Used 2018 Toyota Tacoma Cost to Own

Total 5-Year Ownership Costs

Tacoma Double Cab

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,472*

Total Cash Price

$36,667

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,723*

Total Cash Price

$37,101

SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$39,456*

Total Cash Price

$31,494

SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,245*

Total Cash Price

$34,490

TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,730*

Total Cash Price

$37,113

Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$45,465*

Total Cash Price

$39,936

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$46,980*

Total Cash Price

$43,396

SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,776*

Total Cash Price

$31,901

SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$36,248*

Total Cash Price

$26,411

TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,449*

Total Cash Price

$33,789

TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$44,459*

Total Cash Price

$35,185

TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,755*

Total Cash Price

$37,166

SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,423*

Total Cash Price

$34,893

Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,877*

Total Cash Price

$37,203

TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,794*

Total Cash Price

$33,664

TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$47,310*

Total Cash Price

$41,213

TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$44,173*

Total Cash Price

$35,129

TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,917*

Total Cash Price

$33,879

SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$37,172*

Total Cash Price

$27,805

SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,108*

Total Cash Price

$32,418

Tacoma Access Cab

SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$35,835*

Total Cash Price

$25,759

SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$38,784*

Total Cash Price

$28,929

SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$41,456*

Total Cash Price

$33,372

SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$36,707*

Total Cash Price

$27,296

SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$37,001*

Total Cash Price

$27,565

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

True Cost to Own

$43,420*

Total Cash Price

$33,984

TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$42,806*

Total Cash Price

$35,666

TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$40,805*

Total Cash Price

$32,878

TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$43,256*

Total Cash Price

$35,365

SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

True Cost to Own

$38,756*

Total Cash Price

$30,615

SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

True Cost to Own

$39,832*

Total Cash Price

$30,791

Ownership Costs: 5-Year Total

Depreciation

$12,222

Taxes & Fees

$2,142

Financing

$6,666

Fuel

$8,839

Insurance

$4,099

Repairs

$2,349

Maintenance

$7,155

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$819$844$869$4,099
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,958$46$46$46$46$2,142
Financing$2,280$1,842$1,370$861$313$6,666
Depreciation$4,703$2,157$1,936$1,780$1,646$12,222
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$12,098$8,806$7,960$6,876$7,732$43,472

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,981$46$46$46$46$2,165
Financing$2,307$1,864$1,386$871$317$6,745
Depreciation$4,759$2,183$1,958$1,801$1,665$12,366
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$12,205$8,855$7,999$6,908$7,756$43,723

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$743$765$788$812$836$3,944
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,689$46$46$46$46$1,873
Financing$1,959$1,582$1,176$740$268$5,725
Depreciation$4,039$1,853$1,662$1,529$1,413$10,496
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$10,690$8,054$7,305$6,300$7,107$39,456

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$797$821$846$871$4,109
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,845$46$46$46$46$2,029
Financing$2,145$1,733$1,288$810$294$6,270
Depreciation$4,423$2,029$1,820$1,674$1,548$11,494
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$11,572$8,571$7,764$6,721$7,617$42,245

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,981$46$46$46$46$2,165
Financing$2,308$1,864$1,387$871$317$6,747
Depreciation$4,760$2,184$1,959$1,802$1,666$12,371
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$12,207$8,856$8,001$6,909$7,757$43,730

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab Limited 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$798$822$847$872$898$4,237
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$2,128$46$46$46$46$2,312
Financing$2,484$2,006$1,492$937$341$7,260
Depreciation$5,123$2,350$2,108$1,939$1,793$13,313
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$12,918$9,190$8,282$7,139$7,936$45,465

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$747$769$792$816$3,849
Maintenance$443$1,817$1,551$975$2,309$7,095
Repairs$277$404$472$551$645$2,349
Taxes & Fees$2,308$46$46$46$46$2,492
Financing$2,699$2,180$1,621$1,019$370$7,889
Depreciation$5,567$2,554$2,291$2,107$1,948$14,467
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$13,684$9,463$8,516$7,309$8,008$46,980

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$774$797$821$846$871$4,109
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,710$46$46$46$46$1,894
Financing$1,984$1,602$1,192$749$272$5,799
Depreciation$4,091$1,877$1,683$1,548$1,432$10,631
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$10,944$8,288$7,531$6,534$7,479$40,776

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$704$725$747$769$792$3,737
Maintenance$417$1,824$1,558$947$2,094$6,840
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,425$46$46$46$46$1,609
Financing$1,642$1,327$987$620$225$4,801
Depreciation$3,386$1,553$1,393$1,282$1,185$8,799
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$9,401$7,460$6,823$5,877$6,687$36,248

