Used 2018 Chevrolet Equinox Cost to Own

Total 5-Year Ownership Costs

Near ZIP

Equinox Diesel

LT 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$31,726*

Total Cash Price

$19,218

Premier 4dr SUV (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$43,782*

Total Cash Price

$26,521

LT 4dr SUV (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$38,706*

Total Cash Price

$23,446

Premier 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

True Cost to Own

$45,368*

Total Cash Price

$27,482

Equinox SUV

L 4dr SUV (1.5L 4cyl Turbo 6A)

True Cost to Own

$35,850*

Total Cash Price

$21,716

LS 4dr SUV AWD (1.5L 4cyl Turbo 6A)

True Cost to Own

$34,264*

Total Cash Price

$20,755

Premier 4dr SUV AWD (1.5L 4cyl Turbo 6A)

True Cost to Own

$38,071*

Total Cash Price

$23,062

LS 4dr SUV (1.5L 4cyl Turbo 6A)

True Cost to Own

$47,272*

Total Cash Price

$28,635

LT 4dr SUV AWD (1.5L 4cyl Turbo 6A)

True Cost to Own

$37,754*

Total Cash Price

$22,869

Premier 4dr SUV (1.5L 4cyl Turbo 6A)

True Cost to Own

$33,947*

Total Cash Price

$20,563

LT 4dr SUV (1.5L 4cyl Turbo 6A)

True Cost to Own

$31,726*

Total Cash Price

$19,218

LT 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$46,954*

Total Cash Price

$28,443

Premier 4dr SUV (2.0L 4cyl Turbo 9A)

True Cost to Own

$44,099*

Total Cash Price

$26,713

Premier 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$42,513*

Total Cash Price

$25,752

LT 4dr SUV AWD (2.0L 4cyl Turbo 9A)

True Cost to Own

$41,561*

Total Cash Price

$25,176

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox Diesel LT 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$715$736$759$781$805$3,796
Maintenance$697$699$2,198$1,073$1,282$5,949
Repairs$144$343$499$583$681$2,250
Taxes & Fees$1,047$41$41$41$41$1,211
Financing$1,034$831$615$385$139$3,004
Depreciation$3,849$1,500$1,333$1,197$1,091$8,970
Fuel$1,233$1,270$1,308$1,347$1,388$6,546
True Cost to Own®$8,719$5,420$6,753$5,407$5,427$31,726

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox Diesel Premier 4dr SUV (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$987$1,016$1,047$1,078$1,111$5,238
Maintenance$962$965$3,033$1,481$1,769$8,210
Repairs$199$473$689$805$940$3,105
Taxes & Fees$1,445$57$57$57$57$1,671
Financing$1,427$1,147$849$531$192$4,146
Depreciation$5,312$2,070$1,840$1,652$1,506$12,379
Fuel$1,702$1,753$1,805$1,859$1,915$9,033
True Cost to Own®$12,032$7,480$9,319$7,462$7,489$43,782

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox Diesel LT 4dr SUV (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$872$898$926$953$982$4,631
Maintenance$850$853$2,682$1,309$1,564$7,258
Repairs$176$418$609$711$831$2,745
Taxes & Fees$1,277$50$50$50$50$1,477
Financing$1,261$1,014$750$470$170$3,665
Depreciation$4,696$1,830$1,626$1,460$1,331$10,943
Fuel$1,504$1,549$1,596$1,643$1,693$7,986
True Cost to Own®$10,637$6,612$8,239$6,597$6,621$38,706

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox Diesel Premier 4dr SUV AWD (1.6L 4cyl Turbodiesel 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,022$1,052$1,085$1,117$1,151$5,428
Maintenance$997$1,000$3,143$1,534$1,833$8,507
Repairs$206$490$714$834$974$3,218
Taxes & Fees$1,497$59$59$59$59$1,732
Financing$1,479$1,188$879$551$199$4,296
Depreciation$5,504$2,145$1,906$1,712$1,560$12,827
Fuel$1,763$1,816$1,870$1,926$1,985$9,361
True Cost to Own®$12,468$7,751$9,657$7,732$7,761$45,368

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV L 4dr SUV (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$808$832$858$883$910$4,289
Maintenance$788$790$2,484$1,212$1,449$6,722
Repairs$163$388$564$659$770$2,542
Taxes & Fees$1,183$46$46$46$46$1,368
Financing$1,168$939$695$435$157$3,395
Depreciation$4,349$1,695$1,506$1,353$1,233$10,136
Fuel$1,393$1,435$1,478$1,522$1,568$7,397
True Cost to Own®$9,852$6,125$7,631$6,110$6,133$35,850

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LS 4dr SUV AWD (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$820$843$869$4,100
Maintenance$753$755$2,374$1,159$1,385$6,425
Repairs$156$370$539$630$735$2,430
Taxes & Fees$1,131$44$44$44$44$1,308
Financing$1,117$897$664$416$150$3,244
Depreciation$4,157$1,620$1,440$1,293$1,178$9,688
Fuel$1,332$1,372$1,413$1,455$1,499$7,070
True Cost to Own®$9,417$5,854$7,293$5,840$5,861$34,264

