2020 GMC Sierra 3500HD Cost to Own

Total 5-Year Ownership Costs

Sierra 3500HD Crew Cab

Denali 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$63,532*

Total Cash Price

$75,613

Denali 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$63,680*

Total Cash Price

$76,482

AT4 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$61,705*

Total Cash Price

$73,536

Denali 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$61,162*

Total Cash Price

$77,435

SLT 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$56,618*

Total Cash Price

$63,313

AT4 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$62,372*

Total Cash Price

$74,932

SLT 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$57,461*

Total Cash Price

$65,561

4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$48,703*

Total Cash Price

$48,346

SLE 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

True Cost to Own

$52,799*

Total Cash Price

$55,861

SLE 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$54,242*

Total Cash Price

$58,952

4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$52,015*

Total Cash Price

$54,213

4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$46,532*

Total Cash Price

$43,705

SLT 4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$55,860*

Total Cash Price

$64,299

4dr Crew Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$48,494*

Total Cash Price

$49,328

SLE 4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$50,450*

Total Cash Price

$53,974

SLT 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$61,367*

Total Cash Price

$72,674

SLE 4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$51,602*

Total Cash Price

$55,201

4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$47,536*

Total Cash Price

$47,870

4dr Crew Cab LB (6.6L 8cyl 6A)

True Cost to Own

$47,080*

Total Cash Price

$47,780

SLE 4dr Crew Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$52,301*

Total Cash Price

$56,748

SLE 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$56,608*

Total Cash Price

$62,876

SLT 4dr Crew Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$58,627*

Total Cash Price

$68,939

SLT 4dr Crew Cab SB (6.6L 8cyl 6A)

True Cost to Own

$58,157*

Total Cash Price

$68,823

Sierra 3500HD Regular Cab

2dr Regular Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$47,521*

Total Cash Price

$45,164

2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$46,581*

Total Cash Price

$43,934

SLE 2dr Regular Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$54,625*

Total Cash Price

$58,788

SLE 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$51,485*

Total Cash Price

$53,658

SLE 2dr Regular Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$50,616*

Total Cash Price

$53,460

SLE 2dr Regular Cab LB (6.6L 8cyl 6A)

True Cost to Own

$48,718*

Total Cash Price

$50,551

2dr Regular Cab LB (6.6L 8cyl 6A)

True Cost to Own

$42,858*

Total Cash Price

$39,253

2dr Regular Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$45,892*

Total Cash Price

$43,998

Sierra 3500HD Double Cab

4dr Double Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$50,996*

Total Cash Price

$51,372

SLE 4dr Double Cab 4WD LB DRW (6.6L 8cyl 6A)

True Cost to Own

$56,703*

Total Cash Price

$62,780

4dr Double Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$50,355*

Total Cash Price

$51,364

SLE 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

True Cost to Own

$52,995*

Total Cash Price

$56,374

SLE 4dr Double Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$51,751*

Total Cash Price

$54,865

4dr Double Cab LB (6.6L 8cyl 6A)

True Cost to Own

$48,544*

Total Cash Price

$50,023

4dr Double Cab LB DRW (6.6L 8cyl 6A)

True Cost to Own

$47,685*

Total Cash Price

$47,205

SLE 4dr Double Cab LB (6.6L 8cyl 6A)

True Cost to Own

$50,617*

Total Cash Price

$53,879

Ownership Costs: 5-Year Total

Depreciation

$21,119

Taxes & Fees

$3,251

Financing

$13,746

Fuel

$14,999

Insurance

$4,601

Repairs

$1,004

Maintenance

$4,812

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab Denali 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$888$919$951$985$4,601
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,067$46$46$46$46$3,251
Financing$4,702$3,799$2,825$1,775$645$13,746
Depreciation$5,082$3,906$3,693$4,334$4,104$21,119
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,848$12,134$11,201$12,690$10,659$63,532

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab Denali 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$869$899$931$963$997$4,659
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,101$46$46$46$46$3,285
Financing$4,756$3,843$2,857$1,796$652$13,904
Depreciation$5,333$3,817$3,616$4,237$4,014$21,017
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,198$12,100$11,168$12,626$10,588$63,680

