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Used 2020 BMW 5 Series Cost to Own

Total 5-Year Ownership Costs

5 Series Sedan

530i 4dr Sedan (2.0L 4cyl Turbo 8A)

True Cost to Own

$67,521*

Total Cash Price

$48,058

M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$90,052*

Total Cash Price

$63,970

540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$72,679*

Total Cash Price

$51,656

540i 4dr Sedan (3.0L 6cyl Turbo 8A)

True Cost to Own

$71,226*

Total Cash Price

$50,317

530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

True Cost to Own

$67,395*

Total Cash Price

$46,331

530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$68,382*

Total Cash Price

$45,486

530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

True Cost to Own

$70,654*

Total Cash Price

$47,612

Ownership Costs: 5-Year Total

Depreciation

$28,323

Taxes & Fees

$2,128

Financing

$4,529

Fuel

$12,436

Insurance

$5,145

Repairs

$6,467

Maintenance

$8,493

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 530i 4dr Sedan (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$969$998$1,028$1,059$1,091$5,145
Maintenance$592$717$3,310$2,005$1,869$8,493
Repairs$0$1,079$1,664$1,794$1,930$6,467
Taxes & Fees$1,964$41$41$41$41$2,128
Financing$1,581$1,257$919$569$203$4,529
Depreciation$10,067$5,433$4,782$4,238$3,803$28,323
Fuel$2,342$2,413$2,485$2,560$2,636$12,436
True Cost to Own®$17,515$11,938$14,229$12,266$11,573$67,521

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan M550i xDrive 4dr Sedan AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,398$1,440$1,483$1,528$1,573$7,422
Maintenance$584$831$4,849$2,908$2,688$11,860
Repairs$0$1,142$1,761$1,898$2,043$6,844
Taxes & Fees$2,603$46$46$46$46$2,787
Financing$2,104$1,673$1,224$757$271$6,029
Depreciation$13,403$7,233$6,366$5,643$5,064$37,709
Fuel$3,278$3,376$3,477$3,581$3,689$17,401
True Cost to Own®$23,370$15,741$19,206$16,361$15,374$90,052

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 540i xDrive 4dr Sedan AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,047$1,078$1,111$1,144$1,178$5,558
Maintenance$601$714$3,332$2,189$1,933$8,769
Repairs$0$1,142$1,761$1,898$2,043$6,844
Taxes & Fees$2,107$41$41$41$41$2,271
Financing$1,699$1,351$989$611$219$4,869
Depreciation$10,822$5,840$5,140$4,556$4,089$30,447
Fuel$2,622$2,701$2,782$2,865$2,951$13,921
True Cost to Own®$18,898$12,867$15,156$13,304$12,454$72,679

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 540i 4dr Sedan (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,027$1,058$1,090$1,122$1,156$5,453
Maintenance$601$714$3,332$2,189$1,933$8,769
Repairs$0$1,079$1,664$1,794$1,930$6,467
Taxes & Fees$2,054$41$41$41$41$2,218
Financing$1,655$1,316$963$595$213$4,742
Depreciation$10,541$5,688$5,007$4,438$3,982$29,656
Fuel$2,622$2,701$2,782$2,865$2,951$13,921
True Cost to Own®$18,500$12,597$14,879$13,044$12,206$71,226

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 530i xDrive 4dr Sedan AWD (2.0L 4cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,022$1,053$1,084$1,117$1,150$5,426
Maintenance$592$717$3,310$2,005$1,869$8,493
Repairs$0$1,142$1,761$1,898$2,043$6,844
Taxes & Fees$1,895$41$41$41$41$2,059
Financing$1,524$1,212$886$549$196$4,367
Depreciation$9,705$5,237$4,610$4,086$3,667$27,305
Fuel$2,430$2,503$2,578$2,655$2,735$12,901
True Cost to Own®$17,168$11,905$14,270$12,351$11,701$67,395

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 530e 4dr Sedan (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,195$1,231$1,268$1,306$1,345$6,345
Maintenance$624$803$2,894$2,423$2,785$9,529
Repairs$0$1,079$1,664$1,794$1,930$6,467
Taxes & Fees$1,866$46$46$46$46$2,050
Financing$1,496$1,190$870$539$192$4,287
Depreciation$9,527$5,141$4,525$4,011$3,599$26,803
Fuel$2,430$2,503$2,578$2,655$2,735$12,901
True Cost to Own®$17,138$11,993$13,845$12,774$12,632$68,382

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 5 Series Sedan 530e xDrive 4dr Sedan AWD (2.0L 4cyl Turbo gas/electric plug-in hybrid 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,070$1,102$1,135$1,169$1,204$5,680
Maintenance$624$803$2,894$2,423$2,785$9,529
Repairs$0$1,142$1,761$1,898$2,043$6,844
Taxes & Fees$1,951$46$46$46$46$2,135
Financing$1,566$1,245$912$563$201$4,487
Depreciation$9,972$5,382$4,737$4,199$3,768$28,058
Fuel$2,622$2,701$2,782$2,865$2,951$13,921
True Cost to Own®$17,805$12,421$14,267$13,163$12,998$70,654

*Based on a 5-year estimate with 15,000 miles driven per year.

Shop nowLearn about the 2020 5 Series 

True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2020 BMW 5 Series in Virginia is:

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