Used 2020 BMW 5 Series Cost to Own
Total 5-Year Ownership Costs
5 Series Sedan
530i 4dr Sedan (2.0L 4cyl Turbo 8A)
True Cost to Own
$60,653*
Total Cash Price
$23,909
M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$83,696*
Total Cash Price
$38,121
540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$68,525*
Total Cash Price
$30,039
540i 4dr Sedan (3.0L 6cyl Turbo 8A)
True Cost to Own
$65,346*
Total Cash Price
$27,915
530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
True Cost to Own
$61,261*
Total Cash Price
$23,641
530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
True Cost to Own
$62,790*
Total Cash Price
$24,217
530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
True Cost to Own
$64,251*
Total Cash Price
$23,916
Depreciation
$14,851
Taxes & Fees
$1,891
Financing
$4,193
Fuel
$12,237
Insurance
$8,149
Repairs
$8,923
Maintenance
$10,409
Ownership Costs: 5-Year Breakdown
2020 5 Series Sedan 530i 4dr Sedan (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,535 | $1,581 | $1,628 | $1,677 | $1,728 | $8,149 |
Maintenance | $1,902 | $1,629 | $633 | $3,430 | $2,815 | $10,409 |
Repairs | $1,552 | $1,660 | $1,777 | $1,901 | $2,033 | $8,923 |
Taxes & Fees | $1,514 | $107 | $96 | $87 | $87 | $1,891 |
Financing | $1,437 | $1,159 | $861 | $540 | $196 | $4,193 |
Depreciation | $4,949 | $1,999 | $2,002 | $3,293 | $2,608 | $14,851 |
Fuel | $2,305 | $2,374 | $2,445 | $2,519 | $2,594 | $12,237 |
True Cost to Own® | $15,194 | $10,509 | $9,442 | $13,447 | $12,061 | $60,653 |
2020 5 Series Sedan M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,872 | $1,928 | $1,986 | $2,046 | $2,107 | $9,939 |
Maintenance | $2,829 | $2,440 | $647 | $5,121 | $4,657 | $15,694 |
Repairs | $1,642 | $1,758 | $1,881 | $2,012 | $2,152 | $9,445 |
Taxes & Fees | $2,408 | $171 | $154 | $139 | $139 | $3,011 |
Financing | $2,290 | $1,849 | $1,372 | $862 | $313 | $6,686 |
Depreciation | $6,621 | $4,128 | $4,436 | $3,297 | $3,317 | $21,799 |
Fuel | $3,225 | $3,322 | $3,421 | $3,524 | $3,630 | $17,122 |
True Cost to Own® | $20,887 | $15,596 | $13,897 | $17,001 | $16,315 | $83,696 |
2020 5 Series Sedan 540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,673 | $1,723 | $1,775 | $1,828 | $1,883 | $8,882 |
Maintenance | $2,088 | $1,690 | $630 | $3,278 | $3,168 | $10,854 |
Repairs | $1,642 | $1,758 | $1,881 | $2,012 | $2,152 | $9,445 |
Taxes & Fees | $1,899 | $135 | $121 | $110 | $110 | $2,375 |
Financing | $1,805 | $1,456 | $1,082 | $679 | $247 | $5,269 |
Depreciation | $5,679 | $2,727 | $2,317 | $4,504 | $2,776 | $18,003 |
Fuel | $2,580 | $2,657 | $2,737 | $2,819 | $2,904 | $13,697 |
True Cost to Own® | $17,366 | $12,146 | $10,543 | $15,230 | $13,240 | $68,525 |
2020 5 Series Sedan 540i 4dr Sedan (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,624 | $1,673 | $1,723 | $1,775 | $1,828 | $8,623 |
Maintenance | $2,088 | $1,690 | $630 | $3,278 | $3,168 | $10,854 |
Repairs | $1,552 | $1,660 | $1,777 | $1,901 | $2,033 | $8,923 |
Taxes & Fees | $1,766 | $126 | $112 | $102 | $102 | $2,208 |
Financing | $1,677 | $1,354 | $1,005 | $631 | $229 | $4,896 |
Depreciation | $4,916 | $2,782 | $3,633 | $3,189 | $1,625 | $16,145 |
Fuel | $2,580 | $2,657 | $2,737 | $2,819 | $2,904 | $13,697 |
True Cost to Own® | $16,203 | $11,942 | $11,617 | $13,695 | $11,889 | $65,346 |
2020 5 Series Sedan 530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,567 | $1,614 | $1,662 | $1,712 | $1,764 | $8,319 |
Maintenance | $1,902 | $1,629 | $633 | $3,430 | $2,815 | $10,409 |
Repairs | $1,642 | $1,758 | $1,881 | $2,012 | $2,152 | $9,445 |
Taxes & Fees | $1,497 | $106 | $95 | $86 | $86 | $1,870 |
Financing | $1,420 | $1,147 | $851 | $534 | $194 | $4,146 |
Depreciation | $4,480 | $2,266 | $2,752 | $2,797 | $2,084 | $14,379 |
Fuel | $2,391 | $2,463 | $2,536 | $2,612 | $2,691 | $12,693 |
True Cost to Own® | $14,899 | $10,983 | $10,410 | $13,183 | $11,786 | $61,261 |
2020 5 Series Sedan 530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,726 | $1,778 | $1,831 | $1,886 | $1,943 | $9,164 |
Maintenance | $2,313 | $2,475 | $732 | $3,293 | $2,331 | $11,144 |
Repairs | $1,552 | $1,660 | $1,777 | $1,901 | $2,033 | $8,923 |
Taxes & Fees | $1,533 | $109 | $98 | $88 | $88 | $1,916 |
Financing | $1,455 | $1,174 | $872 | $548 | $198 | $4,247 |
Depreciation | $4,677 | $2,872 | $2,871 | $2,482 | $1,801 | $14,703 |
Fuel | $2,391 | $2,463 | $2,536 | $2,612 | $2,691 | $12,693 |
True Cost to Own® | $15,647 | $12,531 | $10,717 | $12,810 | $11,085 | $62,790 |
2020 5 Series Sedan 530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,644 | $1,693 | $1,744 | $1,796 | $1,850 | $8,727 |
Maintenance | $2,313 | $2,475 | $732 | $3,293 | $2,331 | $11,144 |
Repairs | $1,642 | $1,758 | $1,881 | $2,012 | $2,152 | $9,445 |
Taxes & Fees | $1,514 | $108 | $96 | $87 | $87 | $1,892 |
Financing | $1,437 | $1,159 | $862 | $540 | $197 | $4,195 |
Depreciation | $4,955 | $2,774 | $2,980 | $2,215 | $2,227 | $15,151 |
Fuel | $2,580 | $2,657 | $2,737 | $2,819 | $2,904 | $13,697 |
True Cost to Own® | $16,085 | $12,624 | $11,032 | $12,762 | $11,748 | $64,251 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 5 SeriesTrue Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.