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab AT4 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,984$46$46$46$46$3,168
Financing$4,573$3,694$2,747$1,727$627$13,368
Depreciation$4,076$3,756$3,556$4,171$3,948$19,507
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$15,676$11,927$11,035$12,530$10,537$61,705

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab Denali 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$869$899$931$963$997$4,659
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,139$46$46$46$46$3,323
Financing$4,816$3,890$2,892$1,819$660$14,077
Depreciation$5,267$3,051$2,890$3,388$3,212$17,808
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$17,230$11,381$10,477$12,280$9,794$61,162

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$878$909$941$973$1,008$4,709
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,577$46$46$46$46$2,761
Financing$3,937$3,181$2,365$1,487$540$11,510
Depreciation$4,419$3,019$2,857$3,354$3,174$16,823
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$14,950$10,650$9,927$11,444$9,647$56,618

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab AT4 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$904$936$968$1,002$1,037$4,847
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$3,040$46$46$46$46$3,224
Financing$4,660$3,764$2,800$1,759$639$13,622
Depreciation$4,898$3,644$3,446$4,044$3,832$19,864
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,641$11,885$10,978$12,435$10,433$62,372

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$861$891$922$955$4,461
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,666$46$46$46$46$2,850
Financing$4,077$3,294$2,449$1,539$560$11,919
Depreciation$4,332$3,186$3,013$3,535$3,350$17,416
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$15,046$10,882$10,117$11,626$9,790$57,461

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$759$786$813$842$871$4,071
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,980$46$46$46$46$2,164
Financing$3,007$2,428$1,806$1,136$412$8,789
Depreciation$3,227$2,347$2,219$2,604$2,467$12,864
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$12,112$9,102$8,602$10,212$8,675$48,703

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab 4WD SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$842$871$902$934$966$4,515
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,280$46$46$46$46$2,464
Financing$3,474$2,806$2,087$1,312$476$10,155
Depreciation$3,709$2,713$2,565$3,010$2,853$14,850
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,444$9,931$9,318$10,886$9,220$52,799

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$831$860$890$921$954$4,456
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,403$46$46$46$46$2,587
Financing$3,666$2,962$2,202$1,384$503$10,717
Depreciation$3,907$2,864$2,708$3,177$3,011$15,667
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,946$10,227$9,564$11,112$9,393$54,242

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$759$786$813$842$871$4,071
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,214$46$46$46$46$2,398
Financing$3,371$2,724$2,025$1,273$463$9,856
Depreciation$3,578$2,634$2,491$2,922$2,770$14,395
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,061$9,685$9,093$11,147$9,029$52,015

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$802$830$859$889$4,155
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,795$46$46$46$46$1,979
Financing$2,718$2,196$1,632$1,027$372$7,945
Depreciation$2,929$2,121$2,005$2,353$2,230$11,638
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$11,356$8,660$8,231$9,869$8,416$46,532

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$861$891$922$955$988$4,617
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,616$46$46$46$46$2,800
Financing$3,999$3,230$2,402$1,510$548$11,689
Depreciation$4,404$3,110$2,941$3,453$3,268$17,176
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$14,802$10,548$9,788$11,276$9,446$55,860

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$2,019$46$46$46$46$2,203
Financing$3,068$2,478$1,843$1,158$420$8,967
Depreciation$3,251$2,428$2,294$2,695$2,550$13,218
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,015$9,004$8,469$10,528$8,478$48,494

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$790$818$846$876$907$4,237
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,204$46$46$46$46$2,388
Financing$3,357$2,711$2,016$1,268$460$9,812
Depreciation$3,520$2,659$2,512$2,951$2,793$14,435
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,793$9,505$8,897$10,453$8,802$50,450

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$861$891$922$955$4,461
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,950$46$46$46$46$3,134
Financing$4,520$3,650$2,715$1,707$620$13,212
Depreciation$4,752$3,534$3,342$3,921$3,716$19,265
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$16,193$11,586$10,712$12,660$10,216$61,367

