188$2,733
Financing$1,494$1,206$895$562$204$4,361
Depreciation$4,316$2,271$1,833$1,385$1,085$10,890
Fuel$1,144$1,178$1,213$1,250$1,287$6,072
True Cost to Own®$11,928$7,662$6,529$7,546$7,267$40,932

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.