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Used 2021 BMW X3 Cost to Own

Total 5-Year Ownership Costs

X3 SUV

xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$58,482*

Total Cash Price

$26,499

sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)

True Cost to Own

$55,597*

Total Cash Price

$24,988

M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$67,275*

Total Cash Price

$36,631

X3 Plug-in Hybrid

xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$60,639*

Total Cash Price

$28,795

Ownership Costs: 5-Year Total

Depreciation

$14,341

Taxes & Fees

$3,286

Financing

$4,648

Fuel

$12,104

Insurance

$5,437

Repairs

$8,235

Maintenance

$10,431

Ownership Costs: 5-Year Breakdown

Selected Model:

2021 X3 SUV xDrive30i 4dr SUV AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,024$1,055$1,086$1,119$1,153$5,437
Maintenance$2,959$2,312$1,221$528$3,411$10,431
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$3,206$20$20$20$20$3,286
Financing$1,592$1,285$954$599$218$4,648
Depreciation$4,342$2,411$3,192$2,762$1,634$14,341
Fuel$2,280$2,348$2,419$2,491$2,566$12,104
True Cost to Own®$16,829$10,961$10,532$9,276$10,884$58,482
Selected Model:

2021 X3 SUV sDrive30i 4dr SUV (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,016$1,046$1,078$1,110$1,144$5,394
Maintenance$2,959$2,312$1,221$528$3,411$10,431
Repairs$1,347$1,446$1,549$1,661$1,779$7,782
Taxes & Fees$3,025$20$20$20$20$3,105
Financing$1,501$1,212$900$565$205$4,383
Depreciation$4,186$2,391$2,417$2,174$2,117$13,285
Fuel$2,113$2,176$2,241$2,309$2,378$11,217
True Cost to Own®$16,147$10,603$9,426$8,367$11,054$55,597
Selected Model:

2021 X3 SUV M40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,064$1,096$1,129$1,163$1,198$5,650
Maintenance$3,648$1,794$1,458$530$4,252$11,682
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$4,419$20$20$20$20$4,499
Financing$2,201$1,776$1,319$828$301$6,425
Depreciation$5,241$3,352$3,545$3,029$2,463$17,630
Fuel$2,478$2,552$2,628$2,707$2,789$13,154
True Cost to Own®$20,477$12,120$11,739$10,034$12,905$67,275
Selected Model:

2021 X3 Plug-in Hybrid xDrive30e 4dr SUV AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,024$1,055$1,086$1,119$1,153$5,437
Maintenance$3,211$2,312$1,221$528$3,663$10,935
Repairs$1,426$1,530$1,640$1,757$1,882$8,235
Taxes & Fees$3,481$20$20$20$20$3,561
Financing$1,730$1,396$1,037$651$236$5,050
Depreciation$4,410$2,814$2,976$2,544$2,068$14,812
Fuel$2,375$2,446$2,520$2,595$2,673$12,609
True Cost to Own®$17,657$11,573$10,500$9,214$11,695$60,639

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.