2018 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

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Tacoma Double Cab

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$49,822*

Total Cash Price

$47,258

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$51,601*

Total Cash Price

$48,946

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,502*

Total Cash Price

$37,469

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$43,060*

Total Cash Price

$40,845

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,416*

Total Cash Price

$41,182

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,366*

Total Cash Price

$35,444

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$36,299*

Total Cash Price

$34,431

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$52,313*

Total Cash Price

$49,621

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,146*

Total Cash Price

$37,132

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,704*

Total Cash Price

$40,507

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$38,078*

Total Cash Price

$36,119

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,857*

Total Cash Price

$37,807

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,722*

Total Cash Price

$35,781

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$35,587*

Total Cash Price

$33,756

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$49,110*

Total Cash Price

$46,583

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$50,889*

Total Cash Price

$48,271

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$48,754*

Total Cash Price

$46,246

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$43,060*

Total Cash Price

$40,845

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$49,822*

Total Cash Price

$47,258

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$46,975*

Total Cash Price

$44,558

Tacoma Access Cab

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,790*

Total Cash Price

$36,794

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$44,840*

Total Cash Price

$42,533

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,722*

Total Cash Price

$35,781

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,722*

Total Cash Price

$35,781

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,010*

Total Cash Price

$35,106

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,281*

Total Cash Price

$39,157

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,010*

Total Cash Price

$35,106

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$53,025*

Total Cash Price

$50,296

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$50,178*

Total Cash Price

$47,596

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,722*

Total Cash Price

$35,781

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,943*

Total Cash Price

$34,094

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,081$1,119$1,158$1,198$1,240$5,796
Maintenance$102$724$685$2,703$3,182$7,396
Repairs$0$0$174$414$608$1,196
Taxes & Fees$1,959$64$64$64$64$2,216
Financing$2,541$2,044$1,513$946$343$7,388
Depreciation$5,981$1,672$1,578$1,854$1,756$12,839
Fuel$2,447$2,520$2,596$2,674$2,754$12,991
True Cost to Own®$14,111$8,142$7,767$9,855$9,947$49,822

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,119$1,159$1,199$1,241$1,285$6,003
Maintenance$106$750$709$2,800$3,296$7,660
Repairs$0$0$180$429$629$1,238
Taxes & Fees$2,029$67$67$67$67$2,295
Financing$2,632$2,117$1,567$980$355$7,652
Depreciation$6,194$1,731$1,634$1,920$1,818$13,298
Fuel$2,535$2,610$2,688$2,770$2,852$13,455
True Cost to Own®$14,615$8,433$8,045$10,207$10,302$51,601

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$857$887$918$950$983$4,595
Maintenance$81$574$543$2,143$2,523$5,864
Repairs$0$0$138$329$482$948
Taxes & Fees$1,553$51$51$51$51$1,757
Financing$2,015$1,621$1,200$750$272$5,857
Depreciation$4,742$1,325$1,251$1,470$1,392$10,180
Fuel$1,940$1,998$2,058$2,120$2,183$10,300
True Cost to Own®$11,188$6,456$6,158$7,813$7,887$39,502

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$934$967$1,001$1,036$1,072$5,009
Maintenance$88$626$592$2,337$2,750$6,392
Repairs$0$0$150$358$525$1,033
Taxes & Fees$1,693$56$56$56$56$1,915
Financing$2,196$1,767$1,308$818$296$6,385
Depreciation$5,169$1,445$1,364$1,602$1,517$11,097
Fuel$2,115$2,178$2,243$2,311$2,380$11,228
True Cost to Own®$12,196$7,037$6,713$8,517$8,597$43,060

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$942$975$1,009$1,044$1,081$5,051
Maintenance$89$631$597$2,356$2,773$6,445
Repairs$0$0$151$361$529$1,042
Taxes & Fees$1,707$56$56$56$56$1,931
Financing$2,214$1,781$1,319$825$299$6,438
Depreciation$5,212$1,457$1,375$1,615$1,530$11,189
Fuel$2,133$2,196$2,262$2,330$2,400$11,320
True Cost to Own®$12,296$7,096$6,769$8,588$8,668$43,416