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$873$899$926$954$983$4,635
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,809$46$46$46$46$1,993
Financing$2,101$1,698$1,262$793$289$6,143
Depreciation$4,333$1,988$1,783$1,640$1,516$11,260
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$11,376$8,439$7,650$6,606$7,378$41,449

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$821$846$871$897$924$4,359
Maintenance$443$1,842$1,551$1,575$2,334$7,745
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,881$46$46$46$46$2,065
Financing$2,188$1,768$1,314$826$300$6,396
Depreciation$4,513$2,070$1,857$1,708$1,579$11,727
Fuel$1,849$1,905$1,962$2,021$2,081$9,818
True Cost to Own®$11,972$8,881$8,073$7,624$7,909$44,459

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$772$795$819$844$869$4,099
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,984$46$46$46$46$2,168
Financing$2,311$1,867$1,389$873$317$6,757
Depreciation$4,767$2,187$1,962$1,804$1,668$12,388
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$12,219$8,861$8,005$6,912$7,758$43,755

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$764$787$811$835$860$4,057
Maintenance$443$1,847$1,551$975$2,339$7,155
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,866$46$46$46$46$2,050
Financing$2,170$1,753$1,303$820$297$6,343
Depreciation$4,475$2,053$1,842$1,694$1,566$11,630
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$11,660$8,605$7,791$6,740$7,627$42,423

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab Limited 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$777$800$824$849$875$4,125
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,986$46$46$46$46$2,170
Financing$2,314$1,869$1,389$874$317$6,763
Depreciation$4,772$2,189$1,964$1,806$1,670$12,401
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$12,109$8,712$7,856$6,748$7,452$42,877

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$763$786$809$834$859$4,051
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,802$46$46$46$46$1,986
Financing$2,094$1,691$1,257$791$287$6,120
Depreciation$4,317$1,980$1,777$1,634$1,511$11,219
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$11,236$8,311$7,522$6,478$7,247$40,794

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD PRO 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$725$747$769$792$816$3,849
Maintenance$443$1,812$1,551$1,575$2,304$7,685
Repairs$277$404$472$551$645$2,349
Taxes & Fees$2,194$46$46$46$46$2,378
Financing$2,563$2,070$1,540$968$351$7,492
Depreciation$5,287$2,425$2,176$2,001$1,850$13,739
Fuel$1,849$1,905$1,962$2,021$2,081$9,818
True Cost to Own®$13,338$9,409$8,516$7,954$8,093$47,310

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Sport 4dr Double Cab 4WD 5.0 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$773$796$820$845$870$4,104
Maintenance$443$1,842$1,551$1,575$2,334$7,745
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,878$46$46$46$46$2,062
Financing$2,185$1,764$1,313$825$299$6,386
Depreciation$4,506$2,067$1,854$1,705$1,577$11,709
Fuel$1,849$1,905$1,962$2,021$2,081$9,818
True Cost to Own®$11,911$8,824$8,018$7,568$7,852$44,173

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab TRD Off Road 4dr Double Cab 5.0 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$763$786$809$834$859$4,051
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,813$46$46$46$46$1,997
Financing$2,107$1,702$1,266$795$289$6,159
Depreciation$4,345$1,993$1,788$1,645$1,521$11,292
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$11,288$8,335$7,542$6,493$7,259$40,917

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 5.0 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$729$751$773$797$820$3,870
Maintenance$417$1,824$1,558$947$2,094$6,840
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,498$46$46$46$46$1,682
Financing$1,729$1,397$1,039$653$237$5,055
Depreciation$3,565$1,635$1,467$1,349$1,247$9,263
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$9,765$7,638$6,975$6,005$6,789$37,172

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Double Cab SR5 4dr Double Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$767$790$814$838$863$4,072
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,737$46$46$46$46$1,921
Financing$2,016$1,629$1,211$761$276$5,893
Depreciation$4,157$1,907$1,711$1,574$1,455$10,804
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$10,937$8,180$7,415$6,392$7,184$40,108

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$721$743$765$788$3,717
Maintenance$417$1,824$1,558$947$2,094$6,840
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,387$41$41$41$41$1,551
Financing$1,602$1,294$962$605$220$4,683
Depreciation$3,302$1,515$1,359$1,250$1,156$8,582
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$9,235$7,380$6,755$5,821$6,644$35,835