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$846$876$906$938$971$4,537
Maintenance$314$585$575$2,376$1,189$5,039
Repairs$0$0$135$322$472$929
Taxes & Fees$2,253$46$46$46$46$2,437
Financing$3,433$2,773$2,062$1,296$471$10,035
Depreciation$3,621$2,718$2,568$3,017$2,855$14,779
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,075$9,684$9,059$10,845$8,939$51,602

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$314$585$575$2,376$1,189$5,039
Repairs$0$0$135$322$472$929
Taxes & Fees$1,961$46$46$46$46$2,145
Financing$2,977$2,405$1,788$1,124$408$8,702
Depreciation$4,463$2,035$1,927$2,260$2,142$12,827
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,078$8,538$8,047$9,815$8,058$47,536

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab 4dr Crew Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$722$747$773$800$829$3,871
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$1,958$46$46$46$46$2,142
Financing$2,971$2,401$1,785$1,122$407$8,686
Depreciation$4,455$2,031$1,924$2,256$2,137$12,803
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,028$8,496$8,005$9,536$8,015$47,080

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$790$818$846$876$907$4,237
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$2,315$46$46$46$46$2,499
Financing$3,529$2,851$2,120$1,332$484$10,316
Depreciation$3,719$2,794$2,640$3,102$2,936$15,191
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,275$9,780$9,129$11,148$8,969$52,301

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLE 4dr Crew Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$831$860$890$921$954$4,456
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,559$46$46$46$46$2,743
Financing$3,910$3,159$2,349$1,476$536$11,430
Depreciation$4,360$2,999$2,839$3,333$3,153$16,684
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$14,799$10,559$9,842$11,840$9,568$56,608

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$861$891$922$955$988$4,617
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$2,801$46$46$46$46$2,985
Financing$4,287$3,464$2,575$1,619$588$12,533
Depreciation$4,743$3,334$3,153$3,701$3,503$18,434
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,614$11,006$10,173$12,113$9,721$58,627

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Crew Cab SLT 4dr Crew Cab SB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$878$909$941$973$1,008$4,709
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,796$46$46$46$46$2,980
Financing$4,280$3,457$2,572$1,616$587$12,512
Depreciation$4,704$3,330$3,149$3,696$3,499$18,378
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$15,580$11,013$10,185$11,643$9,736$58,157

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab 2dr Regular Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$737$763$789$817$846$3,952
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,853$46$46$46$46$2,037
Financing$2,809$2,269$1,687$1,060$385$8,210
Depreciation$4,018$1,949$1,845$2,165$2,050$12,027
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$12,556$8,522$8,085$10,152$8,206$47,521

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$763$790$817$846$876$4,092
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$1,804$46$46$46$46$1,988
Financing$2,732$2,207$1,642$1,031$375$7,987
Depreciation$2,945$2,132$2,016$2,365$2,241$11,699
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$11,383$8,670$8,239$9,872$8,417$46,581

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab SLE 2dr Regular Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$861$891$922$955$4,461
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,396$46$46$46$46$2,580
Financing$3,656$2,953$2,196$1,381$501$10,687
Depreciation$3,869$2,857$2,702$3,170$3,004$15,602
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,892$10,212$9,553$11,583$9,385$54,625

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab SLE 2dr Regular Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$796$824$853$883$913$4,269
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,192$46$46$46$46$2,376
Financing$3,337$2,696$2,004$1,260$458$9,755
Depreciation$3,569$2,606$2,464$2,891$2,740$14,270
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,033$9,667$9,085$10,664$9,036$51,485

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab SLE 2dr Regular Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$802$830$859$889$4,155
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$2,184$46$46$46$46$2,368
Financing$3,325$2,685$1,997$1,256$456$9,719
Depreciation$3,511$2,632$2,487$2,921$2,765$14,316
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,717$9,436$8,837$10,874$8,752$50,616

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab SLE 2dr Regular Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$775$802$830$859$889$4,155
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,068$46$46$46$46$2,252
Financing$3,144$2,539$1,889$1,187$431$9,190
Depreciation$4,176$2,282$2,156$2,532$2,397$13,543
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,085$8,940$8,398$9,936$8,359$48,718