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$811$839$868$899$930$4,347
Maintenance$77$543$513$2,028$2,387$5,547
Repairs$0$0$130$311$456$897
Taxes & Fees$1,469$48$48$48$48$1,662
Financing$1,906$1,533$1,135$710$257$5,541
Depreciation$4,486$1,254$1,183$1,390$1,317$9,630
Fuel$1,835$1,890$1,947$2,006$2,065$9,743
True Cost to Own®$10,583$6,107$5,825$7,391$7,460$37,366

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$787$815$844$873$904$4,223
Maintenance$74$527$499$1,970$2,318$5,389
Repairs$0$0$126$302$443$871
Taxes & Fees$1,427$47$47$47$47$1,615
Financing$1,851$1,489$1,103$690$250$5,383
Depreciation$4,357$1,218$1,150$1,350$1,279$9,354
Fuel$1,783$1,836$1,891$1,948$2,006$9,465
True Cost to Own®$10,281$5,932$5,659$7,180$7,247$36,299

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,135$1,175$1,216$1,258$1,302$6,086
Maintenance$107$760$719$2,839$3,341$7,766
Repairs$0$0$182$435$638$1,255
Taxes & Fees$2,057$68$68$68$68$2,327
Financing$2,668$2,146$1,589$994$360$7,757
Depreciation$6,280$1,755$1,657$1,946$1,843$13,481
Fuel$2,570$2,646$2,725$2,808$2,891$13,640
True Cost to Own®$14,816$8,550$8,156$10,347$10,444$52,313

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$849$879$910$942$975$4,554
Maintenance$80$569$538$2,124$2,500$5,811
Repairs$0$0$136$326$477$939
Taxes & Fees$1,539$51$51$51$51$1,741
Financing$1,997$1,606$1,189$744$270$5,805
Depreciation$4,699$1,313$1,240$1,456$1,379$10,088
Fuel$1,923$1,980$2,039$2,101$2,164$10,207
True Cost to Own®$11,087$6,398$6,103$7,743$7,816$39,146

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$926$959$992$1,027$1,063$4,968
Maintenance$88$620$587$2,317$2,728$6,340
Repairs$0$0$149$355$521$1,025
Taxes & Fees$1,679$55$55$55$55$1,900
Financing$2,178$1,752$1,297$811$294$6,332
Depreciation$5,126$1,433$1,352$1,589$1,505$11,005
Fuel$2,098$2,160$2,225$2,292$2,360$11,135
True Cost to Own®$12,095$6,979$6,658$8,447$8,526$42,704

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$826$855$885$916$948$4,430
Maintenance$78$553$523$2,066$2,432$5,653
Repairs$0$0$133$317$464$914
Taxes & Fees$1,497$49$49$49$49$1,694
Financing$1,942$1,562$1,157$723$262$5,646
Depreciation$4,571$1,278$1,206$1,417$1,342$9,813
Fuel$1,870$1,926$1,984$2,044$2,105$9,929
True Cost to Own®$10,785$6,223$5,936$7,532$7,602$38,078

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$865$895$926$959$992$4,637
Maintenance$82$579$548$2,163$2,546$5,917
Repairs$0$0$139$332$486$956
Taxes & Fees$1,567$52$52$52$52$1,773
Financing$2,033$1,635$1,211$757$274$5,910
Depreciation$4,785$1,337$1,262$1,483$1,404$10,272
Fuel$1,958$2,016$2,076$2,139$2,203$10,392
True Cost to Own®$11,288$6,514$6,214$7,884$7,958$39,857

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$818$847$877$907$939$4,388
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,483$49$49$49$49$1,678
Financing$1,924$1,548$1,146$717$260$5,594
Depreciation$4,528$1,266$1,195$1,403$1,329$9,721
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$10,684$6,165$5,881$7,461$7,531$37,722
Ownership Costs: 5-Year Total

Depreciation

$9,171

Taxes & Fees

$1,583

Financing

$5,277

Fuel

$9,279

Insurance

$4,140

Repairs

$854

Maintenance

$5,283

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$799$827$856$886$4,140
Maintenance$73$517$489$1,931$2,273$5,283
Repairs$0$0$124$296$434$854
Taxes & Fees$1,399$46$46$46$46$1,583
Financing$1,815$1,460$1,081$676$245$5,277
Depreciation$4,272$1,194$1,127$1,324$1,254$9,171
Fuel$1,748$1,800$1,854$1,910$1,967$9,279
True Cost to Own®$10,079$5,816$5,548$7,039$7,105$35,587