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$742$764$787$811$835$3,939
Maintenance$427$1,838$1,568$962$2,225$7,020
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,556$46$46$46$46$1,740
Financing$1,799$1,453$1,081$679$247$5,259
Depreciation$3,709$1,701$1,526$1,404$1,298$9,638
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$10,175$7,921$7,246$6,272$7,170$38,784

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$748$770$794$817$842$3,971
Maintenance$443$1,838$1,551$975$2,330$7,137
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,787$46$46$46$46$1,971
Financing$2,075$1,677$1,247$783$285$6,067
Depreciation$4,280$1,963$1,761$1,620$1,498$11,122
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$11,275$8,413$7,637$6,611$7,520$41,456

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$700$721$743$765$788$3,717
Maintenance$417$1,824$1,558$947$2,094$6,840
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,466$41$41$41$41$1,630
Financing$1,698$1,371$1,019$641$233$4,962
Depreciation$3,500$1,606$1,440$1,325$1,225$9,096
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$9,608$7,548$6,893$5,932$6,726$36,707

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$726$748$770$793$3,742
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,480$41$41$41$41$1,644
Financing$1,714$1,385$1,030$647$235$5,011
Depreciation$3,535$1,621$1,455$1,338$1,237$9,186
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$9,694$7,581$6,907$5,969$6,850$37,001

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6M)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$443$1,833$1,551$1,575$2,325$7,727
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,819$46$46$46$46$2,003
Financing$2,113$1,708$1,269$798$290$6,178
Depreciation$4,358$1,999$1,794$1,650$1,525$11,326
Fuel$1,849$1,905$1,962$2,021$2,081$9,818
True Cost to Own®$11,616$8,675$7,897$7,468$7,764$43,420

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$757$780$803$827$852$4,019
Maintenance$443$1,838$1,551$975$2,330$7,137
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,906$46$46$46$46$2,090
Financing$2,218$1,792$1,332$838$304$6,484
Depreciation$4,574$2,098$1,883$1,732$1,601$11,888
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$11,840$8,673$7,853$6,788$7,652$42,806

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Sport 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$849$874$901$928$956$4,508
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,761$46$46$46$46$1,945
Financing$2,045$1,651$1,229$772$280$5,977
Depreciation$4,216$1,934$1,735$1,596$1,476$10,957
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$11,131$8,313$7,544$6,515$7,302$40,805

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab TRD Off Road 4dr Access Cab 4WD 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$874$900$927$955$984$4,640
Maintenance$443$1,838$1,551$975$2,330$7,137
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,890$46$46$46$46$2,074
Financing$2,199$1,777$1,321$831$301$6,429
Depreciation$4,536$2,081$1,867$1,717$1,587$11,788
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$11,884$8,761$7,950$6,894$7,767$43,256

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 6.1 ft. SB (3.5L 6cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$705$726$748$770$793$3,742
Maintenance$433$1,823$1,541$960$2,199$6,956
Repairs$242$352$410$481$561$2,046
Taxes & Fees$1,644$46$46$46$46$1,828
Financing$1,904$1,538$1,144$718$262$5,566
Depreciation$3,926$1,801$1,615$1,486$1,374$10,202
Fuel$1,585$1,633$1,682$1,732$1,784$8,416
True Cost to Own®$10,439$7,919$7,186$6,193$7,019$38,756

Ownership Costs: 5-Year Breakdown

Selected Model:

2018 Tacoma Access Cab SR5 4dr Access Cab 4WD 6.1 ft. SB (2.7L 4cyl 6A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Tax Credit$0$0$0$0$0$0
Insurance$740$762$785$809$833$3,929
Maintenance$427$1,838$1,568$962$2,225$7,020
Repairs$277$404$472$551$645$2,349
Taxes & Fees$1,653$46$46$46$46$1,837
Financing$1,915$1,547$1,150$723$263$5,598
Depreciation$3,948$1,811$1,625$1,494$1,382$10,260
Fuel$1,665$1,715$1,766$1,819$1,874$8,839
True Cost to Own®$10,625$8,123$7,412$6,404$7,268$39,832

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.

The components of TCO® are depreciation, interest on financing, taxes and fees, insurance premiums, fuel, maintenance, repairs and any federal tax credit that may be available. In order to estimate certain mileage-dependent costs, we assume that vehicles will be driven 15,000 miles per year. For a used vehicle, we calculate the years the vehicle has been driven using the nominal difference between the current calendar year and the vehicle's model year, and assume that it was driven 15,000 miles during each of those years.