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab 2dr Regular Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$710$735$761$787$815$3,808
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$1,618$46$46$46$46$1,802
Financing$2,441$1,972$1,466$922$335$7,136
Depreciation$3,476$1,718$1,625$1,908$1,807$10,534
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$11,167$7,742$7,375$8,975$7,599$42,858

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Regular Cab 2dr Regular Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$755$781$809$837$866$4,048
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$1,807$46$46$46$46$1,991
Financing$2,736$2,211$1,643$1,033$376$7,999
Depreciation$3,881$1,927$1,823$2,139$2,026$11,796
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,101$8,236$7,798$9,847$7,910$45,892

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab 4dr Double Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$823$852$882$912$944$4,413
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,101$46$46$46$46$2,285
Financing$3,195$2,581$1,919$1,206$438$9,339
Depreciation$3,421$2,494$2,359$2,767$2,623$13,664
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$12,679$9,468$8,924$10,995$8,930$50,996

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab SLE 4dr Double Cab 4WD LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$888$919$951$985$4,601
Maintenance$314$585$575$2,629$1,189$5,292
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,555$46$46$46$46$2,739
Financing$3,904$3,154$2,345$1,475$535$11,413
Depreciation$4,122$3,052$2,886$3,386$3,209$16,655
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$14,578$10,635$9,914$11,922$9,654$56,703

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$797$825$854$884$915$4,275
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,100$46$46$46$46$2,284
Financing$3,194$2,581$1,918$1,207$438$9,338
Depreciation$3,397$2,495$2,359$2,768$2,624$13,643
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$12,627$9,442$8,895$10,489$8,902$50,355

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab SLE 4dr Double Cab 4WD LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$832$861$891$922$955$4,461
Maintenance$314$585$575$2,149$1,189$4,812
Repairs$0$0$146$348$510$1,004
Taxes & Fees$2,300$46$46$46$46$2,484
Financing$3,506$2,832$2,106$1,324$480$10,248
Depreciation$3,743$2,738$2,589$3,038$2,879$14,987
Fuel$2,825$2,910$2,997$3,087$3,180$14,999
True Cost to Own®$13,520$9,972$9,350$10,914$9,239$52,995

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab SLE 4dr Double Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$859$889$920$952$986$4,606
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$2,240$46$46$46$46$2,424
Financing$3,412$2,756$2,050$1,288$468$9,974
Depreciation$3,600$2,701$2,552$2,998$2,838$14,689
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,033$9,663$9,045$11,076$8,934$51,751

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab 4dr Double Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$794$822$851$880$911$4,258
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,047$46$46$46$46$2,231
Financing$3,111$2,513$1,869$1,174$427$9,094
Depreciation$4,374$2,193$2,075$2,435$2,306$13,383
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$13,248$8,845$8,318$9,847$8,286$48,544

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab 4dr Double Cab LB DRW (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$797$825$854$884$915$4,275
Maintenance$314$585$575$2,620$1,189$5,283
Repairs$0$0$135$322$472$929
Taxes & Fees$1,935$46$46$46$46$2,119
Financing$2,936$2,371$1,764$1,108$403$8,582
Depreciation$3,907$2,130$2,013$2,363$2,238$12,651
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,497$8,643$8,154$10,193$8,198$47,685

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 Sierra 3500HD Double Cab SLE 4dr Double Cab LB (6.6L 8cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$830$859$889$920$952$4,450
Maintenance$314$585$575$2,140$1,189$4,803
Repairs$0$0$135$322$472$929
Taxes & Fees$2,201$46$46$46$46$2,385
Financing$3,351$2,706$2,013$1,265$460$9,795
Depreciation$3,513$2,654$2,508$2,946$2,788$14,409
Fuel$2,608$2,686$2,767$2,850$2,935$13,846
True Cost to Own®$12,817$9,536$8,933$10,489$8,842$50,617

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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  • $66,300starting MSRP
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*The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Some colors are extra cost. See dealer for details.

Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 GMC Sierra 3500HD in Virginia is:

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