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,065$1,103$1,141$1,181$1,223$5,713
Maintenance$101$713$675$2,665$3,137$7,291
Repairs$0$0$171$408$599$1,179
Taxes & Fees$1,931$63$63$63$63$2,185
Financing$2,505$2,015$1,492$933$338$7,282
Depreciation$5,895$1,648$1,555$1,827$1,731$12,656
Fuel$2,412$2,484$2,559$2,636$2,714$12,805
True Cost to Own®$13,909$8,026$7,656$9,714$9,805$49,110

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,104$1,143$1,183$1,224$1,267$5,920
Maintenance$104$739$699$2,761$3,250$7,555
Repairs$0$0$177$423$621$1,221
Taxes & Fees$2,001$66$66$66$66$2,264
Financing$2,595$2,088$1,546$967$350$7,546
Depreciation$6,109$1,707$1,612$1,893$1,793$13,115
Fuel$2,500$2,574$2,651$2,731$2,813$13,269
True Cost to Own®$14,413$8,317$7,934$10,066$10,160$50,889

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,058$1,095$1,133$1,173$1,214$5,672
Maintenance$100$708$670$2,645$3,114$7,238
Repairs$0$0$170$406$595$1,170
Taxes & Fees$1,917$63$63$63$63$2,169
Financing$2,487$2,000$1,481$926$336$7,229
Depreciation$5,853$1,636$1,544$1,814$1,718$12,564
Fuel$2,395$2,466$2,540$2,617$2,695$12,712
True Cost to Own®$13,808$7,968$7,601$9,643$9,734$48,754

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$934$967$1,001$1,036$1,072$5,009
Maintenance$88$626$592$2,337$2,750$6,392
Repairs$0$0$150$358$525$1,033
Taxes & Fees$1,693$56$56$56$56$1,915
Financing$2,196$1,767$1,308$818$296$6,385
Depreciation$5,169$1,445$1,364$1,602$1,517$11,097
Fuel$2,115$2,178$2,243$2,311$2,380$11,228
True Cost to Own®$12,196$7,037$6,713$8,517$8,597$43,060

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,081$1,119$1,158$1,198$1,240$5,796
Maintenance$102$724$685$2,703$3,182$7,396
Repairs$0$0$174$414$608$1,196
Taxes & Fees$1,959$64$64$64$64$2,216
Financing$2,541$2,044$1,513$946$343$7,388
Depreciation$5,981$1,672$1,578$1,854$1,756$12,839
Fuel$2,447$2,520$2,596$2,674$2,754$12,991
True Cost to Own®$14,111$8,142$7,767$9,855$9,947$49,822

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,019$1,055$1,092$1,130$1,170$5,465
Maintenance$96$682$645$2,549$3,000$6,974
Repairs$0$0$164$391$573$1,127
Taxes & Fees$1,847$61$61$61$61$2,090
Financing$2,396$1,927$1,427$892$323$6,966
Depreciation$5,639$1,576$1,488$1,748$1,655$12,106
Fuel$2,307$2,376$2,447$2,521$2,596$12,248
True Cost to Own®$13,304$7,677$7,323$9,291$9,379$46,975

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$841$871$901$933$966$4,513
Maintenance$80$564$533$2,105$2,478$5,758
Repairs$0$0$135$323$473$931
Taxes & Fees$1,525$50$50$50$50$1,725
Financing$1,978$1,591$1,178$737$267$5,752
Depreciation$4,656$1,301$1,228$1,443$1,367$9,996
Fuel$1,905$1,962$2,021$2,082$2,144$10,114
True Cost to Own®$10,986$6,339$6,047$7,673$7,744$38,790

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$973$1,007$1,042$1,079$1,116$5,216
Maintenance$92$651$616$2,433$2,864$6,657
Repairs$0$0$156$373$547$1,076
Taxes & Fees$1,763$58$58$58$58$1,995
Financing$2,287$1,840$1,362$852$309$6,649
Depreciation$5,383$1,504$1,420$1,668$1,580$11,555
Fuel$2,202$2,268$2,336$2,407$2,478$11,692
True Cost to Own®$12,700$7,328$6,990$8,869$8,952$44,840

