2021 BMW X3 Cost to Own
Total 5-Year Ownership Costs
X3 SUV
M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$89,258*
Total Cash Price
$70,417
xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$63,756*
Total Cash Price
$50,298
sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$75,232*
Total Cash Price
$59,352
X3 Hybrid
xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric hybrid 8A)
True Cost to Own
$84,795*
Total Cash Price
$66,896
Ownership Costs: 5-Year Breakdown
2021 X3 SUV M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $1,175 | $1,215 | $1,259 | $1,302 | $1,348 | $6,299 |
Maintenance | $0 | $0 | $1,000 | $3,975 | $4,705 | $9,680 |
Repairs | $0 | $0 | $0 | $1,684 | $2,593 | $4,277 |
Taxes & Fees | $2,881 | $64 | $64 | $64 | $64 | $3,139 |
Financing | $4,379 | $3,538 | $2,631 | $1,653 | $601 | $12,802 |
Depreciation | $12,799 | $7,953 | $6,493 | $7,280 | $6,362 | $40,887 |
Fuel | $2,293 | $2,362 | $2,433 | $2,506 | $2,582 | $12,176 |
True Cost to Own® | $23,527 | $15,133 | $13,880 | $18,465 | $18,255 | $89,258 |
Depreciation
$29,205
Taxes & Fees
$2,242
Financing
$9,144
Fuel
$8,697
Insurance
$4,499
Repairs
$3,055
Maintenance
$6,914
Ownership Costs: 5-Year Breakdown
2021 X3 SUV xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $839 | $868 | $899 | $930 | $963 | $4,499 |
Maintenance | $0 | $0 | $714 | $2,839 | $3,361 | $6,914 |
Repairs | $0 | $0 | $0 | $1,203 | $1,852 | $3,055 |
Taxes & Fees | $2,058 | $46 | $46 | $46 | $46 | $2,242 |
Financing | $3,128 | $2,527 | $1,879 | $1,181 | $429 | $9,144 |
Depreciation | $9,142 | $5,681 | $4,638 | $5,200 | $4,544 | $29,205 |
Fuel | $1,638 | $1,687 | $1,738 | $1,790 | $1,844 | $8,697 |
True Cost to Own® | $16,805 | $10,809 | $9,914 | $13,189 | $13,039 | $63,756 |
Ownership Costs: 5-Year Breakdown
2021 X3 SUV sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $990 | $1,024 | $1,061 | $1,097 | $1,136 | $5,309 |
Maintenance | $0 | $0 | $843 | $3,350 | $3,966 | $8,159 |
Repairs | $0 | $0 | $0 | $1,420 | $2,185 | $3,605 |
Taxes & Fees | $2,428 | $54 | $54 | $54 | $54 | $2,646 |
Financing | $3,691 | $2,982 | $2,217 | $1,394 | $506 | $10,790 |
Depreciation | $10,788 | $6,704 | $5,473 | $6,136 | $5,362 | $34,462 |
Fuel | $1,933 | $1,991 | $2,051 | $2,112 | $2,176 | $10,262 |
True Cost to Own® | $19,830 | $12,755 | $11,699 | $15,563 | $15,386 | $75,232 |
Ownership Costs: 5-Year Breakdown
2021 X3 Hybrid xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Tax Credit | $0 | $0 | $0 | $0 | $0 | $0 |
Insurance | $1,116 | $1,154 | $1,196 | $1,237 | $1,281 | $5,984 |
Maintenance | $0 | $0 | $950 | $3,776 | $4,470 | $9,196 |
Repairs | $0 | $0 | $0 | $1,600 | $2,463 | $4,063 |
Taxes & Fees | $2,737 | $61 | $61 | $61 | $61 | $2,982 |
Financing | $4,160 | $3,361 | $2,499 | $1,571 | $571 | $12,162 |
Depreciation | $12,159 | $7,556 | $6,169 | $6,916 | $6,044 | $38,843 |
Fuel | $2,179 | $2,244 | $2,312 | $2,381 | $2,453 | $11,567 |
True Cost to Own® | $22,351 | $14,376 | $13,186 | $17,541 | $17,342 | $84,795 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 X3True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.
Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2021 BMW X3 in Virginia is:
not available