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV Premier 4dr SUV AWD (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$858$883$911$937$966$4,555
Maintenance$836$839$2,638$1,288$1,538$7,139
Repairs$173$412$599$700$817$2,700
Taxes & Fees$1,256$49$49$49$49$1,453
Financing$1,241$997$738$462$167$3,605
Depreciation$4,619$1,800$1,600$1,436$1,309$10,764
Fuel$1,480$1,524$1,570$1,616$1,666$7,855
True Cost to Own®$10,463$6,504$8,104$6,488$6,512$38,071

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LS 4dr SUV (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,065$1,097$1,131$1,164$1,199$5,656
Maintenance$1,039$1,042$3,275$1,599$1,910$8,864
Repairs$215$511$744$869$1,015$3,353
Taxes & Fees$1,560$61$61$61$61$1,804
Financing$1,541$1,238$916$574$207$4,476
Depreciation$5,735$2,235$1,986$1,784$1,626$13,365
Fuel$1,837$1,892$1,949$2,007$2,068$9,754
True Cost to Own®$12,991$8,076$10,062$8,056$8,086$47,272

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LT 4dr SUV AWD (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$851$876$903$929$958$4,517
Maintenance$829$832$2,616$1,277$1,526$7,079
Repairs$171$408$594$694$810$2,678
Taxes & Fees$1,246$49$49$49$49$1,441
Financing$1,230$989$732$458$165$3,575
Depreciation$4,580$1,785$1,586$1,424$1,298$10,674
Fuel$1,467$1,511$1,557$1,603$1,652$7,790
True Cost to Own®$10,376$6,450$8,036$6,434$6,458$37,754

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV Premier 4dr SUV (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$765$788$812$836$861$4,062
Maintenance$746$748$2,352$1,148$1,372$6,365
Repairs$154$367$534$624$729$2,408
Taxes & Fees$1,120$44$44$44$44$1,296
Financing$1,106$889$658$412$149$3,214
Depreciation$4,118$1,605$1,426$1,281$1,167$9,598
Fuel$1,319$1,359$1,400$1,441$1,485$7,004
True Cost to Own®$9,329$5,799$7,226$5,785$5,807$33,947
Ownership Costs: 5-Year Total

Depreciation

$8,970

Taxes & Fees

$1,211

Financing

$3,004

Fuel

$6,546

Insurance

$3,796

Repairs

$2,250

Maintenance

$5,949

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LT 4dr SUV (1.5L 4cyl Turbo 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$715$736$759$781$805$3,796
Maintenance$697$699$2,198$1,073$1,282$5,949
Repairs$144$343$499$583$681$2,250
Taxes & Fees$1,047$41$41$41$41$1,211
Financing$1,034$831$615$385$139$3,004
Depreciation$3,849$1,500$1,333$1,197$1,091$8,970
Fuel$1,233$1,270$1,308$1,347$1,388$6,546
True Cost to Own®$8,719$5,420$6,753$5,407$5,427$31,726

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LT 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,058$1,089$1,123$1,156$1,191$5,618
Maintenance$1,032$1,035$3,253$1,588$1,897$8,805
Repairs$213$508$739$863$1,008$3,330
Taxes & Fees$1,550$61$61$61$61$1,792
Financing$1,530$1,230$910$570$206$4,446
Depreciation$5,697$2,220$1,973$1,772$1,615$13,276
Fuel$1,825$1,880$1,936$1,994$2,054$9,688
True Cost to Own®$12,904$8,022$9,994$8,002$8,032$46,954

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV Premier 4dr SUV (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$994$1,023$1,055$1,086$1,119$5,276
Maintenance$969$972$3,055$1,491$1,782$8,269
Repairs$200$477$694$810$947$3,128
Taxes & Fees$1,455$57$57$57$57$1,683
Financing$1,437$1,155$855$535$193$4,176
Depreciation$5,350$2,085$1,853$1,664$1,516$12,468
Fuel$1,714$1,765$1,818$1,872$1,929$9,099
True Cost to Own®$12,119$7,534$9,387$7,516$7,544$44,099

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV Premier 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$958$986$1,017$1,047$1,079$5,087
Maintenance$934$937$2,945$1,438$1,718$7,972
Repairs$193$460$669$781$913$3,015
Taxes & Fees$1,403$55$55$55$55$1,623
Financing$1,386$1,114$824$516$186$4,025
Depreciation$5,158$2,010$1,786$1,604$1,462$12,020
Fuel$1,652$1,702$1,753$1,805$1,860$8,772
True Cost to Own®$11,683$7,263$9,049$7,245$7,272$42,513

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Equinox SUV LT 4dr SUV AWD (2.0L 4cyl Turbo 9A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$937$964$994$1,023$1,055$4,973
Maintenance$913$916$2,879$1,406$1,679$7,793
Repairs$189$449$654$764$892$2,948
Taxes & Fees$1,372$54$54$54$54$1,586
Financing$1,355$1,089$806$504$182$3,935
Depreciation$5,042$1,965$1,746$1,568$1,429$11,751
Fuel$1,615$1,664$1,713$1,765$1,818$8,575
True Cost to Own®$11,422$7,100$8,846$7,083$7,109$41,561

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2018 Equinox

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Chevrolet Equinox in Virginia is:

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