Used 2021 Toyota Camry Cost to Own
Total 5-Year Ownership Costs
Camry Sedan
SE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$44,910*
Total Cash Price
$23,568
LE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$42,458*
Total Cash Price
$21,783
XSE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$48,858*
Total Cash Price
$26,175
SE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$46,245*
Total Cash Price
$24,251
SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$44,258*
Total Cash Price
$23,461
TRD 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$52,568*
Total Cash Price
$29,449
XSE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$50,303*
Total Cash Price
$27,484
XSE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$54,537*
Total Cash Price
$29,882
LE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$44,662*
Total Cash Price
$22,475
XLE 4dr Sedan (2.5L 4cyl 8A)
True Cost to Own
$46,927*
Total Cash Price
$25,146
XLE 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$48,772*
Total Cash Price
$25,250
SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
True Cost to Own
$46,548*
Total Cash Price
$24,660
XLE 4dr Sedan (3.5L 6cyl 8A)
True Cost to Own
$50,689*
Total Cash Price
$26,994
Depreciation
$8,833
Taxes & Fees
$2,509
Financing
$3,821
Fuel
$11,579
Insurance
$7,093
Repairs
$2,500
Maintenance
$6,123
Ownership Costs: 5-Year Breakdown
2021 Camry Sedan SE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $2,124 | $695 | $957 | $388 | $2,670 | $6,834 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $1,997 | $185 | $177 | $165 | $155 | $2,679 |
Financing | $1,416 | $1,143 | $848 | $533 | $194 | $4,134 |
Depreciation | $3,682 | $1,249 | $1,794 | $1,632 | $1,734 | $10,091 |
Fuel | $2,181 | $2,246 | $2,314 | $2,383 | $2,455 | $11,579 |
True Cost to Own® | $13,094 | $7,311 | $7,995 | $7,131 | $9,379 | $44,910 |
2021 Camry Sedan LE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $1,768 | $695 | $957 | $388 | $2,315 | $6,123 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $1,851 | $178 | $171 | $159 | $150 | $2,509 |
Financing | $1,309 | $1,056 | $784 | $493 | $179 | $3,821 |
Depreciation | $3,087 | $1,189 | $1,815 | $1,343 | $1,399 | $8,833 |
Fuel | $2,181 | $2,246 | $2,314 | $2,383 | $2,455 | $11,579 |
True Cost to Own® | $11,890 | $7,157 | $7,946 | $6,796 | $8,669 | $42,458 |
2021 Camry Sedan XSE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,477 | $1,521 | $1,567 | $1,614 | $1,662 | $7,841 |
Maintenance | $2,318 | $695 | $957 | $388 | $2,865 | $7,223 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $2,212 | $203 | $190 | $178 | $162 | $2,945 |
Financing | $1,573 | $1,269 | $942 | $592 | $215 | $4,591 |
Depreciation | $3,304 | $1,985 | $1,925 | $2,486 | $2,109 | $11,809 |
Fuel | $2,251 | $2,318 | $2,388 | $2,459 | $2,533 | $11,949 |
True Cost to Own® | $13,493 | $8,408 | $8,457 | $8,287 | $10,213 | $48,858 |
2021 Camry Sedan SE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $2,028 | $695 | $957 | $388 | $2,560 | $6,628 |
Repairs | $411 | $480 | $560 | $655 | $766 | $2,872 |
Taxes & Fees | $2,053 | $194 | $184 | $174 | $160 | $2,765 |
Financing | $1,457 | $1,176 | $873 | $548 | $199 | $4,253 |
Depreciation | $2,923 | $1,633 | $1,537 | $2,057 | $1,721 | $9,871 |
Fuel | $2,404 | $2,476 | $2,550 | $2,627 | $2,706 | $12,763 |
True Cost to Own® | $12,612 | $8,030 | $8,078 | $7,909 | $9,616 | $46,245 |
2021 Camry Sedan SE Nightshade Edition 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $2,124 | $695 | $957 | $388 | $2,670 | $6,834 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $1,989 | $189 | $179 | $170 | $157 | $2,684 |
Financing | $1,410 | $1,137 | $845 | $530 | $193 | $4,115 |
Depreciation | $3,043 | $1,506 | $1,418 | $1,898 | $1,588 | $9,453 |
Fuel | $2,181 | $2,246 | $2,314 | $2,383 | $2,455 | $11,579 |
True Cost to Own® | $12,441 | $7,566 | $7,618 | $7,399 | $9,234 | $44,258 |
2021 Camry Sedan TRD 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,492 | $1,537 | $1,583 | $1,630 | $1,679 | $7,921 |
Maintenance | $2,481 | $786 | $962 | $399 | $3,068 | $7,696 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $2,480 | $220 | $209 | $198 | $184 | $3,291 |
Financing | $1,769 | $1,428 | $1,061 | $666 | $241 | $5,165 |
