Used 2021 Lincoln Navigator Cost to Own
Total 5-Year Ownership Costs
Navigator SUV
Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$76,516*
Total Cash Price
$48,200
L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$77,530*
Total Cash Price
$47,687
Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$73,189*
Total Cash Price
$45,607
Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$82,084*
Total Cash Price
$55,025
L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$82,514*
Total Cash Price
$53,175
L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$74,545*
Total Cash Price
$46,858
4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$71,226*
Total Cash Price
$43,184
L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$71,666*
Total Cash Price
$46,584
4dr SUV 4WD (3.5L 6cyl Turbo 10A)
True Cost to Own
$73,744*
Total Cash Price
$45,819
L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
True Cost to Own
$69,407*
Total Cash Price
$45,361
Depreciation
$27,695
Taxes & Fees
$4,624
Financing
$8,454
Fuel
$13,113
Insurance
$8,458
Repairs
$5,105
Maintenance
$9,067
Ownership Costs: 5-Year Breakdown
2021 Navigator SUV Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,593 | $1,641 | $1,690 | $1,741 | $1,793 | $8,458 |
Maintenance | $2,426 | $956 | $1,265 | $1,739 | $2,681 | $9,067 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $4,448 | $0 | $88 | $0 | $88 | $4,624 |
Financing | $2,896 | $2,337 | $1,736 | $1,089 | $396 | $8,454 |
Depreciation | $8,182 | $4,994 | $4,378 | $4,763 | $5,378 | $27,695 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $22,900 | $13,421 | $12,794 | $13,120 | $14,281 | $76,516 |
2021 Navigator SUV L Reserve 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,688 | $1,739 | $1,791 | $1,845 | $1,900 | $8,963 |
Maintenance | $2,426 | $956 | $1,265 | $1,739 | $2,681 | $9,067 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $4,401 | $0 | $87 | $0 | $87 | $4,575 |
Financing | $2,865 | $2,312 | $1,718 | $1,078 | $391 | $8,364 |
Depreciation | $8,415 | $5,527 | $5,294 | $4,904 | $4,203 | $28,343 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $23,150 | $14,027 | $13,792 | $13,354 | $13,207 | $77,530 |
2021 Navigator SUV Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,586 | $1,634 | $1,683 | $1,733 | $1,785 | $8,421 |
Maintenance | $2,397 | $956 | $1,265 | $1,496 | $2,663 | $8,777 |
Repairs | $844 | $905 | $970 | $1,040 | $1,112 | $4,871 |
Taxes & Fees | $4,212 | $0 | $83 | $0 | $83 | $4,378 |
Financing | $2,740 | $2,211 | $1,643 | $1,031 | $374 | $7,999 |
Depreciation | $8,167 | $5,061 | $4,794 | $4,221 | $4,118 | $26,361 |
Fuel | $2,332 | $2,402 | $2,474 | $2,549 | $2,625 | $12,382 |
True Cost to Own® | $22,278 | $13,169 | $12,912 | $12,070 | $12,760 | $73,189 |
2021 Navigator SUV Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,593 | $1,641 | $1,690 | $1,741 | $1,793 | $8,458 |
Maintenance | $2,426 | $956 | $1,265 | $1,739 | $2,681 | $9,067 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $5,069 | $0 | $100 | $0 | $100 | $5,269 |
Financing | $3,306 | $2,668 | $1,981 | $1,244 | $452 | $9,651 |
Depreciation | $8,992 | $6,239 | $5,910 | $5,204 | $5,076 | $31,421 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $24,741 | $14,997 | $14,583 | $13,716 | $14,047 | $82,084 |
2021 Navigator SUV L Black Label 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,688 | $1,739 | $1,791 | $1,845 | $1,900 | $8,963 |
