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Used 2020 BMW 5 Series Cost to Own

Total 5-Year Ownership Costs

5 Series Sedan

530i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$60,653*

Total Cash Price

$23,909

M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$83,696*

Total Cash Price

$38,121

540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$68,525*

Total Cash Price

$30,039

540i 4dr Sedan (3.0L 6cyl Turbo 8A)

True Cost to Own

$65,346*

Total Cash Price

$27,915

530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$61,261*

Total Cash Price

$23,641

530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$62,790*

Total Cash Price

$24,217

530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$64,251*

Total Cash Price

$23,916

Ownership Costs: 5-Year Total

Depreciation

$14,851

Taxes & Fees

$1,891

Financing

$4,193

Fuel

$12,237

Insurance

$8,149

Repairs

$8,923

Maintenance

$10,409

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 530i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,535$1,581$1,628$1,677$1,728$8,149
Maintenance$1,902$1,629$633$3,430$2,815$10,409
Repairs$1,552$1,660$1,777$1,901$2,033$8,923
Taxes & Fees$1,514$107$96$87$87$1,891
Financing$1,437$1,159$861$540$196$4,193
Depreciation$4,949$1,999$2,002$3,293$2,608$14,851
Fuel$2,305$2,374$2,445$2,519$2,594$12,237
True Cost to Own®$15,194$10,509$9,442$13,447$12,061$60,653
Selected Model:

2020 5 Series Sedan M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,872$1,928$1,986$2,046$2,107$9,939
Maintenance$2,829$2,440$647$5,121$4,657$15,694
Repairs$1,642$1,758$1,881$2,012$2,152$9,445
Taxes & Fees$2,408$171$154$139$139$3,011
Financing$2,290$1,849$1,372$862$313$6,686
Depreciation$6,621$4,128$4,436$3,297$3,317$21,799
Fuel$3,225$3,322$3,421$3,524$3,630$17,122
True Cost to Own®$20,887$15,596$13,897$17,001$16,315$83,696
Selected Model:

2020 5 Series Sedan 540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,673$1,723$1,775$1,828$1,883$8,882
Maintenance$2,088$1,690$630$3,278$3,168$10,854
Repairs$1,642$1,758$1,881$2,012$2,152$9,445
Taxes & Fees$1,899$135$121$110$110$2,375
Financing$1,805$1,456$1,082$679$247$5,269
Depreciation$5,679$2,727$2,317$4,504$2,776$18,003
Fuel$2,580$2,657$2,737$2,819$2,904$13,697
True Cost to Own®$17,366$12,146$10,543$15,230$13,240$68,525
Selected Model:

2020 5 Series Sedan 540i 4dr Sedan (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,624$1,673$1,723$1,775$1,828$8,623
Maintenance$2,088$1,690$630$3,278$3,168$10,854
Repairs$1,552$1,660$1,777$1,901$2,033$8,923
Taxes & Fees$1,766$126$112$102$102$2,208
Financing$1,677$1,354$1,005$631$229$4,896
Depreciation$4,916$2,782$3,633$3,189$1,625$16,145
Fuel$2,580$2,657$2,737$2,819$2,904$13,697
True Cost to Own®$16,203$11,942$11,617$13,695$11,889$65,346
Selected Model:

2020 5 Series Sedan 530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,567$1,614$1,662$1,712$1,764$8,319
Maintenance$1,902$1,629$633$3,430$2,815$10,409
Repairs$1,642$1,758$1,881$2,012$2,152$9,445
Taxes & Fees$1,497$106$95$86$86$1,870
Financing$1,420$1,147$851$534$194$4,146
Depreciation$4,480$2,266$2,752$2,797$2,084$14,379
Fuel$2,391$2,463$2,536$2,612$2,691$12,693
True Cost to Own®$14,899$10,983$10,410$13,183$11,786$61,261
Selected Model:

2020 5 Series Sedan 530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,726$1,778$1,831$1,886$1,943$9,164
Maintenance$2,313$2,475$732$3,293$2,331$11,144
Repairs$1,552$1,660$1,777$1,901$2,033$8,923
Taxes & Fees$1,533$109$98$88$88$1,916
Financing$1,455$1,174$872$548$198$4,247
Depreciation$4,677$2,872$2,871$2,482$1,801$14,703
Fuel$2,391$2,463$2,536$2,612$2,691$12,693
True Cost to Own®$15,647$12,531$10,717$12,810$11,085$62,790
Selected Model:

2020 5 Series Sedan 530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,644$1,693$1,744$1,796$1,850$8,727
Maintenance$2,313$2,475$732$3,293$2,331$11,144
Repairs$1,642$1,758$1,881$2,012$2,152$9,445
Taxes & Fees$1,514$108$96$87$87$1,892
Financing$1,437$1,159$862$540$197$4,195
Depreciation$4,955$2,774$2,980$2,215$2,227$15,151
Fuel$2,580$2,657$2,737$2,819$2,904$13,697
True Cost to Own®$16,085$12,624$11,032$12,762$11,748$64,251

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.