Used 2021 BMW X3 Cost to Own
Total 5-Year Ownership Costs
X3 SUV
xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$58,482*
Total Cash Price
$26,499
sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)
True Cost to Own
$55,597*
Total Cash Price
$24,988
M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$67,275*
Total Cash Price
$36,631
X3 Plug-in Hybrid
xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
True Cost to Own
$60,639*
Total Cash Price
$28,795
Depreciation
$14,341
Taxes & Fees
$3,286
Financing
$4,648
Fuel
$12,104
Insurance
$5,437
Repairs
$8,235
Maintenance
$10,431
Ownership Costs: 5-Year Breakdown
2021 X3 SUV xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,024 | $1,055 | $1,086 | $1,119 | $1,153 | $5,437 |
Maintenance | $2,959 | $2,312 | $1,221 | $528 | $3,411 | $10,431 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,206 | $20 | $20 | $20 | $20 | $3,286 |
Financing | $1,592 | $1,285 | $954 | $599 | $218 | $4,648 |
Depreciation | $4,342 | $2,411 | $3,192 | $2,762 | $1,634 | $14,341 |
Fuel | $2,280 | $2,348 | $2,419 | $2,491 | $2,566 | $12,104 |
True Cost to Own® | $16,829 | $10,961 | $10,532 | $9,276 | $10,884 | $58,482 |
2021 X3 SUV sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,016 | $1,046 | $1,078 | $1,110 | $1,144 | $5,394 |
Maintenance | $2,959 | $2,312 | $1,221 | $528 | $3,411 | $10,431 |
Repairs | $1,347 | $1,446 | $1,549 | $1,661 | $1,779 | $7,782 |
Taxes & Fees | $3,025 | $20 | $20 | $20 | $20 | $3,105 |
Financing | $1,501 | $1,212 | $900 | $565 | $205 | $4,383 |
Depreciation | $4,186 | $2,391 | $2,417 | $2,174 | $2,117 | $13,285 |
Fuel | $2,113 | $2,176 | $2,241 | $2,309 | $2,378 | $11,217 |
True Cost to Own® | $16,147 | $10,603 | $9,426 | $8,367 | $11,054 | $55,597 |
2021 X3 SUV M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,064 | $1,096 | $1,129 | $1,163 | $1,198 | $5,650 |
Maintenance | $3,648 | $1,794 | $1,458 | $530 | $4,252 | $11,682 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $4,419 | $20 | $20 | $20 | $20 | $4,499 |
Financing | $2,201 | $1,776 | $1,319 | $828 | $301 | $6,425 |
Depreciation | $5,241 | $3,352 | $3,545 | $3,029 | $2,463 | $17,630 |
Fuel | $2,478 | $2,552 | $2,628 | $2,707 | $2,789 | $13,154 |
True Cost to Own® | $20,477 | $12,120 | $11,739 | $10,034 | $12,905 | $67,275 |
2021 X3 Plug-in Hybrid xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,024 | $1,055 | $1,086 | $1,119 | $1,153 | $5,437 |
Maintenance | $3,211 | $2,312 | $1,221 | $528 | $3,663 | $10,935 |
Repairs | $1,426 | $1,530 | $1,640 | $1,757 | $1,882 | $8,235 |
Taxes & Fees | $3,481 | $20 | $20 | $20 | $20 | $3,561 |
Financing | $1,730 | $1,396 | $1,037 | $651 | $236 | $5,050 |
Depreciation | $4,410 | $2,814 | $2,976 | $2,544 | $2,068 | $14,812 |
Fuel | $2,375 | $2,446 | $2,520 | $2,595 | $2,673 | $12,609 |
True Cost to Own® | $17,657 | $11,573 | $10,500 | $9,214 | $11,695 | $60,639 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2021 X3True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.