Maintenance | $2,426 | $956 | $1,265 | $1,739 | $2,681 | $9,067 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $4,901 | $0 | $97 | $0 | $97 | $5,095 |
Financing | $3,195 | $2,578 | $1,915 | $1,202 | $436 | $9,326 |
Depreciation | $10,451 | $6,161 | $5,478 | $5,135 | $4,620 | $31,845 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $26,016 | $14,927 | $14,183 | $13,709 | $13,679 | $82,514 |
2021 Navigator SUV L Reserve 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,649 | $1,698 | $1,749 | $1,802 | $1,856 | $8,754 |
Maintenance | $2,397 | $956 | $1,265 | $1,496 | $2,663 | $8,777 |
Repairs | $844 | $905 | $970 | $1,040 | $1,112 | $4,871 |
Taxes & Fees | $4,325 | $0 | $85 | $0 | $85 | $4,495 |
Financing | $2,815 | $2,272 | $1,688 | $1,059 | $384 | $8,218 |
Depreciation | $8,451 | $5,170 | $4,901 | $4,317 | $4,209 | $27,048 |
Fuel | $2,332 | $2,402 | $2,474 | $2,549 | $2,625 | $12,382 |
True Cost to Own® | $22,813 | $13,403 | $13,132 | $12,263 | $12,934 | $74,545 |
2021 Navigator SUV 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,526 | $1,572 | $1,619 | $1,668 | $1,718 | $8,103 |
Maintenance | $2,397 | $956 | $1,265 | $1,496 | $2,663 | $8,777 |
Repairs | $844 | $905 | $970 | $1,040 | $1,112 | $4,871 |
Taxes & Fees | $3,991 | $0 | $78 | $0 | $78 | $4,147 |
Financing | $2,595 | $2,093 | $1,555 | $977 | $354 | $7,574 |
Depreciation | $8,160 | $4,978 | $4,424 | $4,147 | $3,663 | $25,372 |
Fuel | $2,332 | $2,402 | $2,474 | $2,549 | $2,625 | $12,382 |
True Cost to Own® | $21,845 | $12,906 | $12,385 | $11,877 | $12,213 | $71,226 |
2021 Navigator SUV L Fleet 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,679 | $1,729 | $1,781 | $1,835 | $1,890 | $8,914 |
Maintenance | $1,148 | $956 | $1,265 | $461 | $1,402 | $5,232 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $4,301 | $0 | $85 | $0 | $85 | $4,471 |
Financing | $2,799 | $2,258 | $1,678 | $1,053 | $382 | $8,170 |
Depreciation | $8,469 | $5,059 | $4,793 | $4,222 | $4,118 | $26,661 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $21,751 | $13,495 | $13,239 | $11,359 | $11,822 | $71,666 |
2021 Navigator SUV 4dr SUV 4WD (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,624 | $1,673 | $1,723 | $1,775 | $1,828 | $8,623 |
Maintenance | $2,299 | $956 | $1,265 | $1,612 | $2,553 | $8,685 |
Repairs | $885 | $949 | $1,017 | $1,089 | $1,165 | $5,105 |
Taxes & Fees | $4,231 | $0 | $83 | $0 | $83 | $4,397 |
Financing | $2,753 | $2,221 | $1,650 | $1,036 | $376 | $8,036 |
Depreciation | $7,619 | $5,051 | $4,786 | $4,216 | $4,113 | $25,785 |
Fuel | $2,470 | $2,544 | $2,620 | $2,699 | $2,780 | $13,113 |
True Cost to Own® | $21,881 | $13,394 | $13,144 | $12,427 | $12,898 | $73,744 |
2021 Navigator SUV L Fleet 4dr SUV (3.5L 6cyl Turbo 10A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,691 | $1,742 | $1,794 | $1,848 | $1,903 | $8,978 |
Maintenance | $1,246 | $956 | $1,265 | $345 | $1,512 | $5,324 |
Repairs | $844 | $905 | $970 | $1,040 | $1,112 | $4,871 |
Taxes & Fees | $4,189 | $0 | $82 | $0 | $82 | $4,353 |
Financing | $2,725 | $2,200 | $1,633 | $1,026 | $372 | $7,956 |
Depreciation | $7,695 | $4,965 | $4,702 | $4,141 | $4,040 | $25,543 |
Fuel | $2,332 | $2,402 | $2,474 | $2,549 | $2,625 | $12,382 |
True Cost to Own® | $20,722 | $13,170 | $12,920 | $10,949 | $11,646 | $69,407 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 NavigatorTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.