Note that TCO® is a comparative tool, not a predictive tool — your actual five-year cost of owning a particular vehicle will vary depending on your personal circumstances, such as your driving history and the number of miles you drive.

How We Calculate True Cost to Own®

The True Cost to Own® calculations use the following set of assumptions:

  • Ownership expenses are estimated for a five-year period
  • You will drive 15,000 miles per year
  • You are financing the vehicle using traditional financing, not lease financing
  • You have an above-average credit rating for the purpose of determining your finance rate
  • You are making a 10% down payment on the vehicle at purchase
  • Your loan term is 60 months

Using proprietary formulas, we calculate the five-year costs for the seven cost categories that make up the TCO® (depreciation, insurance, financing, taxes & fees, fuel, maintenance and repairs). We also take into account any applicable federal tax credit.

Explanation of True Cost to Own® Terms

Total Cash Price

For new vehicles, the Total Cash Price displayed is the vehicle's True Market Value® (TMV®) price plus typically equipped options, destination charge, base tax and fees assessed by your state, and, if applicable, gas guzzler tax; less any widely available manufacturer-to-customer cash rebates. (However, we do not account for other types of cash rebates or incentives because of the variability of those offers and their eligibility requirements.) For used vehicles, the Total Cash Price shown is the sum of the vehicle's Private Party TMV® price in "clean" condition plus typically equipped options, and base tax and fees assessed by your state.

Depreciation

This is the amount by which the value of a vehicle declines from its purchase price to its estimated resale value. The purchase price employed is the vehicle's Total Cash Price, minus any taxes and fees included in that amount. We estimate the resale value assuming the vehicle will be in "clean" condition, will be driven 15,000 miles per year, and will be sold to a private party.

Insurance

This is the estimated average annual insurance premium in your state. The premium has been determined based on annual premium data for defined driver profiles and coverages (liability, comprehensive and collision) from a major national insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.

Financing

This is the interest expense on a loan in the amount of the Total Cash Price, assuming a 10% down payment and a loan term of 60 months. The interest rate used is the prevailing rate that banks and other direct automotive lenders are currently charging consumers in your geographic region who have above average credit scores.

Note: Even if you do not finance your vehicle, the inclusion of financing cost in determining True Cost to Own® is still appropriate because it reflects the estimated "opportunity cost" (i.e., the amount you may earn) if you invest the Purchase Price instead of using it to purchase the vehicle.

Taxes & Fees

This consists of the base sales (or use) taxes, license and registration fees in your state, and gas guzzler tax if applicable. These taxes and fees are often based on a percentage of the purchase price, and generally decrease as the vehicle ages and loses its value.

Note: the state sales/use tax rate that we use includes the average local and county taxes assessed in that state.

Fuel

This expense is based on the revised EPA mileage ratings, assuming consumption consists of 45% highway and 55% city driving and that the vehicle is equipped with the transmission that is standard equipment for that vehicle. Cost estimates are based on the current one-year moving average of self-service prices in your state, using regular unleaded gasoline for vehicles whose manufacturers require regular; premium unleaded gasoline for vehicles whose manufacturers recommend or require premium; or diesel fuel for diesel vehicles.

Maintenance

This is the estimated expense of the two types of maintenance: scheduled and unscheduled. Scheduled maintenance is the performance of factory-recommended items at periodic mileage and/or calendar intervals. Unscheduled maintenance includes wheel alignment and the replacement of items such as the battery, brakes, headlamps, hoses, exhaust system parts, taillight/turn signal bulbs, tires and wiper blades/inserts. Estimated tire replacement costs are supplied to Edmunds.com by The Tire Rack, Inc.

Repairs

This is the estimated expense for repairs not covered by the vehicle manufacturer's warranties over the five years from the date of purchase, assuming 15,000 miles are driven annually. We estimate this expense based on the cost of a typical "zero deductible" extended warranty for the vehicle, minus the estimated amount of that cost that consists of the warranty provider's overhead and profit.

Federal Tax Credits

This is the tax credit that is provided for under the Energy Policy Act of 2005. A tax credit is subtracted directly from the total amount of federal tax you owe. The tax credit is for electric fuel vehicles.

The credit is only available to the original purchaser of a new, qualifying vehicle, and is subject to certain "phase out" rules that we take into consideration when computing TCO®. If a qualifying vehicle is leased to a consumer, the leasing company may claim the credit.



Edmunds Insurance Estimator

The Edmunds TCO® estimated monthly insurance payment for a 2018 Toyota Tacoma in Virginia is:

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