Depreciation | $3,676 | $1,763 | $1,660 | $2,223 | $1,860 | $11,182 |
Fuel | $2,790 | $2,874 | $2,960 | $3,049 | $3,140 | $14,813 |
True Cost to Own® | $15,046 | $9,025 | $8,923 | $8,735 | $10,839 | $52,568 |
2021 Camry Sedan XSE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,477 | $1,521 | $1,567 | $1,614 | $1,662 | $7,841 |
Maintenance | $2,222 | $695 | $957 | $388 | $2,755 | $7,017 |
Repairs | $411 | $480 | $560 | $655 | $766 | $2,872 |
Taxes & Fees | $2,319 | $211 | $198 | $187 | $171 | $3,086 |
Financing | $1,651 | $1,333 | $990 | $621 | $225 | $4,820 |
Depreciation | $3,372 | $1,896 | $1,783 | $2,387 | $1,997 | $11,435 |
Fuel | $2,492 | $2,567 | $2,644 | $2,724 | $2,805 | $13,232 |
True Cost to Own® | $13,944 | $8,703 | $8,699 | $8,576 | $10,381 | $50,303 |
2021 Camry Sedan XSE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,492 | $1,537 | $1,583 | $1,630 | $1,679 | $7,921 |
Maintenance | $2,420 | $786 | $962 | $399 | $3,007 | $7,574 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $2,516 | $221 | $207 | $193 | $175 | $3,312 |
Financing | $1,795 | $1,449 | $1,076 | $676 | $245 | $5,241 |
Depreciation | $3,963 | $2,230 | $2,039 | $2,838 | $2,674 | $13,744 |
Fuel | $2,683 | $2,764 | $2,846 | $2,932 | $3,020 | $14,245 |
True Cost to Own® | $15,227 | $9,404 | $9,201 | $9,238 | $11,467 | $54,537 |
2021 Camry Sedan LE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $1,672 | $695 | $957 | $388 | $2,205 | $5,917 |
Repairs | $411 | $480 | $560 | $655 | $766 | $2,872 |
Taxes & Fees | $1,908 | $185 | $175 | $165 | $152 | $2,585 |
Financing | $1,350 | $1,090 | $809 | $509 | $184 | $3,942 |
Depreciation | $2,752 | $1,584 | $1,490 | $1,994 | $1,670 | $9,490 |
Fuel | $2,404 | $2,476 | $2,550 | $2,627 | $2,706 | $12,763 |
True Cost to Own® | $11,833 | $7,886 | $7,958 | $7,798 | $9,187 | $44,662 |
2021 Camry Sedan XLE 4dr Sedan (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,477 | $1,521 | $1,567 | $1,614 | $1,662 | $7,841 |
Maintenance | $2,124 | $695 | $957 | $388 | $2,670 | $6,834 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $2,127 | $198 | $188 | $176 | $164 | $2,853 |
Financing | $1,511 | $1,219 | $906 | $568 | $206 | $4,410 |
Depreciation | $3,181 | $1,579 | $1,769 | $1,895 | $2,116 | $10,540 |
Fuel | $2,251 | $2,318 | $2,388 | $2,459 | $2,533 | $11,949 |
True Cost to Own® | $13,029 | $7,947 | $8,263 | $7,670 | $10,018 | $46,927 |
2021 Camry Sedan XLE 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,477 | $1,521 | $1,567 | $1,614 | $1,662 | $7,841 |
Maintenance | $2,028 | $695 | $957 | $388 | $2,560 | $6,628 |
Repairs | $411 | $480 | $560 | $655 | $766 | $2,872 |
Taxes & Fees | $2,135 | $197 | $186 | $175 | $160 | $2,853 |
Financing | $1,517 | $1,224 | $910 | $570 | $208 | $4,429 |
Depreciation | $3,389 | $1,769 | $1,665 | $2,229 | $1,865 | $10,917 |
Fuel | $2,492 | $2,567 | $2,644 | $2,724 | $2,805 | $13,232 |
True Cost to Own® | $13,449 | $8,453 | $8,489 | $8,355 | $10,026 | $48,772 |
2021 Camry Sedan SE Nightshade Edition 4dr Sedan AWD (2.5L 4cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,336 | $1,376 | $1,417 | $1,460 | $1,504 | $7,093 |
Maintenance | $2,028 | $695 | $957 | $388 | $2,560 | $6,628 |
Repairs | $411 | $480 | $560 | $655 | $766 | $2,872 |
Taxes & Fees | $2,087 | $194 | $184 | $174 | $161 | $2,800 |
Financing | $1,482 | $1,195 | $888 | $558 | $202 | $4,325 |
Depreciation | $3,314 | $1,587 | $1,493 | $2,000 | $1,673 | $10,067 |
Fuel | $2,404 | $2,476 | $2,550 | $2,627 | $2,706 | $12,763 |
True Cost to Own® | $13,062 | $8,003 | $8,049 | $7,862 | $9,572 | $46,548 |
2021 Camry Sedan XLE 4dr Sedan (3.5L 6cyl 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,492 | $1,537 | $1,583 | $1,630 | $1,679 | $7,921 |
Maintenance | $2,225 | $786 | $962 | $399 | $2,812 | $7,184 |
Repairs | $358 | $417 | $488 | $570 | $667 | $2,500 |
Taxes & Fees | $2,279 | $216 | $201 | $186 | $171 | $3,053 |
Financing | $1,622 | $1,309 | $972 | $610 | $221 | $4,734 |
Depreciation | $2,121 | $2,327 | $2,231 | $2,282 | $2,091 | $11,052 |
Fuel | $2,683 | $2,764 | $2,846 | $2,932 | $3,020 | $14,245 |
True Cost to Own® | $12,780 | $9,356 | $9,283 | $8,609 | $10,661 | $50,689 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 CamryTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.