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$818$847$877$907$939$4,388
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,483$49$49$49$49$1,678
Financing$1,924$1,548$1,146$717$260$5,594
Depreciation$4,528$1,266$1,195$1,403$1,329$9,721
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$10,684$6,165$5,881$7,461$7,531$37,722

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$818$847$877$907$939$4,388
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,483$49$49$49$49$1,678
Financing$1,924$1,548$1,146$717$260$5,594
Depreciation$4,528$1,266$1,195$1,403$1,329$9,721
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$10,684$6,165$5,881$7,461$7,531$37,722

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$831$860$890$921$4,306
Maintenance$76$538$509$2,008$2,364$5,494
Repairs$0$0$129$308$451$888
Taxes & Fees$1,455$48$48$48$48$1,646
Financing$1,888$1,518$1,124$703$255$5,488
Depreciation$4,443$1,242$1,172$1,377$1,304$9,538
Fuel$1,818$1,872$1,928$1,986$2,046$9,650
True Cost to Own®$10,482$6,049$5,770$7,321$7,389$37,010

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$896$927$959$993$1,028$4,802
Maintenance$85$600$567$2,240$2,637$6,128
Repairs$0$0$144$343$503$991
Taxes & Fees$1,623$53$53$53$53$1,836
Financing$2,105$1,694$1,254$784$284$6,121
Depreciation$4,956$1,385$1,307$1,536$1,455$10,638
Fuel$2,028$2,088$2,151$2,216$2,282$10,764
True Cost to Own®$11,692$6,747$6,436$8,165$8,242$41,281

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$803$831$860$890$921$4,306
Maintenance$76$538$509$2,008$2,364$5,494
Repairs$0$0$129$308$451$888
Taxes & Fees$1,455$48$48$48$48$1,646
Financing$1,888$1,518$1,124$703$255$5,488
Depreciation$4,443$1,242$1,172$1,377$1,304$9,538
Fuel$1,818$1,872$1,928$1,986$2,046$9,650
True Cost to Own®$10,482$6,049$5,770$7,321$7,389$37,010

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,150$1,191$1,232$1,275$1,320$6,169
Maintenance$109$770$729$2,877$3,387$7,872
Repairs$0$0$185$441$647$1,272
Taxes & Fees$2,085$69$69$69$69$2,359
Financing$2,704$2,175$1,611$1,007$365$7,863
Depreciation$6,365$1,779$1,679$1,973$1,868$13,665
Fuel$2,605$2,682$2,762$2,846$2,931$13,826
True Cost to Own®$15,018$8,666$8,267$10,488$10,586$53,025

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$1,089$1,127$1,166$1,207$1,249$5,837
Maintenance$103$729$689$2,723$3,205$7,449
Repairs$0$0$175$417$612$1,204
Taxes & Fees$1,973$65$65$65$65$2,232
Financing$2,559$2,059$1,524$953$345$7,441
Depreciation$6,024$1,684$1,589$1,867$1,768$12,931
Fuel$2,465$2,538$2,614$2,693$2,773$13,083
True Cost to Own®$14,211$8,201$7,823$9,925$10,018$50,178

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$818$847$877$907$939$4,388
Maintenance$77$548$518$2,047$2,409$5,600
Repairs$0$0$131$314$460$905
Taxes & Fees$1,483$49$49$49$49$1,678
Financing$1,924$1,548$1,146$717$260$5,594
Depreciation$4,528$1,266$1,195$1,403$1,329$9,721
Fuel$1,853$1,908$1,965$2,025$2,085$9,836
True Cost to Own®$10,684$6,165$5,881$7,461$7,531$37,722

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$780$807$835$865$895$4,181
Maintenance$74$522$494$1,950$2,296$5,336
Repairs$0$0$125$299$438$863
Taxes & Fees$1,413$46$46$46$46$1,599
Financing$1,833$1,475$1,092$683$247$5,330
Depreciation$4,315$1,206$1,138$1,337$1,267$9,263
Fuel$1,765$1,818$1,873$1,929$1,987$9,372
True Cost to Own®$10,180$5,874$5,603$7,109$7,176$35,943

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.


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Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Toyota Tacoma in Virginia is:

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